TheMAB. Homefront. July 2016 BUILDERS AFTER HOURS. July 12th

Transcription

1 TheMAB Homefron July 2016 BUILDERS AFTER HOURS Norh Hll Frs Inernaonal Bank July 12h

2 2016 Board of Drecors EXECUTIVE COMMITTEE Presden: Phl Rsbrud K & R Conracng The MAB Homefron Vce Presden: Dawn Rasmussen Cenury 21 Acon Realors Secreary/Treasurer: Robb Roramel Real Bulders The MAB Homefron s a publcaon of he Mno Assocaon of Bulders. Imm. Pas Presden: Kal Larson Concree Moble Senor Lfe Drecor: Bruce Walker Coldwell Banker 606 Burdck Expressway Wes Sue B Mno, ND Phone: Lfe Drecor: Joe Senvold We Inegrae DIRECTORS Mch Kraf ( 15-17) Prare Supply Rob Ors ( 16-18) Verendrye Elecrc Lke us! Follow us! Pneres wh us! Bll Huber ( 16-16) Mno Lumber JULY 2016 Al Schall ( 14-16) Norhsar Seel S U N M O N T U E W E D T H U F R I S A T Seve Semenewsk ( 16-18) Crane Johnson Lumber 1 2 Chrsopher Dahl ( 16-18) Uned Renals Erc Wanner ( 15-17) Fuure Bulders STAFF Execuve Offcer: Elysha Head Your membershp wh MAB auomacally enrolls you n: Mno Assocaon of Bulders Norh Dakoa Assocaon of Bulders Naonal Assocaon of Home Bulders July 4h Independence Day July 12h Bulders Afer Hours Norh Hll Frs Inernaonal Bank & Trus July 14h MAB Board Meeng ND Guarany and Tle Meeng Room 2016 Commees Governmenal Affars: Kal Larson and Chrs Dahl PAC: Kal Larson and Joe Senvold Fnance: Robb Roramel Home & Garden Show: Kasper Zegler, Loren Vanne, Shela Melaas, Melnda Lloyd Membershp: Rob Ors Nomnang: Phl Rsbrud, Al Shall Evens: Rob Ors, Phl Rsbrud, Dawn Rasmussen, Robb Roramel, Mary Anne Bamberger, Becky Bersch, Joe Senvold, Carssa Vsocsky Parade of Homes: Seve Semenewsk, Jm Har, DelRae Zmmerman, Brany Dahl, Caye Heser, Maaya Lafonane, Jo Bahl, Kmberly Keller Seerng: Erc Wanner, Bll Huber

3 Bulders Monhly Forum July 16 Presden s Message The far s fas approachng and road closed sgns around own ell me we are n he mddle of he consrucon season. As he summer hea connues, keep an eye on yourself and your crews. Make sure you know he warnng sgns of hea exhauson and say safe. I would lke o nve everyone o he Pas Presdens Golf Tournamen on Augus 15h. We have some fun hngs planned for hs year s ournamen whch wll add fun and excemen o an already grea even. Conac Elysha o sgn yourself up or o sgn up a eam. Many of you noced ha we ddn have our normal rap shoong even n June, we have moved o Sepember. We look forward o seeng you a all of our evens. Our new webse wll be up and runnng soon. Many mprovemens wll be made o help our members more easly navgae he se. Le us know f here s somehng you would lke o see. As always have a safe and profable consrucon season. Phl Rsbrud Presden RENEWALS We would lke o exend a bg THANK YOU o our members who renewed her membershp hs monh! Your connued suppor of he Mno Assocaon of Bulders helps us connue o work for you a a local, sae and naonal level. Affny Frs Federal Cred Unon Karla Lonnng hp:// Amercan Bank Cener Theresa Bolnske hps:// Anderson, Wade and Why Wayne Why hp:// Burdck Jobs Corps Cener Kasper Zegler hp://quennnburdck.jobcorps.gov Cndy Snay Coldwell Banker 1 s Mno Realy Bruce Walker I. Keang Furnure World Mahew Kramer hp:// KLJ Mark Sweeney hp://kljeng.com Magc Cy Garage Door Tony Meland hp:// Man Elecrc Consrucon, Inc. Dave Hendersho hp:// Mno Park Dsrc Ron Merr hp://mnoparks.com Mno Plumbng and Heang Dean Eman hp:// Town and Counry Cred Unon Tyler Neeher hps:// MEMO FROM THE EO Happy July! The summer s flyng by so quckly. Le me gve you a few updaes abou our assocaon! We had a grea urnou a our Canddae Mee and Gree! Thank you o everyone who sponsored our even and also aended! Our annual golf ournamen s comng up on Augus 15h. I s gong o be beer han ever hs year so make sure o ge sgned up. Be on he lookou for more nformaon regardng he Bulder Ball Drop! Our MAB Trap Shoo s Sepember 8h a he Mno Gun Club. I s one of our favore evens. We ve had our frs commee meeng for he Parade of Homes. I was a good bransormng sesson o we make sure s a worhwhle even for our cy. See you nex monh! Flood Proecon Well Underway The Fourh Avenue Norh Floodwall phase of he projec s locaed beween jus wes of Broadway and jus eas of Thrd Sree NE. Ths phase feaures floodwalls, earhen levees, a large pump saon and oher key feaures. The projec reached he 30% desgn mlesone n Ocober 2015, and held a publc meeng n early November wh hose n he mpaced neghborhood. The projec has approxmaely 2,250 fee of floodwalls, earhen levees on boh sdes of where he Broadway Brdge connecs on he norh sde of he rver, and a leas one removable closure srucure. The Fourh Avenue Floodwall phase (Phase 1) s expeced o fnsh engneerng desgn by he end of 2016, wh consrucon sarng n Consrucon would fnsh n wo o hree seasons.

4 Bulders Monhly Forum July 16 MINOT PERMIT REPORTS THROUGH June 23, 2016 Mno Buldng Perms Ward Couny Buldng Perms Sngle Famly Mul-Famly Sngle Famly Commercal June Buldng Perms Buldng Perm Type Number of Perms Perm Valuaon Sngle Famly Dwellng 8 $576, Townhouse 0 $0.00 Indusral/Agrculural 3 $300, Sores & Cusomer Servce 2 $1,449, Msc. Non-Resdenal Buldngs 2 $55, Srucures Oher Than Buldngs 1 $ Resdenal Remodel and Addon 17 $363, Commercal Remodel and Addon 8 $511, Resdenal Garages and Carpors 8 $124, Demolon Sngle Famly 14 $157, Demoon Oher 2 $7, Toal 65 $3,543, The Mno Assocaon of Bulders has formed a Seerng Subcommee! Bulders have represenaon on he Seerng Commee bu our engagemen s crucal. If you have neres n beng a par of our commee or concerns regardng upcomng opcs conac Elysha Head a maob@sr.com or Pump Saon Consrucon Complee a Mno s Sxh Sree Underpass Work has fnally been compleed on he Sxh Sree underpass n Mno. Wh a fnal prce ag of $11 mllon dollars for he enre projec, he saon wll now proec up o a 100-year ran even. The saon wen no servce on June 21s h Ave SE, Mno, ND Cusom Homes Home Improvemen Seel & Vnyl Sdng Wndows Shnglng Garages Addons Concree Cabnery Souh Broadway FDIC Equal Housng Lender

5 Bulders Monhly Forum July 16 Lunch Hour Learnng Are you lookng o serve on a local board? Have you been hnkng abou servng on a local board? You re n luck! Do you ge a headache ryng o undersand your fnancal saemens? On July 20h, Tna Nordqus from Brady Marz wll be a he MAB offce from 12-2 PM o demonsrae how o nerpre and undersand fnancal saemens. If you have any specfc quesons or ssues you d lke Tna o address please subm hem o Elysha a maob@sr.com by July 15h! LUNCH WILL BE SERVED! $15 dollars for members $20 dollars for non-members Please RSVP o Elysha a maob@sr.com or Rememberng he 2011 food A shor ceremony was held on June 22nd n Mno s Oak Park n remembrance of he 2011 Flood. Mno s Mayor Chuck Barney, Cy Manager Lee Saub and ohers spoke regardng he ongong recovery process. "We have o make sure we do rgh for he people. I s a long and edous process," sad Saab. "We're no done wh recovery. We have a lo of work o do. We are makng progress." The Mno Assocaon of Bulders has an opporuny for he rgh canddae o serve on our board! (Repored hru 02/29/16 from NAHB) (* denoes change) SUPER SPIKES: ( Creds) John Coughln (484.5) Todd Brady (334) Bruce Walker (330.5) Joe Senvold (298.5) ROYAL SPIKES: ( Creds) Gary Kramlch (201.5) Joel Fes (167.5) RED SPIKES: ( Creds) Greg Aasmundsad (108.5) GREEN SPIKES: (50-99 Creds) Rob Ors (85.50) Jm Mongomery (74.5) John Lund (60.5) Dave Lebrun (53) Karen Engle (50.5) LIFE SPIKES: (25-49 Creds) Cndy Snay (46.50) Kal Larson (41) Joe Kraf (40) Pam Karpenko (31) Mch Kraf (27) BLUE SPIKES: (6-24 Creds) Clyde Thorne (15) Erc Wanner (15) Laur Hopwood (14) Ma Gener (9.5) Dwgh Flygare (7) Leonard Ness (6.5) Kevn Connole (6) CANDIDATES: (1-5 Creds) Sacey Abel (5.5) Carre Monoya (5) Rch Presng (3.5) Jm Chrs (3) Todd VanDusen (3) Pa Baley (3) Tanesha Leker (2) Phl Rsbrud (2) Chrsopher Dahl (2) Shela Melaas (1) Dale Zarr (1) Red Kubeseh (1) Elysha Head (1) Al Schall (0.5) Someone who knows he buldng busness s encouraged o apply. We re lookng for someone who sees hemselves parcpang n communy developmen and s passonae abou seeng Mno floursh. If you re neresed please conac Elysha a

6 Bulders Monhly Forum July 16 Realors n he News Mee Your Local Realor: Jerry Thomas I s been my pleasure servng as a full me realor snce My famly and I lve ousde of Mno. I m marred o Bonny who eaches Washngon School as a SLPA. We ve celebraed over 20 years of marrage. We have wo chldren: Jusn and Branna. Jusn aends Wllson Sae College and Branna aends DLB Hgh School. Our favore hngs o do are golf n he summer and snowmoble and sk n he wner. Call me a for any of your real esae needs! Inroducng Coldwell Banker s Newes Agen: Megan Achson I am orgnally from Monana and have lved n Burlngon for a lle over 6 years now. I have worked a he Comfor Inn n Mno for he majory of my me beng here and have me some amazng people. I also have my veernary asssan degree and love workng wh anmals. In our free me my husband and I enjoy hkng, fshng, archery and beng oudoors n general. I can be reached a or megan.achson@coldwellbanker.com. Realor of he Monh Nahan Sremck was Agen of he Monh for May a Coldwell Banker 1 s Mno Realy. Nahan can be reached a or or emaled a nahans.mno@gmal.com. Tame Dunn was he Agen of he Monh for May a Coldwell Banker 1 s Mno Realy. Tame can be reached a or or emaled a dunn@sr.com. Norh Dakoa Assocaon of Bulders Hoss Legslave Socal Brde wh he Bulders On June 15h, NDAB hosed a summer socal a he Fargo Ar Museum wh Norh Dakoa legslaors. The even gave area home bulder assocaons he chance o speak wh legslaors and her represenaves abou ssues ha are mporan o MAB members. The legslaors were neresed n wha he assocaons had o say and asked relevan quesons o ensure he buldng ndusry s heard on boh sae and naonal levels. Brde wh he Bulders was held n conjuncon wh our summer board meeng. The meengs ook place on June 15h-16h. They were very nformave and a grea chance o cach up wh he res of he Norh Dakoa home bulder assocaons. Seeng how oher assocaons handle he ups and downs of he consrucon ndusry n her area provdes grea nsgh for our assocaon o make sure you ge he mos ou of your membershp wh he Mno Assocaon of Bulders.

7 Bulders Monhly Forum July 16 71% of poenal homebuyers wh suden deb sdelned from marke By Km Slowey of ConsruconDIVE 71% of poenal homeowners saddled wh suden loan deb sad he fnancal burden was keepng hem from buyng a home, accordng o a jon Naonal Assocaon of Realors and SALT/Amercan Suden Asssance survey. Over 50% of all respondens wh loans sad her suden deb would delay homeownershp by more han fve years, and 40% sad would keep hem from movng ou of a famly member's home. The survey also found hs pessmsc vew of he poenal for homeownershp was hgher (79%) for older mllennals beween he ages of 26 and 35 wh $70,000 o $100,000 of suden deb. The survey sad as well ha mos respondens had suden deb of $20,000 o $30,000, whle 38% owed $50,000 or more. Poenal sellers who would lke o buy a new home are also held back by suden deb (31%), accordng o he survey. Some sellers (6%) sad hey're underwaer on her morgages because he exra money ha could go oward brngng down morgages s gong o pay suden loans, whle 18% sad he oblgaon makes movng oo expensve. In March, he NAR also repored ha whle mllennals have sad ha suden deb affecs her ably o save for a home, baby boomers acually carry he mos deb, wheher 's her own or an oblgaon on behalf of a chld or oher famly member. In addon, a Naonal Assocaon of Home Bulders repor found ha suden deb s one of he fnancal drags on frs-me homebuyers ha has resuled n he absence of wo mllon mllennal homeowners from he marke. Las monh durng he NAR's Legslave Meeng, Sen. Elzabeh Warren (D-MA) emphaszed he need for suden loan reform, as suden deb can creae a major obsacle o homeownershp for poenal buyers. She sad reform can "breahe new lfe no housng markes." Rsng rens are makng ncreasngly dffcul for people o save for down paymens, and frs-me buyers he group mosly lkely o be burdened wh suden deb represen only one-hrd of he housng marke, he lowes share n 30 years. UPCOMING EVENTS! July 12h Bulders Afer Hours Frs Inernaonal Bank & Trus Norh Hll Locaon 5 PM Augus 15h MAB Golf Tournamen Vardon Golf Club Lunch across from club enrance o be sponsored by Sours Rver Desgns a 11:30 1 PM Sar! Sepember 8h MAB Trap Shoo Mno Gun Club Ocober 1s Mno Assocaon of Bulders 1s Annual Parade of Homes $390 $370 $350 $330 $310 $290 $270 $ Lumber Prces The prces lsed below provde an overvew of he behavors whn he U.S. framng lumber prcng marke. The nformaon s sourced each week usng he Random Lenghs Framng Lumber Compose, whch s comprsed usng prces from he hghes volume-producng regons of he U.S. and Canada. Informaon provded by Random Lenghs. Bulder confdence n he marke for newly-bul sngle-famly homes moved 2 pons n June, a a level of 60 on he Naonal Assocaon of Home Bulders/ Wells Fargo Housng Marke Index (HMI). Lumber compose averages over las year up $30.00 per M. Panel compose averages over las year are he same as las. However OSB s up over $70.00 per M compose average versus las year. Seel roofng prces have aken healhy ncreases las 2 monhs 12-15% overall and possbly more o come. Submed by Seve Semenewsk Manager of Crane Johnson Lumber Co and MAB Board Member

8 Bulders Monhly Forum July 16 PROJECT OF THE MONTH Check ou hs before and afer from Brdy s Hydromulchng! Companes lke hs help make a house a home. Gve Brdy s Hydromulchng a call for a consulaon ( ) or vs her webse a hp://brdysmulchng.com. Do you wan one of YOUR projecs o be feaured as projec of he monh? Send wo o hree pcures along wh a descrpon of your projec o maob@sr.com o be consdered! Afer hours Norh Hll Frs Inernaonal Bank & Trus s hosng our July Bulders Afer Hours! Please jon us on July 12h from 5-6 PM! Alana Erckson wh Enbrdge s our keynoe speaker! Frs Inernaonal Bank began n 1910 as Farmer s Sae Bank n Arnegard, Norh Dakoa. In 1911, Odn Senehjem became he frs Farmer s Sae Bank casher. In 1917, Gerhard Senehjem became s frs Presden. In 1934, he bank moved o Waford Cy. A ha me he name was changed o Frs Inernaonal Bank. Frs Inernaonal Bank was he only bank n McKenze Couny o survve he Grea Depresson n he 1930 s. Throughou he years, he Senehjem famly acqured more banks hroughou he Mdwes and Arzona. In 2015, he Norh Hll Frs Inernaonal Bank locaon opened. Frs Inernaonal ams o be a one-sop shop for her cusomers, delverng a complee porfolo of fnancal soluons n rue communy bankng fashon. Frs Inernaonal Bank offers bankng, morgage, loan, wealh managemen and nsurance servces. Gve Frs Inernaonal Bank & Trus a call a o help wh your bankng needs!

9 Bulders Monhly Forum July 16 MEMBER SPOTLIGHT Has your company been recognzed or receved a dsncon laely? Tell us abou and we ll make sure he res of our members know oo! On Saurday, June 11h he Norh Dakoa Ready Mx and Concree Producs Assocaon sponsored he 2nd annual ruck drver challenge n Bsmarck a he sae capal wes parkng lo. 26 ready mx ruck drvers from across he sae ook par n he hghly compleve even. The even challenges ncluded a one hour, 50 queson wren exam, an obsacle course wh 10 drvng challenges, fndng 15 ems on a ruck ha were no n DOT complance whn fve mnues and fndng 12 errors on he ready mx bach cke whn 2 mnues. These challenges requred drvers o know her ruck hrough precson, dsance, maneuverably and ruck specfc knowledge. Wh a lo of hand shakng, good lucks, some good naured rbbng and rash alk he compeon was compleed by lae mornng. The Woodhouse Resauran provded burgers and bras whle he fnal resuls were calculaed. Frs place wnner, Wes Vog, wll go on o represen Norh Dakoa a he naonal even n Nashvlle, Tennessee on Sepember 18-20! Jm Meyers of he Sraa Corporaon of Fargo ook second place and Randy Chrsopher wh Sours Valley Ready Mx of Mno ook hrd place. A ready mx ruck drver has many responsbles. Ths even proved ha. They ake her job very serously. Imagne drvng a 72,000 lb. pece of equpmen wh a pershable produc n a roang drum on uneven erran. They go o job ses n a lmed amoun of me wh he slump conssency requred. Normally hey do all hs whle drvng n reverse followng conracors hand moons. Your Norh Dakoa drvers do hs wh safey as an umos concern. Congraulaons o all compeors! You are he bes of he bes!! Sue Sewar Board of Drecors, NDRM&CPA Mno Voes o Resrucure Cy Councl On Tuesday, June 14h, Mno resdens overwhelmngly voed o resrucure he cy councl by elmnang he ward sysem and reducng he number of councl members. Several new councl members were voed no offce. There s a specal meeng planned for June 28h o dscuss reorganzaon of he councl.

10 Bulders Monhly Forum July 16 How payng down cred cards faser wll ge you n a new home by Danel Goldsen of MarkeWach Fanne Mae o reward borrowers who don keep hgh cred card balances Payng he mnmum balance only on your cred cards, even f s on me, may no be enough anymore o ge he bes home loans. Tha s because sarng n June, Fanne Mae. one of he bgges governmen-sponsored buyers of morgages, says when comes o buyng home loans wll now favor borrowers who are makng effors o pay down her cred cards, raher han jus pay he monhly mnmums. Fanne Mae s counerpar, Fredde Mac may also follow su. I s no a bad hng o have cred cards, bu you have o use hem wsely, sad Mndy Armsrong, produc manager for Fanne Mae. The new moves would make easer for borrowers who mgh be on he cusp of approval for her loan o be bough by he agency o ge an OK, she sad. Ths rended daa approach could ge hem no he approval bucke, Armsrong sad. The agency, whch has been under conservaorshp by he Federal Housng Fnance Agency snce he housng crash n 2008 sad las Ocober ha wh he cooperaon of wo of he bgges cred reporng agences, TransUnon and Equfax, wll begn lookng a cred card daa gong back as far as wo years (24 monhs) begnnng on June 25. The so-called rended daa, whch ncludes amoun of paymens made and oal amouns remanng on he balance, wll only nclude revolvng cred card accouns, bu no oher consumer deb paymens, such as morgage loans or suden loans. The rended cred daa ha wll be avalable o lenders wll nclude he mnmum paymen due, he acual paymen amoun, and he balance each monh. Here s how Fanne Mae says rended daa wll work for consumers. For example, f wo borrowers have $10,000 n cred card deb, have equal cred scores and are makng her paymens on me, Fanne Mae s auomaed loan approval sofware wll now favor he borrower (a so-called ransacor ) who had $20,000 n cred card deb sx monhs ago and pad down by half, over he borrower (he so-called revolver ) who had $3,000 n deb sx monhs ago, bu charged up anoher $7,000 whle makng only on-me mnmum paymens. Fanne Mae noed ha borrowers who pay off her cred cards a he end of every monh are 60% less lkely o be delnquen on her morgage han borrowers who only make her mnmum paymens, even f hose mnmum paymens are made on me. Jonahan Corr, he chef execuve of Pleasanon, Calf.-based Elle Mae a morgage sofware company sad ha he move could poenally help younger borrowers who mgh have lower FICO scores because of a shorer cred hsory, bu have shown hemselves o be responsble borrowers by payng down debs faser, n addon o beng on me. Tha could be poenally beer han havng a longer cred hsory and a hgher score, bu rackng up balances and usng he lms of her cred avalably, he sad. Fanne Mae s Armsrong also nssed ha borrowers who keep a hgh balance won be hur by he new scorng. We re no gong o see he person who makes he mnmal paymen as rsker, bu we re gong o see he person who makes more han he mnmum paymen as a beer rsk, she sad. We won penalze hose who can pay down her blls. Bu ohers sad he changes are unlkely o help hose who are shu ou of he radonal morgage markeplace and wll smply reward borrowers who are wealhy enough o charge cred cards up bu pay hem back down agan. We haven seen any daa or nformaon ha says rended daa s gong o markedly ncrease cred for people of color and oher under-served borrowers sad Lsa Rce, he execuve vce presden of he Naonal Far Housng Allance, a Washngon D.C.-based housng advocacy group. To help mnory communes, agences lke Fanne Mae should no accoun non-radonal cred daa such as hsory of ren paymens o assess credworhness, Rce sad. If you have a $1,200 ren paymen ha you ve made on me for he las 24 monhs, and you are applyng for a morgage ha has a monhly paymen of $1,200, here s no paymen shock, and ha person should be a good morgage rsk, bu Fanne Mae doesn coun ha, she sad. Gven he lack of wage ncreases n he U.S. n he pas decade, Rce added, mos Amercans don have he exra dsposal ncome o make hemselves a more aracve borrower o Fanne Mae by makng more han mnmum cred card paymens. Wage growh n he U.S. n Aprl was jus 2.2% yearover-year. Wages ypcally rse 3% o 4% a year when he economy s a full speed, bu hey have been suck n a 2% range for he pas sx years. Tellng mos Amercans o pay off her debs s jus no gong o happen wh salares sagnan, she sad.

11 Sarng July 12h, buy your ball for a chance o wn a XL BIG GRILL EGG GRILL! (Real Value of $ ) Here s How I Works 1. Purchase a numbered cke for FIVE DOLLARS o be enered n he ball drop! 2. We ll load a helcoper wh all of he numbered, purchased golf balls! 3. On Augus 15h, he helcoper wll be flown over he Vardon Golf Club and he balls wll be dropped ono he hrd farway. 4. The frs ball n he hole wll wn he GRAND PRIZE of a Bg Green Egg Grll! Sponsored By Parcpang n hs Golf Ball Drop wll benef he Sours Valley Anmal Sheler and he Mno Assocaon of Bulders.

12 NDAB NEWS Volume XXIII, Issue 6 Monhly News from he Norh Dakoa Assocaon of Bulders June 2016 Parcpaon s Key To all of hose ha were able o make o Fargo for our NDAB Meengs, I would lke o ake hs me o hank you for aendng, and o hank you for akng me ou of your busy schedule. I s ruly grea o see he aendance growng a NDAB Meengs. I can see how passonae our group s abou our ndusry and how we are ryng o make a dfference. Our Summer Even n Fargo was a grea success. We had represenaon from all 6 locals and many eleced offcals. I was amazng o alk wh our eleced offcals abou he buldng ndusry. The one hng ha I have noced over he las year s ha our offcals are alkng wh us and NDAB 2016 Presden, Arnold Karsky and NDAB BUILD-PAC Trusee, John Koerselman n fron of our Banner Wall of Fame feaurng he Arnold Karsky NDAB Presden lookng o us for npu. We need for hem o undersand our ndusry and he mporance has on he economy a he local, sae, and naonal levels. On June 14h we had our prmary, and many local elecons, and we wll have one more go around n November. As a Bulder Assocaon we need o reach ou o all eleced offcals, as well as o all hose ha are on he ballo n November, and make sure we are n he dscussons when comes o he buldng ndusry. When November rolls around we need o make sure we are vong for he people on he ballo ha are for he buldng ndusry. Augus 8-11, NAHB s havng he mdyear Board of Drecors Meeng n Mam, FL. Hopefully we can ge all of our local HBAs, along wh NDAB, o have represenaon aend. I encourage you o make he rp and see wha s all abou. Ge nvolved n all hree membershps, your Local, NDAB, and NAHB. The more we ge nvolved, he more our voces are heard. Arnold Km Schneder NDAB Execuve Offcer They Answered he Challenge You wll ofen read abou, or hear us alkng abou, NDAB-PAC and BUILD-PAC. NDAB-PAC s he Norh Dakoa Assocaon of Bulders Polcal Acon Commee. I s a non-parsan polcal acon commee whch provdes suppor for canddaes who are frends of he buldng ndusry. NDAB-PAC recognzes here s srengh n numbers. People who show hey care and are concerned abou he fuure of he buldng ndusry make conrbuons o NDAB-PAC because hey beleve ha cooperaon equals srengh. You alone can nfluence he Legslaure or Congress on ssues ha can devasae your busness. NDAB-PAC s your fron lne of defense. I monors legslave ssues and works o proec and promoe he buldng ndusry. NDAB-PAC s ably o defend and promoe your busness ress squarely on he fnancal suppor receves from you and oher members. By poolng conrbuons from NDAB members, NDAB-PAC s able o help elec legslaors who undersand and suppor he ssues and concerns of bulders and assocae members. You can also choose o conrbue o BUILD-PAC, he Naonal Assocaon of Home Bulders Polcal Acon Commee, one of he mos recognzed and well-respeced PACs n Washngon. Recenly we offered up a challenge o our NDAB-PAC Trusees o educae our members on he mporance and value of PAC. Those ha conrbued a a level of Cenury Club ($100) or hgher were gfed a se of NDAB-Plsner glasses. The number of glasses receved was based on he level of conrbuon. Our valued voluneer PAC Trusees sepped up o he challenge and blew us away! We had many new supporers sep up, some supporers rased her conrbuon level and ohers renewed her conrbuon. If anyone s neresed n learnng more, please conac our offce or reach ou o your local assocaon o speak o your local EO or rusee. November wll be here shorly and ha also means elecon me once agan. These PAC funds wll go oward local legslave canddaes and oher saewde offce holders jus as donaons wen ou for cy commsson and Mayoral canddaes durng he June elecon. Many of our members had an opporuny o speak wh some of hese canddaes a our Brde wh he Bulders legslave socal held las monh a he Fargo Ar Museum. Wh over 150 people n aendance, good conversaon was had, delcous food was consumed and new frends were made. Once agan, we would lke o hank all of our sponsors for her connued suppor: A vew of he fanasc crowd a our NDAB Summer Even - a Legslave Socal. Over 150 people aended, ncludng over 20 Back your PAC your PAC backs you! NDAB-PAC s he Norh Dakoa Assocaon of Bulders Polcal Acon Commee. I s a non -parsan polcal acon commee ha provdes suppor for canddaes who are frends of he buldng ndusry. Conac NDAB a Norh Dakoa Assocaon of Bulders 1720 Burn Boa Drve, Sue 207, Bsmarck, ND / or 800/

13 Do Frank, Execuve Offcer bmhba.com Members me a The Pos for he assocaon s Annual Scholarshp Pcnc. Donaons from he even fully funded he BSC scholarshps ha he BMHBA provdes each year o sudens pursung careers n he buldng rades. Members me wh eleced offcals o encourage he connuance of he propery ax exempon on new consrucon. Bulder members parcpaed n Ge Sold a faclaed sales ranng ha ed no leads generaed hrough he Sprng Parade of Homes. The BMHBA s eamng up wh he BMDA, Chamber and BMBOR o hos nfrasrucure dscusson forums. The evens wll educae members on curren and fuure needs and serve as a sraegy sesson for fnancng deas. The Annual PAC Golf Tournamen s scheduled for July 12 a Prare Wes Golf Course n Mandan. All NDAB members are nved o aend. Dcknson Area Bulders Assoc. Tffaney Dolechek, Execuve Offcer dcknsonareabulders.com We had our frs Parade of Homes commee meeng, and hngs are off o a grea sar. We have fve confrmed homes so far, and are workng hard on geng more. We are exced o brng hs new even o our members and he communy. We are plannng our Summer Pcnc on Augus 10h and our Golf Scramble Augus 18h. We have some fun deas o add o boh evens hs year, and have changed he golf scramble from 9 holes o 18 holes! Bryce Johnson, Execuve Vce Presden hbafm.com Around he Sae The HBA of F-M held a press conference where he mayors from Dlworh, Fargo, Moorhead and Wes Fargo declared June as Homeownershp Monh. The Herdna Academy for he Consrucon Trades had 18 sudens graduae. Over 60 members made hs even happen hrough sponsorshps, donang maerals and donang me. The HBA s July Golf Oung s almos sold ou, we wll be holdng a second Golf Oung Sep. 13. The Fall Parade of Homes wll run Sep & 24-25, wh he Remodeled Home Tour runnng he las weekend only. In celebraon of s 60h Annversary, he HBA s holdng a Showroom Tour for he monh of Ocober. Vs hbafm.com o fnd ou more. Congraulaons o our Execuve Vce Presden Krsa Mund on celebrang her 18h annversary workng for he HBA of F-M, we apprecae everyhng you do for he Assocaon. There was grea fun a boh evens. Norhland Cusom Woodworkng proudly gave ours of her new addon and her new showroom. Tm Shea s Nursery & Landscapng greenhouse was sll n bloom and a grea seng for Bulders afer Hours. Thank you o wo very acve member companes! Closng was held for he 2016 Projec House. The Forx Bulders Assocaon bulds a house each year wh he rade sudens a Norhland Communy & Techncal College. Bd packages were le and opened already for he 2017 Projec House. Wh he reremen of Loren Abel afer 30 years as resdenal carpenry nsrucor, new nsrucor Chrs Swenby s akng over hose dues. Congraulaons o boh Loren and Chrs n he new changes wh her careers. Our Annual Golf Oung s on he calendar for Sepember 15h a he Grand Forks Counry Club. Mno Assocaon of Bulders Elysha Head, Execuve Offcer mnoab.com Our Canddae Mee and Gree n June was a huge success! Many area canddaes came ou o speak o our assocaon abou opcs mporan o hem and us. Our even was held a he Brcks Even Space downown. The assocaon s happy o have suppored downown Mno as well as local polcal conenders. Execuve offcer Tffaney Dolechek s aendng he Assocae Leadershp Insue nex monh. Ths s a grea educaonal program ha wll help mprove key assocaon funcons and develop new relaonshps wh oher execuve offcers and NAHB employees. Forx Bulders Assocaon Bey McDonald, Execuve Offcer forxbulders.com Norhland Cusom Woodworkng and Tm Shea s Nursery & Landscapng hosed separae Bulders afer Hours. NDAB says, "Thank You" o all BUILD-PAC and NDAB-PAC Donors! Club Level Donors of Cenury Club ($100) and hgher are elgble o receve a free gf of NDAB-PAC Plsner Glasses. Clam forms and nsrucons wll be sen o all hose who are currenly Cenury Club Level and Norh Dakoa Assocaon of Bulders June 2016

14 Connole & Somervlle Plumbng, Heang & AC Inc Ryan Chevrole 1800 S. Broadway, Mno or Ryan GMC/Buck/Cadllac 3805 S. Broadway, Mno or Ryan Honda of Mno h Ave SW, Mno or Mno s Larges On-Lne Invenory Fre Equpmen Company Fre Exngusher Sales & Servces ON SITE INSPECTION SERVICE FULLY LICENSED & INSURED The area s mos complee floorng sore carpe vnyl hardwood lamnaes le rugs Bes Servce Bes Selecon Bes Value Over 20 years of experence on call for you 2100 Souh Broadway Mno Qualy Amerex Producs f New Home Remodelng Concree Sdng lowesnur@mno.com Complee Commercal & Resdenal LANDSCAPING Esmaes-Desgn Servces Landscape Conracor Kpp s Heang & Ar, Inc Kpp Jenson fax: #10 21 s Ave. SE #10 21s Ave. SE PO Lcensed Box 1191 & Insured Mno, ND kpps@sr.com Mno Mno Dakoa Square Max Member FDIC

15 Sours Valley Ready Mx, LLC MUDD (6833) 5320 Ralway Ave. Mno, ND Specalzng n All Types of Real Esae CALL ANYTIME - DAY OR NIGHT Mno-Sanley-Wllson Fax Souh Broadway Mno, ND sgnal@sr.com Rgh here. Rgh for you. Mno NATHAN ROESLER A Local Company here o say. NPHI Specalzng n: All Sdngs: Vnyl, Seel, Wood, ec. Wndows, Soff and Fasca Buld Garages, Home Addons, ec. Ineror Remodelng and Roofng Excellen Cusomer Servce/Warrany and Repar We do hngs your way and ensure your happness. Your sasfacon s our guaranee. Call: Today for your Free Esmae. Lcensed and Insured NPHI Mno, Norh Dakoa NPHI

16 Wheher s remodelng or replacemen, Marvn has a soluon. I s all par of four generaons of nnovaon and crafsmanshp backed by an unwaverng commmen o servce and suppor from local realers. And wh Marvn s selecon of neracve ools, ncludng our Produc Desgner, Produc Fnder, and New Marvn App for Pad, you and your clens wll have wha you need o plan and organze projecs from sar o fnsh. Scoung for a new home? Le Clyde be your gude! 1s Mno Realy & Managemen, Inc. Clyde Thorne chorne@sr.com 219 S. Man S. Mno, ND Conac your local lumberyard Marvn Wndows and Doors. All rghs reserved. Regsered rademark of Marvn Wndows and Doors. Before You Buy A Waer Heaer of Anoher Brand...Save Your Energy! Sanless Seel Tank Consrucon Superor Corrosn Ressance - No anode rods needed Heavy Duy Insulaon Lghwegh and Durable Made n USA Lfeme Warrany - For as long as you own your home Cos less o nsall hen a gas waer heaer! Call Verendrye Elecrc a or Fas & Frendly 24 hour servce! (701) (800) Fax (701) Souh Broadway Mno, ND Independenly Owned & Operaed Franchse glassdocor@sr.com Exend Your Consrucon Season! Insulaed Concree Walls or Tradonally Poured Walls All ypes of Flawork Commercal, Farm, Resdenal 4215 Eas Burdck Expy E Mno, ND 58703

17 24 Hour Emergency Servce Snce 1957 Trusses Are Our Busness, No A Sde Lne * Roof Trusses * Engneered Drawngs * Floor Trusses * Engneered Layous * Mcro-Lams * USP & Smpson Hardware * Glu-Lam Beams * Crane Servce * Engneered I-Jos h Sree NE Mno, ND E-mal: farroh@sr.com Promoonal Producs help BUILD my busness! 101 Cenral Ave. E. Mno, ND h Ave. SW Mno, ND Phone: Fax: h Sree SW Mno, ND Phone Toll Free Ph: P.O. Box 1058 Fx: s S. SW Emal: nwelecrc@sr.com Mno, ND 58702

18 Your #1 Truly Commed Real Esae Agen! Dawn Rasmussen REALTOR Cell: (701) Home: (701) Fax: (701) E-mal: Offce (701) h Ave. SW Mno, ND MINOT h Ave. SE Mon. - Fr. 7:00-5:30 Sa. 8:00-5:30 Phone: Fax: Hwy 2 Eas Mno, ND Hardwood Lumber Specal Moldngs Kchen Cabnes Chna Cabnes Bar & Resauran Fxures Indusral Mllwork Decorave Doors Sarcases Hardwood Plywoods Vanes Cases Cenral Trenchng Inc Trenchng Borng Plowng PEOPLE PEOPLE HELPING HELPINGPEOPLE. PEOPLE h Ave. SW Mno, ND SERVING SERVINGOUR OUR COMMUNITY. COMMUNITY offce fax MAKING MAKINGA DIFFERENCE! A DIFFERENCE! PEOPLE HELPING PEOPLE. Becky Bersch Joy Nelson FOR HONESTY, DEDICATION & RESULTS Allance Real Esae 1829 Souh Broadway, Sue 2, Mno, ND Waer Removal Odor Removal Sol Proecans SERVING OUR Waer COMMUNITY. Removal Odor Removal Sol Proecans Srucural Dryng Thermal Imagng Tle & Grou Cleanng Srucural Dryng Thermal Imagng Tle & Grou Cleanng MAKING Sewer A DIFFERENCE! Backup Carpe Cleanng Ulrasonc Cleanng Sewer Backup Carpe Cleanng Ulrasonc Cleanng Fre/Smoke Damage Upholsery Cleanng Ar Duc Cleanng Fre/Smoke Damage Upholsery Cleanng Ar Duc Cleanng Jody Bullnger Call Call cleanechmno.com cleanechllc.us nfo@cleanechllc.us cleanechmno.com Call Hghway 2 & 52 Wes Mno, ND UR-RENTS Land Plannng & Developmen Archecure Consrucon Engneerng Envronmenal & Culural Servces Mno, ND / Wllson, ND Lo Surveys Subdvsons Land Boundares Land Plannng Topographc & Consrucon Surveys GPS Servces

19 Buler Machnery Company 1505 Hwy 2, Bypass Eas Mno, ND el fax Souh Broadway u Mno u dacoahbank.com REAL BUILDERS, INC. General Conracor Resdenal Commercal Mulple Panelzaon PO Box 3092 Mno, ND Phone: Fax: emal: realbulders@sr.com 2219 Elk Dr. Mno, ND Wesern Ave. Phone (701) Mno, ND Fax (701) MDU-FAST h Ave SE Surrey, ND rdomres@legacyfencellc.com In he Marke o Buy or Sell? Call Asha Vadell / / / TV / SRT.COM / Ths nsuon s an equal opporuny provder and employer. 1s Mno Realy & Managemen, Inc S. Man S. Mno, ND asha@coldwellbanker.com OFFICE: FAX: P.O. BOX 635 MINOT, ND NORTHSTAR STEEL INC. General Consrucon Concree Meal Roofng Ag Shops Crane Renal Seel Erecon Buldng Rerof CONSTRUCTION Ag Sorage

20 PUT DOWN THE SHOVEL AND PICK UP THE PHONE. You mus call a leas wo days before you dg. I can be dangerous and cosly o dg no a bured gas or elecrc lne. A professonal wll come o locae our bured gas and elecrc lnes n your yard a no cos o you jus wa he requred me. Learn more abou safey a xcelenergy.com/safey Xcel Energy Inc.

21 Mno Assocaon of Bulders Monday, Augus 15h, 2016 Shogun Sar - 1 PM Sgn n begns a NOON! Please jon he Mno Assocaon of Bulders for our annual Pas Presden s Golf Tournamen on Monday, Augus 15h a he Vardon Golf Club! Indvdual and eam regsraons are encouraged. Teams may regser on one form or f you don have a full eam, we wll selec one for you. Vardon Golf Club $130 per player Green fees, car, dnner, drnk voucher and an enry o he Bulder Ball Drop ncluded Mno Assocaon of Bulders 606 Burdck Expressway Wes Sue B Mno, ND NAME COMPANY DAYTIME PHONE 4 Person Scramble Complmenary lunch provded by Sours Rver Desgns across from he Vardon Club Enrance 11:30-12:30 Sponsorshp Opporunes A varey of sponsorshps are avalable o promoe your busness a our even. Sponsors wll be recognzed before, durng and afer he ournamen onlne, n prn and on locaon. Pay $500 f you regser full eam wh paymen by July 15h

22 Your Area s Onl y DESI GNBUI LD CONTRACTOR Al l edbu l d ngpr oduc s M nond Domes cv ol encecr s s Cen ercampus-m nond Real ze hebenef sofs ngl er espons b l yw hm no sonl yf ul l serv ce Des gnbu l dcon r ac or!d scoverf oryour sel fhow FasTr ackcons r uc onandcr calpa hmanagemencanhel pyoudr ama cal l y mpr ove cons r uc onschedul e mel nesandr educebu l d ngcosover r uns. Whenyouwor kw hh ghcons r uc on,youpar nerw hacompany whoser oo sandval ues r aceback hr eegener a ons nnor hcen r al Nor hdako a.wepr deour sel ves ng v ngback o hecommun y ha shar essomanyofourownpass ons.tha swhywew l lcon nue o p oneerways ohel pourcl en sf ndways or educecos sandbu l da be erbu l d ng. Wes l et r e&ser v ce Cen er-m nond Our eam sd ver s f ed,exper encedand r us ed.wel ookf or war d o serv ngyou! P z z aranch-m nond M chaeloakl eaf Ar ch ec, AI A S evesaucer man Ch efes ma or&pm Hol dayi nnexpr es s M nond j h com RyanGMC-M nond