Centurion is the highest level of membership available from American Express. And for good reason.

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2 Centurion is the highest level of membership available from American Express. And for good reason. Centurion opens the door to a world of extraordinary privileges. It is a world of rare personal service that is built around you, your lifestyle and your needs. Experienced by only a small number of selected individuals worldwide, membership is available by invitation only. Centurion is much more than simply a Card. When you become a member you are entering into a very close personal relationship with American Express. Whatever you need us to do, your Centurion Card is a promise that American Express will exert all of its influence on your behalf, virtually anywhere in the world.

3 CENTURION PERSONAL MANAGER At the heart of Centurion lies an uncompromising commitment to personal service and quality. On becoming a Centurion member, you will be awarded your own dedicated Personal Manager whose role it is to answer all your travel, card and lifestyle requests, ensuring you get the very most out of Centurion. CARD, TRAVEL AND LIFESTYLE EXPERT As a travel and lifestyle expert, your Personal Manager combines extensive global connections and close attention to detail with a persistent won t take no for an answer attitude. They specialise in satisfying some of the most demanding requests and will keep a close eye on your account to ensure everything runs smoothly, whether you re at home or abroad. PROACTIVE SERVICING Your Personal Manager knows how important it is to you to get things done exactly right and right away. As soon as possible goes without saying. Whether that means securing a last-minute table at a three-star restaurant, sourcing a must-have handbag from the latest designer, or arranging tigers for a photo shoot, nothing is too much to ask. THERE FOR YOU And in those rare instances when your Personal Manager can t take your call personally, a member of their support staff will take responsibility. In short, if you want it done, and it can be, it will be.

Travel and En Route benefits Centurion membership allows you to command extra attention and preferential treatment wherever you go. Between departures and arrivals lies a world of possibilities.

4 Travel and En Route benefits Centurion membership allows you to command extra attention and preferential treatment wherever you go. Between departures and arrivals lies a world of possibilities. So why not let Centurion be the wind at your back and help you discover more? Glide through airports Airports are usually just a means to an end but Centurion has the power to make virtually every step of your journey more pleasant. Whether it is avoiding queues, or relaxing in lounges, VIP treatment is all part of the experience. International Airline Programme 4 The International Airline Programme gives you access to special fares when you book qualifying flights with selected airline partners including Emirates, Etihad and Virgin Atlantic everything from preferred fares and companion tickets to upgrades from Business to First Class. Selected routes apply. Offers are subject to availability and change. Centurion Fast Track 1 service allows you to fly through immigration and customs at 49 key international airports, when you purchase a business or first class ticket through your Personal Manager Complimentary limousine services 2 can also be arranged on international business and first class seats to ensure a smooth transfer. Available from selected airports Complimentary Virgin Atlantic Flying Club Gold membership 3 gives you access to all clubhouses and other benefits such as earning rewards miles faster, priority boarding and excess baggage allowance when you fly with them Centurion provides complimentary Priority Pass membership 4 to you and all your Supplementary members, granting access to over 600 airport lounges worldwide

Travel and En Route benefits The world is full of amazing spectacles just waiting to be discovered. Thankfully, with a Centurion Card, you have the freedom to explore the world the way you want to.

5 Travel and En Route benefits The world is full of amazing spectacles just waiting to be discovered. Thankfully, with a Centurion Card, you have the freedom to explore the world the way you want to. Luxury car rental As a Centurion member you may enrol on a complimentary basis into Hertz #1 Club Gold President s Circle and Avis President s Club 4. Membership in these programmes gives you access to benefits such as car upgrades (subject to availability) and discounts off standard rates. You would also be eligible for special privileges when hiring a premium car with Elite Rent a Car. Customised charter services For even more refined modes of travel, Centurion also promises you special rates with leading private jet, helicopter, luxury yacht and cruise companies. Charter a private jet for business or personal use, arrange a helicopter transfer from the airport to your hotel your Personal Manager will make all the arrangements. Crafted Journeys by Centurion Crafted Journeys by Centurion creates the travel experiences you have always dreamed of and inspires the ones you have yet to imagine. Whether you want to learn how to make your own olive oil in the idyllic Tuscan hills or dream of tracking polar bears in the frozen wastes of the Arctic, Crafted Journeys works with local experts to deliver out of the ordinary experiences, always. Luxury cruises and tours Enjoy discounts and preferential treatments with our luxury cruise line partners, Abercrombie & Kent, the Orient Express and American Express Vacations.

Travel and En Route benefits The lifestyle made possible by Centurion is one that most ordinary people can hardly imagine and will certainly never experience.

6 Travel and En Route benefits The lifestyle made possible by Centurion is one that most ordinary people can hardly imagine and will certainly never experience. A fine hotel is the foundation of every unforgettable trip. It is the launch pad for adventure and the sanctuary where your energy is restored after a challenging day. Centurion partners with some of the most elegant hotels in the world, where luxury is much more than a star rating. At these hotels, virtually every experience is filled with exceptional comfort and attentive, personal service. When you become a Centurion member, you can enrol into the elite tiers of some of our hotel partner s loyalty programmes, to enjoy a range of benefits and privileges such as complimentary room upgrades at the time of booking, daily breakfast and the convenience of complimentary late check-out and noon check-in (benefits vary by loyalty programme, hotel brand and are subject to availability). Complimentary membership: Hilton HHonors TM Diamond 4 Intercontinental Priority Club Rewards Platinum Elite 4 Jumeirah Sirius Gold 4 Club Carlson SM Gold Elite 4 Starwood Preferred Guest Gold 4 Our hotel partners Fine Hotels & Resorts programme preferential rates and benefits at some of the world s most desirable destinations. With every FINE HOTELS & RESORTS booking, access your exclusive Centurion Card benefits at Amanresorts, Mandarin Oriental Hotel Group, Orient-Express, The Peninsula Hotels, Raffles Hotels and Resorts, The Ritz-Carlton, and St. Regis Hotels & Resorts more than 190 properties worldwide Small Luxury Hotels of the World programme exclusive benefits at over 400 properties Special rates and benefits on villa rentals worldwide In addition, each Centurion hotel partner has designed a unique experience exclusively for Centurion members. So whether it is a 5-course Western or Khmer degustation dinner at Raffles Hotel Le Royal or a complimentary massage at Aman-i-Khas, something out of the ordinary is assured.

CENTURION LIFESTYLE As one of the most exclusive Cards in the world, Centurion may be rarely seen but when shown, it is instantly recognised and respected.

7 CENTURION LIFESTYLE As one of the most exclusive Cards in the world, Centurion may be rarely seen but when shown, it is instantly recognised and respected. The power of Centurion is the power to open doors all over the world giving you privileged access to some of the most rare and desirable experiences. Fine dining Centurion Reserved fine dining programme can provide access to tables at some of the hottest, newest and most talked about restaurants. Global VIP Join some of the world s elite at global VIP events such as international fashion week or private dining experiences with some of the world s top chefs. Centurion can also arrange access to many private members clubs and exclusive bars. Luxury shopping If you love shopping, you could indulge in some retail therapy with Net-a-Porter s Extremely Important Person (E.I.P) programme granting you access to your own dedicated personal shopper, ready to help with all your fashion and shopping needs. Other benefits include early access to new products and sales before the general public.

CENTURION LIFESTYLE Luxury means having the best of everything. Everyone may aspire to a life of luxury but only a select few truly experience it day in, day out.

8 CENTURION LIFESTYLE Luxury means having the best of everything. Everyone may aspire to a life of luxury but only a select few truly experience it day in, day out. Centurion Wellness Programme How would you like to treat yourself to one of the world s most exclusive and luxurious wellbeing and spa holiday experiences? Partnering with Leading Spas and Wellbeing Escapes, Centurion Wellness takes some of the best Oriental and Western treatments such as modern macrobiotics, detox, and stress management and combines them with some of the world s most exotic settings to offer you the ultimate body and soul rejuvenation. Centurion members will also receive a special complimentary benefit which differs by Spa. Terms and conditions apply. News and Access The Centurion Diaries, Centurion Magazine, Centurion Preview and member s only website will ensure you keep in the know about access to some of the latest premier events available around the world. Unique experiences True luxury is when you experience the world exactly the way you want to. Centurion can arrange unique experiences to suit the most discerning tastes. The possibilities are endless but to give you a flavour of what s possible, you could be invited to enjoy a private dining experience at Noma in Copenhagen, go dog-sledding in Lapland or spend a special evening at Les Caves Du Roy in St Tropez. Perhaps you d like front row seats at Milan fashion week, or personal out-of-hours shopping? Not a problem. Just ask, and you can rest assured we will pull out all the stops to make your dream experience come true.

9 CENTURION REWARDS If little things can make life wonderful, just imagine what bigger things could do. By now, you will have seen that Centurion gives you privileged access to special treatment across many different aspects of your life. This is no different when it comes to rewards. EARN EVERY TIME YOU SPEND When you become a Centurion member, you will earn one point for virtually every full US dollar or euro spent on purchases you charge to the Card 5. Points never expire and can be redeemed for a range of rewards, from travel to luxury goods. BONUS POINTS EACH YEAR Centurion members who have US dollar or euro Cards enjoy a bonus of 100,000 Membership Rewards points once each year when they spend more than US$/ 100, CENTURION PRIVATE COLLECTION And then there is the Centurion Private Collection. This special selection of rewards includes private jet travel, luxurious cars from Land Rover and Bentley and premium accessories from Tag Heuer, Georg Jensen and Mont Blanc.

CENTURION PROTECTION It has been said that fortune favours the prepared mind. As it turns out, the prepared mind tends to be much more relaxed as well.

10 CENTURION PROTECTION It has been said that fortune favours the prepared mind. As it turns out, the prepared mind tends to be much more relaxed as well. Travel is about exploring and collecting memories. And enjoying each moment to the full means not being bothered by the prospect of things going wrong. Centurion prepares you for practically anything with Comprehensive Worldwide Travel Insurance Benefits 7 that allow you to relax and savour every moment of your travels. In fact, the same protection you enjoy is available for all twenty Supplementary members, their partners and their dependent children under 25. You don t have to book the travel on the Card. So if the unexpected occurs, you can rest assured that Centurion will help ensure that you and those closest to you will be well taken care of. These benefits offer protection not only to you, but to your partner, as well as your dependent children under the age of 25. Children under the age of 25 even have extended protection when travelling independently on a gap year for as long as twelve months. Benefit US Dollar (US$) Euro ( ) Medical treatment expenses 7 US$10 million 10 million Trip cancellation reimbursement 7 US$20,000 20,000 Lost, damaged, or stolen luggage reimbursement 7 US$10,000 10,000 Legal expense benefit 7 US$65,000 65,000 Legal liability compensation 7 US$2.6 million 2.6 million Global car rental liability benefits 7 US$750,000* 750,000 *US$1 million in the USA

11 US DOLLAR AND EURO MEMBERSHIP The Centurion Card is made of titanium, one of the strongest metals in the world. Use of this special material reflects the superior level of quality, privilege and service available from Centurion. Its uniqueness instantly identifies those who carry it as extraordinary individuals. The Centurion Card is available in US dollar and euro, giving you access to some of the world s major currencies. So you can enjoy convenient and discreet access to your US dollar and euro virtually anywhere in the world. You can reduce the effect of changes in exchange rates and foreign exchange charges by spending in your chosen currency and settling with an account of the same currency at your bank. And the ability to make payments automatically from your account with your bank means less hassle. THE CENTURION PORTFOLIO: Centurion main Card made of titanium Centurion Additional Card in black plastic Centurion primary Supplementary Card made of titanium Up to 19 Complimentary Supplementary Cards in any combination of Platinum, Gold and Green 1 titanium Centurion Card Account in the opposite currency of your main Card 8 for example if the main Card Account is in euro, a complimentary US dollar Centurion Account will be offered. US Dollar (US$) Euro ( ) One time Joining Fee US$4,000 4,000 Annual Cardmembership Fee US$4,000 4,000 Supplementary Cards Included Membership Rewards Annual Fee Complimentary Complimentary

SUMMARY OF US DOLLAR AND EURO BENEFITS PERSONAL MANAGER Dedicated, single point of contact for all your card, travel and lifestyle needs TRAVEL AND EN ROUTE BENEFITS Centurion Fast Track service 1

12 SUMMARY OF US DOLLAR AND EURO BENEFITS PERSONAL MANAGER Dedicated, single point of contact for all your card, travel and lifestyle needs TRAVEL AND EN ROUTE BENEFITS Centurion Fast Track service 1 Complimentary chauffeur service 2 Centurion Charter Services access to private yacht, jet and super car hire Complimentary Virgin Atlantic Flying Club Gold membership 3 Complimentary Priority Pass membership 4 Complimentary access to Eurostar lounges 4 Complimentary enrolment in car hire programmes 4 A range of hotel privileges and benefits Access to luxury cruise and tours programme 4 CENTURION LIFESTYLE BENEFITS Access to unique shopping offers, privileges and events Centurion Wellness programme Centurion Website, Magazine, Diaries and Preview Exclusive access to latest offers and events MEMBERSHIP REWARDS Complimentary enrolment in Membership Rewards programme 5 Bonus Membership Reward points: 100,000 bonus points once a year with US$/ 100,000 spend 6 Access to Centurion Private Collection Rewards CENTURION PROTECTION 7 Centurion s protection benefits will apply to you, as the Centurion member, your partner and children under 25, as well as your supplementary members and their families The benefits will cover you taking part in typical holiday activities and winter sports Protection is available for up to 120 days per trip (maximum 240 days total per year) The age limit for medical assistance and expenses is up to 80 years YOUR CENTURION MEMBERSHIP Centurion Card in titanium Portfolio of Additional and Supplementary Cards Complimentary Centurion Card in titanium, in the opposite currency of the main Card 8 No pre-set spending limit 9

13 IMPORTANT INFORMATION An American Express Charge Card account is subject to application and available with a range of card options. The Centurion Card carries an annual Cardmembership fee of US$4,000/ 4,000/ 1,800 and a one-off joining fee of US$4,000/ 4,000/ 2,500. Alternative card options are available with annual fees starting from US$0/ 0/ 0. Terms and conditions apply. Please see americanexpress.com/eurodollar for more information. Terms and Conditions 1. To be eligible, bookings must be made at least 72 hours prior to arrival and Centurion members must book at least one international business or first class air ticket through Centurion Travel on a Centurion Card. One use of the service per trip is complimentary. With the International Meet and Greet Service, the number of travel companions differs per location. The service can on occasion be impacted by additional airport security checks and if this occurs the service cannot be guaranteed. 2. The International Limousine service includes airport pick up to a Central Business District within a 20km radius of the city centre. Key destinations are subject to change without notice. 3. Virgin Atlantic: Facilities vary at destinations. Guest must be travelling with Virgin Atlantic on the same day. Membership can only be used by the main Centurion member or the primary Supplementary member on the account. Membership in Virgin Atlantic Flying Club Gold is subject to their terms and conditions. 4. Terms and conditions apply for each individual partner programmes and are subject to change from time to time. All benefits are subject to availability. Enrolment into partner programmes is required to receive benefits. 5. Membership Rewards points cannot be earned on the following charges: Balance Transfers, Cash Advances, American Express Travellers Cheque purchases,foreign Exchange transactions, interest, charges for returned payments, late payments or referral charges, American Express Credit Card finance charges and other account charges. All rewards are subject to availability and supplier restrictions. American Express may, without notice, withdraw or substitute any reward for another reward of comparable value and nature. Taxes remain payable for flights. 6. Available once each year for US dollar and Euro Centurion Cardmembers who spend US$/ 100,000 per Centurion Account in that year. For points to be added, Cardmembers are required to call Centurion Concierge. Not available for sterling Cardmembers. 7. Travel Insurance Benefits: American Express Services Europe Limited ( AESEL ) makes various benefits available to Cardmembers. These benefits derive fromcontracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL s contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, for example travel insurance benefits. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. 8. no Additional Card or Supplementary members are permitted on the complimentary Centurion Card Account in the opposite currency to the main Centurion Card Account. Not available with the sterling Card. 9. This does not mean however that there is an unlimited spending facility on the card. Each transaction is approved based on the expense level and credit history of all of your accounts established with us, our subsidiaries and affiliates and/or licensees, as well as on your credit history with other financial institutions and your personal resources and income known by us. Provided your account is settled in full and on time each month, you can usually spend as much as you have shown us you can afford. Proof of resources and security may be required. Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Euro and Dollar Cards are offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number , and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number ) for the provision of payment services. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services. CAM /13

For additional information about this benefit, call Platinum Travel Service.

For additional information about this benefit, call Platinum Travel Service. PLATINUM BENEFITS TERMS & CONDITIONS Annual Travel Voucher: Platinum Cardmembers are eligible for one Travel Voucher of US$ 300 per year on annual Card fee renewal date. The Travel Voucher can be redeemed