MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND AGENDA January 23, 2013 1. Call to Order - Sunshine Notice Michael Januszka 2. Roll Call - J. Bower 3. Election of Ex. Committee, Alternates, Chairman, Secretary-Nominating Committee a) Report of Nominating Committee Denise Jawidzik 4. Professional Appointments / Resolutions a) 2012-1 General Counsel b) 2012-2 Actuary c) 2012-3 Auditor d) 2012-4 CMFO e) 2012-5 Executive Director f) 2012-6 Defense Counsel g) 2012-7 Special Counsel 5. General Resolutions a) 2012-8 Cash Management Plan & Official Depositories Resolution of Signatures: Amboy Bank, Administration Acct. Chairman Secretary CMFO TD Bank, Claim Account Chairman CFO Claim Manager b) 2012-9 Official Newspapers c) 2012-10 Agent of Service d) 2012-11 Managed Care e) 2012-12 Re Insurance f) 2012-13 Destruction of Files 6. Contract Renewal Resolutions a) 2012-14 CDL Alcohol & Drug Testing b) 2012-15 Recreation Coverage c) 2012-16 Employee Assistance Program d) 2012-17 Health & Safety Services R.T.K.
7. Approval of Minutes December 5, 2012; December 19, 2012 8. Administrator s Report - W. Kurtz a) Claims Synopsis b) Investments c) Indemnity & Trust Agreements Bound Brook Helmetta Metuchen Metuchen Parking Authority Millstone Middlesex Monroe New Brunswick South Bound Brook Spring Lake Heights d) Appointment of Commissioners: Metuchen New Brunswick Parking Authority Millstone South Brunswick Spotswood William Boerth Joseph Merritt Thomas Antus, Comm.,Maria Dellasala Atl. Bernard Hvozdovic Dawn McDonald 9. Safety & Loss Control Report - G. Kurtz 10. Finance Report - Petix, Monzo November 2012 December 2012 11. Closed Session - Claims Review G. Kurtz 12. Old Business 13. New Business 14. Bill List Proposal Web Site Design Web Design NJ 15. Audience Comments 16. Adjourn
RESOLUTION 2013-4 WHEREAS, the Middlesex County Municipal Joint Insurance Fund (the Fund ) has determined to employ of Joseph Monzo as CMFO of the Fund in accordance with the terms of the Agreement attached hereto, at a salary of EIGHTEEN THOUSAND SIX HUNDRED DOLLARS ($18,600.) per year plus out-of-pocket disbursements. NOW, THEREFORE, BE IT RESOLVED on this 23 TH day of January 2013 by the Commissioners of the Middlesex County Municipal Joint Insurance Fund that Joseph Monzo shall be employed by the Fund for calendar year 2013 in accordance with the terms of the agreement attached hereto.
Middlesex County Municipal Joint Insurance Fund Loss Analysis January 23, 2013
Automobile Physical Damage Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Recov/Subro Total Incurred Assessment % 2012 Bound Brook 4 15,709 172.00 828.00 15,053 6,001 251% Carteret 6 33,680 2,930.00 28,466.00 8,144 11,890 68% Dunellen - - - - - 3,667 0% Dunellen Parking Auth. - - - - - 111 0% East Windsor 2 18,640 - - 18,640 14,224 131% Freehold 2 3,133 757.35-3,890 7,036 55% Helmetta - - - - - 2,000 0% Jamesburg - - - - - 2,111 0% Kearny 8 7,853 5,788.00 4,745.82 8,895 12,112 73% Metuchen 10 21,247 2,844.00 4,651.49 19,440 7,112 273% Metuchen Parking Auth - - - - - 444 0% Millstone - - - - - 1,778 0% Milltown 1 14,020 - - 14,020 6,001 234% Monroe 7 29,394 985.78 2,155.30 28,225 14,112 200% New Brunswick 14 26,635 3,271.00 8,388.00 21,518 21,335 101% New Brunswick Parking Auth 3 2,225 75.00-2,300 2,445 94% Plainsboro 3 18,233 - - 18,233 6,001 304% Pompton Lakes 7 8,395 500.00 438.00 8,457 5,000 169% Sayreville 7 1,259 5,037.00-6,296 26,558 24% Sayreville Emergency Squad - - - - - 778 0% Sayreville Morgan First Aid - - - - - 558 0% South Amboy BOE - - - - - 1,111 0% South Bound Brook 1 4,188 - - 4,188 2,556 164% South Brunswick 9 30,943 3,927.00 1,204.30 33,666 27,055 124% South Plainfield 4 17,626 - - 17,626 11,557 153% South River 6 3,229 - - 3,229 10,334 31% Spotswood 4 5,343 7.06 4,174.80 1,175 4,889 24% Spotswood First Aid - - - - - 667 0% Spring Lake Hts 1 - - - - 3,556 0% Totals 99 261,751 26,294.19 55,052 232,994 212,999 109% 1/21/2013 2 of 23
Automobile Physical Damage Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Recov/Subro Total Incurred Assessment % 2011 Bound Brook 3 1,002 - - 1,002 6,295 16% Bound Brook Rescue - - - - - 1,049 0% Bradley Beach 4 3,220-1,844.45 1,376 4,779 29% Bradley Beach First Aid - - - - - 466 0% Carteret 5 23,405 - - 23,405 12,473 188% Dunellen 1 - - - - 3,847 0% Dunellen Parking Auth. - - - - - 117 0% East Windsor 4 22,105-17,820.60 4,284 14,920 29% Freehold 9 6,481 - - 6,481 7,344 88% Helmetta 1 1,205 - - 1,205 2,098 57% Jamesburg 2 12,420 - - 12,420 2,215 561% Kearny 12 19,829 1,652.21 2,276.84 19,205 12,706 151% Metuchen 4 14,577 - - 14,577 7,460 195% Metuchen Parking Auth - - - - - 466 0% Millstone 1 2,047 - - 2,047 1,865 110% Milltown 3 425 - - 425 6,295 7% Monroe 10 15,924-302.40 15,622 14,804 106% New Brunswick 20 16,002 1,590.13 6,637.66 10,954 22,381 49% New Brunswick Parking Auth 5 6,267 - - 6,267 2,564 244% Plainsboro 5 13,188-650.00 12,538 6,295 199% Pompton Lakes 7 14,469-2,277.67 12,192 5,245 232% Sayreville 12 54,956-14,725.03 40,231 27,859 144% Sayreville Emergency Squad - - - - - 816 0% Sayreville Morgan First Aid - - - - - 583 0% South Amboy BOE - - - - - 1,166 0% South Bound Brook 3 11,333-1,014.30 10,319 2,681 385% South Brunswick 13 40,435 956.47 1,095.55 40,296 26,927 150% South Plainfield 3 30,708 9,591.84 20,204.05 20,096 12,123 166% South River 12 11,742-3,452.56 8,290 10,841 76% Spotswood 7 10,055-3,582.00 6,473 5,129 126% Spotswood First Aid - - - - - 699 0% Spring Lake Hts 1 75 - - 75 3,730 2% Totals 147 331,872 13,790.65 75,883 269,780 228,236 118% 1/21/2013 3 of 23
Automobile Physical Damage Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Recov/Subro Total Incurred Assessment % 2010 Bound Brook 4 9,661 - - 9,661 5,696 170% Bound Brook Rescue - - - - - 844 0% Bradley Beach 6 10,068 - - 10,068 4,325 233% Bradley Beach First Aid 1 1,537 - - 1,537 Carteret 5 14,537-12,096 2,441 11,287 22% Dunellen 5 19,022 - - 19,022 3,481 546% Dunellen Parking Auth. 1 1,961-1,961-105 0% East Windsor 7 21,255-12,045 9,209 13,502 68% Freehold 10 48,078-4,431 43,647 3,323 1314% Helmetta 2 2,337 - - 2,337 1,899 123% Jamesburg - - - - 2,004 0% Kearny 21 21,909-10,450 11,459 11,498 100% Little Falls 2 9,207 - - 9,207 6,646 139% Metuchen 3 7,631-3,555 4,076 6,751 60% Metuchen Parking Auth - - - - - 422 0% Millstone 8 12,552 - - 12,552 1,688 744% Milltown 3 2,996 - - 2,996 5,696 53% Monroe 9 11,808-4,741 7,067 7,605 93% New Brunswick 27 38,709-26,929 11,781 20,253 58% New Brunswick Parking Auth 2 4,603-2,504 2,099 2,321 90% North Brunswick 23 47,286-20,020 27,267 8,966 304% Pequannock 2 5,278-3,553 1,726 9,388 18% Plainsboro 3 5,297-695 4,602 2,848 162% Pompton Lakes 4 16,850-1,279 15,571 4,747 328% Sayreville 10 32,769 500.28 1,846 31,424 12,605 249% Sayreville Emergency Squad - - - - - 369 0% Sayreville Morgan First Aid - - - - - 264 0% South Amboy BOE - - - - - 527 0% South Bound Brook 2 2,629-634 1,995 1,213 164% South Plainfield 2 11,611 - - 11,611 5,432 214% South River 8 26,199 1,919.07 7,966 20,151 4,905 411% Spotswood 5 4,876-3,578 1,298 2,321 56% Spotswood First Aid - - - - - 316 0% Spring Lake Hts 5 1,826 - - 1,826 1,723 106% Totals 180 392,495 2,419.35 118,283 276,631 164,970 168% 1/21/2013 4 of 23
Automobile Physical Damage Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Recov/Subro Total Incurred Assessment % 2001-2011 Bound Brook 51 106,784 172 39,344 67,612 74,590 91% Bound Brook Rescue 2 62,657-25,000 37,657 9,265 406% Bradley Beach 34 41,075-14,966 26,109 59,795 44% Bradley Beach First Aid 2 5,281-3,663 1,619 3,656 44% Carteret 74 265,316 2,930 92,993 175,253 141,195 124% Dunellen 22 99,258-28,493 70,765 43,441 163% Dunellen Parking Auth. 2 4,573-1,961 2,612 1,567 167% East Windsor 74 180,380-47,849 132,531 142,951 93% Freehold Borough 29 77,448 757 6,171 72,034 26,828 269% Helmetta 10 16,157-1,626 14,531 25,770 56% Highland Park 51 23,449-3,186 20,264 38,564 53% Highland Park First Aid - - - - - 1,765 0% Jamesburg 8 36,032-14,700 21,332 22,244 96% Kearny 153 313,403 7,440 124,909 195,934 172,463 114% Little Falls 8 44,852-13,237 31,615 18,617 170% Metuchen 62 262,589 2,844 45,327 220,106 76,843 286% Metuchen Parking Auth - - - - - 8,183 0% Middlesex 54 142,087-36,758 105,329 63,545 166% Millstone 10 17,830 - - 17,830 12,581 142% Milltown 23 64,622-12,745 51,877 67,516 77% Monroe 26 57,127 986 7,199 50,914 36,521 139% New Brunswick 216 329,464 4,861 185,703 148,622 270,786 55% New Brunswick Parking Auth 44 56,782 75 11,091 45,766 25,981 176% North Brunswick 173 433,204-107,048 326,157 196,375 166% North Brunswick BOE 10 5,669-5,530 139 45,187 0% Pequannock 13 14,435-10,034 4,400 34,824 13% Plainsboro 51 121,931-29,002 92,929 59,661 156% Pompton Lakes 23 53,963 500 3,995 50,469 26,334 192% Sayreville 134 301,020 5,537 90,630 215,927 290,368 74% Sayreville BOE 9 17,665-17,343 322 26,389 1% Sayreville Emergency Squad 1 - - - - 3,293 0% Sayreville Morgan First Aid - - - - - 2,355 0% Sea Bright 15 27,579-25,864 1,714 20,730 8% South Amboy 39 88,170-26,873 61,297 56,777 108% South Amboy BOE 5 13,599 - - 13,599 7,540 180% South Bound Brook 13 25,592-1,648 23,944 34,597 69% South Brunswick 22 71,378 4,883 2,300 73,961 53,981 137% South Plainfield 71 237,925 9,592 61,786 185,731 124,507 149% South River 92 167,130 6,075 73,914 99,291 102,826 97% South River Rescue - - - - - 309 0% Spotswood 55 49,276 7 22,855 26,428 58,458 45% Spotswood BOE 1 - - - - 7,642 0% Spotswood First Aid 2 6,758-5,203 1,555 2,845 55% Spring Lake Hts 15 8,102-1,996 6,106 40,923 15% All Years 1,699 3,850,564 46,660 1,202,941 2,694,282 2,540,585 106% 1/21/2013 5 of 23
Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Automobile Liability Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Assessment % 2012 Bound Brook 1 - - - - 9,001 0% Carteret 3 500 - - 500 17,835 3% Dunellen - - - - - 5,501 0% Dunellen Parking Auth. - - - - - 167 0% East Windsor 4 607 - - 607 21,335 3% Freehold - - - - - 10,554 0% Helmetta - - - - - 3,000 0% Jamesburg - - - - - 3,167 0% Kearny 6 2,957 200-3,157 18,168 17% Metuchen 7 7,103 1,000-8,103 10,668 76% Metuchen Parking Auth - - - - - 667 0% Millstone 3 - - - - 2,667 0% Milltown - - - - - 9,001 0% Monroe 11 9,112 17,158-26,270 21,169 124% New Brunswick 8 4,444 - - 4,444 32,003 14% New Brunswick Parking Auth 4 1,000 - - 1,000 3,667 27% Plainsboro - - - - - 9,001 0% Pompton Lakes 2 750 - - 750 7,501 10% Sayreville 9 4,117 - - 4,117 39,837 10% Sayreville Emergency Squad - - - - - 1,167 0% Sayreville Morgan First Aid - - - - - 838 0% South Amboy BOE - - - - - 1,667 0% South Bound Brook - - - - - 3,834 0% South Brunswick 2 2,066 - - 2,066 40,582 5% South Plainfield 5 4,916 - - 4,916 17,335 28% South River 7 3,578 3,000-6,578 15,501 42% Spotswood 4 2,850 50-2,900 7,334 40% Spotswood First Aid - - - - - 1,000 0% Spring Lake Hts 2 3,023 - - 3,023 5,334 57% Totals 78 47,022 21,408-68,430 319,499 21% 1/21/2013 6 of 23
Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Automobile Liability Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Assessment % 2011 Bound Brook 3 2,087 - - 2,087 9,442 22% Bound Brook Rescue - - - - - 1,574 0% Bradley Beach 1 900 - - 900 7,169 13% Bradley Beach First Aid - 699 0% Carteret 7 4,593 - - 4,593 18,709 25% Dunellen 4 500 - - 500 5,770 9% Dunellen Parking Auth. - - - - - 175 0% East Windsor 2 2,410 - - 2,410 22,381 11% Freehold 3 1,442 - - 1,442 11,015 13% Helmetta 1 - - - - 3,147 0% Jamesburg - - - - - 3,322 0% Kearny 15 6,938 12,500-19,438 19,059 102% Metuchen 3 1,903 - - 1,903 11,190 17% Metuchen Parking Auth 1 500 - - 500 699 71% Millstone 1 458 12,042-12,500 2,798 447% Milltown 1 500 - - 500 9,442 5% Monroe 9 3,043 - - 3,043 22,206 14% New Brunswick 12 6,725 - - 6,725 33,571 20% New Brunswick Parking Auth 3 2,402 - - 2,402 3,847 62% Plainsboro 3 5,272 - - 5,272 9,442 56% Pompton Lakes 6 3,743 - - 3,743 7,868 48% Sayreville 8 14,689 - - 14,689 41,789 35% Sayreville Emergency Squad 2 7,582 13,093-20,675 1,224 1689% Sayreville Morgan First Aid - - - - - 874 0% South Amboy BOE - - - - - 1,748 0% South Bound Brook 1 2,350 - - 2,350 4,022 58% South Brunswick 4 10,364 5,754-16,118 40,390 40% South Plainfield 3 1,971 - - 1,971 18,184 11% South River 5 4,136 0-4,136 16,261 25% Spotswood 1 - - - - 7,693 0% Spotswood First Aid - - - - - 1,049 0% Spring Lake Hts 1 - - - - 5,595 0% Totals 100 84,508 43,389-127,897 342,354 37% 1/21/2013 7 of 23
Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Automobile Liability Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Assessment % 2010 Bound Brook 5 6,732 - - 6,732 10,760 63% Bound Brook Rescue - - - - - 1,594 0% Bradley Beach 2 944 - - 944 8,169 12% Carteret 7 4,346 - - 4,346 21,320 20% Dunellen 1 500 - - 500 6,575 8% Dunellen Parking Auth. - - - - - 199 0% East Windsor 4 2,011 - - 2,011 25,505 8% Freehold 4 150 - - 150 6,277 2% Helmetta 1 - - - - 3,587 0% Jamesburg 1 348 - - 348 3,786 9% Kearny 14 6,495 4,340-10,835 21,719 50% Little Falls 2 769 - - 769 12,553 6% Metuchen 9 6,977 - - 6,977 12,752 55% Metuchen Parking Auth - - - - - 797 0% Millstone 2 2,272 - - 2,272 3,188 71% Milltown 3 1,500 - - 1,500 10,759 14% Monroe 2 7,787 - - 7,787 14,366 54% New Brunswick 30 13,790 - - 13,790 38,257 36% New Brunswick Parking Auth 2 772 - - 772 4,384 18% North Brunswick 17 9,048 - - 9,048 16,937 53% Pequannock - - - - - 17,734 0% Plainsboro 1 - - - - 5,380 0% Pompton Lakes 2 500 - - 500 8,966 6% Sayreville 15 14,729 26,784-41,513 23,811 174% Sayreville Emergency Squad 1 11,211 3,000-14,211 697 2038% Sayreville Morgan First Aid - - - - - 498 0% South Amboy BOE - - - - - 996 0% South Bound Brook 1 - - - - 2,291 0% South Plainfield 5 2,067 - - 2,067 10,262 20% South River 7 3,595 - - 3,595 9,265 39% Spotswood 1 250 - - 250 4,384 6% Spotswood First Aid - - - - - 598 0% Spring Lake Hts 3 1,000 - - 1,000 3,255 31% Totals 142 97,792 34,124-131,916 311,621 42% 1/21/2013 8 of 23
Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Automobile Liability Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Assessment % 2001-2011 Bound Brook 28 210,525 - - 210,525 102,310 206% Bound Brook Rescue 3 29,115 2,000-31,115 14,433 216% Bradley Beach 25 298,954-100 298,854 82,062 364% Bradley Beach First Aid - - - - - 5,144 0% Carteret 72 857,132 - - 857,132 202,826 423% Dunellen 10 2,716 - - 2,716 63,173 4% Dunellen Parking Auth. 1 500 - - 500 2,420 21% East Windsor 62 162,865 5,000 1,552 166,312 193,286 86% Freehold 9 2,592 - - 2,592 40,399 6% Helmetta 7 5,756 - - 5,756 36,390 16% Highland Park 35 28,941 - - 28,941 49,199 59% Highland Park First Aid - - - - - 2,648 0% Jamesburg 6 1,252 - - 1,252 31,422 4% Kearny 100 91,758 17,040-108,798 230,580 47% Little Falls 6 9,004 - - 9,004 31,953 28% Metuchen 73 64,719 1,850 72 66,498 106,844 62% Metuchen Parking Auth 3 1,000 - - 1,000 11,474 9% Middlesex 42 205,880 - - 205,880 87,540 235% Millstone 7 2,730 12,042-14,772 19,894 74% Milltown 24 13,560 - - 13,560 96,123 14% Monroe 22 19,941 17,158-37,099 57,740 64% New Brunswick 191 908,482 694 300 908,877 374,538 243% New Brunswick Parking Auth 32 17,680 - - 17,680 37,891 47% North Brunswick 123 81,163 - - 81,163 260,512 31% North Brunswick BOE 31 17,500 - - 17,500 61,168 29% Pequannock 5 2,750 - - 2,750 45,140 6% Plainsboro 22 35,224 13,982-49,206 80,812 61% Pompton Lakes 12 5,743 - - 5,743 38,192 15% Sayreville 128 167,425 31,784-199,209 405,197 49% Sayreville BOE 16 6,472 - - 6,472 33,553 19% Sayreville Emergency Squad 4 19,543 16,093-35,636 5,244 680% Sayreville Morgan First Aid - - - - - 3,750 0% Sea Bright 10 9,035 - - 9,035 26,035 35% South Amboy 27 47,194 - - 47,194 71,094 66% South Amboy BOE 9 26,400 - - 26,400 11,445 231% South Bound Brook 10 80,567 - - 80,567 45,960 175% South Brunswick 6 12,431 5,754-18,185 80,972 22% South Plainfield 64 197,670 - - 197,670 175,155 113% South River 86 137,978 3,000 1,987 138,991 146,086 95% South River Rescue - - - - - 463 0% Spotswood 36 13,837 12,550-26,387 78,177 34% Spotswood BOE 1 500 - - 500 10,705 5% Spotswood First Aid 1 - - - - 4,522 0% Spring Lake Hts 23 12,028 - - 12,028 57,583 21% All Years 1,372 3,808,562 138,947 4,011 3,943,499 3,522,054 112% 1/21/2013 9 of 23
General Liability Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Assessment % 2012 Bound Brook 5 150 - - 150 63,288 0% Carteret 8 5,397 8,103-13,500 209,946 6% Carteret Housing - - - - - 2,143 0% Carteret Redev. Agency - - - - - 2,461 0% Dunellen - - - - - 41,931 0% Dunellen Parking Auth. - - - - - 3,691 0% East Windsor 10 10,037 2,000-12,037 126,774 9% Freehold 22 7,539 7,569-15,108 102,117 15% Helmetta - - - - - 10,206 0% Jamesburg 3 1,376 - - 1,376 32,043 4% Kearny 19 3,991 12,642-16,633 349,385 5% Metuchen 16 3,431 5,003-8,434 87,398 10% Metuchen Parking Auth - - - - - 11,349 0% Millstone 3 - - - - 39,875 0% Milltown 7 - - - - 45,931 0% Monroe 6 825 32,750-33,575 168,157 20% New Brunswick 33 47,404 685,096-732,500 446,569 164% New Brunswick Parking Auth 43 7,617 4,020-11,637 51,287 23% Plainsboro 3 13,673 2,985-16,658 116,006 14% Plainsboro Library - - - - - 1,384 0% Pompton Lakes 5 6,645 - - 6,645 72,407 9% Sayreville 14 1,515 117,000-118,515 287,519 41% Sayreville Econ Devel - - - - - 2,460 0% Sayreville Emergency Squad - - - - - 15,811 0% Sayreville Morgan First Aid - - - - - 11,684 0% South Amboy BOE 1-5,000-5,000 27,659 18% South Amboy PTO - - - - - 902 0% South Bound Brook - - - - - 31,912 0% South Bound Brook Rescue - - - - - 1,295 0% South Brunswick 7 2,095 5,000-7,095 216,302 3% South Plainfield 10 435 150-585 151,996 0% South River 4 2,422 950-3,372 81,644 4% Spotswood 6 - - - - 52,118 0% Spotswood First Aid - - - - - 10,270 0% Spring Lake Hts 2 250 25,000-25,250 35,506 71% Totals 227 114,803 913,268-1,028,071 2,911,428 35% 1/21/2013 10 of 23
General Liability Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Assessment % 2011 Bound Brook 14 2,681 - - 2,681 62,965 4% Bound Brook Rescue - - - - - 10,770 0% Bradley Beach 5 902 - - 902 40,830 2% Bradley Beach First Aid - - - - - 1,922 0% Carteret 21 105,968 50,242-156,210 208,874 75% Carteret Housing - - - - - 2,161 0% Carteret Redev. Agency - - - - - 2,485 0% Dunellen 5 4,497 - - 4,497 41,717 11% Dunellen Parking Auth. - - - - - 3,727 0% East Windsor 8 1,000 - - 1,000 126,127 1% Freehold 20 3,338 22,500-25,838 101,229 26% Helmetta 1 - - - - 10,154 0% Jamesburg 21 11,209 - - 11,209 31,880 35% Kearny 36 12,834 32,474-45,308 347,573 13% Metuchen 12 58,021 56,979-115,000 86,952 132% Metuchen Parking Auth - - - - - 11,459 0% Millstone 5 12,311 2,500-14,811 39,672 37% Milltown 6 3,161 - - 3,161 45,696 7% Monroe 78 103,416 100,476-203,892 167,299 122% New Brunswick 50 180,137 264,310-444,447 444,290 100% New Brunswick Parking Auth 50 30,433 500-30,933 51,783 60% Plainsboro 3 - - - - 115,414 0% Plainsboro Library - - - - - 1,409 0% Pompton Lakes 8 55,737 2,263-58,000 71,680 81% Pompton Lakes Comm Part. Mgt - - - - - #DIV/0! Sayreville 26 6,704 21,000-27,704 286,052 10% Sayreville Econ Devel - - - - - 2,484 0% Sayreville Emergency Squad - - - - - 15,964 0% Sayreville Morgan First Aid - - - - - 11,754 0% South Amboy BOE - - - - - 27,927 0% South Amboy PTO - - - - - 911 0% South Amboy Revelopment Agen - - - - - #DIV/0! South Bound Brook 1 - - - - 31,749 0% South Bound Brook Rescue - - - - - 1,308 0% South Brunswick 17 20,614 21,247-41,861 209,255 20% South Plainfield 15 1,390 - - 1,390 151,221 1% South River 21 6,496 - - 6,496 80,035 8% South River Parking Auth - - - - - 1,203 0% Spotswood 24 10,380 4,883-15,263 51,853 29% Spotswood First Aid - - - - - 10,369 0% Spring Lake Hts 2 - - - - 35,849 0% Totals 449 631,230 579,374-1,210,604 2,946,003 41% 1/21/2013 11 of 23
General Liability Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Assessment % 2010 Bound Brook 7 2,399 - - 2,399 59,706 4% Bound Brook Rescue - - - - - 9,518 0% Bradley Beach 4 8,000 - - 8,000 38,191 21% Carteret 18 3,916 52,500-56,416 191,197 30% Carteret Redev. Agency - - - - - 1,098 0% Dunellen 3 600 - - 600 38,830 2% Dunellen Parking Auth. - - - - - 3,596 0% East Windsor 12 3,393 - - 3,393 117,492 3% Freehold 31 20,441 14,408-34,849 47,277 74% Helmetta 1 - - - - 23,611 0% Helmetta BOE - - - - - 1,611 0% Jamesburg 2 - - - - 29,779 0% Kearny 32 17,755 12,500-30,255 344,589 9% Little Falls 13 7,546 - - 7,546 65,518 12% Metuchen 22 33,165 160,265-193,430 81,068 239% Metuchen Parking Auth 2 - - - - 10,674 0% Millstone 5 155,359 187,632-342,991 37,120 924% Milltown 3 2,500 - - 2,500 42,447 6% Monroe 9 25,070 50,588-75,658 65,412 116% New Brunswick 53 297,657 128,015-425,672 415,376 102% New Brunswick Parking Auth 17 4,029 - - 4,029 49,405 8% North Brunswick 35 34,279 16,072-50,351 106,049 47% Pequannock 15 2,440 9,160-11,600 76,429 15% Plainsboro 2 - - - - 53,575 0% Plainsboro Library - - - - - 641 0% Pompton Lakes 12 26,551 7,516-34,067 66,929 51% Pompton Lakes Comm Part. Mgt - - - - - 1,964 0% Sayreville 23 17,701 27,207-44,908 133,096 34% Sayreville Econ Devel - - - - - 1,098 0% Sayreville Emergency Squad - - - - - 6,955 0% Sayreville Morgan First Aid - - - - - 5,125 0% South Amboy BOE - - - - - 12,016 0% South Amboy PTO - - - - - 855 0% South Bound Brook 3 18,979 17,252-36,231 14,771 245% South Bound Brook Rescue - - - - - 549 0% South Plainfield 13 699 12,500-13,199 70,622 19% South River 6 16,338 - - 16,338 37,258 44% South River Parking Auth - - - - - 555 0% Spotswood 12 17,869 2,792-20,661 24,110 86% Spotswood First Aid - - - - - 4,503 0% Spring Lake Hts 1-35,000-35,000 15,271 229% Totals 356 716,686 733,407-1,450,093 2,305,886 63% 1/21/2013 12 of 23
General Liability Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Assessment % 2001-2011 Bound Brook 89 1,647,345 46,598 84 1,693,859 825,042 205% Bound Brook Rescue - - - - - 60,786 0% Bradley Beach 61 662,334 129,080 6,424 784,990 523,572 150% Bradley Beach First Aid - - - - - 7,629 0% Carteret 197 1,018,473 127,188 7,000 1,138,661 1,748,996 65% Carteret Housing - - - - - 4,304 Carteret Redev. Agency - - - - - 11,733 0% Dunellen 58 304,281 20,363-324,644 442,711 73% Dunellen Parking Auth. 1 - - - - 29,073 0% East Windsor 103 364,677 2,532 375 366,835 1,055,969 35% Freehold 88 121,517 60,080-181,597 346,117 52% Helmetta 10 16,079 - - 16,079 238,284 7% Helmetta BOE - - - - - 12,799 0% Highland Park 81 542,705-525 542,180 594,445 91% Highland Park First Aid - - - - - 19,257 0% Highland Park Redev Agency - - - - - 1,769 0% Jamesburg 54 602,619 41,305-643,923 461,887 139% Kearny 395 2,798,778 293,702 5,201 3,087,279 3,344,618 92% Little Falls 26 22,410 - - 22,410 197,454 11% Metuchen 157 793,248 686,971 1,740 1,478,479 883,896 167% Metuchen Parking Auth 12 750 - - 750 137,491 1% Middlesex 64 313,293 60 5,174 308,180 914,737 34% Millstone 34 182,955 190,132-373,087 336,667 111% Milltown 75 111,029 3,500-114,529 650,835 18% Monroe 93 129,311 183,814-313,125 400,869 78% New Brunswick 571 6,305,676 1,796,612 10,825 8,091,463 5,613,810 144% New Brunswick Parking Auth 202 397,041 24,540 737 420,845 539,392 78% North Brunswick 249 2,724,398 121,556 3,009 2,842,945 2,128,964 134% North Brunswick BOE 56 320,238 130,301 36 450,503 436,633 103% Pequannock 28 19,054 9,160-28,214 230,334 12% Plainsboro 40 991,113 58,309-1,049,422 1,120,219 94% Plainsboro Library - - - - - 8,306 0% Pompton Lakes 42 92,206 22,198-114,403 345,791 33% Pompton Lakes Comm Part. Mgt - - - - - 1,964 0% Sayreville 328 1,562,239 423,918 588 1,985,568 2,628,784 76% Sayreville BOE 34 1,034,302 - - 1,034,302 508,945 203% Sayreville Econ Devel - - - - - 21,177 0% Sayreville Emergency Squad - - - - - 38,731 0% Sayreville Morgan First Aid - - - - - 28,563 0% Sea Bright 21 157,853 - - 157,853 210,544 75% South Amboy 61 1,157,557 158,828-1,316,385 874,465 151% South Amboy BOE 10 164,677 569,974-734,651 225,142 326% South Amboy Econ Devel - - - - - 12,656 0% South Amboy PTO - - - - - 3,282 0% South Bound Brook 24 44,662 105,556-150,218 321,125 47% South Bound Brook Rescue - - - - - 6,595 0% South Brunswick 24 22,709 26,247-48,956 425,557 12% South Plainfield 150 1,006,804 51,023-1,057,827 1,422,537 74% South River 136 334,231 57,952 10,000 382,183 1,134,848 34% South River Parking Auth - - - - - 12,449 0% South River Rescue - - - - - 12,043 0% 1/21/2013 13 of 23
General Liability Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Assessment % 2001-2011 (Continued) Spotswood 94 1,979,043 7,675 2,061 1,984,657 455,208 436% Spotswood BOE 11 61,958 5,100 1,200 65,858 221,080 30% Spotswood First Aid - - - - - 25,141 0% Spring Lake Hts 31 356,662 145,152 1,075 500,739 350,868 143% All Years 3,710 28,364,226 5,499,425 56,052 33,807,598 32,616,096 104% 1/21/2013 14 of 23
Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Property Damage Total Member # Claims Total Paid Total Reserve Recov/Subro Total Incurred Assessment % 2012 Bound Brook 2-13,500-13,500 3,829 353% Carteret 1 60,000 - - 60,000 12,855 467% Carteret Redev. Agency - - - - - 3 0% Dunellen - - - - - 2,863 0% Dunellen Parking Auth. 1 - - - - 250 0% East Windsor 3 10,375 10,625-21,000 8,771 239% Freehold 2 586 11,914-12,500 12,743 98% Helmetta - - - - - 1,524 0% Jamesburg 2 4,864 - - 4,864 2,948 165% Kearny 1 - - - - 22,020 0% Metuchen 2 - - - - 12,771 0% Metuchen Parking Auth - - - - - 128 0% Millstone 2 2,626 - - 2,626 3,401 77% Milltown 1 - - - - 6,966 0% Monroe 2 30,231-5,495 24,736 54,721 45% New Brunswick 3 11,239 5,000-16,239 26,246 62% New Brunswick Parking Auth 1 18,120 11,880-30,000 74,363 40% Plainsboro 2 18,040-5,480 12,560 15,713 80% Plainsboro Library 1 48,104 1,896 50,000 1,720 2907% Pompton Lakes 3 2,570 - - 2,570 4,577 56% Sayreville 4 5,009 - - 5,009 31,736 16% Sayreville Econ Devel - - - - - 4 0% Sayreville Emergency Squad - - - - - 65 0% Sayreville Morgan First Aid 1 595 - - 595 32 1862% South Amboy BOE 1-12,500-12,500 23,282 54% South Bound Brook 1 - - - - 1,117 0% South Bound Brook Rescue - - - - - 226 0% South Brunswick 2 2,985 - - 2,985 56,690 5% South Plainfield 2 19,000-19,000-5,610 0% South River 11 16,727 49,000 16,727 49,000 19,106 256% Spotswood 5 6,154 1,000 980 6,173 6,793 91% Spring Lake Hts 1-5,000-5,000 4,405 114% Totals 57 257,225 122,315 47,682 331,857 417,478 79% 1/21/2013 15 of 23
Property Damage Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Recov/Subro Total Incurred Assessment % 2011 Bound Brook 3 13,624 - - 13,624 4,416 309% Bound Brook Rescue - - - - - 211 0% Bradley Beach 1 1,181 - - 1,181 7,926 15% Bradley Beach First Aid - - - - - 250 Carteret 3 31,919 10-31,929 14,827 215% Carteret Redev. Agency - - - - - 4 0% Dunellen 1 5,559 - - 5,559 3,303 168% Dunellen Parking Auth. - - - - - 289 0% East Windsor 7 73,931-6,125 67,806 10,118 670% Freehold - - - - - 14,761 0% Helmetta 2 131,440 - - 131,440 1,758 7477% Jamesburg 1 290,979-241,979 49,000 3,401 1441% Kearny 1 834 - - 834 25,399 3% Metuchen - - - - - 14,730 0% Metuchen Parking Auth - - - - - 147 0% Millstone 3 10,064 - - 10,064 3,923 257% Milltown 6 547,610-100,000 447,610 8,035 5571% Monroe 5 829,998-767,263 62,735 63,119 99% New Brunswick 1 - - - - 30,273 0% New Brunswick Parking Auth 2 - - - - 55,734 0% Plainsboro - - - - - 18,124 0% Pompton Lakes 2 110,407-61,407 49,000 5,279 928% Sayreville 5 123,153-48,693 74,460 36,607 203% Sayreville Econ Devel - - - - - 4 0% Sayreville Emergency Squad - - - - - 75 0% Sayreville Morgan First Aid 1 - - - - 37 0% South Amboy BOE - - - - - 26,855 0% South Bound Brook 1 78,012-29,012 49,000 1,289 3801% South Bound Brook Rescue - - - - - 262 0% South Brunswick - - - - - 66,670 0% South Plainfield 5 91,100-25,145 65,955 6,471 1019% South River 5 14,955-14,293 662 22,035 3% South River Parking Auth - - - - - 4 0% Spotswood 5 895,814 1 711,567 184,247 7,835 2352% Spring Lake Hts 2 - - - - 5,081 0% Totals 62 3,250,580 11 2,005,485 1,245,106 459,252 271% 1/21/2013 16 of 23
Property Damage Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Recov/Subro Total Incurred Assessment % 2010 Bound Brook 5 36,054 - - 36,054 2,567 1404% Bound Brook Rescue - - - - - 118 0% Bradley Beach 8 29,687 - - 29,687 4,447 668% Carteret 2 - - - - 8,320 0% Carteret Redev. Agency - - - - - 1 0% Dunellen - - - - - 1,853 0% Dunellen Parking Auth. - - - - - 162 0% East Windsor 4 1,809 - - 1,809 5,677 32% Freehold 1 1,143 - - 1,143 4,141 28% Helmetta - - - - - 986 0% Helmetta BOE - - - - - 2 0% Jamesburg - - - - - 1,908 0% Kearny 2 2,270-2,270-14,252 0% Little Falls 2 10,840 - - 10,840 7,343 148% Metuchen 9 21,572-10,610 10,962 8,265 133% Metuchen Parking Auth - - - - - 83 0% Millstone 2 2,812 - - 2,812 2,201 128% Milltown - - - - - 4,509 0% Monroe 1 3,676 - - 3,676 15,372 24% New Brunswick 1 - - - - 16,987 0% New Brunswick Parking Auth 4 11,122-10,862 260 31,273 1% North Brunswick 2 2,340 - - 2,340 11,471 20% Pequannock 6 37,718-21,416 16,302 9,127 179% Plainsboro - - - - - 5,104 0% Pompton Lakes 3 9,737 - - 9,737 2,962 329% Sayreville 10 45,731 - - 45,731 10,688 428% Sayreville Econ Devel - - - - - 1 0% Sayreville Emergency Squad - - - - - 21 0% Sayreville Morgan First Aid - - - - - 10 0% South Amboy BOE - - - - - 7,534 0% South Bound Brook 2 13,643 - - 13,643 362 3773% South Bound Brook Rescue - - - - - 74 0% South Plainfield 3 26,324 - - 26,324 1,815 1450% South River 4 13,828-13,263 565 6,182 9% South River Parking Auth - - - - - 1 0% Spotswood 5 24,892-12,662 12,231 2,198 556% Spring Lake Hts 1 4,649-4,649-1,354 0% Totals 77 299,847-75,731 224,115 189,375 118% 1/21/2013 17 of 23
Property Damage Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Recov/Subro Total Incurred Assessment % 2001-2011 Bound Brook 25 64,803 13,500 5,085 73,219 42,691 172% Bound Brook Rescue 1 4,416 - - 4,416 3,604 123% Bradley Beach 36 114,656-27,144 87,512 62,361 140% Bradley Beach First Aid - - - - - 2,536 0% Carteret 25 119,237 10 752 118,495 109,406 108% Carteret Redev. Agency - - - - - 10 0% Dunellen 8 41,878-3,196 38,683 24,391 159% Dunellen Parking Auth. 1 - - - - 3,010 0% East Windsor 42 165,811 10,625 8,395 168,041 81,196 207% Freehold 3 1,729 11,914-13,643 31,646 43% Helmetta 8 142,370 - - 142,370 16,813 847% Helmetta BOE - - - - - 2 0% Highland Park 9 112,004-58,510 53,494 34,982 153% Highland Park First Aid - - - - - 1,203 0% Jamesburg 11 313,706-241,979 71,727 32,958 218% Kearny 42 110,804-35,292 75,513 192,027 39% Little Falls 6 24,925-8,585 16,340 24,021 68% Metuchen 37 130,750-21,722 109,028 105,297 104% Metuchen Parking Auth - - - - - 5,927 0% Middlesex 17 90,422-4,390 86,032 31,926 269% Millstone 16 45,761 - - 45,761 23,641 194% Milltown 12 639,697-100,500 539,197 55,926 964% Monroe 8 863,905-772,758 91,147 133,213 68% New Brunswick 19 38,055 5,000 20,000 23,055 321,274 7% New Brunswick Parking Auth 14 81,927 11,880 14,460 79,347 335,812 24% North Brunswick 27 74,643-1,089 73,554 257,612 29% North Brunswick BOE 4 27,566-2,244 25,322 518,203 5% Pequannock 9 40,693-21,416 19,277 29,858 65% Plainsboro 22 115,305-37,399 77,906 128,726 61% Plainsboro Library 1 48,104 1,896-50,000 4,577 1092% Pompton Lakes 10 128,501-67,194 61,307 19,546 314% Sayreville 59 657,960-324,579 333,380 257,297 130% Sayreville BOE 4 92,886-61,328 31,558 345,284 9% Sayreville Econ Devel 1 825-825 - 14 0% Sayreville Emergency Squad - - - - - 161 0% Sayreville Morgan First Aid 2 595 - - 595 79 750% Sea Bright 8 14,286-2,800 11,486 28,368 40% South Amboy 20 41,337-15,426 25,911 42,932 60% South Amboy BOE 1-12,500-12,500 185,888 7% South Bound Brook 9 92,884-30,054 62,830 15,477 406% South Bound Brook Rescue - - - - - 1,519 0% South Brunswick 2 2,985 - - 2,985 123,360 South Plainfield 21 216,434-49,323 167,111 78,751 212% South River 101 564,914 49,000 415,149 198,765 153,084 130% South River Parking Auth - - - - - 5 0% South River Rescue - - - - - 1,209 0% Spotswood 37 947,401 13,501 739,878 221,024 57,386 385% Spotswood BOE 6 61,750 - - 61,750 108,974 57% Spring Lake Hts 12 32,937 7,578 13,764 26,750 45,277 59% All Years 696 6,268,865 137,403 3,105,236 3,301,032 4,079,458 81% 1/21/2013 18 of 23
Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Workers' Compensation Total Member # Claims Total Paid Total Reserve Subro/Recov Total Incurred Excess Rec Assessment % 2012 Bound Brook 7 9,649 6,351-16,000-157,469 10% Carteret 27 67,704 50,295-117,999-210,664 56% Dunellen 2 12,057 1,271-13,328-86,803 15% Dunellen Parking Auth. - - - - - - 3,685 0% East Windsor 14 21,580 18,964-40,544-128,524 32% Freehold 12 42,202 21,557-63,759-180,024 35% Helmetta 3 1,604 196-1,800-36,295 5% Jamesburg - - - - - - 71,861 0% Kearny 39 113,314 70,560-183,874-419,385 44% Metuchen 6 5,649 8,759-14,408-105,322 14% Metuchen Parking Auth - - - - - - 9,946 0% Millstone 1 146 2,384-2,530-56,726 4% Milltown 9 36,854 34,162-71,016-153,638 46% Monroe 25 306,366 183,474-489,840-354,808 138% New Brunswick 52 101,297 175,849-277,146-734,825 38% New Brunswick Parking Auth 6 13,576 12,515-26,091-47,588 55% Plainsboro 9 31,941 42,766-74,707-101,613 74% Plainsboro Library - - - - - - 3,540 0% Pompton Lakes 13 51,180 88,720-139,900-203,136 69% Sayreville 26 33,719 102,474-136,193-414,283 33% South Amboy BOE 6 4,282 5,218-9,500-85,756 11% South Bound Brook 6 6,961 3,415-10,376-56,551 18% South Brunswick 27 76,322 162,739-239,061-252,821 95% South Plainfield 25 30,333 20,942-51,275-247,525 21% South River 13 5,654 18,369-24,023-266,380 9% Spotswood 4 2,720 4,055-6,774-73,065 9% Spring Lake Hts 6 4,923 9,561-14,484-49,897 29% Totals 338 980,034 1,044,596-2,024,630-4,512,129 45% 1/21/2013 19 of 23
Workers' Compensation Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Excess Rec Assessment % 2011 Bound Brook 12 69,599 84,774-154,373-156,643 99% Bradley Beach 4 13,993 - - 13,993-206,622 7% Carteret 32 128,614 167,060-295,674-209,558 141% Dunellen 5 6,908 189-7,097-86,347 8% Dunellen Parking Auth. - - - - - - 3,666 0% East Windsor 13 77,379 81,630-159,009-127,849 124% Freehold 14 24,565 27,295-51,860-178,432 29% Helmetta 2 68,447 50,733-119,180-36,105 330% Jamesburg 4 6,669 880 5,336 2,214-71,484 3% Kearny 30 146,327 208,924-355,251-417,184 85% Metuchen 9 90,907 119,886-210,793-104,769 201% Metuchen Parking Auth 2 3,032 - - 3,032-9,893 31% Millstone 7 52,856 140,378-193,234-56,428 342% Milltown 12 92,142 72,994-165,136-152,832 108% Monroe 30 176,082 31,674-207,756-352,946 59% New Brunswick 50 381,221 493,635-874,856-730,969 120% New Brunswick Parking Auth 4 3,803 - - 3,803-47,339 8% Plainsboro 11 40,489 11,816-52,305-101,079 52% Plainsboro Library - - - - - - 3,376 0% Pompton Lakes 19 23,662 53,010-76,672-202,070 38% Sayreville 30 205,333 133,583-338,916-412,109 82% South Amboy BOE 8 111,139 104,006-215,145-85,306 252% South Bound Brook 6 112,380 176,950-289,330-56,254 514% South Brunswick 36 121,277 160,651 9,308 272,620-229,886 119% South Plainfield 14 14,669 6,532-21,201-237,528 9% South River 12 83,021 43,624-126,645-262,553 48% South River Parking Auth - - - - - - 2,428 0% Spotswood 11 80,690 144,999-225,689-72,682 311% Spring Lake Hts 8 10,970 7,971-18,941-49,635 38% Totals 385 2,146,177 2,323,194 14,643 4,454,727-4,663,973 96% 1/21/2013 20 of 23
Workers' Compensation Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Excess Rec Assessment % 2010 Bound Brook 10 297,151 183,157-480,308-139,968 343% Bradley Beach 3 15,582 - - 15,582-188,624 8% Carteret 31 280,764 245,827 34,140 492,452-182,977 269% Dunellen 7 8,004 3,000-11,004-77,510 14% Dunellen Parking Auth. - - - - - - 3,020 0% East Windsor 21 64,942 - - 64,942-125,651 52% Freehold 20 65,114 14,332 456 78,989-79,673 99% Helmetta 1 29,906 74,594-104,500-17,429 600% Helmetta BOE - - - - - - 313 0% Jamesburg 3 4,955 - - 4,955-64,069 8% Kearny 44 336,140 239,070 11,334 563,876-385,971 146% Little Falls 18 66,886 27,821-94,708-94,220 101% Metuchen 7 7,922 - - 7,922-88,729 9% Metuchen Parking Auth - - - - - - 8,601 0% Millstone 9 42,604 76,532-119,136-49,334 241% Milltown 10 25,048 - - 25,048-137,851 18% Monroe 14 30,837 - - 30,837-122,453 25% New Brunswick 58 473,958 272,864 12,070 734,752-651,558 113% New Brunswick Parking Auth 4 2,038 - - 2,038-25,447 8% North Brunswick 58 387,953 183,436 102,117 469,272-189,065 248% Pequannock 13 60,530 85,953-146,483-123,563 119% Plainsboro 12 91,952 116,746-208,698-45,329 460% Plainsboro Library - - - - - - 1,566 0% Pompton Lakes 18 110,648 24,235-134,882-183,488 74% Sayreville 39 238,540 262,751-501,291-180,932 277% South Amboy BOE 18 38,169 145,190-183,359-37,095 494% South Bound Brook 2 1,249 2,496-3,745-24,087 16% South Plainfield 22 31,200 2,114-33,313-105,387 32% South River 23 151,361 7,466 3,883 154,944-116,503 133% South River Parking Auth - - - - - - 1,109 0% Spotswood 7 128,056 58,513-186,569-31,270 597% Spring Lake Hts 6 19,269 - - 19,269-22,859 84% Totals 478 3,010,780 2,026,096 164,001 4,872,876-3,505,654 139% 1/21/2013 21 of 23
Workers' Compensation Middlesex County Municipal Joint Insurance Fund Loss Run Analysis Member # Claims Total Paid Total Reserve Total Subro/Recov Total Incurred Excess Rec Assessment % 2000-2011 Bound Brook 116 763,630 274,283-1,037,913-1,271,746 82% Bradley Beach 107 1,038,854 51,210 16,689 1,073,376-1,566,935 69% Carteret 268 2,271,164 807,436 62,711 3,015,889-1,592,756 189% Dunellen 56 185,208 4,460 17,479 172,189-735,754 23% Dunellen Parking Auth. - - - - - - 24,183 0% East Windsor 223 1,846,831 412,229 2,063 2,256,997-1,441,869 157% Freehold 63 418,549 149,834 456 567,927-596,167 95% Helmetta 24 256,614 125,523-382,137-184,893 207% Helmetta BOE - - - - - - 1,955 0% Highland Park 105 698,205-73,653 624,552-497,138 126% Jamesburg 47 316,001 61,189 5,336 371,854-481,497 77% Kearny 606 2,919,441 762,949 107,419 3,574,972-4,305,956 83% Little Falls 55 603,743 323,406 3,667 923,483-284,701 324% Metuchen 185 1,093,813 128,645 48,737 1,173,721-932,278 126% Metuchen Parking Auth 3 3,032 - - 3,032-61,861 5% Middlesex 159 685,267-87,242 598,025-739,904 81% Millstone 34 156,963 235,832-392,795-435,419 90% Milltown 131 790,550 187,903 7,795 970,658-1,335,481 73% Monroe 69 513,286 215,148-728,434-830,207 88% New Brunswick 728 4,253,254 1,527,517 139,360 5,641,412-6,377,494 88% New Brunswick Parking Auth 56 74,644 12,515 1,333 85,827-323,108 27% North Brunswick 494 3,385,123 231,036 201,868 3,414,291-2,494,740 137% North Brunswick BOE 392 2,173,660 418,400 19,886 2,572,174-2,026,926 127% Pequannock 47 397,132 173,516-570,648-373,802 153% Plainsboro 206 1,476,994 282,040 93,387 1,665,646-801,221 208% Plainsboro Library - - - - - - 29,794 0% Pompton Lakes 92 292,749 165,965-458,714-913,589 50% Sayreville 486 3,078,762 943,658 80,336 3,942,084-3,872,604 102% Sayreville BOE 216 1,734,966 141,188-1,876,154-1,241,063 151% Sea Bright 31 179,904-30,582 149,322-319,258 47% South Amboy 129 2,304,437 265,047 194,099 2,375,385-1,629,432 146% South Amboy BOE 133 621,044 396,925-1,017,969-607,425 168% South Bound Brook 61 355,888 185,057-540,945-441,715 122% South Brunswick 63 197,599 323,390 9,308 511,681-482,707 106% South Plainfield 236 1,050,290 331,065 21,818 1,359,537-2,064,001 66% South River 301 1,707,280 664,769 75,827 2,296,222-2,119,139 108% South River Parking Auth - - - - - - 11,517 0% Spotswood 109 787,146 433,114 34,821 1,185,439-630,592 188% Spotswood BOE 65 423,117 85,965 917 508,164-564,435 90% Spring Lake Hts 91 1,214,965 95,732 103,106 1,207,591-417,551 289% All Years 6,187 40,270,107 10,416,946 1,439,896 49,247,156-45,062,813 109% 1/21/2013 22 of 23
Middlesex County Municipal Joint Insurance Fund Loss Run Analysis All Lines / All Years Total Member # Claims Total Paid Total Reserve Recov/Subro Total Incurred Excess Rec Assessment % Bound Brook 309 2,686,304 334,381 5,168 3,015,516-2,316,379 130% Bound Brook Rescue 6 33,531 2,000-35,531 88,088 40% Bradley Beach 263 2,114,799 180,290 50,356 2,244,733-2,294,724 98% Bradley Beach First Aid 2 5,281-3,663 1,619 18,964 9% Carteret 636 4,531,321 937,564 163,456 5,305,430-3,795,178 140% Carteret Redev. Agency - - - - - 11,743 0% Dunellen 293 591,463 24,823 45,972 570,314-1,309,471 44% Dunellen Parking Auth. 5 5,073-1,961 3,112-60,252 5% East Windsor 504 2,720,565 430,387 60,235 3,090,717-2,915,272 106% Freehold 192 619,243 222,585 6,627 835,201-1,041,157 80% Helmetta 59 436,976 125,523 1,626 560,873-502,150 112% Helmetta BOE - - - - - - 14,756 0% Highland Park 281 1,405,304-135,874 1,269,431-1,214,328 105% Highland Park First Aid - - - - - 24,873 0% Highland Park Redev. Agenc - - - - - 1,769 0% Jamesburg 126 1,268,358 102,493 262,015 1,108,837-1,030,008 108% Kearny 1,296 6,234,185 1,081,131 272,820 7,042,496-8,245,642 85% Little Falls 101 704,933 323,406 25,489 1,002,851-556,745 180% Metuchen 514 2,345,120 820,310 117,598 3,047,832-2,105,158 145% Metuchen Parking Auth 18 4,782 - - 4,782-224,937 2% Middlesex 336 1,436,950 60 133,564 1,303,446-1,837,652 71% Millstone 142 406,238 438,006-844,244-828,202 102% Milltown 265 1,619,458 191,403 121,040 1,689,821-2,205,880 77% Monroe 218 1,583,571 417,105 779,957 1,220,719-1,458,550 84% New Brunswick 1,725 11,834,931 3,334,685 356,187 14,813,429-12,957,903 114% New Brunswick Parking Auth 348 628,075 49,010 27,621 649,464-1,262,184 51% North Brunswick 1,066 6,698,532 352,592 313,014 6,738,110-5,338,203 126% North Brunswick BOE 493 2,544,633 548,701 27,697 3,065,638-3,088,118 99% Pequannock 102 474,062 182,676 31,450 625,288-713,958 88% Plainsboro 341 2,740,567 354,331 159,788 2,935,109-2,190,639 134% Plainsboro Library 1 48,104 1,896-50,000-42,678 117% Pompton Lakes 179 573,162 188,662 71,189 690,636-1,343,452 51% Pompton Lakes Comm Part. - - - - - - 1,964 0% Sayreville 1,135 5,767,405 1,404,897 496,133 6,676,169-7,454,249 90% Sayreville BOE 279 2,886,292 141,188 78,671 2,948,809-2,155,235 137% Sayreville Econ Devel 1 825-825 - 21,177 0% Sayreville Emergency Squad 5 19,543 16,093-35,636-47,429 75% Sayreville Morgan First Aid 2 595 - - 595-34,747 2% Sea Bright 85 388,656-59,247 329,409-604,934 54% South Amboy 276 3,638,696 423,875 236,398 3,826,172-2,674,699 143% South Amboy BOE 158 825,720 979,399-1,805,119-1,037,440 174% South Amboy Econ Devel - - - - - 12,656 0% South Amboy PTO - - - - - - 3,282 0% South Bound Brook 117 574,001 290,613 30,054 834,560-858,875 97% South Bound Brook Rescue - - - - - 8,114 0% South Plainfield 542 2,709,123 391,680 132,928 2,967,876-3,864,951 77% South River 624 2,744,404 774,721 502,963 3,016,162-3,655,982 82% South River Parking Auth - - - - - - 23,970 0% South River Rescue - - - - - - 12,815 0% Spotswood 331 3,776,703 466,847 799,615 3,443,934-1,279,820 269% Spotswood BOE 84 547,325 91,065 2,117 636,272-912,837 70% Spotswood First Aid 3 6,758-5,203 1,555-32,508 5% Spring Lake Hts 172 1,624,694 248,462 119,941 1,753,215-912,203 192% Totals 13,635 81,806,261 15,872,860 5,638,461 92,040,659-86,648,902 106% 1/21/2013 23 of 23