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@L@G@PP@ GOVERNMENT @RTS COLLEGE (N@@C RE@CCREDITION @T LEVEL B) K@R@IKUDI 630 003, T@MILN@DU, INDI@. Personal Details FACULTY PROFILE Name : Dr.N.BHARATHI Father s / Husband s Name : R.Narayanan Designation : Assistant Professor Date of Birth : 07-07-1981 Sex : Male Nativity : Indian Marital Status : Married Address for Communication : Official : Department of Commerce Alagappa Govt. Arts College Karaikudi 630 003. Sivanagngai (Dist). TN Residential : 150-B, Amman Street, Pari Nagar, Karaikudi 630 003. Sivanagngai (Dist). TN Phone No : Mobile: 98653 05014, Resi:04565-225014 Email id : bharathi7781@gmail.com Academic Qualification : M.Com., M.Com (FT)., MBA., M.Phil., Ph.D., PGDCA.

Teaching Experience : 12 Years Research Experience : 14 Years Additional Responsibilities : NSS Programme Officer NAAC Team Member Coordination of Student Talent Bank Research Area : Banking and Finance Research Supervision/Guidance Programme of Study Completed Ongoing Research Ph.D. 3 7 M. Phil. 8 2 Project PG 3 - Publications International National Others Journals Conferences Journals Conferences Book/Chapter/Monographs 14 6 27 35 - Events participated Number of Seminars / Conferences / Workshops: 44 NATIONAL LEVEL SEMINAR ATTENDED: 1. Presented a paper E- Initiative the foreign Trade in a one day seminar at Department of International Business and commerce, Alagappa University, Karaikudi, Tamilnadu on 16 th March 2005.

2. Presented a paper Emerging Trends in Service Sector in a in UCG Sponsored National Seminar on Impact of Globalization on Insurance Sector at Post Graduate and Research department of Commerce, NGM College, Pollachi, Tamilnadu from 30 th to 31 st March. 3. Presented a paper Foreign Direct Investment: some Issue in a One Day Seminar at Department of Business Management, PSGR Krishnammal College for women, Coimbatore 641004, Tamilnadu on 22 nd August 2007. 4. Presented a paper E-Banking- An Overview in a One Day Seminar at School of Commerce, RVS College of Arts And Science, Sulur, Coimbatore- 641402, Tamilnadu on 25 th September 2007. 5. Presented a paper Human Resource Management in Banks in a One Day Seminar at Department of Commerce with CA, PSGR Krishnammal College for women, Coimbatore 641004, Tamilnadu on 26 th September 2007. 6. Presented a paper Emerging Paradigm in Indian Insurance Industries in Two Days Seminar on Post Graduate and Research Department of Commerce, DG Vaishnav College, Arumbakkam, Chennai-600106, Tamilnadu from 17 th to 18 th December 2007. 7. Presented a paper Primary Market in India in One Day Seminar on Department of Commerce and Management by Karpagam Arts and Science (Autonomous), Coimbatore 641021, Tamilnadu on 15 th February 2008. 8. Presented a paper Emerging Trends in Indian Retail Industry in One Day Seminar on Department of Commerce and Computer Application, Vellalar College for women, Erode- 638009, Tamilnadu on 3 March 2008. 9. Presented a paper E-Insurance: Strategies and Implication in One Day Seminar by Department of Corporate Secretaryship, Vellalar College for women, Erode- 638009 on 29 th February 2008. 10. Presented a paper E-Marketing in One day seminar by GRD School of Commerce and International Business, Dr.G.R.Damodaran College of Science, Coimbatore-641014. Tamilnadu on 5 th March 2008. 11. Presented a paper E-Marketing Communication Issue and Models in One day seminar by GRD School of Commerce and International Business, Dr.G.R.Damodaran College of Science, Coimbatore-641014. Tamilnadu on 5 th March 2008. 12. Presented a paper SEBI Guidelines and Laws for Investment in One Day Seminar by Post Graduate Department of Finance and Control, Vellalar College for women, Erode- 638009, Tamilnadu on on 2nd February 2008. 13. Presented a Paper Future Banking in One Day Seminar by Department of Management Studies, TamilNadu College of Engineering, Karumathanpatti, Coimbatore-641659. Tamilnadu on 2nd April 2008. 14. Presented a Paper Technology in Banking sector in One Day Seminar by Department of Management Studies, TamilNadu College of Engineering, Karumathanpatti, Coimbatore-641659. Tamilnadu on 2nd April 2008.

15. Presented a Paper The Global Crisis and Financial Sector Reforms in India in One Day Seminar by Department of International Business, SNR Sons College (Autonomous), Coimbatore-641006. Tamilnadu on 16 th March 2010. 16. Presented a Paper Risk Management In Financial Sector in One Day Seminar by Department of Management Studies and Research, Karpagam University, Coimbatore- 641 021. Tamilnadu on 27 th February 2009. 17. Presented a Paper Stock Market Bubble in One Day Seminar by Department of Commerce, Navarasam Arts and College for Women, Erode- 638 101. Tamilnadu on 7 th February 2009. 18. Presented a paper A New Method for Describing and Evaluating Research Literatures in One Day Seminar by Department of Commerce, St.Joseph Colle of Commerce, Bangalore on 26 th February 2008. 19. Presented a paper A study on the different problem faced by women entrepreneurs in Erode City in UCG Sponsored National Seminar on Creativity Innovation and Entrepreneurship at Department of Commerce, Avinashilingam University on 16 th and 17 st February 2012. 20. Presented a paper Stock Market and Shareholders Protection: Are they Important for Economic Growth in UCG Sponsored National Seminar on Investors Protection Rights and Duties at Research Department of Commerce, Arumugam Pillai Seethai Ammal College, Tiruppatur 630 211, Tamilnadu on 5 th to 6 st March 2015. 21. Presented a paper Impact of Banking Sector Reforms on Indian Banking system some Development and Challenges ahead in ICSSR Sponsored National Seminar on Payment Banks: Opportunities and Challenges at Department of Commerce, V.H.NS.N College, Virudhunagar 626 001, Tamilnadu on 29 th to 30 th September 2016. 22. Presented a paper Financial Sector Reforms and the role of Development Banking in ICSSR Sponsored National Seminar on Payment Banks: Opportunities and Challenges at Department of Commerce, V.H.NS.N College, Virudhunagar 626 001, Tamilnadu on 29 th to 30 th September 2016. 23. Presented a paper An Information and Communication Technology (ICT) framework for enabling Rural Banking in UCG Sponsored one day National Seminar on Business Success Hinges on Business Strategies at Department of Commerce, Alagappa University 630 003, Tamilnadu on 15 th December 2017. 24. Presented a paper Challenges of Financial Risk Management Micro, Small and Medium Enterprises (MSMEs) in India in UCG Sponsored one day National Seminar on Business Success Hinges on Business Strategies at Department of Commerce, Alagappa University 630 003, Tamilnadu on 15 th December 2017. 25. Presented a paper Consumer Durable Industry in India in UCG Sponsored one day National Seminar on Business Success Hinges on Business Strategies at Department of Commerce, Alagappa University 630 003, Tamilnadu on 15 th December 2017.

INTERNATIONAL LEVEL SEMINAR ATTENDED: 1. Presented a paper Mutual Funds in Two Days Seminar by Department of commerce and Business Administration, Cauvery College for Women, Trichirapalli, India. on 7 th and 8 th April 2007 2. Presented a paper Emerging Paradigm in Working Capital Management by Department of Management Studies, Muthayammal Engineering College, Rasipuram-637408, India on 26 th October 2007. 3. Presented a paper Capital Market investment in India in Two Days Seminar by Department of commerce and Financial Studies, Bharathidasan University, Trichirapalli- 620024. India. on 19 th and 20th January 2008 4. Presented a paper Merger and Acquisition in Banking Industry in Two Days Seminar by Department of commerce and Financial Studies, Bharathidasan University, Trichirapalli- 620024. India. On 19 th and 20th January 2008. 5. Presented a paper Impact of Globalization in Insurance Industry in One Day Seminar by SAN International Business School, Cimbatore-641105, India on 15 th May 2008. 6. Presented a paper Globalization and Its Impacts in India in One Day Seminar by PG & Research Department of Commerce, Ilayankudi 630 702, Tamilnadu, India on 20 th February 2014. CONFERENCES AND WORKSHOP ATTENDED: 1. One day Management Development Programme (MDP) on 22 nd December Meta Strategies For Mega Success by VIT Business School, VIT University, Vellore- 632014, Tamilnadu. 2. One day Management Development Programme (MDP) on 5 th April 2008 Resource Mobilization By Business Enterprise by VIT Business School, VIT University, Vellore-632014, Tamilnadu. 3. Seminar on 29 th January 2008 Investment Decision and Tax Planning by Department of commerce, Kongunadu Arts and Science (Autonomous), Coimbatore- 641029. Tamilnadu. 4. Seminar on 20 th March 2008 Investment Decision and Tax Planning by Dr.SNS Rajalakshmi Institute of Management, Dr.SNS Rajalakshmi College of Arts and Science, Coimbatore- 641006. Tamilnadu. 5. Workshop on 13-16 March 2008, Social Science Research Methodology and Database Management & Analysis Using SPSS Software by Department of Population Studies & Department Extension, Careers Guidance and Student Welfare, Bharathiyar University, Coimbatore- 641046. 6. Annual Convention on 12 th September 2009, Powering Towards Financial Resurgence New Paradigm and Strategies by Department of Financial Studies, University of Delhi, South Campus, New Delhi.

7. Seminar on 4 th and 5 th March 2008 Corporate Laws: Contemporary Issues by Department of Commerce, Shaheed Bhagat Singh College, (University of Delhi), New Delhi 110017. Sponsored by University Grants Commission.. 8. Workshop on December 12-23 -, ICT Workshop Tier II for Capacity Building of Delhi University Staff by Institute of Lifelong Learning (ILLL), University of Delhi, New Delhi. 9. National Seminar on Oct 30, Indian Financial Sector Thrust and Challenges organized by Department of Financial Studies, University of Delhi: South Campus, New Delhi. 10. Conference on December 28 th 2010, Paradigm Shift from Accounting Standards (As) to International Financial Reporting Standards (IFRS) organized by Sri Ram College of Commerce (SRCC), University of Delhi, New Delhi. 11. Attended Five days (FDP) Faculty Development Programme on 22.01.2015 to 26.01.2015, Faculty Development Programme on Entrepreneurship by Entrepreneurship cum-skill Development Centre, Alagappa University, Karaikudi 630 003. 12. Participated in the NAAC sponsored staff orientation Programme on 17 th October 2014 Quality Enhancement Roles and Responsibilities of IQAC organized by the Internal Quality Assurance Cell (IQAC), Alagappa Govt. Arts College, Karaikudi 630 003. 13. Participated in the University Workshop on 30 th September 2016 Digital India organized by Ministry of Electronics and Information Technology, Government of India at Alagappa University, Karaikudi 630 003. Orientation / Refresher Attended SL.NO NAME OF COURSE PLACE OF COURSE DATE 1 Orientation Programme University of Madras 04.05.2011 to 02.06.2011 2 Refresher Course Madurai Kamaraj University 07.02.2014 to 27.02.2014 3 Orientation Programme (NSS) Rajiv Gandhi National Institute of Youth Development 02.02.2017 to 08.02.2017 4 Orientation Programme (NSS) Alagappa University 09.08.2017

Recent Publications ARTICLE PUBLISHED IN NATIONAL LEVEL JOURNAL 1. Bharathi N (2008), Financial Performance of Standard Chartered Bank in India, PIMT Journal of Research (ISSN 02278-7925), Sep-Feb, Vol.I, No.2. 2. Bharathi N (2008), A Study on User Preference of Motor Pumps In Rural Areas (With special Reference to Namakkal District), Organizational Management (OM) ISSN 0975-699X, Oct-Dec, Vol. XXIV, No.3. 3. Bharathi N (2009), Employees Engagement Practice in Spinning Mills An Empirical Study, Prabandhan: Indian Journal of Management (ISSN-0975-2854), July Aug, Vol.2, No.4. 4. Bharathi N (2009), A Profile of Women Entrepreneurs with Special Reference to Western Region in Tamilnadu, Journal of Management and Entrepreneurship (ISSN-2229-5358), Apr-Jun, Vol.II, Issue II. 5. Bharathi N (2009), A Study on Motives of Equity Investors, Rai Management Journal (ISSN-0975-4326), June, Vol.VI, No.3. 6. Bharathi N (2009), Indian Banking and Finance A Paradigm Shift, Indianmba.com (National e-journal), June, FC-1035, pp-1-7. 7. Bharathi N (2009), Rural Marketing - Challenges and Opportunities, Literacy Article (Authors Press, New Delhi) (ISBN-978-81-7273-497-8). 8. Bharathi N (2009), Indian Banking and Finance, Banking Finance (ISSN-0971-4498), August, Vol. XXII, No.8. 9. Bharathi N (2009), Employee s Engagement Practices, Journal of Contemporary Research in Management No.2. (ISSN-0973-9785), Apr-Jun, Vol.4, 10. Bharathi N (2009), Design and Implementation of Watermarking System for Digital Audio, PIMT Journal of Research (ISSN 02278-7925), September, Vol.2, No.2.

11. Bharathi N (2010), Share Holders Attitude Towards Online Share Trading, Organizational Management (OM) ISSN 0975-699X, July Sep, Vol. XXVI, No.2. 12. Bharathi N (2010), Customers Perception of Indian Railways (Special Reference to Coimbatore Region), TECNIA Journal of Management Studies (ISSN-0975-7104), Apr-Sep, Vol.5, No.1. 13. Bharathi N (2010), A study on Awareness of E-Banking A Case of ATM, Organizational Management (OM) ISSN 0975-699X, July Sep, Vol.XXVI, No.2. 14. Bharathi N (2010), Pre and Post Merger Operational Efficiency of Banks In India A Comparative Study, Review of Professional Management (ISSN-0972-8686), July Dec, Vol.8, Issue 2. 15. Bharathi N (2010), Profitability Performance of New Private Sector Banks An Empirical Study, Indian Journal of Finance (ISSN-0973-8711), March, Vol. IV, No.3. 16. Bharathi N (2010), Factors Determining Investment Decision Making by Equity Investors, SCMS Journal of Indian Management (ISSN-0973-3167), Jan-Mar, Vol.VII, No.1. 17. Bharathi N (2010), A Study on Factors Influencing Investment Behaviour of Equity Investors, RVS Journal of Management (ISSN-0975-3435), February, Vol. II, No.1. 18. Bharathi N (2010), Operational Efficiency of Merged banks in India after Globalization Period Factor Analysis Approach, PRERANA (ISSN-0974-908X), March, Vol. 2, Issue.1. 19. Bharathi N (2011), Trends in the Non-Performing Assets of New Private Sector Banks, WIM Journal of Management (ISSN-0975-5063), January, Vol. 2, No. 2. 20. Bharathi N (2012), Pre and Post Merger Performance of Banks in India A Comparative Study, JIMS 8M (ISSN-0973-9335), Jan Mar, Vol.17, Issue.1.

21. Bharathi N (2015), Stock Market and Shareholder Protection: Are they important for Economic Growth?, Literacy Article (Dept. of Commerce, APSA College) (ISBN-978-81-928690-6-3), March. 22. Bharathi N (2016), Evaluation Performance of New Private Sector Banks: An Application of Camel Model, Vishwakarma Business Review (ISSN-2229-6514), January, Vol.VI, Issue.1. 23. Bharathi N (2016), Impact of banking sector Reforms on Indian Banking System some Development and Challenges ahead, Literacy Article (Dept. of Commerce, VHNSN - VNR) (ISBN-978-93-81723-58-6), September. 24. Bharathi N (2016), Financial Sector Reforms and the role of Development Banking, Literacy Article (Dept. of Commerce, VHNSN - VNR) (ISBN-978-93- 81723-58-6), September. 25. Bharathi N (2017), An Information and Communication Technology (ICT) framework for enabling Rural Banking, Literacy Article (Dept. of Commerce, Alagappa University), December. 26. Bharathi N (2017), Challenges of Financial Risk Management Micro, Small and Medium Enterprises (MSMEs) in India, Literacy Article (Dept. of Commerce, Alagappa University), December. 27. Bharathi N (2017), Consumer Durable Industry in India, Literacy Article (Dept. of Commerce, Alagappa University), December. ARTICLE PUBLISHED IN INTERNATIONAL LEVEL JOURNAL 1. Bharathi N (2008), Private Equity Market in India, South Asian Journal of Socio- Political Studies (SAJOSPS) (ISSN-0972-4613), Jan-Jun, Vol.8, No.2. 2. Bharathi N (2008), Investors Perception towards Capital Market Operation An Empirical Study, Asia Pacific Business Review (ABR) (ISSN-0973-2470), Jul- Sep, Vol. IV, No.3.

3. Bharathi N (2009), Women Entrepreneurs: Motivational Factors and Problems (With special Reference to Western Region in Tamilnadu), Asia Pacific Business Review (ABR) (ISSN-0973-2470), Jan-Mar, Vol. V, No.1. 4. Bharathi N (2010), Financial Efficiency of Merged Banks in India after Globalization Period Factor Analysis Approach, Asia Pacific Business Review (ABR) (ISSN-0973-2470), Apr-Jun, Vol. VI, No.2. 5. Bharathi N (2010), Operational Efficiency Of Merged Banks In India Discriminant Analysis Approach, International Journal of Research in Commerce and Management (IJRCM) (ISSN-0976-2183), June, Vol.1, Issue. 2. 6. Bharathi N (2010), Passenger s Attitude and Satisfaction in Southern Railway, International Journal of Research in Commerce and Management (IJRCM) (ISSN- 0976-2183), October, Vol. I, Issue. 2. 7. Bharathi N (2011), Pre and Post Merger Operational Efficiency of Banks in India, Asia Pacific Journal of Research in Business Management (APJRBM), February, Vol. 2, Issue. 2. 8. Bharathi N (2014), Performance of Merged Banks in India after Globalization Period: A Study, Finance India (ISSN-0970-3772), June, Vol. XXVIII, No. 2. 9. Bharathi N (2014), Financial Obstacles Faced by the MSME Entrepreneurs in Tirupur City, International Multidisciplinary Research Journal (ISSN-2230-7850), Decmber, Vol. 4, Issue. 11. 10. Bharathi N (2014), Motivational Factors of Consumers Towards the use of e- Banking Services, International Multidisciplinary Research Journal (ISSN-2230-7850), December, Vol. 4, Issue. 11. 11. Bharathi N (2015), Factors Influencing the Selection of e-channels by Bank Customers, International Multidisciplinary Research Journal (ISSN-2231-5063), January, Vol. 4, Issue.7.

12. Bharathi N (2015), Emerging Needs of Training and Development in IT-BPO Industry, Intercontinental Journal of Human Resource Review (ISSN-2320-9704), February, 2015, Vol. 3, Issue.2. 13. Bharathi N (2016), Analysis of Profitability and Efficiency: A Comparison of HDFC & ICICI, Indian Journal of Research in Commerce, Management, Engineering and Applied Science (IJRCMES) (ISSN-2454-6593), October, Vol. III. 14. Bharathi N (2017), Fiscal Performance of Commercial Banks in India with Respect to Selected Public Sector Banks, Shanlax International Journal of Commerce (ISSN-2320-4168), January, Vol. 5, No.1.