Rank Total Return (%) Within catagory Worst

Equity: Diversified 15 36 46 49 46 28 134 93 72 54 7.13 0.91 0.8 ABN AMRO Dividend Yield NR 9 - - - - 3 - - - - -29 - - - - 68 ABN AMRO Equity NR 16 40 - - - 51 58 - - - -26 - - - - 183 ABN AMRO Future Leaders NR 11 - - - - -13 - - - - -22 - - - - 515 ABN AMRO Opportunities NR 15 37 - - - 46 63 - - - -26 - - - - 140 Birla Advantage *** 16 40 46 46 41 25 56 44 41 36-47 6.98 0.94 0.89 Avg 459 Birla Dividend Yield Plus * 16 19 33 39-47 124 89 68 - -25 7.2 0.92 0.79 +Avg 577 Birla India GenNext NR 21 29 - - - 30 93 - - - -26 - - - - 220 Birla India Opportunities *** 14 36 36 40-45 66 83 63 - -22 6.27 0.72 0.64 -Avg 95 Birla Infrastructure NR 17 - - - - 4 - - - - -25 - - - - 565 Birla Mid Cap **** 17 40 50 54-54 52 28 19 - -25 6.76 0.78 0.64 Low 149 Birla MNC *** 13 32 39 42 37 18 83 68 55 47-34 6.82 0.84 0.74 -Avg 198 Birla Sun Life Basic Industries **** 16 39 44 50 56 31 60 54 29 8-25 7.98 1.07 0.86 +Avg 122 Birla Sun Life Buy India *** 15 27 58 58 41 15 102 11 8 38-42 7.2 0.75 0.53 Avg 139 Birla Sun Life Equity **** 21 41 58 61 54 40 49 12 6 10-48 7.5 0.98 0.83 +Avg 395 Birla Sun Life Frontline Equity **** 20 46 49 46-44 29 30 40 - -20 6.45 0.87 0.87 Low 103 Birla Top 100 NR 17 - - - - 44 - - - - -21 - - - - 560 DBS Chola Contra NR 18 - - - - 8 - - - - -19 - - - - 98 DBS Chola Global Advantage NR 10 15 - - - 24 129 - - - -24 - - - - 24 DBS Chola Growth *** 19 37 43 47-41 65 58 38 - -20 6.32 0.87 0.91 -Avg 26 DBS Chola Midcap Fund NR 19 26 45 - - 49 104 48 - - -28 - - - - 49 DBS Chola Multi Cap NR 18 27 - - - 36 100 - - - -25 - - - - 61 DSPML Equity *** 17 42 57 56 50 27 45 13 12 14-46 7.31 0.99 0.88 Avg 592 DSPML Opportunities **** 16 47 53 55 56 28 27 24 14 7-29 7.07 0.97 0.91 Avg 1145 DSPML T.I.G.E.R. NR 17 53 55 - - 55 5 15 - - -24 - - - - 1033 DSPML Top 100 Equity **** 18 50 49 52-57 14 33 24 - -22 6.98 0.98 0.95 Avg 249 DWS Alpha Equity *** 16 52 45 52-52 6 46 23 - -23 8.07 1.06 0.83 +Avg 87 Fidelity Equity NR 20 40 - - - 51 57 - - - -22 - - - - 2506 Fidelity India Special Situations NR 20 - - - - 10 - - - - 5 - - - - 1994 Franklin India Bluechip **** 19 45 47 52 51 30 32 40 25 12-32 6.97 0.97 0.93 Avg 2313 Franklin India Flexi Cap NR 19 51 - - - 49 10 - - - -21 - - - - 2975 Franklin India Opportunities NR 23 50 57 - - 46 15 14 - - -24 - - - - 424 Franklin India Prima ***** 13 21 47 55 67 25 120 41 15 4-50 7.76 0.85 0.59 Avg 1705 Franklin India Prima Plus **** 19 48 49 51 50 23 24 31 26 15-40 6.45 0.86 0.87 -Avg 666 FT India Life Stage FoF 20s NR 12 32 37 - - 31 77 80 - - -16 - - - - 21 HDFC Capital Builder **** 10 22 43 53 46 15 115 60 22 25-27 7.32 0.84 0.64 Avg 784 HDFC Core & Satellite NR 13 46 - - - 52 31 - - - -23 - - - - 742 HDFC Equity ***** 18 52 55 55 56 25 7 16 16 6-35 6.51 0.88 0.88 Low 3273 HDFC Growth Fund **** 20 44 48 49 48 27 36 38 32 21-26 6.92 0.91 0.83 -Avg 313 HDFC Index Sensex Plus *** 18 45 47 44-39 33 39 47 - -22 6.35 0.9 0.98 Low 11 HDFC Premier Multi-Cap NR 15 30 - - - 39 89 - - - -23 - - - - 864 HDFC Top 200 **** 19 51 53 54 55 28 13 23 18 9-43 6.61 0.92 0.94 Low 1342 HSBC Advantage India NR 14 - - - - 10 - - - - -23 - - - - 1491 HSBC Equity **** 17 37 42 56-62 64 61 11 - -21 7.16 0.94 0.84 -Avg 1008 HSBC India Opportunities NR 16 44 47 - - 40 37 42 - - -21 - - - - 452 HSBC Midcap Equity NR 12 27 - - - 45 98 - - - -31 - - - - 360 ING Vysya A.T.M. NR 18 - - - - -3 - - - - -25 - - - - 89 ING Vysya Dividend Yield NR 12 - - - - 7 - - - - -24 - - - - 105 ING Vysya Domestic Opportunities NR 16 43 51 - - 52 41 26 - - -20 - - - - 69 ING Vysya L.I.O.N NR 16 - - - - 14 - - - - -21 - - - - 139 ING Vysya Midcap NR 11 30 - - - 38 90 - - - -25 - - - - 45 ING Vysya Select Stocks * 16 44 53 49 40 13 35 21 30 42-63 7.01 0.9 0.79 High 49 October 2006 Wealth Insight 56

Equity: Diversified 15 36 46 49 46 28 134 93 72 54 7.13 0.91 0.8 JM Emerging Leaders NR -1 5 - - - 3 133 - - - -24 - - - - 19 JM Equity **** 16 41 49 49 43 11 48 29 31 31-55 6.46 0.87 0.88 Low 47 JM HI FI NR 14 - - - - -3 - - - - -25 - - - - 72 Kotak 30 **** 15 43 51 56 48 31 39 27 13 20-41 7 0.91 0.81 -Avg 330 Kotak Contra NR 11 22 - - - 23 118 - - - -26 - - - - 226 Kotak Equity FoF NR 14 39 44 - - 45 61 55 - - -21 - - - - 76 Kotak Global India NR 10 33 41 - - 36 74 63 - - -23 - - - - 127 Kotak Lifestyle NR 17 - - - - -2 - - - - -23 - - - - 563 Kotak Mid-Cap NR 12 27 - - - 39 97 - - - -30 - - - - 258 Kotak MNC ** 12 24 38 44 37 19 112 76 44 48-29 7.04 0.79 0.61 Avg 53 Kotak Opportunities NR 13 48 58 - - 56 25 10 - - -24 - - - - 294 Magnum COMMA NR 14 43 - - - 36 42 - - - -27 - - - - 604 Magnum Contra ***** 14 51 72 78 67 34 9 2 2 3-43 7.4 0.92 0.74 -Avg 1253 Magnum Emerging Businesses NR 9 18 - - - 59 125 - - - -29 - - - - 322 Magnum Equity *** 15 48 48 49 41 17 26 37 33 40-59 7.06 0.97 0.91 +Avg 229 Magnum Global ***** 11 46 73 78 58 15 30 1 1 5-57 7.47 0.84 0.61 Avg 645 Magnum Midcap NR 12 42 - - - 50 46 - - - -29 - - - - 316 Magnum MultiCap NR 14 - - - - 38 - - - - -22 - - - - 1368 Magnum Multiplier Plus *** 15 50 67 64 49 15 16 4 5 17-61 8.12 1.04 0.78 +Avg 687 Principal Dividend Yield NR 10 18 - - - 25 127 - - - -24 - - - - 210 Principal Focussed Advantage NR 9 28 - - - 26 96 - - - -25 - - - - 76 Principal Growth *** 13 36 42 47 44 29 68 62 39 30-26 6.95 0.89 0.8 +Avg 340 Principal Infrastructure & Services Industries NR 16 - - - - 2 - - - - -27 - - - - 416 Principal Junior Cap NR 10 22 - - - 18 116 - - - -28 - - - - 89 Principal Large Cap NR 18 - - - - 51 - - - - -19 - - - - 300 Principal Resurgent India Equity *** 14 36 40 43 49 34 69 66 53 16-32 7.19 0.93 0.81 Avg 208 Prudential ICICI Discovery NR 17 39 58 - - 56 59 9 - - -23 - - - - 1107 Prudential ICICI Dynamic ** 17 49 64 53-54 21 5 21 - -27 7.89 1 0.77 High 1137 Prudential ICICI Emerging STAR NR 12 34 - - - 54 73 - - - -28 - - - - 922 Prudential ICICI Growth ** 16 49 53 48 43 29 22 20 36 32-49 7.42 1.03 0.92 +Avg 385 Prudential ICICI Infrastructure NR 22 53 - - - 51 4 - - - -23 - - - - 1350 Prudential ICICI Power *** 16 49 54 51 48 18 19 19 27 19-47 7.26 0.97 0.87 +Avg 1400 Prudential ICICI Services Industries NR 17 - - - - 18 - - - - -22 - - - - 354 Reliance Equity NR 14 - - - - 6 - - - - -13 - - - - 5472 Reliance Equity Opportunities NR 15 50 - - - 49 17 - - - -22 - - - - 1938 Reliance Growth ***** 15 40 61 66 70 33 55 6 4 1-45 7.61 0.91 0.68 -Avg 2159 Reliance NRI Equity NR 26 59 - - - 53 2 - - - -16 - - - - 101 Reliance Regular Savings Equity NR 25 38 - - - 27 62 - - - -18 - - - - 73 Reliance Vision ***** 18 50 53 53 68 29 18 25 20 2-40 7.34 0.97 0.85 -Avg 1783 SBI Bluechip NR 15 - - - - 8 - - - - -20 - - - - 2536 Standard Chartered Classic Equity NR 14 30 - - - 31 92 - - - -24 - - - - 531 Standard Chartered Imperial Equity NR 15 - - - - 9 - - - - -19 - - - - 347 Standard Chartered Premier Equity NR 12 - - - - 11 - - - - -30 - - - - 217 Sundaram BNP CAPEX Opp.-D NR 15 - - - - 44 - - - - -28 - - - - 386 Sundaram BNP CAPEX Opp.-G NR 15 - - - - 43 - - - - -28 - - - - 251 Sundaram BNP India Leadership NR 14 41 54 - - 53 47 18 - - -25 - - - - 278 Sundaram BNP Paribas Growth **** 14 47 46 50 47 25 28 43 28 24-36 6.92 0.96 0.92 -Avg 139 Sundaram BNP Paribas Rural India NR 10 - - - - 7 - - - - 3 - - - - 1186 Sundaram BNP Paribas S.M.I.L.E. NR 14 30 - - - 37 87 - - - -27 - - - - 217 Sundaram BNP Select Focus *** 14 51 49 49-49 8 34 34 - -22 6.98 0.94 0.88 Avg 110 Sundaram BNP Select Midcap ***** 9 63 70 70-65 1 3 3 - -17 7.47 0.82 0.58 -Avg 1010 October 2006 Wealth Insight 57

Equity: Diversified 15 36 46 49 46 28 134 93 72 54 7.13 0.91 0.8 Tata Contra NR 14 - - - - 12 - - - - -24 - - - - 356 Tata Dividend Yield NR 17 25 - - - 30 106 - - - -26 - - - - 190 Tata Equity Opportunities **** 11 36 49 56-72 67 32 9 - -27 7.71 0.98 0.78 +Avg 395 Tata Equity PE NR 15 23 39 - - 42 113 73 - - -25 - - - - 90 Tata Growth ** 11 16 37 42 38 9 128 78 54 45-29 7.78 0.93 0.68 +Avg 34 Tata Infrastructure NR 16 55 - - - 50 3 - - - -26 - - - - 834 Tata Life Sciences & Tech *** 20 40 44 47 40 24 54 52 37 43-46 7.12 0.85 0.7 Avg 33 Tata Midcap NR 10 22 - - - 19 119 - - - -30 - - - - 210 Tata Pure Equity *** 14 43 49 54 48 34 40 35 17 22-39 6.99 0.94 0.87 Avg 278 Tata Select Equity *** 16 51 54 56 48 39 11 17 10 23-27 8.17 1 0.72 High 82 Tata Service Industries NR 12 31 - - - 35 85 - - - -27 - - - - 177 Templeton India Equity Income NR 11 - - - - 4 - - - - 2 - - - - 1973 Templeton India Growth *** 16 34 40 44 45 21 72 67 45 28-25 7.05 0.95 0.89 Avg 341 UTI Brand Value ** 15 32 41 40 33 16 78 64 64 54-54 6.18 0.82 0.84 -Avg 68 UTI Contra NR 14 - - - - -6 - - - - -23 - - - - 843 UTI Dividend Yield NR 20 30 - - - 33 91 - - - -25 - - - - 491 UTI Equity ** 13 28 39 42 41 12 95 74 56 37-36 6.83 0.92 0.87 +Avg 1403 UTI Growth & Value *** 12 21 34 41 45 26 121 86 60 27-51 6.86 0.9 0.83 Avg 165 UTI Index Select Equity ** 17 45 44 44 39 22 34 51 50 44-32 6.63 0.94 0.97 Avg 296 UTI India Advantage Equity NR 8 14 27 - - 19 131 91 - - -26 - - - - 56 UTI Infrastructure NR 16 49 60 - - 47 20 7 - - -26 - - - - 465 UTI Large Cap NR 17 32 39 - - 28 82 69 - - -21 - - - - 26 UTI Leadership Equity NR 19 - - - - 7 - - - - -26 - - - - 1333 UTI Master Growth *** 14 35 38 44 44 16 71 77 51 29-41 7.05 0.97 0.91 Avg 338 UTI Master Plus '91 ** 18 48 44 44 42 15 23 53 48 33-35 6.93 0.96 0.92 +Avg 884 UTI Master Value *** 9 18 30 38 46 27 126 90 69 26-40 7.1 0.85 0.69 Avg 655 UTI Mastershare ** 16 27 34 37 36 22 101 88 70 49-32 6.36 0.87 0.91 -Avg 1762 UTI Mid Cap NR 0 14 35 - - 36 130 84 - - -37 - - - - 80 UTI MNC ** 13 25 37 41 34 19 109 82 62 50-34 6.76 0.82 0.71 -Avg 208 UTI Opportunities NR 12 24 - - - 31 110 - - - -28 - - - - 590 UTI PSU NR 15 13 26 - - 19 132 92 - - -27 - - - - 21 UTI Services Sector *** 18 25 37 44 41 34 108 79 49 41-32 6.45 0.85 0.85 Avg 216 Equity: Tax Planning 13 29 46 49 45 24 21 20 19 19 7.45 0.92 0.75 ABN AMRO Tax Advantage Plan NR 11 - - - - 16 - - - - -30 - - - - 125 Birla Equity Plan **** 18 41 52 55 54 33 3 6 6 5-44 7.39 0.94 0.78 -Avg 81 Birla Sun Life Tax Relief '96 *** 20 42 40 46 47 40 2 15 10 9-39 7.41 0.94 0.78 Avg 23 DBS Chola Tax Saver NR 17 - - - - 21 - - - - -25 - - - - 27 DWS Tax Saving NR 7 - - - - -4 - - - - -26 - - - - 29 Fidelity Tax Advantage NR 18 - - - - 9 - - - - -21 - - - - 540 Franklin India Taxshield **** 15 36 46 50 48 39 8 8 7 8-28 6.66 0.88 0.85 -Avg 286 HDFC LT Advantage ***** 13 31 46 57 59 45 12 9 4 3-22 6.73 0.78 0.66 Low 462 HDFC Taxsaver ***** 13 36 63 66 56 43 7 3 2 4-26 7.28 0.93 0.79 Low 551 ING Vysya Tax Savings NR 15 31 52 - - 38 11 5 - - -31 - - - - 34 Kotak Tax Saver NR 10 - - - - 17 - - - - -29 - - - - 127 Magnum Taxgain **** 15 39 79 83 62 21 5 1 1 1-62 7.84 0.91 0.65 Avg 825 Principal Personal Tax Saver ** 6 18 35 39 38 30 19 17 16 15-43 7.56 0.94 0.74 +Avg 29 Principal Tax Savings *** 11 40 47 50 49 23 4 7 8 7-36 7.18 0.9 0.77 Avg 135 Prudential ICICI Tax Plan **** 19 34 64 60 60 36 10 2 3 2-56 8.82 1.01 0.63 +Avg 476 Reliance Tax Saver NR 13 24 - - - 22 14 - - - -29 - - - - 1141 Sundaram BNP Paribas Taxsaver *** 12 36 54 56 50 25 6 4 5 6-33 8.06 1 0.74 Avg 68 Tata Tax Saving *** 12 19 41 48 44 27 18 14 9 10-56 7.37 0.87 0.68 Avg 111 October 2006 Wealth Insight 58

Equity: Tax Planning 13 29 46 49 45 24 21 20 19 19 7.45 0.92 0.75 UTI Equity Tax Savings *** 10 20 37 42 42 24 16 16 13 11-39 6.36 0.82 0.81 -Avg 223 Equity: Auto 13 22 37 31 2 2 0 0 JM Auto Sector NR 16 21 36 - - 34 2 2 - - -29 - - - - 10 UTI Auto Sector NR 9 24 38 - - 29 1 1 - - -24 - - - - 85 Equity: Banking 26 8 36 42 34 2 2 1 0 7.94 0.74 0.77 Reliance Banking NR 28 7 37 42-44 2 1 1 - -25 7.94 0.74 0.77-136 UTI Banking Sector NR 23 8 35 - - 24 1 2 - - -25 - - - - 78 Equity: FMCG 11 26 52 45 33 16 3 3 3 3 6.63 0.68 0.63 Franklin FMCG NR 10 26 51 39 30 18 2 2 2 3-38 6.01 0.69 0.78-38 Magnum FMCG NR 8 19 34 37 31 10 3 3 3 2-41 6.49 0.62 0.54-12 Prudential ICICI FMCG NR 15 32 72 58 38 20 1 1 1 1-34 7.39 0.73 0.58-102 Equity: Pharma 14 23 28 35 31 22 5 5 3 3 7.13 0.88 0.87 Franklin Pharma NR 14 23 23 28 28 14 3 3 2 2-33 6.75 0.87 0.94-71 JM Healthcare Sector NR 14 16 21 - - 24 5 4 - - -27 - - - - 9 Magnum Pharma NR 12 33 40 50 39 23 1 1 1 1-41 7.6 0.87 0.74-68 Reliance Pharma NR 19 27 32 - - 32 2 2 - - -28 - - - - 118 UTI Pharma & Healthcare NR 12 16 21 26 25 16 4 5 3 3-30 7.05 0.91 0.93-87 Equity: Technology 19 37 40 45 41 12 7 7 7 7 6.84 0.87 0.8 Birla Sun Life New Millennium NR 19 33 45 50 47 7 5 2 2 2-54 6.72 0.81 0.72-95 DSPML Technology.com NR 21 35 41 49 48 10 4 3 3 1-52 6.7 0.84 0.76-29 Franklin Infotech NR 23 43 40 47 44 31 2 4 4 3-51 6.56 0.92 0.96-167 Kotak Tech NR 16 33 32 36 36-2 6 7 7 6-52 6.81 0.92 0.89-47 Magnum IT NR 18 43 47 51 35 19 3 1 1 7-56 7.21 0.89 0.74-66 Prudential ICICI Technology NR 13 26 35 41 40 1 7 6 6 4-45 7.49 0.83 0.6-118 UTI Software NR 21 44 38 43 40 16 1 5 5 5-50 6.36 0.87 0.91-129 Equity: Other Speciality 14 29 34 29 50 34 4 3 1 1 7.99 1 0.75 Principal Global Opportunities NR 3 13 12 - - 11 4 3 - - -7 - - - - 16 Reliance Diversified Power Sector NR 21 49 64 - - 55 1 1 - - -31 - - - - 610 Reliance Media & Entertainment NR 16 28 - - - 38 2 - - - -26 - - - - 36 UTI Petro NR 15 27 25 29 50 32 3 2 1 1-38 7.99 1 0.75-202 Hybrid: Equity-oriented 11 29 33 35 32 21 28 27 21 20 4.94 1.13 0.77 Birla Balance ** 13 28 29 30 28 15 17 20 18 15-37 4.53 1.07 0.82 Avg 126 Birla Sun Life'95 *** 14 28 36 37 36 27 18 7 7 3-35 5.19 1.16 0.72 +Avg 116 DSPML Balanced **** 13 36 34 37 35 19 3 10 8 5-32 4.82 1.18 0.87 Avg 359 FT India Balanced **** 15 30 32 35 35 17 12 13 10 6-29 4.9 1.18 0.84 Avg 216 FT India Life Stage FoF 30s NR 8 23 26 - - 21 25 26 - - -11 - - - - 13 HDFC Balanced ** 14 27 30 31 30 20 20 18 13 14-15 4.64 1.09 0.8 Avg 114 HDFC Children's Gift-Inv ** 10 16 28 28 27 22 27 21 21 18-19 4.61 1.07 0.79 -Avg 108 HDFC Prudence ***** 13 35 43 42 44 23 5 4 2 1-18 4.38 0.98 0.72 Low 1794 ING Vysya Balanced * 12 16 31 31 27 8 28 16 15 17-37 5.05 1.12 0.71 +Avg 11 JM Balanced ** 11 40 34 30 26 17 2 11 19 19-33 4.76 1.13 0.82 Avg 15 Kotak Balance **** 8 34 43 41 35 22 6 3 4 4-25 5.48 1.21 0.71 Avg 108 Magnum Balanced ***** 10 32 47 49 36 20 10 1 1 2-48 5.44 1.23 0.74 Avg 224 Principal Balanced * 9 23 30 33 31 11 24 17 12 12-34 5.07 1.14 0.74 High 33 Principal Child Benefit *** 8 30 32 30 26 34 14 15 17 20-17 4.53 0.99 0.69 -Avg 11 Prudential ICICI Advisor-Moderate NR 8 25 24 - - 18 21 27 - - -10 - - - - 10 Prudential ICICI Balanced *** 10 29 36 35 33 18 15 6 9 10-43 5.08 1.2 0.81 +Avg 423 Prudential ICICI ChildCare-Gift *** 9 24 32 33 31 28 23 12 11 11-22 5.11 1.15 0.74 +Avg 83 Sundaram BNP Paribas Balanced **** 9 28 27 30 30 19 19 23 20 13-17 4.41 1.02 0.77 Low 43 Tata Balanced *** 10 31 36 38 34 18 11 9 6 8-34 5.35 1.17 0.7 +Avg 144 UTI Balanced *** 12 30 27 30 28 22 13 24 16 16-16 4.51 1.05 0.78 -Avg 544 October 2006 Wealth Insight 59

Within catagory Worst Fund Absolute Annualised Since 3mth Standard Sharpe Relative (Rs cr) Fund Rating 3mth 1yr 2yr 3yr 5yr Launch 1 yr 2yr 3yr 5 yr Return Deviation Ratio to class Aug-06 Debt: Medium-term 2 4 4 4 7 7 43 40 36 25 0.15-0.04 Birla Income Plus *** 2 5 4 3 7 11 12 24 27 11-4 0.11-0.07 Avg 223 Birla Sun Life Income *** 2 5 4 4 8 10 10 19 19 8-3 0.11 0.01 Avg 34 DBS Chola Triple Ace *** 1 3 3 2 7 10 35 38 35 22-2 0.08-0.42 Avg 17 DSPML Bond Retail *** 2 4 4 3 7 10 28 21 24 12-4 0.13-0.12 Avg 58 DWS Premier Bond Regular ** 2 2 4 4-5 40 25 17 - -3 0.27-0.04 High 3 Grindlays SSI Inv *** 2 4 3 3 7 8 27 34 32 19-3 0.12-0.16 Avg 87 Grindlays SSI Medium-term **** 2 6 4 4-4 3 18 12 - -1 0.08 0.19 -Avg 435 HDFC High Interest ** 1 3 3 3 7 10 37 32 30 16-4 0.15-0.18 +Avg 52 HDFC Income * 2 2 3 3 7 9 39 35 33 15-3 0.19-0.21 +Avg 253 HSBC Income Investment *** 2 4 4 4-5 17 17 18 - -3 0.11-0.06 Avg 30 ING Vysya Income ** 1 3 3 3 7 8 31 31 29 23-3 0.15-0.15 +Avg 14 JM Income ** 1 3 4 3 8 9 36 30 26 7-14 0.21-0.14 +Avg 35 Kotak Bond Deposit *** 2 5 5 4 8 9 13 12 14 5-3 0.13-0.02 Avg 31 Kotak Flexi Debt ***** 2 7 - - - 6 2 - - - 1 0.02 1.55 Low 829 Magnum Income ** 2 3 4 3 7 9 30 29 31 20-4 0.18-0.1 +Avg 94 Magnum NRI Inv LT Bond * 1 1 2 - - 2 41 39 - - -1 0.15-0.32 High 5 Principal Dep-EA/EB NR 1 5 4 4 5 9 11 23 10 25-8 0.11-0.05-5 Principal Income *** 3 6 5 4 8 9 7 8 11 2-3 0.13 0.09 Avg 38 Prudential ICICI Advisor-Very Cautious ***** 2 6 5 - - 5 6 5 - - 1 0.02 1.07 Low 6 Prudential ICICI Income ** 3 4 4 3 7 9 20 20 23 13-3 0.16-0.08 +Avg 257 Prudential ICICI Long-term ***** 2 6 10 8-10 5 1 1 - -1 0.15 0.29 -Avg 38 Reliance Income *** 2 5 5 5 8 10 14 7 7 4-3 0.15 0.01 Avg 77 Reliance Medium Term *** 2 4 4 3-4 25 26 20 - -2 0.09-0.12 -Avg 12 Sundaram BNP Bond Saver ** 2 3 3 2 7 10 33 37 36 21-3 0.12-0.3 +Avg 70 Tata Income **** 1 9 6 5 7 10 1 4 6 14-2 0.78 0.07 Avg 45 Tata Income Plus HI **** 1 4 5 4-5 22 13 15 - -2 0.15 0.08 -Avg 4 Templeton India Income *** 1 3 4 3 7 10 32 28 28 18-3 0.14-0.15 Avg 167 Templeton India Income Builder * 2 2 3 2 7 10 38 36 34 17-3 0.18-0.19 +Avg 115 UTI Bond **** 2 4 7 5 8 10 16 3 4 9-3 0.16 0.27 Avg 389 UTI Bond Advantage *** 2 4 5 3 8 9 24 16 21 10-4 0.16-0.03 Avg 24 UTI CCP Bond **** 2 4 5 - - 3 15 11 - - -2 0.14 0.08 -Avg 25 Hybrid: Monthly Income 3 9 9 9 10 9 37 34 13 9 0.51 0.14 ABN AMRO MIP *** 4 8 - - - 9 21 - - - -3 0.5 0.16 -Avg 63 Birla MIP *** 4 9 9 9 11 11 17 21 8 4-3 0.41 0.14 Avg 204 Birla MIP II Savings 5 *** 2 6 6 - - 5 31 32 - - 0 0.13 0.09 Low 7 Birla MIP II Wealth 25 **** 4 12 13 - - 11 6 5 - - -3 0.62 0.2 +Avg 84 Birla Sun Life MIP *** 4 10 10 10 12 13 11 14 4 1-4 0.45 0.18 Avg 132 DBS Chola MIP ** 3 7 7 8-8 25 24 9 - -2 0.38 0.09 -Avg 10 DSPML Savings Plus Aggressive **** 5 13 13 - - 13 3 4 - - -4 0.71 0.18 +Avg 57 DSPML Savings Plus Conservative *** 2 7 7 - - 7 24 29 - - -1 0.25 0.15 Low 14 DSPML Savings Plus Moderate **** 4 11 10 10-11 9 12 3 - -2 0.49 0.19 Avg 192 DWS MIP Plan A ** 3 6 9 - - 8 30 20 - - -3 0.5 0.13 Avg 7 FT India MIP *** 5 9 11 11 12 12 16 11 1 2-3 0.61 0.14 +Avg 647 HDFC MIP Long-term ***** 5 15 15 - - 13 1 1 - - -5 0.71 0.26 +Avg 935 HDFC MIP Short-term *** 3 6 9 - - 9 28 19 - - -3 0.51 0.14 Avg 385 HSBC MIP Regular ** 4 8 8 - - 7 20 22 - - -2 0.47 0.12 Avg 56 HSBC MIP Savings *** 5 11 11 - - 9 10 9 - - -3 0.71 0.15 High 80 ING Vysya MIP Plan A ** 1 4 5 - - 5 36 33 - - 0 0.09-0.04 Low 4 ING Vysya MIP Plan B * 3 7 7 - - 6 26 25 - - -5 0.57 0.08 +Avg 6 JM MIP **** 3 10 10 - - 9 12 15 - - -4 0.55 0.18 Avg 22 Kotak Income Plus ***** 2 9 11 - - 9 15 7 - - -4 0.54 0.21 Avg 117 October 2006 Wealth Insight 60

Fund Absolute Annualised Since 3mth Standard Sharpe Relative (Rs Cr) Fund Rating 3mth 1yr 2yr 3yr 5yr Launch 1 yr 2yr 3yr 5 yr Return Deviation Ratio to class Aug-06 Hybrid: Monthly Income 3 9 9 9 10 9 37 34 13 9 0.51 0.14 Magnum Income Plus Inv **** 3 9 11 - - 8 13 10 - - -4 0.57 0.19 Avg 7 Magnum MIP *** 3 8 9 9 9 9 19 18 7 8-3 0.42 0.19 -Avg 142 MMIP Floater NR 4 - - - - 6 - - - - -2 - - - 60 Principal MIP ** 2 5 7 7-9 33 30 11 - -3 0.43 0.06 -Avg 62 Principal MIP Plus ** 3 7 10 - - 8 27 16 - - -4 0.59 0.12 +Avg 28 Prudential ICICI MIP **** 4 11 11 10 10 11 8 8 5 5-3 0.54 0.21 Avg 551 Reliance MIP ***** 5 12 13 - - 11 5 3 - - -3 0.86 0.21 High 392 Sundaram BNP Paribas MIP **** 3 8 10 - - 8 23 13 - - -3 0.54 0.18 Avg 52 Tata MIP ** 3 4 6 7 10 12 34 31 12 7-2 0.35 0.05 -Avg 47 Tata MIP Plus * 3 4 7 - - 6 37 27 - - -5 0.64 0.05 High 63 Templeton MIP-DM * 2 4 4 4 6 7 35 34 13 9-1 0.09-0.07 Low 19 Templeton MIP-G *** 5 9 10 10 11 10 18 17 6 3-3 0.5 0.15 Avg 128 UTI MIS-Advantage Plan ***** 4 11 14 - - 11 7 2 - - -5 0.74 0.22 +Avg 127 UTI Monthly Income Scheme *** 4 9 8 7-8 14 23 10 - -2 0.45 0.16 -Avg 231 Debt: Floating Rate Short-term 2 6 6 5 6 21 16 8 0 0.01 1.98 ABN AMRO Floating Rate Regular ** 2 5 5 - - 5 21 16 - - 1 0.01 1.18 +Avg 539 Birla Floating Rate ST *** 2 6 6 5-5 12 8 5-1 0.01 2.11 Avg 273 DBS Chola ST Floating Rate NR 2 6 - - - 6 3 - - - 1 - - - 194 DSPML Floating Rate ** 1 6 6 5-5 16 11 4-1 0.01 2.28 +Avg 816 DWS Floating Rate *** 2 6 6 - - 5 7 4 - - 1 0.01 1.82 +Avg 205 Grindlays Floating Rate ST * 2 6 5 5-5 20 15 8-1 0.01 1.52 High 545 HDFC Floating Rate Income ST **** 2 6 6 5-5 9 5 6-1 0.01 2.44 Low 1260 HSBC Floating Rate ST Regular ** 2 6 - - - 6 15 - - - 1 0.01 1.77 Avg 466 JM Floater ST **** 2 6 6 6-5 6 3 1-1 0.01 2.8 Avg 367 Kotak Floater ST **** 2 6 6 5-5 11 7 3-1 0.01 2.93 Avg 305 Magnum Floating Rate ST * 2 6 5 - - 5 18 14 - - 1 0.02 0.61 High 86 Magnum InstaCash Liquid Floater NR 2 6 - - - 6 4 - - - 1 - - - 337 Principal Floating Rate Short Maturity *** 2 6 6 - - 6 10 9 - - 1 0.01 1.75 Avg 816 Prudential ICICI Floating Rate A *** 2 6 5 - - 5 14 12 - - 1 0.01 1.82 -Avg 2533 Reliance Floating Rate **** 2 6 6 - - 6 8 6 - - 1 0.01 2.19 -Avg 443 Sundaram BNP Paribas FRST Reg *** 2 6 - - - 5 19 - - - 1 0.01 1.52 -Avg 229 Tata Floating Rate ST *** 2 6 6 - - 5 13 10 - - 1 0.01 2.54 -Avg 571 Templeton Floating Rate ST ** 2 6 5 5-6 17 13 7-1 0.01 1.54 +Avg 1177 UTI Floating Rate ST ***** 2 6 6 6-6 5 2 2-1 0.01 2.42 Avg 989 Debt: Floating Rate Long-term 2 6 5 5 5 15 11 4 0 0.02 0.88 ABN AMRO LT Floating Rate Reg NR 2 - - - - 5 - - - - 1 - - - 286 Birla Floating Rate LT *** 2 6 6 5-5 10 4 1-1 0.02 0.84 Avg 98 DBS Chola Floating Rate *** 1 5 5 - - 5 12 6 - - 1 0.02 0.84 Avg 7 Grindlays Floating Rate LT A ** 1 5 5 - - 5 14 9 - - 1 0.03 0.27 +Avg 132 HDFC Floating Rate Income LT **** 2 6 5 5-5 5 5 3-1 0.01 1.52 -Avg 231 HSBC Floating Rate LT Regular *** 2 5 - - - 6 11 - - - 1 0.01 1.04 Avg 101 ING Vysya Floating Rate ** 2 6 - - - 6 8 - - - 1 0.02 0.71 +Avg 39 JM Floater LT ***** 2 6 6 5-5 3 3 4-1 0.01 2.34 Low 35 Kotak Floater LT **** 2 6 6 - - 6 2 2 - - 1 0.02 1.26 -Avg 480 Magnum Floating Rate LT Retail ** 2 5 5 - - 5 13 10 - - 1 0.04 0.25 +Avg 30 Principal Floating Rate Flexible Maturity **** 2 6 6 - - 6 1 1 - - 1 0.02 1.4 -Avg 208 Prudential ICICI LT Floating Rate A *** 2 6 5 - - 5 6 7 - - 1 0.02 0.76 Avg 230 Sundaram BNP Paribas FRLT Reg **** 2 6 - - - 5 7 - - - 1 0.02 0.59 -Avg 11 Tata Floater NR 2 6 - - - 6 4 - - - 1 - - - 17 Tata Floating Rate LT * 1 5 4 - - 4 15 11 - - 1 0.04-0.1 High 7 Templeton Floating Rate LT ** 2 6 5 5-6 9 8 2-1 0.02 0.65 +Avg 490 October 2006 Wealth Insight 61