Financial Preparation

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Naomi McCarthy
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1 Be Prepared!

3 What is a Prepper? Prepper (noun): An individual that makes preparations in advance of any potential change in normal circumstances in order to minimize the effects of that change on their current lifestyle and personal security without significant reliance on other persons or organizations (i.e., govt.).

4 Financial Preparation Home Insurance Auto Insurance Golf Cart Insurance Carry Insurance Savings IRAs, Keoghs, 401k Investments

5 Lifestyle Preparation? Water Food Shelter Power Medical/First Aid Communications Transportation Security

6 Emergency Scenarios Natural Hurricanes Earthquakes Tsunamis Floods Droughts Solar Flares EMP Pandemics Food/Water Contamination Manmade War Terrorism Currency Economic Collapse Marshal Law Fuel Supplies EMP

7 Time Horizons Planning Windows 3-7 days 1 to 3 months 3 to 6 months 6 to 12 months Multiple Years Indefinite Rule of 3 You can live without: Air 3 minutes Water 3 days Food 3 weeks

8 Major Exposure Just-in-Time Inventory Most Grocery Stores < 3 day supply Frequent Replenishment Computer Dependent Inventory Management Payment Processing Transportation Dependent Fuel Supplies

9 Developing a Plan Disaster Horizon Short Term (3-7 days) Medium Term (1-6 Mos) Long Term (>6 mos) Situational Factors Urban Suburban Rural Remote

10 Developing a Plan Basic Elements Water Food & Storage Shelter Light Heating/Cooling Hygiene/Sanitation Supporting Elements Medical / First-Aid Fuel Energy Communication Transportation Protection Home Personal Means of Exchange

11 Water Usage & Sources Min Daily Requirement All Sources Male.8 Gallons (3 Liters) (6 Bottles) Female.6 Gallons (2.2 L) (4+ Bottles) Plus 1 Gal Food preparation 1 Gal Hygiene/Sanitation Time Frames 3 7 Days Public Supplies Pre-Packaged 1 3 Months+ Rain Barrels (Potable) Filters/Purifiers

12 Water Rain Barrels Set up Need NOT be Ugly! 2 Rain Barrels 55 Gallons each Drinking Cooking 2 Barrels, 2 People, 30 Days Downspout Diverter Auto-shutoff Preserve Refresh Potable Rain Barrel

13 Water Rain Barrels

Water Alternate Sources Purification Boiling Tablets Potable Aqua - $15 2 tablets/quart Good for 2 weeks pp Kills viruses, bacteria, giardia d/n Kill cryptosporidium Do not elim.

14 Water Alternate Sources Purification Boiling Tablets Potable Aqua - $15 2 tablets/quart Good for 2 weeks pp Kills viruses, bacteria, giardia d/n Kill cryptosporidium Do not elim. chemicals Filtration Lifestraw - $20 MSR Sweetwater Microfilter Activated Charcoal - $90 Protozoa Bacteria Sawyer.02 Micron Filter Sys. Ceramic Filter - $ liter bags gravity flow ½ liter / minute Removes everything!!

15 Water Lifestraw Sawyer.02 Micron Filter SP194

16 Food Usage & Sources Min Daily Requirement Male 2,000 2,600 Calories Female 1,600 2,000 Calories Plus Complex Vitamins Time Frames 3 7 Days Rotating Supply MREs Mayday Food Bars 1 3 Months MREs Packaged Meals 3 Months+ Dehydrated Bulk Packaged

17 Food 3 7 Days MREs 1,200 calories $6.66 / meal $26.64/day/couple 5 Yr Shelf <75 Mayday Food Bars 2,400 Calories $4.50 ea 5 Yr Shelf Very High in Vitamins

18 Meal Ready to Eat (MRE)

19 Food 1 3 Months Pre-Packaged Meals Freeze Dried Dehydrated Greater Variety $1.60 / serving 25 Yr Shelf 310 calories / serving 2250 cal = 7 servings 7 $1.60 = $11.20 $22.40/day/couple

20 Food Dehydrated Bulk Packaged Pre-Packaged Items Must Assemble Dinner 30 Yr Shelf - #10 cans 265,174 cal / 4050 cal/day 65 days $1095/65 = $16.85/day/couple 25% less than meals

21 Energy & Power Energy Demands Lighting Refrigeration Heating/Cooling Appliances TV/Radio Communications Time Frames 3 7 Days Utility Power Generator Battery 1 3 Months Rechargeable Batteries Solar Power

22 Energy & Power Short Term Generator Gasoline Supply Camping Lanterns Flashlight Candles

23 Long(er) Term Rechargeable Batteries Solar Charger Energy & Power

24 Medical Medical Requirements Prescription Meds OTC Meds Antibiotics First-Aid Minor Not-minor Time Frames 3 7 Days Medications Minor First-Aid 1 3 Months Medications First-Aid Infections

25 Medical Prescription Meds Save up at least 30 day supply Refill 4-5 days early Accumulate over time Use saved meds first Might get prescription for emergency purposes OTC Meds Ibuprofen, Acetaminophen, etc Antacids Cold/Cough Other common ailments

26 Medical

27 Communication Comm Needs Stay Informed Government Non-Government Communicate Locally Alert Police Access EMT help Communicate w/in family Time Frames EO /6/ Days Cell phones (?) Walkie-Talkies 1 3 Months Walkie-Talkies Advanced Radios Transceivers

28 Communication Listening Local & International AM, FM, SSB Police Weather Power Sources Hand Crank Rechargeable Batteries Direct Solar Talking 2 way local CB GMRS/FRS Ham VHF/UHF 2 way Local & Int l Ham Tech Local Ham Gen l Int l

29 Listening Communication Kaito Voyager Pro KA600 Eton Grundig Satellit 750 Tecsun PL880 Sangean ATS-909X

30 Communication 2 Way Local FRS/ GMRS Bands Yaesu FT-60R Dual Band CB Bands VHF/UHF Ham Bands Req: Tech Cobra ACXT545 Midland GXT1000VP4

31 Personal Defense If Evacuated Per SB 290, enacted May, 2015 If evacuation ordered You may carry a concealed firearm With or without a CWFL 48 hour limit, Gov nor can extend Time Frames 3 7 Days Normal Precautions Stay Alert 1 3 Months Carry at all times Increased looting & scavenging Increased desperation

32 72 Hr Emergency Pack Storage Back Pack - 35 Liter Cap Luggage Cart if Necessary Food & Water 1 Gallon 6 MREs 3 Food/Energy Bars Communications Cell Phone Walkie-Talkie of choice Red Cross FRX3 Radio Handcrank AM/FM, NOAA Weather

Emergency Heat Blanket Equipment Multi-Purpose Tool Leatherman

33 72 Hr Emergency Pack Bedding & Clothing Change of clothing Undergarments Rain Coat / Pancho Cloth Sheet Plastic Sheet Blanket Emergency Heat Blanket Equipment Multi-Purpose Tool Leatherman Dish/Utensils Wide mouth Mug Pen & Paper Duck Tape Sm Roll Paracord 50 Lighter

34 72 Hr Emergency Pack Personal Supplies Soap / Shampoo TP Toothpaste / Toothbrush Hand Sanitizer Light Flashlight Spare Batteries Camping Lamp (battery) Medical / Medication OTC Items Prescriptions First-Aid Supplies Documents & Money Cash Sm Denominations Identification Documents Critical Legal Documents

35 Be Prepared! Priorities Decide Planning Horizon Consider Stay/Go scenario Develop a Plan Critical Triad Supportive Elements Medical / First-Aid Communications Security 72 Hr Emergency Pack Per person Keep current Keep readily available Split items & tools between packs Don t over pack Don t forget meds Don t forget your pet(s)

36 Additional Information 72 Hour Kit 36 Lessons Learned From Testing A 72-Hour Kit Top hour kit mistakes Make a 72-Hour Kit in 12 Steps Elite 72 Hour Survival Kit 72 hr 2 Person Survival Kit Magazines Survivalist American Survival Guide Survivor s Edge Books The Prepper's Pocket Guide Prepper's Home Defense Prepper's Water Survival Guide Food Storage for Self-Sufficiency and Survival

Your Go-Bag. organizing all of the little details you. literally. Look for a large duffel bag that. enough that it can protect your items -

Your Go-Bag. organizing all of the little details you. literally. Look for a large duffel bag that. enough that it can protect your items - Your Go-Bag Your bag should be large enough to fit all of these essentials and durable enough that it can protect your items - literally. Look for a large duffel bag that is water proof and has pockets