Costa Blanca & Murcia...

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1 Your Local Agent, Buying on the Costa Blanca & Murcia

2 Your Local Agent, Costa Blanca Showcase Dénia Cumbre del Sol Finestrat Busot Altea Villa Martin Guardamar Torrevieja La Zenia San Pedro del Pinatar Los Alcázares Moraira Calp Benidorm Villajoyosa Alicante Arenales Del Sol Elche Quesada Xàbia TABLE OF CONTENTS 1. Why Alba Property Overseas? 2. Why Costa Blanca? 3. Inspection Trips 4. Alba Property Overseas Purchasing Process 5. Mortgages 6. What is our Costa Blanca Showcase? 7. The Showcase

3 WHY ALBA PROPERTY OVERSEAS? SPANISH PROPERTY PURCHASE MADE SIMPLE AND SAFE... We are an independent off shoot of a UK based Estate Agency ( ) which should reassure you that we really are your local agent overseas! With Staff based in the UK and Spain you will always have a local point of contact. Alba Property Overseas has created a Showcase of around 100 new developments on the Costa Blanca with prices ranging from under 100,000 to over 1m. Each of the selected builders are established names on the Spanish coast and each has a great Your Local Agent, history of trading successfully - building quality developments in the best locations which clients are more than satisfied with. Buy direct from the developer with confidence that you are buying at the most competitive price - We guarantee to offer the Best Incentives to purchase. Our purchasing process makes things simple - and safe. We always recommend English speaking solicitors based in Costa Blanca - and we always lay out all the costs involved Up-Front - so there are no shocks or surprises! Check out our simple but detailed worked examples of property purchase costs in this Guide. If you need a mortgage, we can help with that too. WHY COSTA BLANCA & MURCIA? IT S THE SUNSHINE! More than 150 miles of coastline full of beaches, calm waters and fine sand... With over 320 days of sunshine a year and an average year-round temperature of 18º C. Spain is considered one of the countries with the highest quality of life worldwide. Its Mediterranean climate, culture, food and environment, have resulted in a unique and singular place to live and enjoy life. Its coasts, beaches, and mountains give rise to spectacular landscapes all around the country, but especially on the Mediterranean Costa Blanca. One of the main characteristics of this part of Spain is the way in which the emphasis of life is outdoors, taking place in the many traditional restaurants, modern cafe bars, beaches and shopping plazas. Gran Alacant, Quesada, Torrevieja & Villamartin in the South have proved very popular and there is continued development in these areas. The same can be said for Benidorm, Altea, Calpe, Javea & Denia and in the North.The quality of properties under construction now far exceeds that of previous years with modern materials used as standard. The Costa Blanca offers something for everyone... Complete tourist facilities, spectacular scenery, an extensive culinary palette, exciting popular festivities, sports, cultural and entertainment opportunities galore. All make this one of the most cosmopolitan regions in Europe.

4 Your Local Agent, INSPECTION TRIPS Ready to take a look? Call us today to arrange your trip. We can assist with booking your flights, transfers and accommodation. We will arrange a trip around your interests and requirements - all accompanied one - to one, of course. Because we are independent, we can arrange viewings at whichever developments or re-sale properties you have an interest in. Up to 2% BACK on ALL New Builds. Alba Property are now offering up to 2% BACK via incentive on ALL New Builds We sell ALL the best developments on the Costa Blanca & Murcia. No Gimmicks - No 99 Viewing Trips - Just a commitment to offer the Best Price AND up to 2% BACK via incentive. So, no need to haggle with the Estate Agent to try and get the best deal - Its already here! We appreciate that you have a choice when you are considering a major purchase like this so we want to make things as easy as possible for you. We have UK and Spanish based staff and all the experience you need to ensure a smooth purchasing process. We can help with mortgages and have our own inhouse solicitor - Rest assured - we are committed to offering you the best deal - we really are your local agent, overseas!

5 Your Local Agent, ALBA PROPERTY PURCHASING PROCESS This Guide is not intended as a substitute for legal advice or the 30+ pages in our AIPP RICS Approved Guide to buying property overseas you can download that from the download section of our website. Rather,we d like to present you with a more straight forward plain speaking summary of the buying process in Spain and a detailed worked example of all the costs involved this should give you enough of an understanding to proceed until you discuss your purchase with your solicitor. Similar to the process in the UK we recommend making contact with your solicitor prior to making your offer or any commitment. Spending time choosing which property you would like to buy can be interesting but also exhausting when you see how much choice you have. Once you have decided which property you would like to buy, it s critical that you then seek professional advice from an English Speaking solicitor based locally in Spain to make sure your search will be rewarded with a wholly positive result. Alba Property Overseas only works with successful and established developers and we don t allow any high pressure sales techniques. That doesn t mean that we will not act quickly to secure your property once you have made your decision. It does mean that the whole formal buying process will be conducted by your solicitor. We are aware that many agents and developers even bank representatives will tell you that using a solicitor to buy a property in Spain is optional. You wouldn t make a formal offer for a property in the UK without using a solicitor so don t make any offers in Spain without one either! ALWAYS consult your solicitor BEFORE making any commitment or offer. REGARDLESS of any pressure you might feel regarding losing a deal.

6 Your Local Agent, OUR SAFE & SIMPLE PURCHASING PROCESS Select a Solicitor Conveyancing We currently have arrangements in place with a number of solicitors which we are happy to recommend. Each of these solicitors: Similar to the UK, the solicitor will make a series of checks against the property to make sure there are no issues with the title of the property and you are actually buying what you believe you are buying. This process generally takes days so expect to complete (and pay the balance) within that time frame. If the property is still under construction, payment terms vary, but expect to pay the balance over the course of the build with typically a 30% final payment upon completion. Has English Speaking Staff Has multi offices throughout Spain Has experience of purchasing the types of properties in the areas we operate Has an office local to where your purchase will be made (IMPORTANT because in Spain the solicitor has to attend the local notary in person to complete the purchase) Will provide you a quotation prior to starting work for you Of course you are free to use the solicitor of your choice and once instructed, your solicitor will guide you through the rest of the purchasing process. NIE registration / Bank Account / Power of Attorney Your solicitor will help you register for an NIE number similar to a UK National Insurance number. You will most likely sign a Power of Attorney so your solicitor can act on your behalf and they will also help you apply for a Spanish bank account which is also necessary. Reservation Each developer may have a slightly different purchasing process, however it is normal to sign a reservation agreement and pay a deposit to secure your property. Expect this first payment to be 3,000-12,000 dependent on the value of your property. Bank Guarantees If you are making staged payments for a property under construction it is imperative that bank guarantees are sought. This protects your down payments in the case that the developer went bust this has happened many times over the years and we only deal with developers who offer bank guarantees. Notary Once the necessary checks have been completed then the paperwork will be prepared ready for the signing. The title deed will need to be signed at the Notary. If you have given your solicitor Power of Attorney as we recommend they will attend in person and you do not need to.

7 Your Local Agent, COSTS WORKED EXAMPLE BASED ON A 300,000 PURCHASE Solicitors Fee Includes confirming that the seller of the property is the legal owner, checks whether there are any encumbrances or debts on the property which may affect the sale, verifying that the property has all the necessary licenses and authorisations, Preparation of necessary documentation for the signing of the public title deeds and arranging all necessary appointments, accompanying client to Notary and translation of all legal documents, arrangement for the payment of any fees and taxes and for the title deeds to be inscribed in the local land registry. Fixed fee of 1595 IVA Included Additional Expenses These expenses vary depend on a number of factors but should include: Notary Fee, Land Registry Fee, Land Registry Search, Obtaining an NIE number, Possible Power of Attorney, Arrangements for changing utilities and council tax, organising a Spanish bank account, preparation of purchase contract, administration fees, and control of bank guarantees for properties under construction, review of mortgage terms if appropriate. The estimated cost of these additional expenses is 3135 IVA Included Taxes The amount of purchase tax/ IVA for a new property is 10% = 30,000 AJD / Stamp Duty is 1.5% = 4,500 Total estimated purchase cost is therefore 37,635 based on a 300,000 purchase. Alba Property Overseas recommends that you request an itemised quote which will include all these costs and a detailed payment schedule prior to instructing your solicitor. We will ensure that you receive this quote in the case you are considering one of our recommended solicitors. Mortgages Alba Property Overseas can assist with a mortgage application if required. Around 50% of British buyers in Spain purchase with a mortgage. Expect to obtain a mortgage of up to 70% of the property value, dependent on your circumstance. This means you have to have at least your 30% deposit plus any finance fees and all the closing costs. There are also additional notary fees to register the mortgage. Perhaps you should also consider furniture pack costs at this time unless these are included as part of the purchase. That s the hard part over you have now successfully completed your purchase! We told you it would be simple and safe!

8 Your Local Agent, WHAT IS THE COSTA BLANCA SHOWCASE? Alba Property Overseas has created a Showcase of around 100 new developments on the Costa Blanca with prices ranging from under 100,000 to over 1m. Each of the selected builders are established names on the Spanish coast and each has a great history of trading successfully - building quality developments in the best locations which clients are more than satisfied with. Buy direct from the developer with our Best Price Guarantee As principal agents we access the best pricing and incentives available. Since we are agents for ALL OF THE BEST developers we are able to show you a good selection of properties within your price range on the same trip no need to make separate arrangements with each developer. In Summary, our Costa Blanca Showcase is a selection of: With prices from under 100,000 to over 1,000,000 The best developers only build in the best locations Remember Location, Location, Location! The highest quality developments From the most experienced builders In the best locations

9 Your Local Agent, OASIS BEACH XII Following the success of Oasis Beach X and Oasis Beach XI in El Raso, Guardamar - we now have Oasis Beach XII - with expected completion in July 2018 and December Remember we commit to offering the BEST INCENTIVES to buy from UK and Spanish Based Staff! A selection of luxury 2 and 3 bedroom properties set around a large communal green area and beautiful swimming pool- with communal SPA facilities. El Raso is quietly located less than a mile from the beautiful Moncayo beach - check out the videos on our Youtube channel! This is a hugely successful development largely due to the quality of the construction. The spacious complex is fully landscaped and provides a very welcoming and secure feeling to its residents. Ask us for current availability and pricing. 2 bedrooms start from 133,000 for a mid floor apartment. 3 bedrooms start at 163,000. Top floor apartments with solarium start from 164,000. Ground Foor apartments with garden start from 138,000. The properties come with a choice of tiles and kitchen units, there is underground parking with every property and there is also a communal underground spa complete with jacuzzi and sauna. Located in El Raso, Guardamar these properties are conveniently located for both airports Alicante and Murcia and are just a 5 minute drive to the lovely sand dune beaches at Moncayo beach.

10 Your Local Agent, PLAYA ELISA COSTA TORRE DE LA HORADADA Located in the beautiful spanish coastal town of La Torre de la Horadada and within m from the beach, find these new beautiful apartments. Following the success of Playa Elisa Bay, we have Playa Elisa Costa. Check out the video on our listing onsite. Mid Level Apartments start at 129,000. Ground Floors start at 149,000 and Penthouses from 189,000. Call us for full specs and plans. This residential offers different apartments layouts. All the apartments boast a large bright living room, open kitchen, 2 bedrooms, 2 bathrooms and a storage room. The master bedroom has en-suite bathrooom.the kitchen is fully fitted and comes with cooker hob and extractor. Playa Elisa Bay offers a massive communal swimming pool area. 390 m2 will be swimming pool area while the remaining 2,510 m2 will be made as a communal beach area.

11 Your Local Agent, SAN PEDRO DEL PINATAR San Pedro Del Pinatar - is a beautiful spanish seaside resort on the northern edge of the Mar Menor. Its a great location - only 10 minutes drive from the airport at San Javier ( MJV ) - which all the budget airlines fly into and about 50 minutes drive south from Alicante airport. This development offers private detached villas - good sized villas on decent plot sizes. All modern styling with 3 beds and 2 baths, private garden and swimming pool. Each property comprises a large kitchen and open plan lounge dining area with glass doors leading to the garden and pool area. The development is a short walk from the town centre and surrounded by park areas. There is a wide variety of restaurants and tapas bars, shops, and all the other facilities you would need. CHECK OUT OUR PROMO VIDEO ON OUR SITE.

12 Your Local Agent, LOS ALCAZARES Fabulous new villas with private pool in Los Alcazares close to the beach (300m) and all ameneties (5 minute walk to town centre) These new (2017) Los Alcazares villas are located just 300 metres to the wonderful beaches of the Mar Menor. All bars and restaurants within easy walking distance, making these Los Alcazares villas a very desirable proposition. From 250,000 LOS ALCAZARES Fabulous new detached villas - 3 bed, 2 bath - in Los Alcazares - only 400m from the beach. All bars and restaurants are within easy walking distance. The ground floor has a large lounge/dining area, an open plan kitchen with fully fitted white goods, a double bedroom and guest bathroom. From the lounge, there are patio doors leading out into a private garden with a 6 x 2 meter swimming pool and sun terrace. From only 212,000

13 EX-POLARIS WORLD RESORTS Your Local Agent, CONDADO DE ALAHAMA Condado De Alahama - LAST OPPORTUNITIES to buy a BANK RELEASE property this fabulous Ex-Polaris World Golf Resort. Check out our promo video on our site. Fantastic prices - from 49,900! TERRAZAS DE LA TORRE Terrazas De La Torre - KEY READY apartments are located on the new section of the resort that has a fantastic 18 hole golf course and only 15 minutes from Murcia San Javier Airport and the beaches of the Mar Menor. Prices for these apartments with front line golf views range from: 38,500 for one bed 48,500 for two beds 73,000 for three beds

14 Your Local Agent, GRAN ALACANT STUNNING DEVELOPMENT BY THE SEA! This is an absolutely stunning new development of only 62 homes which is being built with magnificent and direct sea views over Carabassi Beach in Gran Alacant. 2 and 3 bedroom apartments are available and prices start from 193,000 - each with an impressive balcony or solarium. There are duplex apartments with upstairs an downstairs as well single level apartments. Ask us for a brochure and the detailed specs, plot layout, detailed pricing and availability. We also have all the apartment floorplans. Whatever you need, feel free to ask us. We are currently booking viewings on this impressive development - only 10 mins drive from Alicante airport - Book yours today! 2 BED APT - FINESTRAT - WITH SEA VIEWS OVER BENIDORM Located within walking distance of the Train station, and the La Marina Shopping Mall - only 500m away - this is a location in high demand! This complex is selling well - so please let us know about your interest ASAP. Only 1.5 miles to the beach resort of La Cala - from where you can walk along the coast to Benidorm. Check out the promo video on our site. From 173,000

15 Your Local Agent, 2,3 BED APARTMENTS AND TOWNHOUSES - POLLOP Altos De Polop is a high quality, luxury residential complex composed of 40 apartments and 56 brand new town house homes with garden and solarium. 2 or 3 bedrooms, 3 bathrooms, porch, terraces and solarium with access to a communal pool, garden and playground area. Beautiful views over the sea and the mountains. Located within 15 minutes drive to Benidorm and the best facilities along the Costa Blanca.. the best beaches. the best theme parks, water attractions etc etc. 2,3 BED APARTMENTS, LOS DOLSES, VILLAMARTIN These - Mirador De Villamartin - are great residential apartments offering options of 2 or 3 bedroom each with good size balconies/ terraces. Sea Views from the first floor upwards. From 143,000. Very modern fittings include a spacious kitchen with island and a separate laundry space. Each apartment also has a storage space on the roof terrace and an off-road car parking space. Set within a gated complex, the development enjoys fantastic communal facilities including swimming pool and landscaped garden areas.

16 Your Local Agent, 1,2,3 BED SEMI-DETACHED VILLAS SERENA GARDENS, LOS ALCAZARES A selection of 1,2 and 3 bed properties Semi- Detached and Detached Villas with a whole range of options close to the sea at Los Alcazares a beautiful spanish seaside resort. With prices starting at 119,000 for a 2 bed semi-detached villa these are affordable. Prices for the top end 3 bed detached villa with solarium, premium garden and pool are still less than 250,000. Los Alcazares has a great variety of restuarants, bars and hotels. There is also a long promenade and a marina all that you could want to enjoy your home in the sun. 2 BED GOLF APARTMENTS VISTABELLA RESORT, LOS MONTESINOS. From 137,900

17 Your Local Agent, BEACH APARTMENTS- EL PINET, LA MARINA 800m walk to El Pinet Beach, La Marina. Only 15 minutes drive to Alicante Airport. Beatiful modern, Stylish apartments with communal pool. From 106,000 2 BED APARTMENTS,VILLAMARTIN Situated really close to the Villamartin golf course, withing walking distance to the plaza! 144 apartments of 2 bedrooms and 2 bathrooms divided in 6 blocks of ground floor plus 3 levels more. Ground floor apartments have nice good size gardens and second and third have private solariums. All the properties have underground parking space included. Elevator from the parking to the solarium. With a spacious green areas, padel courts and swimming pools. Perhaps, the best thing is the price, starting from !!

18 Euromarina are a very well established builder in Costa Blanca South having built more than 30,000 properties since their inception in 1972 Your Local Agent, Los Olivos Mediteranean styled apartments from 167,000. Very stylish and modern interiors. Quesada- Very popular small town close to coast. Ivory Townhouses in a gated complex with garden, balcony, solarium and communal pool it has it all! From 225,000. Quesada. Ennate Gardens, Quesada, Gated Complex, 2 Bed Appt from 159,000 Arenals Del Sol, 4 miles from the airport, just a bus ride into Alicante city, Front Line appt from 182,000

19 Active in Costa Blanca North with developments in Sierra Cortina Resort, Finestrat overlooking Benidorm A company with 35 years experience of delivering great quality developments throughout Costa Blanca Detached 3 Bed Villas with pool, in the luxury resort area of Sierra Cortina, from 455,000 Alegria s exciting new development village in Finestrat overlooking Benidorm. A collection of apartments, townhouses and villas with communal facilities all in a great location. From 160,000 La Salamandra residential complex in Finestrat, overlooking Benidorm. A selection of apartments and townhouses. From 192,000 Detached 3 bed villas with private pool in Finestrat with magnificent sea views over the Benidorm skyline. From 295,000

20 An immediately recognisable brand. Our UK builder in Spain. Expect high quality in great locations Building luxury homes in Costa Blanca North since Expect High End luxury fittings and finishes. Currently working on a project in Altea Hills developing detached villas with sea views. Panorama Mar.. Simply stunning apartments... Front line to the beach in Punta Prima... Fantastic location... 2 beds from 234,000 Blue Infinity Their luxury new private residential complex cut into the mountain with superb views over the sea. Spacious communal areas and indoor wellness area with heated pool, sauna and gym perfect for all year round luxury. From 359,000 Jardin Del Mar, Javea, Costa Blanca North. 2 Bed apts with DIRECT ACCESS to beach. From 269,000 Simply stunning 3 bed detached villas with infinity pools overlooking the sea in a majestic tranquil setting. From 538,000

21 Your Local Agent, WHAT TO DO NEXT? YOUR CHOICE! We hope you have found our guide informative. We know that it can be difficult to find your dream property overseas. You hear so much conflicting information, and the choice on offer can be overwhelming! The way Spanish agents operate can also be very confusing. Through our Costa Blanca Showcase and this guide, we are attempting to inform buyers about the different options which are available to them in a straightforward way and to steer you in the direction of safe and reputable developers who only build great quality property in the best areas. As a whole of the market provider we also sell Resale properties but the difference in the quality in terms of the modern construction materials used is obvious as is the after sales service and guarantees provided by our well established developers. Some agents will try to hide the names of the developers they represent but we are proud of our affiliations and we are confident that our clients benefit from seeing a selection of the most appealing developments on offer. As contracted principal agents we access the best pricing Be assured by our Best Price Guarantee! We also commit to offer the best incentives to buy flights, hotels, meals, air con units, white goods, furniture pack, etc, etc. Why not call us on to have a chat about what you are looking for? If you do decide to arrange a viewing trip we will help book flights and accommodation. We will also arrange a viewing trip based on your particular interests and accompany you one on one around the various developers. BEST PRICES + INCENTIVES GUARANTEED! Call us on to discuss your requirements... Remember this is only a selection of properties from our Costa Blanca Showcase Visit With Staff in the UK and Spain You always have a local point of contact to guide you through your purchase! to see the full list

22 Your Local Agent, AlbaPropertyOverseas