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Press Release Embargoed until: 00:01 18.04.11 Not for broadcast or publication before 00:01 Hrs on Monday 18th April 2011 The Halifax Rural Areas Quality of Life Survey tracks where living standards are highest in Great Britain by ranking local performance across key indicators; covering the labour market, the housing market, the environment, education and health. The survey examines 140 local authority districts and is based on data at local authority (LA) level. Data has been gathered from a number of sources, including the ONS, DEFRA, the Met Office, the Department for Transport, Department of Children, Schools and Families, the Department of Energy and Climate Change, the Welsh Assembly, and the Scottish Executive. SOUTH CAMBRIDGESHIRE TOPS GREAT BRITAIN RURAL AREAS QUALITY OF LIFE SURVEY The Halifax Rural Areas Quality of Life Survey has placed South Cambridgeshire in the top spot based on residents' health, life expectancy, employment, school performance and regional climate. Why South Cambridgeshire is a great place to live: Residents tend to be fit and well with 95% reporting general good health Higher than average life expectancy (81.6 years). A high employment rate (79%) with many residents enjoying high incomes with weekly average earnings of 739. The level of school qualifications is above the national average - 75% achieve five or more GCSE results grades A-C, just ahead of the national average of 74% 1. Residents also enjoy a relatively good climate with significantly less rainfall per year than the national average (597 mm against 871 mm). Residents in southern England generally enjoy the best rural quality of life with over two thirds of the top rated 50 areas being here. The South East rates highest with fifteen local rural areas placed in the top 50, followed by the East of England (14) and the South West (7). The remainder is split between nine in East Midlands, three in the West Midlands and two in Yorkshire and the Humber. Rural areas in the North tend to receive high ratings on school exam results and environmental measures such as low population densities and low traffic flows. Rural areas in the south of England typically perform better on average earnings, employment, health and weather. Note: 1 74% is the average for England and Wales. Nitesh Patel, housing economist at Halifax, commented: In recent years, South Cambridgeshire has performed well against the full range of indicators to demonstrate that its residents consistently have amongst the best quality of life in rural Britain. In particular, good health scores and life expectancy in South Cambridgeshire are the highest amongst all the regional areas on the survey. Even the rain falls less frequently than the national average in South Cambridgeshire, contributing to the general high performance of this area in employment, average earnings, school performance, health and life expectancy. Halifax is part of the Lloyds Banking Group Tel: 01422 333829 Fax 01422 333007 Website: http://www.lloydsbankinggroup.com/media.asp

Key Facts Employment is highest in Ryedale in North Yorkshire and in the Shetlands (both with 86.0%). Also scoring well are the Orkney Islands (83.4%) and Forest Heath (82.3%). Average earnings are highest in Chiltern ( 833 per week) followed by East Hertfordshire ( 824) and Waverley in Surrey and South Oxfordshire (both 822). The biggest homes are in Chiltern, where the average house in this district has 6.4 rooms. The lowest percentage of vacant properties is in Melton (0.1%). Three-quarters of rural local authority areas have 2.0% or less vacant homes. Traffic flows are lowest in, which has 7 of the 10 best ranked districts on this measure. The lowest traffic levels are in the Western Isles, the Highlands, Argyll and Bute, Orkney Islands, Shetland Islands, Scottish Borders and Dumfries & Galloway. The lowest burglary rates per 10,000 households are in the Western Isles (2.7) followed by North Wiltshire (6.2) and Orkney Islands (6.5). The lowest per household CO 2 emissions are in Waveney, Tendring, Mid Bedfordshire and South Derbyshire. All three areas emit an average of 2.2 tonnes per household, compared with the national average of 2.5 tonnes. The lowest population density in Britain is in the Western Isles and the Highlands (both have 9 persons per square km). The lowest average annual rainfall (552 mm) is in Maldon. Seven of the ten driest districts in Great Britain are in the East of England. The sunniest place in Great Britain is the Isle of Wight where residents enjoy an average of 37.4 hours of sunshine a week. Good health scores are highest in Isles of Scilly, South Oxfordshire, South Cambridgeshire, Chiltern and West Berkshire with 95% of households rating themselves in good or fairly good health. Seven out of the top ten areas on this measure are in the South East. Life expectancy is highest in South Cambridgeshire (82 years), followed by East Dorset and North Dorset (both 81 years). The top ten in this category is dominated by local authority districts in southern England. Primary school class sizes are smallest in the Western Isles (14 pupils), followed by Orkney Islands and Shetland Islands (17). Seven of the ten local authorities with the smallest average primary school class sizes are in and the remaining three are in Wales (2) and South West (1). The best GCSE results in England are in the Isles of Scilly, Teesdale and Wear Valley in County Durham where respectively 91% and 84% of 15 to16 year olds achieved five or more GCSE results, grades A-C. In the highest results for 16 year olds gaining five ore more awards at SCQF level 4 are in Shetland Islands (91%) and Orkney Islands (85%). In Wales, pupils in Powys had the best GCSE results (67%). 2 of 5

Table 1: Quality of Life Rankings the top 50 Rural Local Authority Districts in Great Britain in 2010 Quality of Life Local Authority District Ranking 2010 South Cambridgeshire East of England 1 East Hertfordshire South East 2 Uttlesford East of England 3 Aylesbury Vale South East 4 Waverley South East 5 Tandridge South East 6 Mid Sussex South East 7 Chiltern South East 8 East Cambridgeshire East of England 9 Tonbridge and Malling South East 10 Rushcliffe East Midlands 11 Vale of White Horse South East 12 West Berkshire South East 13 Huntingdonshire East of England 14 Wealden South East 15 Mid Suffolk East Anglia 16 Wychavon West Midlands 17 South Oxfordshire South East 18 Mid Bedfordshire East Anglia 19 East Hampshire South East 20 Harborough East Midlands 21 New Forest South East 22 Test Valley South East 23 East Dorset South West 24 Malvern Hills West Midlands 25 South Kesteven East Midlands 26 Maldon East of England 27 Suffolk Coastal East of England 28 Melton East Midlands 29 West Oxfordshire South West 30 Rutland East Midlands 31 Hambleton Yorkshire and The Humber 32 Kennet South West 33 North Kesteven East Midlands 34 Tewkesbury South West 35 St. Edmundsbury East of England 36 South Northamptonshire East Midlands 37 Babergh East of England 38 North Wiltshire South West 39 Ryedale North 40 Purbeck South West 41 Forest Heath East Anglia 42 Herefordshire County of West Midlands 43 West Wiltshire South West 44 South Bedfordshire East of England 45 Cotswold South West 46 Rother South East 47 Broadland East of England 48 North West Leicestershire East Midlands 49 East Northamptonshire East Midlands 50 3 of 5

Table 2: Rural Local Authority Districts with the Best Quality of Life in each region Local Authority District Quality of Life ranking 2010 Rushcliffe East Midlands 10 South Cambridgeshire East of England 1 Castle Morpeth North East 56 Congleton North West 55 Aberdeenshire 77 Aylesbury Vale South East 4 East Dorset South West 24 Monmouthshire Wales 83 Wychavon West Midlands 17 Hambleton Yorkshire and The Humber 32 Table 3: Local Authority Districts with the Best Quality of Life in each category Local Authority Group Variable District Labour Highest employment rate: 86% Ryedale and Shetland Isles Yorkshire and the Humber and Highest gross weekly Earnings: 833 Chiltern South East Housing Highest average number of rooms in house: 6.4 Chiltern South East Largest % of houses with central heating: 99.7 East Ayrshire Urban environment Lowest Population density per sqr km:9 persons per sq/km Western Isles and Highlands Lowest traffic flows per square km:66 cars /km Western Isles Lowest burglary rate per 10,000 population: 2.7 per 10,000 people Western Isles Lowest % of vacant properties: 0.1% Melton East Midlands Lowest Total Consumer CO 2 Emissions: 2.2 per household Mid Bedfordshire, Waveney, Tendring and South Derbyshire East of England and East Midlands Physical environment Lowest average annual rainfall: 552mm Maldon East of England Highest average weekly sunshine hours: 37.4 hours Isle of Wight South East South Cambridgeshire, Chiltern, West Berkshire, South East of England, South East and South West Health Highest % of residents in good health: 95% Oxfordshire and Isles of Scilly Longest life expectancy at birth for males: 81.6 years South Cambridgeshire East of England Education Lowest average number of pupils in primary school class: 14 Western Isles Highest % of 15 to16 year olds with 5 or more GCSEs A-C grade: 91% Shetland Islands and Isles of Scilly and South West 4 of 5

Editors' Notes: The Quality of Life index aims to quantify where living standards are highest in Great Britain by ranking local performance across a range of indicators, including the labour market, the housing market, the environment, education and health. The index has been produced at a local authority level for 140 rural LAs in Great Britain. The quality of life reading for each local authority district has been created by summing scores across 15 variables within six broad groups. Each local authority district is given a score out of ten for each variable contained in the index. Scores within each of the broad groups are averaged and then the six group scores are summed to create an overall quality of life score. This analysis was undertaken using the Office for National Statistics (ONS) Urban Rural classification. This classification defines an area as a Rural Area if it lies in a town or village of less than 10,000, or as an urban area if it lies in a town or city of 10,000 or more residents. A rural local authority district is one where the majority of these residents live in rural areas. See separate technical note for more information on methodology of index and data sources. Group Variable Period covered Labour Employment rate % July 2009-June 2010 Gross weekly Earnings s April 2010 Housing Number of rooms in house 2008-09. al data for 2001-08/09 used to project forward 2001 Census. 2006. al data for 2001- % of houses with central heating 06 used to project forward and sole use of bathroom 2001 Census. Urban environment Population density per square km 2009 Traffic flows per square km 2009 Burglary rate per 10,000 population 2009-10 England, Wales & % of Vacant Properties 2009 CO 2 Emissions per tonne per 2008 Department of Energy household and Climate Change Physical environment Average annual rainfall mm Average 2001/2008 Annual sunshine hours Average 2001/2008 Health % in good health 2001 Census Life expectancy at birth for males 2007-2009 Education Number of pupils in primary school class January 2010 - England 2009-10 - Wales 2009 - % of 15 to 16 year olds with 5 or more GCSEs A-C grade or Scottish equivalent 2009-10 England & 2008-09 Wales "This report is prepared from information that we believe is collated with care, however, it is only intended to highlight issues and it is not intended to be comprehensive. We reserve the right to vary our methodology and to edit or discontinue/withdraw this, or any other report. Any use of this report for an individual's own or third party commercial purposes is done entirely at the risk of the person making such use and solely the responsibility of the person or persons making such reliance." Press Office contact Nick Osbourne 0207 356 1714 07872 819065 Ends For further information please contact Helpline No: 08456 045404 Email: housingeconomics@lloydsbanking.com ISDN facilities are available for broadcast media interviews 5 of 5