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1 CIN L85110KA1987PLC Registered Office No. 29/1, 1st Floor, M N Krishna Rao Road Basavanagudi, Bangalore Tel: , Fax: credit@canfinhomes.com Web: 1. Individual Housing Loan (201) Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Composite Housing Loan (226): a) Composite Housing Loan on sites situated in layouts developed by Govt. Dev. Agencies including second sale (238): Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Sl. No lac & below Above 30 lac to 75 lac Above 75 lac b) Composite Housing Loan on sites situated in approved private layouts including second sale (226): Sl. No lac & below Above 30 lac to 75 lac Above 75 lac
2 Sl. No lac & below Above 30 lac to 75 lac Above 75 lac IHL - Super * (231) Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Sl. No lac & below Above 30 lac to 75 lac Above 75 lac *ROI fixed for 3 years 4. loans (225) 3rd and 4th unit Construction / Purchase of Ready Built house 3rd and 4th unit housing loan on sites situated in layouts developed by Govt. Dev. Agencies including second sale) 30 lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac lac & below Above 30 lac Above.75 lac lac & below Above.30 lac Above.75 lac
3 3rd and 4th unit housing loan on site situated in approved private layouts including second sale ) 3rd and 4th unit Purchase / construction of house (IHL Super) *ROI fixed for 3 years Construction / Purchase of Ready Built house housing loan on sites situated in layouts developed by Govt. Dev. Agencies including second sale) 30 lac & below Above.30 lac Above 75 lac lac & below Above 30 lac Above.75 lac lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac lac & below Above 30 lac Above.75 lac
4 .30 lac & below Above.30 lac Above.75 lac housing loan on site situated in approved private layouts including second sale ) 30 lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac Purchase / construction of house (IHL Super) *ROI fixed for 3 years 30 lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac Affordable Housing Loans : Sl. No. 1 New GRHS (233) New LUH (234) 2 CLSS - LIG/ EWS (230) CLSS - MIG (232) Same as IHL (201) for respective Loan Slab, Borrower & Risk Category (Variable Rate of Interest)
5 6. IHL - Cash Salary (Max Loan upto Rs. 10 Lakh) SALARIED ONLY Purpose / risk rating 1. Construction of house on own land / Purchase of flat Composite (purchase of Site & Construction thereon) 7. SITE LOANS 2.1. Site in layouts developed by Govt. Dev. Agencies including second sale: Site in approved private layouts including second sale: Site loans (203): Loans for sites in layouts developed by Govt. Dev. Agencies including Second sale Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Site loans (204): Loans for sites in approved private layouts/site purchase from private parties : Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Sl. No lac & below Above 30 lac to 75 lac Above 75 lac
6 8. Other Non-housing loans Sl. No. Product / risk rating 1 Mortgage loans (205)/ Flexi LAP (222) Loan against commercial 2 properties (209) Personal loans (220) Sl. No. Product / risk rating 9. Other loans 1 Mortgage loans (205)/ Flexi LAP (222) Loan against commercial 2 properties (209) Personal loans (220) Product No. Loan Product REVISED (01/10/18) 206 Builder loan Builder loan for affordable Houses Line of Credit (LOC) Loans against Rent Receivables (LRR) 227 Registered lease deed with MNC s/govt. agencies/psu/banks Registered lease deed with other organizations /firms of repute Special Urban Housing Refinance Scheme (SUHRS)-Direct Special Urban Housing Refinance Scheme (SUHRS)-Indirect CFHL Top Up loan Applicable IHL/CHL/Comp Loan plus 0.25% - Floating 236 CFHL Nishchint-Loan for pensioners Note : For women beneficiaries for loans up to lac in metro/urban centres, Naval/ Airforce/ Defence personnel (both in service and retired) and physically challenged persons 0.05% concession in applicable rate of interest (ROI) for one year will be given.
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