point Fantastic Winter Escapes Power up your Reward Points with great offers inside ANZ Rewards Visa Winter 2006

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Winter 2006 point ANZ Rewards Visa Fantastic Winter Escapes Power your with great offers inside

Welcome to the July edition of Point You ll find plenty of inspiration this Winter with a great range of Rewards including the new Total Experiences and Endota Spa experience packages. This edition is also full of great offers from our Bonus Partners to help your accelerate, with offers on accommodation, car rental, holidays, shopping, entertainment and much more. Make sure you visit our website www.anz.com/ anzsvisa where you can subscribe to point online to receive email dates on the latest Bonus Partner special offers. While you re there you can also redeem online 24/7, view your Rewards Statement, transactions and Reward Point balance. We hope you continue to enjoy the benefits of your ANZ Rewards Visa. Nick Reade General Manager Consumer Cards Contents Bonus Reward Point Offers Earn more with these great offers Entertainment and Shopping 4-5 Travel Holiday Packages 6 Accommodation 7-9 Car Rental 9 Utilities Offer 10 Telecommunications Offer 11 Rewards Redeem your with these great offers Merchandise Rewards 12-14 Travel Rewards 15 Voucher Rewards 16 Contacts Rewards Website: www.anz.com/anzsvisa and click on the Rewards website icon. ANZ Card Enquiries: 13 22 73 ANZ Reward Centre: Have your card details ready and call: 1300 367 763 welcome validation fast balance press 1 to redeem s press 1 for general s press 2 for travel s press 3 for frequent flyer redemptions press 2 for bonus partner information press 3 for anz s visa account information press 4 for anz s diners club card ANZ Falcon protecting every ANZ credit card 24/7 Whether you re using your ANZ Rewards Visa in Australia, around the world, on the internet or over the phone, you can relax knowing ANZ Falcon is protecting your card wherever you are. ANZ Falcon s advanced software can detect oddities in your credit card spend pattern or where an unusual transaction has occurred. If a transaction is considered suspicious, you will be contacted by the ANZ fraud team. If you confirm the transaction is not yours, your credit card will be cancelled on the spot and you ll be issued with a new one within 24hrs. What s more, the ANZ fraud team works around the clock, 24/7. ANZ Falcon is a standard feature on all ANZ credit cards. So it s already protecting your ANZ Rewards Visa. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 07 466 4715. ANZ Falcon is a trademark of Australia and New Zealand Banking Gro Limited. 2 3

entertainment and shopping offers entertainment and shopping offers to 5 Add a splash of colour to Winter with Roses Only, and earn Double Bonus A box of Roses Only s stunning tulips, lilies or roses will brighten anyone s Winter blues! Spend over $99 in a single transaction using your card and you ll receive Double Bonus. Order online at www.rosesonly.com.au or phone 1300 767 376. Offer valid from 1 July 30 September 2006. Available for delivery throughout the Roses Only Australian network. 1 5 Stay warm this Winter with Retravision Whatever you need to keep busy and warm this Winter, don t forget to visit your local Retravision store. You re sure to find what you need from heaters to clothes dryers, coffee machines to dishwashers and TVs to computers. And if you can t decide on that perfect gift, you can buy Retravision gift vouchers in denominations of $10 to $200. Plus, use your card at any of over 500 Retravision stores around Australia and earn 1.5 Bonus for every $1 you spend. Find your nearest store, or view the latest catalogues and special offers by visiting www.retravision.com.au 6 Earn Double Bonus at O Brien Glass with Care Replacing a broken windscreen, side or rear window or repairing a windscreen can earn you Double Bonus when you pay with your card. O Brien can replace all types of automotive glass and repair windscreens 24 hours a day, seven days a week. And all O Brien workmanship carries a nationwide lifetime guarantee. Call 13 16 16 or visit www.obrienglass.com.au Offer valid from 1 July 30 September 2006. to 5 Fruit Only earns you Double Bonus Looking for a unique and healthy gift alternative? Send Happy Birthday or Get Well wishes with a Fruit Only hamper, full of the freshest seasonal Australian fruit. Spend $79 or more in a single transaction using your card and you could earn Double Bonus. Order from Fruit Only at www.fruitonly.com.au or call 1300 378 486. Offer valid from 1 July 30 September 2006. Available for delivery throughout Melbourne, Sydney, Brisbane, Sunshine Coast and Gold Coast. Please be aware that fruit is subject to seasonality and availability and the above varieties may be substituted. *A $10 delivery fee applies to all orders to the Sunshine Coast and Gold Coast. to 3 Earn Bonus on Gourmet Hampers Hampering Around is an innovative gift design company operating nationally. Catering for any occasion and budget, Hampering Around specialises in gourmet food and wine hampers. Pay with your card and you will receive three Bonus for every $1 you spend over $50*. To order visit www.hamperingaround.com.au or call 1300 552 023. * Offer valid from 1 July to 30 September 2006. Spend under $50 will earn 2 Bonus per $1 spent. The additional promotional Bonus will take to 3 months to appear on your statement. Alcohol is only available to persons aged 18 yrs and over. Delivery is available Australia-wide and is an additional cost. 2 5 Subscribe to The Australian Women s Weekly and receive a bonus Frypan* The Australian Women s Weekly has something for everyone exclusive celebrity stories, recipes, home living tips, fashion and beauty as well as the latest on parenting and health. Subscribe for 12 months for only $69.95 and receive a bonus Elegance 30cm Frypan by Chief, valued at $45.95*. In addition to this you ll receive 2.5 Bonus per $1 spent with ACP Magazines. Visit www.anz.magshop.com.au or call ACP Magazines on 136 116 and quote D607ANZ to take this great offer. * Offer valid from 1 July to 30 September 2006. This offer is not valid in conjunction with any other offer involving The Australian Women s Weekly. Please allow 4-6 weeks for delivery of your first issue and the bonus frypan. Please visit www.anz.magshop.com.au for full terms and conditions. 4 5

travel offers holiday packages travel offers accommodation Escape the Winter blues with Harvey World Travel 2,000 bonus Winter Escapes in Europe and Britain with Trafalgar Tours Book and pay a deposit on a Trafalgar Winter in Europe & Britain 2006/07 holiday of 10-days or more by 30 September 2006 and receive 2,000 Bonus ^ per booking. Choose from a range of popular 10-16 day tours to Europe, France, Italy, Croatia, Spain, Portugal and Morocco. Prices start from $1,650* per person. Ask a Harvey World Travel consultant for full details. Valid for travel on various departures between 1 November 2006 and early April 2007. Tours from Winter Europe & Britain 2006/07 book. Please ask your consultant for full details including exact itinerary, pricing and tour departure dates. Advertised price based on 10-day Real France Tour, valid for departures 3 November 2006 to 24 March 2007. ^Bonus are per booking only. to 2,000 bonus Gold Coast or Sunshine Coast it s your choice! Earn an additional 2,000 Bonus Reward Points^ when you book for a minimum 5 nights at your choice of Sunshine Coast apartments or 1,000 Bonus ^ for Gold Coast apartments from Harvey World Resorts during the promotion period 1 July to 30 September 2006. Gold Coast Prices start from $152* per night at the Bel Air Resort, Broadbeach. Sunshine Coast Prices start from $135* per night at South Pacific Resort, Noosa. Valid for travel 1 July to 30 September 2006. ^Bonus are per booking only. 5 nights minimum stay is required. Prices per person twin share based in a one bedroom apartment. Prices will vary depending on season and apartment choice. 2,000 bonus Discover America Earn an additional 2,000 Bonus Reward Points^ per adult, when you use your card to purchase a Qantas Holidays America air and land package for two adults as featured in the Qantas Holidays America Brochure. From Disneyland to the Grand Canyon, America is a holiday destination so diverse that one visit is never enough! Choose from a wide range of holiday options to create your dream holiday. Bookings must be made and paid in full between 1 July and 30 September 2006, with travel commenced by 30 September 2006. ^Bonus are per adult on new bookings only. A maximum of 4,000 Bonus per booking. For bookings, more details, best airfares plus other great offers contact Harvey World Travel on 132 757 and quote promotion code 2398 or visit www.harveyworld.com.au Remember you can earn 1 Bonus Reward Point for every $2 spent on your card through Harvey World Travel. to 1,000 bonus to 2 Indulge at Crown Towers and earn to 1,000 Bonus Stay two nights or more at the luxurious Crown Towers and earn 2 Bonus per $1 you spend ( to 1,000 Bonus normally 500 Bonus Reward Points) when you book and pay using your card*. This award winning five star hotel is located on the Yarra River in the heart of Melbourne s arts and leisure precincts. Surrender to indulgence with oversized guest rooms featuring spa baths with television and panoramic views overlooking Port Philip Bay or Melbourne City. Plus, stay 3 or more consecutive nights and receive an grade to a luxurious suite. For reservations call 1800 811 653 or log on to www.crowntowers.com.au *Offer valid from 1 August to 28 September 2006. Bonus are only earned on purchases made on your card at Crown Towers as an in-house guest. Bonus will be earned for all spend charged through to your guest bill folio for that particular visit. Purchases made from the Crown Entertainment Complex or any other food and beverage outlet, which are not charged to the Hotel bill folio are not eligible to earn Bonus. A maximum of 1,000 Bonus can be earned on one transaction. Upgrade confirmed at time of reservation and subject to availability. This offer is not available with any other promotion or program. Crown Towers Promotional Bonus may take to 4 months to appear on your statement. Earn Double Bonus at the luxury Shangri-La Hotel Sydney The Shangri-La Hotel Sydney offers the most sensational views of Sydney with harbour views from every room. Having completed a $37 million refurbishment incorporating all guest rooms, restaurants, bars and public areas the Shangri-La has established a new benchmark for facilities and hospitality. As testimony to the unique blend of Asian and Australian hospitality the Australian Hotels Association (NSW) has awarded the Shangri-La Hotel its 2006 luxury hotel of the year award. Spend $400 or more in a single transaction at the Shangri-La Hotel Sydney and you will earn Double Bonus. To book call 1800 222 448 or visit www.shangri-la.com Offer valid from 1 July to 30 September 2006. Subject to availability and not available Public Holidays. *Conditions and seasonal surcharges apply. Prices are per person twin share. Airfares not included. Prices are correct at time of issue & subject to availability at time of booking. Prices are subject to change without notice. Please note a surcharge may be imposed on credit card transactions. A service fee may be charged. Bonus do not accrue for online transactions. 6 7

travel offers accommodation travel offers accommodation and car rental to 4 Double at Novotel and Mercure Hotels to 600 bonus Earn to 600 Bonus at the stylish Crown Promenade * Offer valid from 1 August to 31 October 2006. Accommodation subject to availability. Bonus are not available on conferences, weddings or special events. At participating Novotel and Mercure Hotels, you are always assured of excellent quality, great locations, value for money and now you will receive Double Bonus when you spend over $250 on your card in a single transaction. Lifestyles are changing and Novotel hotels and resorts are innovating and always attentive to your needs, with rooms designed to give you even greater relaxation and comfort together with areas for sharing enjoyable moments with family and friends. At Mercure, each hotel reflects the spirit of its region and takes pleasure in helping you discover it through its décor, style and cuisine. To book, simply call Accor Reservation Services on 1300 65 65 65. Offer valid from 1 July to 30 September 2006 when ANZ Reward Visa cardholders spend $250 or more on their card in a single transaction at Novotel and Mercure hotels in Australia. Not valid at Grand Mercure hotels. Bonus do not accrue for online transactions. 4 Earn Double Bonus at an unspoilt coastal retreat in NSW Restore your soul and discover the unspoilt coastal wilderness of Magenta Shores and the luxurious, brand new Quay West Resort Magenta Shores. Serbly located on the Central Coast of NSW this exceptional resort offers an absolute beachfront setting, indulgent Day Spa and magnificent Ross Watson designed golf course. Choose from studio guest rooms and fully self-contained one, two and three bedroom villas. Close to an abundance of local recreational attractions, Quay West Resort Magenta Shores is the perfect spot for a romantic escape or family fun-filled holiday with as much, or as little to do as you choose! Pay with your card and you will receive Double Bonus on your accommodation, food and beverages*. To make a reservation call 1800 095 764 or visit www.mirvachotels.com. HOTELS RESORTS to 6 The stylish, relaxed and contemporary Crown Promenade Hotel offers a fresh perspective on how good a hotel can be. Spacious rooms featuring natural light and fantastic views from the floor to ceiling windows are only just the beginning. You can relax and unwind at The Deck leisure centre with 25-metre infinity pool or take the air bridge to the 24-hour non-stop action of the Crown Entertainment Complex. Earn 2 Bonus per $1 you spend ( to 600 Bonus normally 300 Bonus ) when you book and pay with your card*. For reservations call 1800 776 612 or log on to www.crownpromenade.com.au * Offer valid from 1 August 28 September 2006, excluding 4-12 August 2006. Bonus are only earned on purchases made on your card at Crown Promenade as an in-house guest. Bonus will be earned for all spend charged through to your guest bill folio for that particular visit. Purchases made from the Crown Entertainment Complex or any other food and beverage outlet, which are not charged to the Hotel bill folio are not eligible to earn Bonus. A maximum of 600 Bonus can be earned on one transaction. For the period 4 12 August 2006 a maximum of 300 Bonus can be earned on one transaction. This offer is not available with any other promotion or program. Crown Promenade Promotional Bonus may take to 4 months to appear on your statement. Receive a car rental grade at no extra charge plus Double Bonus! That s Thrifty Thinking! Receive a car rental grade at no extra charge this Winter with Thirfty. Plus spend $270 or more in a single transaction using your card and you ll earn Double Bonus. Servicing over 260 locations around Australia, Thrifty has the perfect car for your needs, and great rates to match. To make a booking call 1300 367 227 or visit www.thrifty.com.au * Offer valid for completed car rentals from 1 July to 30 September 2006. Excludes school holidays or public holidays. Standard rental conditions apply. Excludes speciality and commercial vehicles. Not to be used in conjunction with any other offer. 8 9

utilities offer telecommunications offer to 7,500 bonus Every home deserves great value energy. to 12,000 bonus Receive to 12,000* Bonus with these exclusive offers from Optus Sign to either one of the following Optus offers to receive 5,000 Bonus. Optus Broadband & Home Phone package for 24 months ($29.95 1 broadband plan or above) or, Optus Mobile for 24 months ($29 2 plan or above with a new handset) Combine both of these offers and receive an extra 2,000 Bonus that s 12,000 in total! BROADBAND + MOBILE = 12,000 BONUS REWARD POINTS! Plus, you ll receive all the benefits of being with Optus: Earn to 7,500 * Bonus when you switch to TRUenergy for gas and electricity. As one of Australia s leading energy companies, TRUenergy splies a unique mix of innovative products and services to over one million customers in New South Wales, Victoria, South Australia and the Australian Capital Territory. Now that TRUenergy is an ANZ Rewards Visa Bonus Partner you can reap even more s. Your if you join TRUenergy now: 7,500 Bonus when you switch to TRUenergy for your gas and electricity. Your if you re already a TRUenergy customer: Earn 2 Bonus for every $3 you spend on your TRUenergy account when using your ANZ Rewards Visa. * 3,750 Bonus when you sign for electricity and 3,750 Bonus when you sign for gas with TRUenergy At Home, Home Energy and TRUenergy s new Go For More plan launching soon. (Offer not applicable to existing TRUenergy At Home or Home Energy customers). Offer valid until 29 September 2006. Full terms and conditions for this promotion are available at www.truenergy.com.au/arv. TRUenergy Promotional Bonus can take to 3 months to appear on your statement. TRUenergy plans you for choosing to be with TRUenergy with competitive rates for gas and electricity and more. Just call 1800 557 610 to arrange the switch over the phone in a few minutes. OPTUS BROADBAND High speed internet access No excess usage fees, so no nasty surprises on your bill 3 Easy to switch if you re with another service provider 4 (Optus Broadband is not available in Tasmania or the Northern Territory) OPTUS MOBILE Choose from a wide range of mobile phones to suit all users. Simply select your new mobile and we ll deliver it to your door free of charge SIM Back will ensure you never lose your contacts, even if you lose your phone 5 (CDMA MobileSat and Optus Pre-Paid not included) IT S SIMPLE TO TAKE UP THESE FANTASTIC OFFERS: 1. CALL OPTUS ON 1300 133 652 BY 10 SEPTEMBER 2006 2. ONCE YOUR NEW OPTUS SERVICE(S) HAS BEEN CONNECTED, VISIT WWW.OPTUS.COM.AU/ANZREWARDS BY 8 OCTOBER 2006 AND REGISTER FOR YOUR BONUS REWARD POINTS Optus Terms and Conditions: *Offer only valid for ANZ customers who call Optus between 1 July and 10 September 2006 on the telephone number provided and connect to any of the following consumer plans: (i) a broadband plan of $29.95 per month or higher for 24 months as part of an Optus broadband & home phone package, or (ii) to an Optus mobile plan with minimum monthly access fee of $29. Optus accounts must be paid via direct debit from an eligible ANZ account. Customers must claim this offer online at www.optus.com.au/anzs by 8 October 2006 in order to claim the Bonus. Once this offer is claimed the Bonus will take to 8 weeks to appear on your relevant account. Offer is not available in conjunction with any other promotional offer. Limit of 12,000 per customer (if both offers are combined). Credits cannot be transferred or redeemed for cash. 1 Broadband: Minimum total cost over 24 months for Optus Broadband ($29.95 Plan, $0 connection & free modem and payment by direct debit) plus Optus Home Phone plan ($34.00) is $1,534.80. Cable Broadband: To receive $0 connection, you will pay an initial charge of $30, however, a full rebate will be applied if a valid direct debit application form is received by Optus within 6 weeks of installation. Optus reserves the right to quote for non standard installations. Optus DSL: After connection a one off fee applies to all line speed changes. For technical & commercial reasons, not all homes can be connected to all Optus services & technology will depend on customers location. 2 Mobile: New residential customers connecting to an Optus 24 month GSM plan with a minimum monthly access fee of $29 (prepaid excluded). Minimum total cost over 24 months is $696. Optus credit approved customers only. Termination fees apply for early cancellation. 3 If you exceed your monthly data allowance you will be speed limited to 28.8 or 64 kbps until the next billing month. 4 Fast transfer not available to all ISPs and Optus DSL Direct and Cable serviceable homes. 5 SIM Back: Service only available to Optus customers. When overseas SMS charges will apply if you date contacts on your SIM card. General: Installation fees may apply to your home phone line. Early pro-rata disconnection fees apply ($300 for broadband, $99 for fixed line phone services, & any applicable mobile cancellation fees). User of the service is subject to the Customer Terms & Acceptable Use Policy. Full terms & conditions apply, see www.optus.com.au 10 for details. All information correct at 1 May 2006. SingTel Optus Pty Limited ABN 90 052 833 208. 11

Popular Rewards Under 20,000 JVC XV-N322S DVD Player Toshiba SD37VSR DVD / VCR Combo Panasonic DMR-EH55 DVD Recorder with 160GB HDD Baccarat 4 Piece Elite Cookware set Save 21,250 +Pay 14,875 6,875 $64 3 Year Warranty Save 6,250 27,375 7,375 $80 x 2 months Bonus DVD RAM Disc 3 Pack 93,625 42,625 $68 x 6 months 16,125 7,500 $69 Order Code 106056 Order Code 106044 Binatone Vantage V4210 Single Cordless Phone 11,875 6,250 $45 Order Code 106041 New Model Order Code 106062 Oricom M5000+1 DECT Cordless Phone Twin Pack Bonus UHF Two Way Radios 15,625 7,500 $65 Valued at $59.95 Order Code 106043 Order Code 106037 Panasonic Cordless Phone Triple Pack with answering machine Bonus Double Movie Pass 33,625 13,625 $80 x 2 months Order Code 106061 Breville BSV200 Vac Master Duo 12,375 6,250 $49 Order Code 103541 Breville TG870 HealthSmart Grill 14,875 7,500 $59 Funky French This Funky French pack contains a 750ml bottle of the stylish and sophisticated Moet and Chandon French Champagne, the award-winning and new to Australia Built NY one-bottle BYO Bag in cranberry and a champagne stopper. A lovely gift for someone special or for yourself! 14,375 6,250 $65 Delivery $17 Order Code 106059 Rocking Animal Stanley Snail This cute and softly padded rocking chair, named Stanley the Snail, is covered in luxuriously soft velour, with a solid wood frame, handgrips and footplates. This adorable gift has a seat height of 30cm, and is suitable for ages 6 18 months. 18,625 10,000 $69 Order Code 106058 Nikon Coolpix L3 5 Megapixel Digital Camera 3 X Optical Zoom Bonus Camera Case 41,750 16,750 $50 x 4 months Order Code 106046 Panasonic Lumix DMC-LZ3 5 Megapixel Digital Camera 6 X Optical Zoom Bonus Double Movie Pass 53,625 16,125 $60 x 5 months Order Code 105925 Kodak EasyShare Z650 6 Megapixel Digital Camera 10 X Optical Zoom 61,125 11,125 $80 x 5 months Order Code 105837 Order Code 103263 Alex Liddy Sirius 58 Piece Cutlery Set 18,625 6,250 $99 Order Code 105910 Save 12,620 Brother PT1280 Electronic Labeller 12,125 6,250 $47 Order Code 106047 Premium Mixed Wine Dozen 19,250 10,000 $74 Order Code 106042 Bonus 6 Bottles of 2003 Coriole Contour 7 Shiraz 12 Visit www.anz.com/anzsvisa for more details on each Reward and to see the full range of Rewards or call 1300 367 763. Visit www.anz.com/anzsvisa for more details on each Reward and to see the full range of Rewards or call 1300 367 763. 13

Latest Rewards Earn 500 Bonus for travel with ANZ Holiday Rewards Apple ipod Nano 2GB and 4GB Introducing Apple ipod Nano, holding to 500 songs on the 2GB and to 1000 song on the 4GB. Maglite 6D Cell Flashlight Length: 495mm Earn 500 Bonus when you book travel with ANZ Holiday Rewards between 19 July 30 September 2006 1. Using ANZ Holiday Rewards online allows you to conveniently search, compare and book the best available domestic flights online with Qantas, Virgin Blue, Jetstar and Regional Express, in real time using your. Visit www.anz.com/anzsvisa under the Redeem Rewards section and select Flight Bookings for more information. Or call 1300 367 763 to speak to a qualified travel consultant. Use your to book domestic and international flights Table is based on online prices reservations made via the call centre are subject to a booking fee. 2GB 4GB 37,375 10,000 $73 x 3 months Order Code 105588 Black 105587 White 44,875 10,000 $93 x 3 months Order Code 105590 Black 105589 White Delivery $12 Caribee Fusion 21" Weekender Travel Bag 16,125 8,000 $65 Order Code 105939 Save 5,000 Bonus Keyring Maglite 7,375 Delivery $12 Order Code 106057 Tefal Steam & Fry Pack Pack includes the Tefal Smart clean Deep Fryer and 3-in-1, 10 c Rice Cooker. 26,875 16,000 $87 Order Code 106039 Endota Spa Gift Vouchers An Endota gift voucher is an easy people pleaser as you send the lucky recipient to spa heaven at any of the 16 Endota spa locations nationwide. With an Endota gift voucher you can take hours to say happy birthday, thank you or I love you for the special person in your life, or as a treat for yourself. SPECIAL OFFER To launch this exciting new redemption partner ANZ and Endota are offering an exclusive Bonus of a 100% Essential Oil blend worth $19.90 when you redeem your voucher at any Endota Spa nationally until end of December 2006.* Choose from 5 essential oils. Endota is down to earth heaven For details on Endota Spa locations call the Rewards Centre on 1300 367 763. From 7,500 *Bonus Essential Oil offer valid with presentation of Bonus Offer Voucher in-store before 31 December 2006. Photo Copies not accepted. Fly return economy + Payment from (including taxes and charges) 2 Sydney Melbourne 12,500 + $75 Sydney Gold Coast 12,500 + $75 Adelaide Hobart 12,500 + $160 Brisbane Darwin 12,500 + $289 Melbourne Perth 12,500 + $320 Perth Sydney 12,500 + $364 Melbourne Christchurch 12,500 + $453 Sydney Fiji 12,500 + $488 Brisbane Auckland 12,500 + $497 Terms and Conditions: Offers valid 19 July 30 September 2006. ANZ Holiday Rewards is a registered trademark of Australia and New Zealand Banking Gro Limited. ANZ Holiday Rewards is provided by Pinpoint Travel Gro Pty. Ltd. Lic No. 2TA002974. All offers are subject to availability and change without notice. Prices will vary according to availability, itinerary options, day of travel and taxes. Airfares based on cheapest available at time of publication, cheapest being Tuesday and Wednesday. Fees apply to phone bookings and Points Plus Pay options. Prices correct at time of print. 1. The primary cardholder will receive 500 Bonus per travel booking made either online or via the s call centre. will be automatically credited within 60 days of promotion ending. 2. Domestic based on flying Virgin Blue; international based on flying Polynesian Blue or Pacific Blue. Exiting Bonus Partners: Please note that as at 1 August 2006 you will no longer be able to earn Bonus on the ANZ Rewards Visa program at Flight Centre, Escape Travel, Student Flights and Travel Associates. 14 Visit www.anz.com/anzsvisa for more details on each Reward and to see the full range of Rewards or call 1300 367 763. 15

Vouchers Reward Points Order Reward Required Code: $50 Gift Card 6,250 104086 $100 ANZ Cash 13,200 102104 $100 Gift Card 12,500 105692 $250 Gift Card 31,250 119963 $50 Gift Card 6,250 105153 $100 Gift Card 12,500 105154 $50 Gift Card 6,900 105570 $100 Gift Card 13,800 105571 $50 Gift Card 6,250 121105 $100 Gift Card 12,500 121104 $50 Gift Card 6,250 119970 $100 Gift Card 12,500 119971 $50 Gift Card 6,250 193101 Total Experience From Horse Riding to Hot Air Ballooning, choose one of our exciting boxed gift experiences today. Reloadable 35mm waterproof camera included. For details on locations see www.anz.com/anzsvisa Saddle Up and Go Horse Riding 12,500 + $10 Delivery Order Code 110000 Fly High in a Hot Air Balloon 42,500 20,000 Order Code 110011 Learn the Art of Cooking 16,250 10,000 Order Code 110019 + $10 Delivery $180 + $10 Delivery + $10 Delivery $50 + $10 Delivery $50 Gift Card 6,250 137245 $100 Gift Card 12,500 137185 4 Adult Passes 6,000 134104 6 Child Passes 7,375 134103 $50 Gift Card 6,250 196219 $50 Gift Card 6,250 196303 $100 Gift Card 12,500 196304 $100 Gift Card 12,500 119956 $50 Voucher 6,250 143102 $50 Gift Card 6,250 137161 $50 Gift Card 6,250 196221 For enquiries about earning or redeeming visit www.anz.com/anzsvisa or call the ANZ s Centre 1300 367 763 Monday to Friday, 9am 5pm $50 Voucher 6,250 166102 4 Adult Passes 5,625 134101 6 Adult Passes 6,875 134102 Australia and New Zealand Banking Gro Limited ABN 11 005 357 522 Item no. XXXX 07.2006