Bekhterev s Triad. Freud s Structural Model of the Psyche. Vladimir Bekhterev. Sigmund Freud

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Sigmund Freud AUSTRIAN PSYCHOLOGIST 1856 1939 Sigmund Freud is best known as the founder of psychoanalysis, which had a significant impact on psychology, medicine, sociology, anthropology, literature and art in the XX century. Among Freud s achievements, his most important was the development of a three part structural model of the psyche, his theory of the Oedipus complex, the development of therapeutic methodologies such as the method of free associations, interpretation of dreams and much more. During his life, Freud wrote and published a large number of scientific papers. Freud s views on human nature were innovative for the time and during his whole life as a researcher he evoked a wide response in the scientific community. The level of interest in his theories has not waned even to this day. Each year, more papers are published about Freud than any other psychology theorist. Vladimir Bekhterev RUSSIAN PSYCHIATRIST 1857 1927 An outstanding Russian physician, psychiatrist, neurologist, physiologist, founder of reflexology and pathology in Russia, academician. Bekhterev described a variety of diseases and developed methods for their treatment. He created a number of medicinal drugs. For many years he researched into the problem of hypnosis and indoctrination. He developed objective methods for studying the mental development of children. Despite his critical attitude to Freud s theories, he facilitated the implementation of theoretical, experimental and psychotherapeutic works on psychoanalysis, which were performed in the Institute of Studying Brain Mental Activities that he headed. Freud s Structural Model of the Psyche is a three part model of the human psyche, which consists of three structural elements of personality: Id, ego and superego APPLICATION: general medicine, psychology, psychotherapy, philosophy, psychoanalysis Bekhterev s Triad is a treatment method for alcoholic patients, which includes persuasion, hypnotherapy and self-assertion APPLICATION: general medicine, reflexology, psychiatry, psychology, psychotherapy

Raiffeisenbank International AG Russia Russia Belorus Poland Ukraine Czech Republic Slovakia Moldova Austria Hungary Romania Slovenia Croatia Bosnia and Herzegovina Serbia Bulgaria Kosovo Central Europe Albania Southeast Europe Other CIS countries Russia

Адреса?????????????????????????????????????????????? Raiffeisenbank International AG Raiffeisenbank International AG 5 Austria Am Stadtpark 9 1030 Vienna Phone: +43-1-71707 0 Fax: +43-1-71707 1715 www.rbinternational.com ir@rbinternational.com, rbi-pr@rbinternational.com ADDRESSES Banking network Albania Raiffeisen Bank Sh.a. European Trade Center Bulevardi «Bajram Curri», Tirana Phone: +355-4-238 1000 Fax: +355-4-227 5599 SWIFT/BIC: SGSBALTX www.raiffeisen.al Belarus Priorbank JSC 31-A, V. Khoruzhey Str., 220002 Minsk Phone: +375-17-289 9090 Fax: +375-17-289 9191 SWIFT/BIC: PJCBBY2X www.priorbank.by Bosnia and Herzegovina Raiffeisen BANK d.d. Bosna i Hercegovina Zmaja od Bosne bb, 71000 Sarajevo Phone: +387-33-287 101 Fax: +387-33-213 851 SWIFT/BIC: RZBABA2S www.raiffeisenbank.ba Bulgaria Raiffeisenbank (Bulgaria) EAD 18/20 Gogol Str.,1504 Sofia Phone: +359-2-919 85101 Fax: +359-2-943 4528 SWIFT/BIC: RZBBBGSF www.rbb.bg Croatia Raiffeisenbank Austria d.d. Petrinjska 59, 10000 Zagreb Phone: +385-1-456 6466 Fax: +385-1-481 1624 SWIFT/BIC: RZBHHR2X www.rba.hr Czech Republic Raiffeisenbank a.s. Hvezdova 1716/2b, 14078 Prague 4 Phone: + 420-221-141 111 Fax: +420-221-142 111 SWIFT/BIC: RZBCCZPP www.rb.cz Hungary Raiffeisen Bank Zrt. Akademia utca 6, 1054 Budapest Phone: +36-1-484 4400 Fax: +36-1-484 4444 SWIFT/BIC: UBRTHUHB www.raiffeisen.hu Kosovo Raiffeisen Bank Kosovo J.S.C. UCK Str. No. 51, 10000 Pristina Phone: +381-38-222 222 Fax: +381-38-203 01130 SWIFT/BIC: RBKORS22 www.raiffeisen-kosovo.com Poland Raiffeisen Bank Polska S.A. (Raiffeisen Polbank) Piekna 20 Str., 00-549 Warsaw Phone: +48-22-585 2000 Fax: +48-22-585 2585 SWIFT/BIC: RCBWPLPW www.raiffeisen.pl Romania Raiffeisen Bank S.A. 15 Charles de Gaulle Square, 011857 Bucharest 1 Phone: +40-21-306 1000 Fax: +40-21-230 0700 SWIFT/BIC: RZBRROBU www.raiffeisen.ro 80 81

Raiffeisenbank International AG Leasing companies Russia Slovenia Czech Republic Romania ZAO Raiffeisenbank Smolenskaya-Sennaya Sq. 28, 119020 Moscow Phone: +7-495-721 9900 Fax: +7-495-721 9901 SWIFT/BIC: RZBMRUMM www.raiffeisen.ru Serbia Raiffeisen banka a.d. Djordja Stanojevica 16, 11070 Novi Beograd Phone: +381-11-320 2100 Fax: +381-11-220 7080 SWIFT/BIC: RZBSRSBG www.raiffeisenbank.rs Raiffeisen Banka d.d. Zagrebska cesta 76, 2000 Maribor Phone: +386-2-229 3100 Fax: +386-2-303 442 SWIFT/BIC: KREKSI22 www.raiffeisen.si Ukraine Raiffeisen Bank Aval JSC 9, Leskova Str., 01011 Kiev Phone: +38-044-490 8888 Fax: +38-044-285 3231 SWIFT/BIC: AVALUAUK www.aval.ua Raiffeisen-Leasing s.r.o. Hvezdova 1716/2b, 14078 Prague 4 Phone: +420-221-511 611 Fax: +420-221-511 666 www.rl.cz Hungary Raiffeisen Lizing Zrt. Vaci Str. 81-85, 1139 Budapest Phone: +36-1-477 8709 Fax: +36-1-477 8702 www.raiffeisenlizing.hu Kazakhstan Raiffeisen Leasing IFN S.A. Nusco Tower, Sos Pipera Nr. 42, Etaj 1A, 020112 Bucharest Phone: +40-21-306 9601 Fax: +40-37-287 9998 www.raiffeisen-leasing.ro Russia OOO Raiffeisen-Leasing Stanislavskogo Str. 21/1, 109004 Moscow Phone: +7-495-721 9980 Fax: +7-495-721 9901 www.raiffeisen-leasing.ru Serbia Slovakia Tatra banka, a.s. Hodžovo námestie 3, 81106 Bratislava Phone: +421-2-5919 1111 Fax: +421-2-5919 1110 SWIFT/BIC: TATRSKBX www.tatrabanka.sk Leasing companies Austria Raiffeisen-Leasing International GmbH Am Stadtpark 3, 1030 Vienna Phone: +43-1-71707 2966 Fax: +43-1-71707 762966 www.rli.co.at Albania Raiffeisen Leasing Sh.a. European Trade Center, Bulevardi Bajram Curri, Tirana Phone: +355-4-227 4920 Fax: +355-4-223 2524 www.raiffeisen.al Bosnia and Herzegovina Raiffeisen Leasing d.o.o. Sarajevo Danileja Ozme 3, 71000 Sarajevo Phone: +387-33-254 340 Fax: +387-33-212 273 www.rlbh.ba Bulgaria Raiffeisen Leasing Bulgaria OOD Mladost 4, Business Park Sofia, Building 7B, 4th floor, 1504 Sofia Phone: +359-2-491 9191 Fax: +359-2-974 2057 www.rlbg.bg Raiffeisen Leasing Kazakhstan LLP Shevchenko Str. 146, No. 12, 050008 Almaty Phone: +7-727-378 5430 Fax: +7-727-378 5447 www.rlkz.kz Kosovo Raiffeisen Leasing Kosovo Gazmend Zajmi n.n., Sunny Hill, 10000 Pristina Phone: +381-38-222 222 Fax: +381-38-203 03011 www.raiffeisen-leasing-ks.com Moldova I.C.S. Raiffeisen Leasing S.R.L. Alexandru cel Bun 51, 2012 Chisinau Phone: +373-22-279 313 Fax: +373-22-228 381 www.raiffeisen-leasing.md Poland Raiffeisen-Leasing Polska S.A. Ul. Prosta 51, 00-838 Warsaw Phone: +48-22-326 3666 Fax: +48-22-326 3601 www.rl.com.pl Raiffeisen Leasing d.o.o. Djordja Stanojevica 16, 11070 Novi Beograd Phone: +381-11-201 7700 Fax: +381-11-313 0081 www.raiffeisen-leasing.rs Slovakia Tatra Leasing s.r.o. Hodžovo námestie 3, 81106 Bratislava Phone: +421-2-591 93168 Fax: +421-2-591 93048 www.tatraleasing.sk Slovenia Raiffeisen Leasing d.o.o. Zagrebska cesta 76, 2000 Maribor Phone: +386-1-241 6250 Fax: +386-1-241 6268 www.rl-sl.si Ukraine LLC Raiffeisen Leasing Aval 9, Moskovskiy Av., Corp. 5 Office 101, 04073 Kiev Phone: +38-044-590 2490 Fax: + 38-044-200 0408 www.rla.com.ua Belarus Croatia JLLC Raiffeisen-leasing 31-A, V. Khoruzhey Str., 220002 Minsk Phone: +375-17-289 9394 Fax: +375-17-289 9394 www.priorbank.by Raiffeisen Leasing d.o.o. Radnicka cesta 43, 10000 Zagreb Phone: +385-1-659 5000 Fax: +385-1-659 5050 www.rl-hr.hr Real estate leasing companies Czech Republic Raiffeisen Leasing Real Estate s.r.o. Hvezdova 1716/2b, 14078 Prague 4 Phone: +420-221-511 610 Fax: +420-221-511 641 www.rlre.cz 82 83

Branches and representative offices Europe Raiffeisen Zentralbank AG Branches and representative offices Europe France RBI Representative Office Paris 9-11 Avenue Franklin D. Roosevelt, 75008 Paris Phone: +33-1-456 12700 Fax: +33-1-456 11606 Sweden RBI Representative Office Nordic Countries Drottninggatan 89, P.O. Box 3294, 10365 Stockholm Phone: +46-8-440 5086 Fax: +46-8-440 5089 USA RB International Finance (USA) LLC 1133 Avenue of the Americas, 16th Floor, 10036 New York Phone: +01-212-845 4100 Fax: +01-212-944 2093 RBI Representative Office New York 1133 Avenue of the Americas, 16th Floor, 10036 New York Phone: +01-212-593 7593 Fax: +01-212-593 9870 Vietnam RBI Representative Office Ho Chi Minh City 35 Nguyen Hue Str., Harbour View Tower, Room 601A, 6th Floor, Dist 1, Ho Chi Minh City Phone: +84-8-382 97934 Fax: +84-8-382 21318 Germany UK RBI Representative Office Frankfurt Mainzer Landstrasse 51, 60329 Frankfurt Phone: +49-69-299 21918 Fax: +49-69-299 21922 Branches and representative offices Asia and America China RBI Beijing Branch Beijing International Club 200, 2nd floor, Jianguomenwai Dajie 21, 100020 Beijing Phone: +86-10-653 23388 Fax: +86-10-653 25926 RBI Representative Office Harbin Room 1104, Pufa Piaza No. 209, Chang Jiang Road, Nang Gang District, 150090 Harbin Phone: +86-451-555 31 988 Fax: +86-451-555 31 988 RBI Hong Kong Branch Unit 2106-08, 21 nd Floor, Tower One, Lippo Centre, 89 Queensway, Hong Kong Phone: +85-2-273 02112 Fax: +85-2-273 06028 RBI Representative Office Xiamen Unit 01-02, 32/F Zhongmin Building, No 72 Hubin North Road Fujian Province, 301012 Xiamen Phone: +86-592-262 3988 Fax: +86-592-262 3998 RBI Representative Office Zhuhai Room 2404, Yue Cai Building, No. 188, Jingshan Road Jida, Zhuhai, Guangdong Province Phone: +86-756-323 3500 Fax: +86-756-323 3321 RBI London Branch 10, King William Street, London EC4N 7TW Phone: +44-20-792 92288 Fax: +44-20-793 38099 India RBI Representative Office Mumbai 803, Peninsula Heights, C.D. Barfiwala Road, Andhere (W), 400 058 Mumbai Phone: +91-22-262 30657 Fax: +91-22-262 44529 Korea RBI Representative Office Korea 20th fl, SC Bank bldg., 47 Jongno, Jongno-gu, Seoul 110-702 Republic of Korea Phone: +82-2-398 5840 Fax: +82-2-398 5807 Malaysia RBI Labuan Branch Level 6 (1E) Main Office Tower, Financial Park, Labuan, 80000 Johor Bahru Phone: +607-291 3800 Fax: +607-291 3801 Singapore RBI Singapore Branch One Raffles Quay, #38-01 North Tower, Singapore 048583 Phone: +65-630 56000 Fax: +65-630 56001 Raiffeisen Zentralbank AG Austria Am Stadtpark 9, 1030 Vienna Phone: +43-1-71707 0 Fax: +43-1-71707 1715 www.rzb.at Selected Raiffeisen Specialist Companies F.J. Elsner Trading GmbH Am Heumarkt 10, 1030 Vienna Phone: +43-1-797 36 0 Fax: +43-1-797 36 230 www.elsner.at Kathrein Privatbank Aktiengesellschaft Wipplingerstrasse 25, 1010 Vienna Phone: +43-1-53 451 239 Fax: +43-1-53 451 233 www.kathrein.at Raiffeisen Centro Bank AG Tegetthoffstrasse 1, 1015 Vienna Phone: +43-1-515 20 0 Fax: +43-1-513 43 96 www.rcb.at ZUNO BANK AG Am Stadtpark 3, 1030 Vienna Phone: +43-1-71707 2691 Fax: +43-1-71707 762691 www.zuno.eu 84 85

ZAO Raiffeisenbank In 2012 ZAO Raiffeisenbank continued its branch network development. During the year, nine new offices were opened in Moscow, Cherepovets, Krasnodar, Rostov-on-Don, Ufa, Samara, Chelyabinsk, Kemerovo, Khabarovsk. Therefore at the end of 2012, the bank had 184 offices serving private individuals in Moscow and regions of Russia. Kaliningrad Saint Petersburg Petrozavodsk Smolensk Tver Kaluga Bryansk Zheleznogorsk Moscow Kursk Tula Oryol Belgorod Gubkin Lipetsk Stary Voronezh Oskol Saransk Anapa Taganrog Saratov Rostov-on-Don Novorossiysk Volzhskiy Krasnodar Volgograd Sochi Stavropol Cherepovets Yaroslavl Ivanovo Nizhny Novgorod Kirov Sovetsk Izhevsk Kazan Tolyatti Perm Samara Zlatoust Miass Ufa Syktyvkar Nefteyugansk Ekaterinburg Tumen Chelyabinsk Surgut Yakutsk Magadan Nikolskoye Elizovo Vilyuchinsk Петропавловск- Камчатский Pyatigorsk Omsk Tomsk Novosibirsk Berdsk Barnaul Bratsk Krasnoyarsk Angarsk Irkutsk Chita Blagoveshchensk Chabarovsk Artem Vladivostok

ZAO Raiffeisenbank Raiffeisenbank in Moscow ZAO Raiffeisenbank Rublevskoe branch Rublevskoe shosse, 22, bld. 1 Leninsky prospekt 148 additional office Leninsky prospekt, 148 Raiffeisenbank in Moscow Avrora branch Sadovnicheskaya str., 82, bld. 2 Arbatskoye branch Arbat str., 1 Bagrationovskoye branch Barklaya str., 7, bld. 1 Belyaevo branch Profsoyuznaya str., 104 Varshavskoye branch Varshavskoe shosse, 64, bld. 1 Voikovskoye branch Leningradskoe shosse, 16A, bld. 1 Grina 11 branch Grina str., 11 Dmitrovskoe branch Butyrskaya str., 77 Kolomenskoe branch Andropova prospekt, 42, bld. 1 Krasnye vorota branch Orlikov lane, 8 Krylatskiye Kholmy branch Krylatskaya str., 17, bld. 1 Kutuzovskoye branch Kutuzovsky prospekt, 34, bld. 14 Mozhayskoye branch Mozhayskoe shosse, 2 Moscow-City branch Testovskaya str., 10 Mytishchi branch Moscow region, Mytishchi, Komarova str., 2, bld. 3 Nagatinskoe branch Varshavskoe shosse, 18, bld. 1 Na Maysnitskoy branch Maysnitskaya str., 22/2/5, bld. 1 Novy Arbat branch Novy Arbat str., 36/9 Odintsovo branch Moscow region, Odintsovo, Mozhayskoye shosse, 112a Ostozhenka branch Ostozhenka str., 27, bld. 1 Otradnoye branch Khachaturyana str., 20 Petrovsky park branch Petrovsko-Razumovskaya alleya, 10, bld. 3 Ploschad Ilicha branch Sergiya Radonezhskogo str. Bld. 8 Podolskoye branch Moscow region, Podolsk, Revolyutsionny prospekt, 62, bld. А Rayzansky prospekt branch Rayzansky prospekt, 24, bld. 2 Sadovo-Triumfalnoye branch Malaya Dmitrovka str., 20 Semenovskoye branch Semenovskaya square, 1 Smolenskoye branch Smolensky boulevard, 13, bld. 1 Sukharevskoye branch Prospekt Mira, 3/1 Sushchevsky val branch Obraztsova str., 3 Taganskoye branch Nikoloyamskaya str., 13/2 Tverskoye branch 1st Tverskaya-Yamskaya str., 15 Tishinskoye branch Tishinskaya square, 6, bld. 1 Troitskoye branch Troitskaya str., 17, bld. 1 Universitet branch Michurinsky prospekt, 7 Tsentralnoe branch Leninsky prospekt, 15A Bakuninskaya 10/12 additional office Bakuninskaya str., 10-12, bld. 5 Marii Ulyanovoy 9 additional office Marii Ulyanovoy str., 9, bld. 4 Na Novopeschanoy additional office Novopeschanaya str., 20/10, bld. 1А Prospekt Mira additional office Banny lane, 3 Smolenskaya 28 additional office Smolenskaya-Sennaya square, 28 Tallinskaya 26 additional office Tallinskaya str., 26 Bolshaya Tatarskaya branch Bolshaya Tatarskaya str., 9 Raiffeisenbank in Angarsk Angarsky additional office Irkutsk region, Angarsk, 7A microdistrict, 6 Raiffeisenbank in Anapa Ul. M. Gorkogo operational office Gorkogo str., 7 Raiffeisenbank in Barnaul Barnaulsky branch Prospekt Lenina, 163 Raiffeisenbank in Belgorod Belgorodsky operational office Shorsa str., 26a Raiffeisenbank in Berdsk Leningradsky prospekt branch Leningradsky prospekt, 39A Leninsky 32 branch Leninsky prospekt, 32 Lyublino branch Krasnodarskaya str., 48 Polyanka branch Bol shaya Polyanka str., 3/9, bld. 1 Preobrazhenskoye branch Preobrazhenskaya str., 2, bld. 1 Profsoyuznoye branch Profsoyuznaya str., 20/9 Volgogradsky prospekt 9 additional office Volgogradsky prospekt, 9, bld. 1 Zhulebino additional office Lermontovsky prospekt, 6 Zelenogradsky additional office Zelenograd, Tsentralny prospekt, bld. 435A Berdsk additional office Novosibirsk region, Berdsk, Lenina str., 89/8 Raiffeisenbank in Blagoveshchensk Blagoveshchensky branch Pionerskaya str., 32/2 Marksistskoye branch Marksistsky lane, 3 Mayakovskoye branch Bol shaya Sadovaya, 1, bld. 1 Mitino branch Mitinskaya str., 37 Pyatnitskoe branch Pyatnitskaya str., 34 Rechnoy Vokzal branch Leningradskoe shosse, 68 Romanov Dvor branch Romanov lane, 4/4 Zemlyanoy val additional office Zemlyanoy Val str., 7/1-2, bld. 1 Kosmonavtov 4 additional office Kosmonatov str., 4, bld. 1 Leninsky prospekt 66 additional office Leninsky prospekt, 66 Raiffeisenbank in Bratsk Bratsky additional office Irkutsk region, Bratsk, Komsomolskaya str., 38B Raiffeisenbank in Bryansk Bryansky operational office Krasnoarmeyskaya str., 65 88 89

Raiffeisenbank in Regions Raiffeisenbank in Regions Raiffeisenbank in Chelyabinsk Yuzhny Ural operational office Karl Marks str., 38 Ploshad pobedy operational office Teatralnaya str., 30 Raiffeisenbank in Kaluga Raiffeisenbank in Krasnoyarsk Krasnoyarsky branch Prospekt Mira, 74A Raiffeisenbank in Novorossiysk Novorossiysky additional office Novorossiysk, Engelsa/Novorossiysky partizan str., 50 Ul. Malogvardeicev operational office Molodogvardeyskaya str., 53 Na Lenina operational office Lenina lane, 63 Raiffeisenbank in Cherepovets Kaluzhsky operational office Tulskaya str., 15 Kirova 48 operational office Kirova str., 48 Raiffeisenbank on Kamchatka Na Vzletke additional office 78 Dobrovolcheskoy brigady str., 14, bld. А Na Kopylova additional office Kopylova str., 66 Raiffeisenbank in Kursk Raiffeisenbank in Novosibirsk Sibirsky branch Uritskogo str., 20 Centralny additional office Ordzhonikidze str., 23 Cherepovetsky operational office Sovetsky prospekt, 105 Kamchatsky branch Petropavlovsk-Kamchatsky, Artilleriyskaya str., 5/1 Kursky branch Dzerzhinskogo str., 90B Studenchesky additional office Karl Marks prospekt, 47/2 Zasheksninskiy operational office Godovika str, 37 Raiffeisenbank in Chita Chita operational office Krasnoyarskaya str., 31 Raiffeisenbank in Kemerovo Kemerovsky operational office Nogradskaya str., 22 Elizovskiy operational office Elizovo city, Pogranichnay str., 1 Raiffeisenbank in Lipetsk Lipetsky operational office Oktyabrskaya str., 1 Na Pervomayskoy operational office Pervomayskaya str., 101 Na Prospekte additional office Krylova str., 7/Krasny prospekt, 66 Zaeltsovsky operational office Dusi Kovalchuk str., 258/1 Raiffeisenbank in Omsk Raiffeisenbank in Ekaterinburg Uralsky branch Krasnoarmeyskaya str., 10 Na Radicsheva additional office Radicsheva str., 12 Na Kosmonavtov additional office Kuznetsova str., 21 Na Kraulya additional office Kraulya str., 9a Raiffeisenbank in Irkutsk Irkutsky branch Rabochaya str., 2A Raiffeisenbank in Ivanovo Ivanovsky operational office Palekhskaya str., 10 Raiffeisenbank in Izhevsk Izhevsky operational office M. Gorkogo str., 156 Vorovskogo street operational office Vorovskogo str., 172 Raiffeisenbank in Kaliningrad Kaliningradsky operational office Leninsky prospect, 109A Nikolskoe operational office Kamchatsky area, Nikolskoe village, Gagarina str., 1 Raiffeisenbank in Kazan Kazansky operational office Nikolaya Ershova str., 35A Yamasheva operational office Yamasheva prospect, 43A Raiffeisenbank in Khabarovsk Khabarovsky branch Turgeneva str., 96, bld. 4 K.Marksa additional office K/ Marksa str., 57 Raiffeisenbank in Kirov Oktyabrsky prospekt operational office Oktyabrsky prospekt, 125 Raiffeisenbank in Krasnodar Uzhny branch Severnaya str., 311/1 Krasnodarsky additional office Krasnaya str., 155/1 Universitetsky additional office Stavropolskaya str, 210/1 Raiffeisenbank in Magadan Magadansky operational office Kolymskoe shosse, 4 Raiffeisenbank in Magnitogorsk Magnitogorsky operational office Magnitogorsk, Lenina str., 156A Raiffeisenbank in Miass Miassky operational office Octyabrya ave, 72 Raiffeisenbank in Nefteyugansk Nefteyugansk operational office Nefteyugansk, microdistrict 14, 9 Raiffeisenbank in Nizhny Novgorod Povolzhsky branch M. Gorkogo str., 117 Avtozavodsky additional office Vedenyapina str., 1Б Nagornaya additional office Belinskogo str., 61 Sormovskyi additional office Kominterna str., 139 Omsky branch Mashala Zhukova str. corner Krasnykh zor srt., 77, bld. 1/8 Karla Marksa prospekt operational office Karl Marks prospekt, 16 Raiffeisenbank in Orel Orlovsky operational office Moskovskaya str., 17 Raiffeisenbank in Perm Ul. Monastyrskaya operational office Monastyrskaya str., 101 Permsky branch Sovetskaya str., 72 Raiffeisenbank in Petrozavodsk Petrozavodsky operational office Lenina prospekt, 26 Raiffeisenbank in Pyatigorsk Pyatigorsky additional office Linina sqaure, 2 Raiffeisenbank in Rostov-on-Don Rostovsky branch Kirovsky prospekt, 40A 90 91

Raiffeisenbank in Regions Raiffeisenbank in Regions Zapadny additional office Kommunistichesky propekt, 27 Bolshaya Sadovaya operational office Bolshaya sadovaya str., 32/36 Raiffeisenbank in Saint Petersburg Severnaya Stolitsa branch Moyka river emb., 36 Avstriyskaya ploshchad branch Kamennoostrovsky prospekt, 13/2 Vladimirskaya ploshad branch Bolshaya Moskovskaya str., 1-3, Raiffeisenbank in Samara Samarsky operational office Molodogvardeyskaya str., 180 Prospect kirova operational office Prospect kirova str., д.387 Raiffeisenbank in Saransk Saransky operational office Prospekt Lenina, 7 Raiffeisenbank in Saratov Saratovsky operational office Bolshaya sadovaya str., 239 Raiffeisenbank in Taganrog Taganrogsky operational office Petrovskaya str., 88 Raiffeisenbank in Togliatti Molodejny bulvar operational office Molodejny blvd, 6 Raiffeisenbank in Tomsk Tomsky operational office Berdskaya str, 23 Prospekt Frunze operational office Prospekt Frunze, 40 Park House additional office 30-letiya Pobedy boulevard, 21 Raiffeisenbank in Voronezh Voronezhsky operational office Svobody str., 14 Raiffeisenbank in Yakutsk Yakutsk operational office Dzerzhinskogo str., 23 Raiffeisenbank in Yaroslavl Yaroslavsky operational office Sobinova str., 15/14 Kirochnaya ulitsa branch Kirochnaya str., 24 Komendantsky prospekt branch Komendantsky prospekt, 13, bld. 1, liter A Kupchino branch Malaya Balkanskaya, 26 Leninsky prospekt branch Novatorov boulevard, 11 Maly prospekt branch Maly prospekt V.O., 22 Raiffeisenbank in Smolensk Smolensky operational office Industrialnaya str., 2 Nikolskie Vorota operational office Marshala Zhukova str., 9 Raiffeisenbank in Sochi Sochinsky additional office Kurortny prospekt, 73 Raiffeisenbank in Sovetsk Raiffeisenbank in Tula Tulsky operational office Fridrikha Engelsa str., 6 Raiffeisenbank in Tyumen Tyumensky operational office Kholodilnaya str., 114 Na Permyakova operational office Permyakova str., 70/1 Raiffeisenbank in Ufa Raiffeisenbank in Zheleznogorsk Zheleznogorsky operational office Lenina str., 13 Raiffeisenbank in Zlatoust Zlatoustovsky operational office Im. U.A. Gagarina prospect., 10A Moskovsky prospekt branch Moskovsky prospekt, 216 Ul. Condacova operational office Condacova str., 24 Bashkortostan operational office Karl Marks str., 20 Sennaya ploschad branch Efimova str., 4A Staronevskoye branch Nevsky prospekt, 137A Park Pobedy branch Mosckovsky prospekt, 186 Primorskoe branch Savushkina str., 127A Sadovaya ulitsa branch Sadovaya str., 10, liter A Volynsky additional office Volynsky lane, 3А Nevsky additional office Nevsky prospekt, 102 Raiffeisenbank in Stavropol Stavropolsky operational office Mira str., 237 Lomonosova street operational office Mira str., 355/Lomonosova str., 38 Raiffeisenbank in Stary Oskol Starooskolsky operational office Budennogo micr, 16 Raiffeisenbank in Surgut Surgutsky operational office Profsoyuzov str., 18 Raiffeisenbank in Syktyvkar Syktyvkarsky operational office Pervomayskaya str., 62 Prospect Octyabrya operational office Octyabrya ave, 114/1 Raiffeisenbank in Vladivostok Vladivostoksky branch Prospekt Ostryakova, 8 Okeansky branch Okeansky prospekt., 8 Artemosky additional office Primorsky Kray, Artem, Frunze str., 51 Raiffeisenbank in Volgograd Volgogradsky operational office Prospekt Lenina, 35 Volgograd region, Volzhsky, Olomoutskaya str., 31a 92 93

Representative office of Raiffeisen Representative office of Raiffeisen Zentralbank Austria AG 1190002 Moscow, Smolenskaya-Sennaya square, 28 OOO Raiffeisen Leasing 109004 Moscow, Stanislavskogo str., 21, bld. 1 www.raiffeisen-leasing.ru, www.rlru.ru e-mail: leasing@raiffeisen.ru OOO Raiffeisen Capital Asset Management Company 119049 Moscow, Shabolovka str., 10, bld. 2, fl. 7 www.raiffeisen-capital.ru, www.raiffeisencapital.ru, www.rcmru.ru e-mail: capital@raiffeisen.ru Raiffeisen Non-Government Pension Fund 129121 Moscow, Plushikha str., 44/2 www.npfraiffeisen.ru e-mail: npf@raiffeisen.ru Raiffeisen Life Insurance Company LLC 121009 Moscow, Smolenskaya ar., 3 www.raiffeisen-life.ru info@raiffeisen-life.ru www.raiffeisen.ru General Licenсe of Bank of Russia 3292. You will find the online version of the Annual Report at www.raiffeisen.ru/about/annualreport Design by YellowDog The forecasts, plans, and statements addressing the future are based on knowledge and estimates at the time at which they are draw up. Like all statements addressing the future, they are exposed to risks and uncertainty factors that may lead to considerable deviations in the result. No guarantees can therefore be provided that the forecasts are targeted values, or statements addressing the future, will actually materialize. We have exercised utmost diligence in the preparation of this annual report and checked the data contained there. The English version is a translation of the report that the Bank originally prepared in the Russian language. The Bank only recognizes the Russian version as the authentic version. Data valid as of December 31st, 2012 Raiffeisenbank 94

www.raiffeisen.ru/en/ Raiffeisenbank 96