ANANTARA HOTELS, RESORTS & SPAS, AVANI HOTELS & RESORTS 及 TIVOLI HOTELS & RESORTS ONLINE BOOKING PRIVILEGE OFFER

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ANANTARA HOTELS, RESORTS & SPAS, AVANI HOTELS & RESORTS 及 TIVOLI HOTELS & RESORTS ONLINE BOOKING PRIVILEGE OFFER From now on to 31 December, 2018, booking rooms through the designated hotel website with your Bank of Communications to enjoy the following privilege offers: 1. Up to 20% off for booking designated hotel accommodation 2. Hotel residence to enjoy Check-in Privileges: Up to 15% off for specified Spa Treatment Late Check-out Day breakfast for 2 persons Designated Website: ANANTARA HOTELS, RESORTS & SPAS:www.anantara.com/bankcomm AVANI HOTELS & RESORTS:www.avanihotels.com/bankcomm TIVOLI HOTELS & RESORTS:www.tivolihotels.com/bankcomm Terms and Conditions: 1. The promotion is only applicable to customers (each a Cardholder ) holding credit card(s) issued by Bank of Communications (Hong Kong) Limited in Hong Kong and Pacific credit cards issued by Bank of Communications Co., Ltd. in China (except BOSS Credit Card and installment Card), and other credit cards as designated by the Bank from time to time ( Eligible Credit Card ), both principal and supplementary cards inclusive, but it is not applicable to the Bank of Communications Pacific Internet card and gift card. Unless otherwise specified herein, the Bank means Bank of Communications (Hong Kong) Limited and Bank of Communications Co., Ltd. 2. The promotion period is from now on to 31 December 2018, both dates inclusive. ( Promotional Period ). 3. In order to enjoy the privileges, bookings for the participating hotels must be made through the designated website and using promotion code BANKCOMM. 4. Cardholder must present their Eligible Credit Card at check-in to qualify for the special rates and the Check-in Priviledge. The difference of the special rate and Best Flexible

Rate (Daily rate with no discount) will be charged if cardholder cannot show the Eligible Credit Card at check-in. 5. Promotional rates and rooms are strictly subject to availability, and advertised savings are based on Best Flexible Rates. Please check with individual hotel for exact terms and conditions. 6. Discount and offer validity may vary by individual hotel. Please check with individual hotel for exact terms and conditions. 7. Participating room types and minimum stay requirements may vary by hotel. Please check with individual hotel for exact terms and conditions. 8. Occupancy policies relating to children vary by individual hotel. Please contact individual hotel for details prior to booking. 9. Maximum occupancy per room is two adults; additional guests may incur further charges. Please contact individual hotel for details prior to booking. 10. Breakfast is for a maximum of two adults per room, per day in all properties except Anantara Baan Rajprasong Bangkok Serviced Suites and Tivoli The Residences at Victoria Golf Club. 11. Late check-outs are subject to availability on departure. 12. Taxes, fees, and surcharges are additional and vary by hotel. Please check with individual hotel for exact terms and conditions. 13. Offer is not applicable to groups, corporate rates, industry rates and travel agency rates. 14. Spa discounts will be offered in conjunction with an eligible stay. 15. Spa discounts are offered at participating spas only and are for individual treatments. Discount is not applicable for spa packages or retail items. 16. Full payment is required at the time of booking without refund or cancellation policy. 17. The offers cannot be exchanged for cash, other products or other discounts and are non-transferable. 18. Cardholders understand and accept that all photos, details, availability and descriptions of all products/services are provided by the merchant and are for reference only. The Bank has no responsibility whatsoever. All liabilities in relation to such products and/or services (including but not limited to the quality and supply) are solely borne by the merchant. 19. Photos are for reference only. 20. The Bank and the merchant reserves the rights to amend any terms and conditions, change or terminate the offers without prior notice. The Bank and the merchant accepts no liability for any changes or termination of the offers, any changes or termination of the promotion.

21. No person other than the Cardholders and the Bank will have any rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623, the Laws of Hong Kong) to enforce or to enjoy the benefit of any terms under these Terms and Conditions. 22. In case of disputes, the Bank and the related merchant reserve the rights for final decision. In case of discrepancy between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail. Participated Hotels and Address Country City Hotel Name Address Min. Stay Requirement Spa Treatment Offer ANANTARA HOTELS, RESORTS & SPAS Cambodia Siem Reap Anantara Angkor National Road no. 6, Khum Svay Dangkom, Siem Reap, Kingdom of Cambodia China Guizhou Anantara Guiyang CREC International Eco City, Shuanglong Airport Economic Zone, Guiyang, Guizhou, China China Sanya, Hainan Anantara Sanya No. 6 Xiaodonghai Road, Hedong District, Sanya, Hainan, P.R. China 572000 China Xishuangbanna, Anantara Xishuangbanna Menglun Town, Mengla Yunnan Province County, Xishuangbanna, Yunnan Province, 666303, P.R. China Indonesia Seminyak, Bali Anantara Seminyak Bali Jl. Abimanyu (Dhyana Pura) Seminyak, Bali 80361 Indonesia

Indonesia Uluwatu, Bali Anantara Uluwatu Bali Maldives Dhigufinolhu, Anantara Dhigu Maldives South Male Atoll Maldives Kihavah Anantara Kihavah Huravalhi Maldives Villas Island Baa Atoll Maldives Veligandu Huraa, South Male Atoll Naladhu Private Island Maldives Maldives Veligandu, Anantara Veli Maldives South Male Atoll Maldives Dhaalu Atoll Niyama Private Islands Maldives Mozambique Ilha do Anantara Bazaruto Island Bazaruto, Inhambane Mozambique Quirimbas Anantara Medjumbe Archipelago, Island Cabo Delgado Province Oman Salalah Al Baleed Salalah by Anantara Oman Nizwa Anantara Al Jabal Al Akhdar Jl. Pemutih Labuan Sait Uluwatu, Bali 80361 Indonesia P.O. Box 2098 Dhigufinolhu, South Male Atoll Male, Republic of Maldives P.O. Box 2098 Kihavah Huravalhi Island Baa Atoll, Republic of Maldives P.O. Box 2098 Veligandu Huraa, South Male Atoll Republic of Maldives P.O. Box 2098 Veligandu, South Male Atoll Male, Republic of Maldives Dhaalu Atoll PO Box 2002 Republic of Maldives Ilha do Bazaruto, Inhambane, Mozambique Medjumbe Island, Quirimbas Archipelago, Cabo Delgado Province, Mozambique P.O. Box 360, P.C. 214, Al Mansurah Street, Al Baleed, Salalah, Sultanate of Oman PO Box 110, Postal Code 621, Al Jabal Al Akhdar, Nizwa, 7 10% Off 3 10% Off 7 10% Off 7 10% Off 4 15% Off 4 15% Off 3 10% Off

Sultanate of Oman Vilamoura Anantara Vilamoura Algarve Qatar Doha Banana Island Doha by Anantara Av dos Descobrimentos nº 0, 8125-309 Vilamoura, P.O. Box 23919, Doha, Qatar 3 N/A Sri Lanka Kalutara Anantara Kalutara St. Sebastian s Road, Katukurunda, Kalutara, Sri Lanka Sri Lanka Tangalle Anantara Peace Haven Goyambokka Estate, Tangalle Tangalle, Sri Lanka Bangkok Anantara Baan Rajprasong 3 Soi Mahardlekluang 3, Bangkok Serviced Suites Rajdamri Road Lumpini, Pathumwan, Bangkok 10330 Bangkok Anantara Riverside 257/1-3 Charoennakorn Road Bangkok Thonburi, Bangkok 10600, Bangkok Anantara Sathorn 36 Narathiwat-Ratchanakarin Bangkok Hotel Road Bangkok 10120 Bangkok Anantara Siam Bangkok 155 Rajadamri Road, Hotel Bangkok 10330 Chiang Mai Anantara Chiang Mai 123-123/1 Charoen Prathet Road, Changklan, Muang, Chiang Mai 50100 2 N/A

Chiang Mai Anantara Chiang Mai Serviced Suites 123-123/1 Charoen Prathet Road, Changklan, Muang, Chiang Mai 50100 Chiang Rai Anantara Golden Triangle 229 Moo 1, Chiang Saen Elephant Camp & Chiang Rai 57150 Hua Hin Anantara Hua Hin 43/1 Phetkasem Beach Road Hua Hin 77110 Phuket Anantara Mai Khao 888 Moo 3,Mai Khao, Phuket Villas Thalang, Phuket 83110 Phuket Anantara Layan Phuket 168 Moo 6, Layan Beach Soi 4, Cherngtalay, Thalang, Phuket 83110 Phuket Layan Residences by 168 Moo 6, Layan Beach Soi Anantara 4, Cherngtalay, Thalang, Phuket 83110 Koh Samui Anantara Bophut Koh 99/9 Bophut Bay Samui Samui Island, Surat Thani 84320 Koh Samui Anantara Lawana Koh 92/1 Moo 2, Chaweng Samui Beach, Bophut, Koh Samui, Surat Thani 84320 4 10% Off

Koh Phangan Anantara Rasananda Koh Phangan Villas 5/5 Moo 5 Thong Nai Pan Noi Beach, Baan Tai, Koh Phangan, Surat Thani 84280 Sikao, Trang Anantara Si Kao 198-199 Moo5, Had Pak Meng - Changlang Road, Changlang beach, Maifad, Sikao, Trang 92150 United Arab Abu Dhabi Eastern Mangroves Hotel P.O. Box 128555, & Spa by Anantara Sheikh Zayed Street, Abu Dhabi, United Arab United Arab Abu Dhabi Qasr Al Sarab Desert P.O. Box 131277, by Anantara 1 Qasr Al Sarab Road, Abu Dhabi, United Arab United Arab Abu Dhabi Desert Islands & P.O. Box 12452, Al Ruwais, Spa by Anantara Sir Bani Yas Island, Abu Dhabi, United Arab United Arab Abu Dhabi Anantara Sir Bani Yas P.O. Box 12452, Al Ruwais, Island Al Yamm Villa Sir Bani Yas Island, Abu Dhabi, United Arab United Arab Abu Dhabi Anantara Sir Bani Yas P.O. Box 12452, Al Ruwais, Island Al Sahel Villa Sir Bani Yas Island, Abu Dhabi, United Arab United Arab Dubai Anantara The Palm Dubai P.O. Box 71607, East Crescent, Palm Jumeirah, Dubai, United Arab 4 10% Off

Vietnam Hoi An City, Quang Nam Province, Anantara Hoi An Vietnam Phan Thiet Anantara Mui Ne City, Binh Thuan Province Zambia Livingstone The Royal Livingstone Victoria Falls Zambia Hotel by Anantara AVANI HOTELS & RESORTS Botswana Gaborone AVANI Gaborone & Casino Lesotho Maseru AVANI Lesotho Hotel & Casino 1 Pham Hong Thai Street, Hoi An City, Quang Nam Province, Vietnam Mui Ne Beach, KM10, Ham Tien Ward, Phan Thiet City, Binh Thuan Province, Vietnam Mosi-oa-Tunya Road, Livingstone, Zambia Chuma Drive, Gaborone, Botswana Hilton Road, Maseru, Lesotho 3 10% Off 1 N/A 2 N/A Lesotho Maseru AVANI Maseru Hotel 12 Orpen Road, Maseru, Lesotho 1 N/A Malaysia Sepang AVANI Sepang Goldcoast Mozambique Pemba, Cabo Delgado AVANI Pemba Beach Hotel & Spa Namibia Windhoek AVANI Windhoek Hotel & Casino Lisbon AVANI Avenida Liberdade Lisbon Hotel No. 67, Jalan Pantai Bagan Lalang, Kg Bagan Lalang 43950 Sungai Pelek, Selangor Darul Ehsan, Malaysia Avenida da Marginal 5470, Pemba, Cabo Delgado, Mozambique Gustav Voigts Centre, 129 Independence Avenue, Windhoek, Namibia Rua Júlio César Machado 7/9, 1250-135 Lisboa, 2 N/A 1 N/A

Seychelles Victoria, Mahe AVANI Seychelles PO Box 626, Victoria, Mahe, Island Barbarons & Spa Seychelles Sri Lanka Bentota AVANI Bentota & Spa Bentota 80500 Sri Lanka Sri Lanka Kalutara AVANI Kalutara St. Sebastian s Road, Katuturunda, Kalutara 12000 Sri Lanka Bangkok AVANI Atrium Bangkok 1880 New Petchburi Road, Bangkok 10310 Khon Kaen AVANI Khon Kaen Hotel 999 Moo 4, Prachasamosorn & Convention Centre Road, Khon Kaen 40000, Pattaya AVANI Pattaya & 218/2-4 Moo 10, Beach Spa Road, Pattaya 20260 Bangkok AVANI Riverside 257 Charoennakorn Road, Bangkok Hotel Thonburi, Bangkok 10600, United Arab Dubai AVANI Deira Dubai Hotel Corner Abu Baker Al Siddique and Sallahudin Road, PO Box 234344, Dubai, United Arab Vietnam Haiphong City AVANI Hai Phong 12 Tran Phu Street, Ngo Harbour View Quyen District, Haiphong City, Vietnam Vietnam Quy Nhon City AVANI Quy Nhon Bai Dai Area, Ghenh Rang & Spa Ward, Quy Nhon City, Binh Dinh Province, Vietnam Zambia Livingstone AVANI Victoria Falls Mosi-oa-Tunya Road, Livingstone, Zambia 2 N/A TIVOLI HOTELS & RESORTS

Qatar Souq Waqif, Doha Al Jasra Boutique Hotel Al Jasra Boutique Hotel, Souq Waqif, Doha PO 1274, Qatar Qatar Souq Waqif, Al Bidda Boutique Hotel Al Bidda Boutique Hotel, Doha Souq Waqif, Doha PO 1274, Qatar Algarve Tivoli The Residences at Av. dos Descobrimentos, nº Victoria Golf Club 7 8125-309 Vilamoura, Algarve Tivoli Carvoeiro Algarve Apartado 1299 - Vale do Covo - Praia do Carvoeiro 8401-911 Carvoeiro Lagoa, Algarve Tivoli Lagos Algarve Rua António Crisógono dos Hotel Santos 8600-678 Lagos, Algarve Tivoli Marina Portimão Marina Portimão 8500-843 Algarve Hotel Portimão Algarve - Algarve Tivoli Marina Vilamoura Apartado 65 Marina Algarve Vilamoura 8125-401 Vilamoura, Coimbra Tivoli Coimbra Hotel Rua João Machado, nº 43000-226 Coimbra, Lisbon Tivoli Oriente Lisboa Av. D. João II, n.º 27 Parque Hotel das Nações 1990-083 Lisboa, Lisbon Tivoli Avenida Liberdade Av. da Liberdade, 185 Lisboa 1269-050 Lisboa, 3 N/A 5 N/A 5 N/A 5 N/A 5 N/A 2 N/A 1 N/A Sintra Tivoli Palácio de Seteais Sintra Hotel Rua Barbosa du Bocage, 8 2710-517 Sintra,

Sintra Tivoli Sintra Hotel Praça da República 2710-616 Sintra, Brazil Bahia Tivoli Ecoresort Praia Do Forte Bahia Brazil Sao Paolo Tivoli Mofarrej São Paulo Hotel Av. do Farol, 39, Mata de São João - BA, 48280-000, Brazil Alameda Santos, 1437 Cerqueira César CEP - 01419-001 São Paulo, Brazil 5 10% Off 4 10% Off Borrow or not to borrow? Borrow only if you can repay! Bank of Communications (Hong Kong) Limited (A wholly owned subsidiary of Bank of Communications Co., Ltd.) Bank of Communications Co., Ltd. (Incorporated in the People s Republic of China)