LUS CIM: Nov yog ib qho piv txwv txog ib co kab dub dub (barcode).

Transcription

1 Kev Muaj Lwm Pawg Neeg Tshab Xyuas Saib Puas Tsim Nyog Cia lub Tsev Poob Rov rau tus Tswv Txais Nyiaj Nov yog daim Ntawv Qhia Kev rau Lus Hmoob kom Pab Teb daim Ntawv Thov Kom Tau Kev Tshab Xyuas uas Ua Lus Askiv TSEEM CEEB Daim Ntawv Thov Kom Tau Kev Tshab Xyuas yog ua lus Askiv. Muaj ib co kab dub dub (barcode) (saib qhov piv txwv txog cov kab dub dub nram qab no) nyob rau ntawm daim ntawv uas qhia tias yog koj thiab lub vaj tse. Yog li ntawd, koj YUAV TSUM teb kom txhij txhua, kos npe rau, thiab xa daim ntawv ua lus Askiv rov qab tuaj rau peb. Kom pab koj ua tau li no, peb tau npaj daim ntawv qhia kev ua lus Hmoob kom koj thiaj yuav to taub tau cov lus qhia thiab cov lus nug uas koj yuav tsum teb. Koj teb tau cov lus nug ua lus Hmoob nyob rau ntawm daim ntawv ua lus Askiv. Koj tsuas xa daim ntawv ua lus Askiv rov qab tuaj rau peb xwb. Tsis txhob xa daim ntawv qhia kev ua lus Hmoob no rov qab tuaj rau peb. Kkoj daim Ntawv Thov Kom Tau Kev Tshab Xyuas tsuas muab thwm tias nws thwj yog tias kojteb daim ntawv txhij txhua, kos npe rau, thiab xa daim ntawv ua lus Askiv uas muaj cov kab dub dub sau rau rov qab tuaj rau peb xwb. Cia li hu mus rau (hais lus Askiv xwb) kom tham tau rau ib tug neeg sawv cev rau peb uas yuav muab tau tej ntaub ntawv xov xwm uas twb muab txhais ua koj yam lus rau koj uas hais txog Kev Muaj Lwm Pawg Neeg Tshab Xyuas Saib Puas Tsim Nyog Cia lub Tsev Poob Rov rau tus Tswv Txais Nyiaj thiab yuav teb tau koj cov lus nug hais txog Kev Muaj Lwm Pawg Neeg Tshab Xyuas Saib Puas Tsim Nyog Cia lub Tsev Poob Rov rau tus Tswv Txais Nyiaj los sis hais txog kev sau ntawv rau daim Ntawv Thov Kom Tau Kev Tshab Xyuas. LUS CIM: Nov yog ib qho piv txwv txog ib co kab dub dub (barcode).

2 *clmnt_idno* Independent Foreclosure Review Request for Review Form It is important that you complete the form to the best of your ability; all information you provide may be useful. If the foreclosure process was active on your primary residence between January 1, 2009 and December 31, 2010, you are eligible to request an Independent Foreclosure Review that may result in compensation or other remedy. If you think you may have been financially injured as a result of errors, misrepresentations, or other deficiencies made during the foreclosure process, you may complete and submit a Request for Review Form. Send this completed form to: Independent Review Administrator <<Return_Address_1>> <<Return_Address_2>> Your form must be postmarked no later than April July 31, 30, 2012 To find answers to your questions about the review process as well as information on to help you complete the Request for Review Form, visit IndependentForeclosureReview.com/<<servicer_web>> or call <<TFN>> monday through Friday, 8:00 a.m. 10:00 p.m. ET or Saturday, 8:00 a.m. 5:00 p.m. ET Section 1: Property information <<SERvICER_COmPLAINT>> <A< mortgage loan number: <<LoanNumber>> Reference number: <<clmnt_idno>> *MATT* Property address: *CF* FOR OFFICIAL USE ONLY 01 Listed below are examples of situations that may have led to financial injury. This list does not include all situations. The mortgage balance amount at the time of the foreclosure action was more than you actually owed You were doing everything the modification agreement required, but the foreclosure sale still happened The foreclosure action occurred while you were protected by bankruptcy You requested assistance/ modification, submitted complete documents on time, and were waiting for a decision when the foreclosure sale occurred TSIS TXHOB NTAWV NO NTAWV UA LUS ASKIV UAS MUAJ COV KAB Fees charged or mortgage payments were inaccurately calculated, processed, or applied The foreclosure action occurred on a mortgage that was obtained before active duty military service began and while on active duty, or within 9 months after the active duty ended <<PropertyAddress1>> <<PropertyAddress2>> <<PropertyCity>> <<PropertyState>> <<PropertyZipCode>> *1-5* Page 1 of 5 NPLOOJ IB (1) ntawm koj daim Ntawv Thov Kom Tau Kev Tshab Xyuas Ua Lus Askiv KOJ SIV TAU LUS HMOOB LOS TEB TAG NRHO COV LUS NUG LOS TAU, TIAM SIS KOJ YUAV TSUM SAU KOJ COV LUS TEB RAU NTAWM DAIM NTAWV UA LUS ASKIV UAS MUAJ COV KAB NPLOOJ IB (1) ntawm daim Ntawv Thov Kom Tau Kev Tshab Xyuas ua lus Askiv hais tias: Kev Muaj Lwm Pawg Neeg Tshab Xyuas Saib Puas Tsim Nyog Cia lub Tsev Poob Rov rau tus Tswv Txais Nyiaj Daim Ntawv Thov Kom Tau Kev Tshab Xyuas Nws tseem ceeb heev kom koj tebdaim ntawv txhij txhua raws li koj txoj kev txawj; tag nrho tej xov xwm uas koj sau rau daim ntawv no yuav pab tau peb. Yog tias muaj qhov kev cia lub tsev poob rov rau tus tswv txais nyiaj (foreclosure) rau koj lub tsev uas koj nyob thaum lub Ib Hlis Ntuj hnub tim 1, 2009 mus rau lub Kaum Ob Hlis Ntuj hnub tim 31, 2010, koj tsim nyog thov kom tau txoj Kev Muaj Lwm Pawg Neeg Tshab Xyuas Saib Puas Tsim Nyog Cia lub Tsev Poob Rov rau tus Tswv Txais Nyiaj uas thaum kawg yuav pab koj txais tau nyiaj los yog lwm yam kev pab. Yog tias koj xav tias koj raug txom nyem nyiaj me ntsis vim yog tej yam ua yuam kev, dag cuav, los yog lwm yam uas qhia tsis tseeb tag nrho thaum xub ua ntaub ntawv cia lub tsev poob rov rau tus tswv txais nyiaj, koj tebtau rau ib daim Ntawv Thov Kom Tau Kev Tshab Xyuas thiab xa tuaj rau peb. Xa daim ntawv no mus rau qhov chaw nyob uas muaj nyob rau ntawm koj daim Ntawv ua lus Askiv uas muaj cov kab dub dub. Hauv cov ntawv uas koj tau txais, muaj ib lub hnab ntawvuas peb twb them nqi xa ntawv rau thiab muaj peb qhov chaw nyob sau rau nyob nrog. Koj daim ntawv yuav tsum ntaus thwj hnub xa ntawv ua ntej lub Xya Hli Ntuj hnub tim 31, 2012 Kom nrhiav tau lus teb rau koj cov lus nug hais txog txoj kev tshab xyuas no thiab kom tau ntaub ntawv xov xwm uas yuav pab koj sau ntawv rau daim Ntawv Thov Kom Tau Kev Tshab Xyuas kom tiav, cia li txuas rau qhov chaw vesxaij (website) los sis hu tus xov tooj nyob rau ntawm daim Ntawv Ua Lus Askiv Uas Muaj Cov Kab Dub Dub hnub Monday txog hnub Friday, 8:00 sawv ntxov 10:00 tsaus ntuj lub caij sab hnub tuaj los sis hnub Saturday, 8:00 sawv ntxov 5:00 tsaus ntuj lub caij sab hnub tuaj Toom 1: Xov Xwm Hais txog lub Vaj Tse Teev tseg nram qab no yog cov piv txwv txog tej yam uas muaj los tau uas qee zaum coj yus mus txom nyem nyiaj tau. Tej yam uas teev tseg no tsis txheeb tseg txhua tsav txhua yam uas muaj tau. Tus nqi tsev tag nrho uas tseem tshuav (mortgage balance) thaum lub sij hawm uas cia lub tsev poob rov rau tus tswv txais nyiaj ntau tshaj tus nqi uas koj tshuav tiag tiag Koj ua txhua yam raws li daim ntawv sib hais haum rau ntawm kev them nqi (modification agreement) hais, tiam sis lub tsev tseem poob rov rau tus tswv txais nyiaj muab muag Qhov uas cia lub tsev poob rov rau tus tswv txais nyiaj muaj los thaum koj tseem muaj ntaub ntawv bankruptcy pov hwm koj Koj tau thov kom tau kev pab/kev kho, teb cov ntaub ntawv thiab muab xa mus raws sij hawm, thiab tseem tab tom tos lawv txiav txim siab txog koj tej ntaub ntawv thaum lub tsev poob rov rau tus tswv txais nyiaj muab muag Tej nqi raug los sis tej nqi tsev uas twb them lawm lawv muab xam, teev, los sis kho tsis yog lawm Qhov uas cia lub tsev poob rov rau tus tswv txais nyiaj muaj los rau ib qho kev tshuav nqi tsev (mortgage) ua ntej koj pib ua tub rog los sis thaum tseem tab tom ua tub rog, los sis ua ntej 9 lub hli tom qab koj ua tub rog tiav tag lawm LUS CIM: Koj tsis tas sau ntawv rau Toom 1 no. Tej Xov Xwm Hais txog lub Vaj Tse peb twb sau rau koj Daim Ntawv Ua Lus Askiv Uas Muaj Cov Kab Dub Dub.

3 Section 2: Your information First name: middle initial: Last name: Address: City: State: ZIP: Phone (day) address: (evening) PReFeRRed MAILINg AddReSS ANd TeLePHONe NUMBeRS This information will be used to contact you throughout the Independent Foreclosure Review process. F Check here if same as above mailing address: City: State: ZIP: TSIS TXHOB SIV (evening)v DAIM NTAWV NO N NTAWV UA LUS KYKYe ASKIV UAS MUAJ COV KAB Phone (day) (evening) Section 3: Background 1. Was this property your primary residence? 2. Were you under bankruptcy protection or waiting for the final ruling on your bankruptcy case when the foreclosure action happened? LUYeUeSUS If yes, date your bankruptcy case was filed: / / (if available) 3. 3Ṡ3. Do you believe that the mortgage balance amount at the time of the foreclosure action was more than the amount you actually owed on the mortgage? 4. Do you believe that the foreclosure action was pursued because your mortgage payments were inaccurately processed or applied? 5. Do you believe you were protected by an insurance policy issued by the servicer or an affiliate that would have made your payments in the event of unemployment, disability, or illness, but did not do so? 6. Did you attempt through the court to have vdv the decision to foreclose on your home reversed? If yes, court date: / / (if available) 7. Do you believe you provided all the necessary documents required to obtain payment assistance or a mortgage modification before the foreclosure action occurred? YeS SABNO ABNO *2-5* Page 2 of 5 NPLOOJ OB (2) ntawm koj daim Ntawv Thov Kom Tau Kev Tshab Xyuas KOJ SIV LUS HMOOB LOS TEB TAU TAG NRHO COV LUS NUG LOS TAU, TIAM SIS KOJ YUAV TSUM SAU KOJ COV LUS TEB RAU NTAWM DAIM NTAWV UA LUS ASKIV UAS MUAJ COV KAB NPLOOJ OB (2) ntawm daim Ntawv Thov Kom Tau Kev Tshab Xyuas ua lus Askiv hais tias: Toom 2: Xov Xwm Hais txog Koj TEB DAIM NTAWV UA LUS ASKIV XWB Lub npe: Thawj tus tsiaj ntawv rau npe nrab: Lub xeem: Chaw nyob: Nroog: Xeev: Naj npawb cheeb tsam (Zip): Xov tooj (nruab hnub): Xov tooj (hmo ntuj): Chaw sau ntawv TEJ XOV TOOJ THIAB CHAW NYOB XA NTAWV UAS KOJ XUM PEB SIV Peb yuav siv cov xov xwm no kom thiaj nrog koj sib txuas lus tau tag nrho lub sij hawm uas Muaj Lwm Pawg Neeg Tshab Xyuas Saib Puas Tsim Nyog Cia lub Tsev Poob Rov rau tus Tswv Txais Nyiaj. Khij lub npov no yog tias qhov chaw nyob no ib yam nkaus li qhov chaw nyob saum toj no. Chaw Nyob Xa Ntawv: Nroog: Xeev: Naj npawb cheeb tsam (Zip): Xov tooj (nruab hnub): Xov tooj (hmo ntuj): Toom 3: Keeb Kwm TEB DAIM NTAWV UA LUS ASKIV XWB Nyob rau ntawm daim ntawv ua lus Askiv, cov lus nug 1-12 yuav hais kom koj teb thaum koj khij ib lub npov YOG los sis TSIS YOG. 1. Lub vaj tse no puas yog koj lub tsev uas koj nyob txawm? 2. Puas yog koj tau muaj ntaub ntawv bankruptcy pov hwm koj los puas yog koj tseem tos lawv txiav txim siab txog koj rooj plaub bankruptcy thaum lub tsev poob rov rau tus tswv txais nyiaj? Yog tias yog lawm no, lub hnub tim uas koj mus tso ntawv ua bankruptcy yog thaum twg: / / (yog tias muaj) 3. Puas yog koj xav tias tus nqi tsev tag nrho uas tseem tshuav (mortgage balance) thaum lub sij hawm uas cia lub tsev poob rov rau tus tswv txais nyiaj yog ntau tshaj tus nqi uas koj tshuav tiag tiag? 4. Puas yog koj xav tias qhov uas lub tsev poob rov rau tus tswv txais nyiaj muaj los vim tej nqi raug los sis tej nqi tsev uas koj twb them lawm yog lawv muab xam, teev, los sis kho tsis yog lawm? 5. Puas yog koj ntseeg tias koj tau muaj ntaub ntawv tuav pov hwm uas lub lag luam tuav pov hwm los yog lwm lub lag luam nrog nws koom tes hais tias lawv yuav them koj cov nqi tsev yog tias koj poob hauj lwm, tuag tes tuag taw, los sis raug mob li cas, tiam sis lawv ho tsis pab them li? 6. Koj puas tau sim kom lub tsev hais plaub thim rov qab kom koj tsis txhob poob koj lub tsev? Yog tias yog lawm no, hnub tim hais plaub: / / (yog tias muaj) 7. Puas yog koj xav tias koj tau muab tag nrho cov ntaub ntawv uas yuav tsum muaj rau tus tswv txais nyiaj kom thiaj thov tau kev pab them nqi los yog kev pab kho tus nqi kom them tau ua ntej cia lub tsev poob rov rau tus tswv txais nyiaj?

4 Section 3: continued 8. Was a deficiency judgment obtained against you for an amount that included money that you should not have been required to pay? 9. Do you believe you were making on-time monthly payments in the required dollar amount on your mortgage or an approved loan modification, trial modification, or payment plan, yet the foreclosure action still occurred? 10. Do you believe that you were denied a modification when you qualified under the applicable program rules? If possible, provide dates and details if you believe you were wrongly denied assistance: TSIS TXHOB NTAWV NO NTAWV UA LUS ASKIV UAS MUAJ COV KAB 11. Do you believe you paid fees or charges that you should not have been required to pay in addition to your normally scheduled principal, interest, taxes, and insurance payments? If possible, provide dates, types of fees or charges, and amounts you paid: Important note: The questions below are specific to military servicemembers. If you or a co-borrower have not been in the military, go to question 13. KOJ SIV LUS HMOOB LOS TEB TAG NRHO COV LUS NUG, TIAM SIS KOJ YUAV TSUM SAU KOJ COV LUS TEB RAU NTAWM DAIM NTAWV UA LUS ASKIV UAS MUAJ COV KAB NPLOOJ PEB (3) ntawm daim Ntawv Thov Kom Tau Kev Tshab Xyuas ua lus Askiv hais tias: Toom 3: txuas ntxiv mus TEB DAIM NTAWV UA LUS ASKIV XWB 8. Puas yog lub tsev hais plaub txiav txim siab hais tias koj tshuav ib tug nqi uas ntau dua tus nqi uas tsim nyog koj yuav tsum them? 9. Puas yog koj xav hais tias koj them nqi tsev txhua hli raws li qhov uas tsim nyog them rau koj tus nqi tsev mortgage txhua hli los yog raws li qhov uas sib hais haum yuav kho tus nqi tsev kom them tau, qhov uas kho tus nqi tsev rau kev sim, los yog lub tswv yim them nqi, es lub tsev tseem poob rov rau tus tswv txais nyiaj? 10. Puas yog koj xav hais tias lawv tsis kam kho koj tus nqi tsev (modification) thaum koj tsim nyog txais kev pab no raws li txoj kev pab ntawd tej kev cai coj? Yog tias paub, sau cov hnub tim thiab tej yam lus qhia kom tseeb zog yog tias lawv tsis pom zoo muab kev pab rau koj: 11. Puas yog koj xav hais tias koj tau them tej nqi los yog raug tej nqi uas tsim nyog koj tsis tas them ntxiv rau tej nqi uas koj them raws caij xws li tus hauv paus nqi, nqi paj, nqi se, thiab nqi tuav pov hwm? Yog tias paub, sau cov hnub tim, tej hom nqi los yog nqi raug, thiab saib koj tau them tej nqi no li cas: 12. Did you or a co-borrower have your mortgage loan before active duty military service began? If you responded yes to question number 12, complete the following: Name of servicemember: Date active duty began: / / Date active duty ended: / / OR Still on active duty as of today *3-5* Page 3 of 5 NPLOOJ PEB (3) ntawm daim Ntawv Thov Kom Tau Kev Tshab Xyuas Lus cim tseem ceeb: Cov lus nug nram qab no hais txog cov neeg uas ua tub rog. Yog tias koj los sis ib tug uas nrog koj txais nyiaj tsis tau ua tub rog hlo li, cia li mus teb lo lus nug thib Puas yog koj los sis ib tug uas nrog koj txais nyiaj txais nyiaj mortgage ua ntej koj los yog nws pib ua tub rog? Yog tias koj teb yog rau lo lus nug thib 12, teb qhov nram qab no: Tus tub rog lub npe: Hnub uas pib ua tub rog: / / LOS SIS Tseem ua tub rog niaj hnub nim no Hnub uas kev ua tub rog tiav tag: / / LOS SIS Tseem ua tub rog niaj hnub nim no

5 Section 3: continued 13. Describe any other way in which you believe you may have been financially injured as a result of the mortgage foreclosure process. You may attach supporting documents. TSIS TXHOB NTAWV NO NTAWV UA LUS ASKIV UAS MUAJ COV KAB KOJ SIV TEB TAU TAG NRHO COV LUS NUG UA LUS HMOOB, TIAM SIS KOJ YUAV TSUM SAU KOJ COV LUS TEB RAU NTAWM DAIM NTAWV UA LUS ASKIV UAS MUAJ COV KAB NPLOOJ PLAUB (4) ntawm daim Ntawv Thov Kom Tau Kev Tshab Xyuas ua lus Askiv hais tias: Toom 3: txuas ntxiv mus KOJ TEB TAU TAG NRHO COV LUS NUG UA LUS HMOOB RAU NTAWM DAIM NTAWV UA LUS ASKIV UAS MUAJ COV KAB 13. Piav txog lwm yam uas koj xav hais tias tau ua rau koj txom nyem nyiaj vim yog qhov uas lub tsev poob rov rau tus tswv txais nyiaj. Koj muab cov ntaub ntawv uas txhawb nqa koj cov lus lo rau daim ntawv no los tau. *4-5* Page 4 of 5 NPLOOJ PLAUB (4) ntawm daim Ntawv Thov Kom Tau Kev Tshab Xyuas

6 Section 4: Signature I am submitting this Request for Review form to request an Independent Foreclosure Review of my foreclosure action by an independent consultant. This review is being required under orders by the Office of the Comptroller of the Currency and the Federal Reserve Board to identify customers who may have been financially injured as a result of errors or other deficiencies made during the foreclosure process on their loan. The Independent Review Administrator receiving this Request for Review is acting pursuant to the requirements of this order. I understand that I have the ability to separately submit a qualified written request relating to the servicing of my mortgage loan under the Real Estate Settlement Procedures Act. If I wish to do so, I should write separately to my servicer in accordance with the instructions below. I understand that the Independent Review Administrator is not authorized to act as an agent to receive a qualified written request on behalf of my servicer. By signing this document, I certify that all the information is truthful. I understand that knowingly submitting false information may constitute fraud. I affirm that I am the borrower or co-borrower of the mortgage loan on the property noted within this document, and I am authorized by all borrower(s) to have my signature grant permission to proceed with this request for review. Signature TSIS TXHOB SIV DAIM NTAWV NO ddre NTAWV UA LUS ASKIV UAS MUAJ COV KAB Print name Mail this completed form to: DateDDate Independent Review Administrator <<ReTURN_AddReSS1>> NeTURN_A ess1>> << ReTURN_AddReSS2>> Qualified written request instructions: To submit a qualified written request, I must write separately to <<QWR_SERvICER>> <<QWR_ADDRESS>>, which is the exclusive address for the receipt and handling of my request. KOJ KOS NPE THIAB SAU HNUB UA LUS HMOOBLOS TAU, TIAM SIS KOJ YUAV TSUM KOS NPE THIAB SAU HNUB RAU NTAWM DAIM NTAWV UA LUS ASKIV UAS MUAJ COV KAB THIAB MUAB XA TUAJ RAU PEB NPLOOJ TSIB (5) ntawm daim ua lus Askiv hais tias: Toom 4: Kev Kos Npe KOJ YUAV TSUM KOS NPE, SAU LUB HNUB TIM THIAB MUAB DAIM NTAWV UA LUS ASKIV UAS MUAJ COV KAB XA TUAJ RAU PEB Kuv muab daim ntawv Thov Kom Tau Kev Tshab Xyuas xa tuaj rau nej kom thov tau Kev Muaj Lwm Pawg Neeg Tshab Xyuas Saib Puas Tsim Nyog Cia lub Tsev Poob Rov rau tus Tswv Txais Nyiaj. Yuav tsum muaj txoj kev tshab xyuas no kom ua tau raws li tej lus txib ntawm Tsev Kab Xwm ntawm tus Neeg Saib Xyuas Nyiaj Txiag thiab lub Rooj Tsav Xwm Federal Reserve kom txheeb xyuas cov neeg txais nyiaj uas raug txom nyem nyiaj vim yog tej kev ua yuam kev los yog ua tsis yog thaum cia lawv lub tsev poob rov rau tus tswv txais nyiaj. Tus Neeg Coj Kev Tshab Xyuas (Independent Review Administrator) uas txais daim ntawv Thov Kom Tau Kev Tshab Xyuas no ua raws li txoj lus txib no. Kuv to taub hais tias kuv muaj cai muab dua ib daim ntawv hu ua qualified written request (kev sau ntawv thov uas piav ntxaws ntxaws uas hais txog txoj kev saib xyuas kuv qhov kev txais nyiaj mortgage raws li txoj Cai Real Estate Settlement Procedures Act. Yog tias kuv xav ua li no, kuv yuav tsum sau ntawv mus rau kuv qhov chaw txais nyiaj raws li cov lus qhia nram qab no. Kuv to taub hais tias tus Neeg Coj Kev Tshab Xyuas tsis muaj cai ua ib tug sawv cev rau cov neeg uas txais nyiaj rau kuv thiab txais ib daim ntawv qualified written request. Thaum kuv kos npe rau daim ntawv no, kuv ua tim khawv hais tias tej ntaub ntawv xov xwm no muaj tseeb tiag. Kuv to taub hais tias yog kuv txhob txwm sau tej xov xwm cuav rau hauv no thiab muab xa tuaj ces kuv dag txhaum kev cai lij choj. Kuv ua tim khawv tias kuv yog tus txais nyiaj los sis tus lwm txais nyiaj mortgage rau lub vaj tse uas hais txog hauv daim ntawv no, thiab kuv muaj cai los ntawm txhua tus uas nrog kuv koom txais nyiaj no hais tias kuv kos npe tso cai rau txoj kev thov kom tau kev tshab xyuas los tau. Kos npe Hnub tim *5-5* AAEC1115-FC NPOOOJ TSIB (5) ntawm daim Ntawv Thov KomTau Kev Tshab Xyuas Page 5 of 5 Sau npe kom meej Kos npe rau thiab muab daim ntawv no xa mus rau qhov chaw nyob uas muaj nyob rau ntawm koj Daim Ntawv Ua Lus Askiv Uas Muaj Cov Kab Dub Dub. Hauv cov ntawv uas koj tau txais, muaj ib lub hnab ntawvuas peb twb them nqi xa ntawv rau thiab uas muaj peb qhov chaw nyob sau rau nyob nrog. Cov lus qhia hais txog qualified written request : Kom sau ntawv qualified written request, kuv yuav tsum sau ntawv mus rau kuv qhov chaw txais nyiaj, uas yog tib qho chaw uas txais tau thiab saib xyuas tau kuv daim ntawv thov. Qhov chaw nyob no muaj nyob rau ntawm koj Daim Ntawv Ua Lus Askiv Uas Muaj Cov Kab Dub çdub.