Getting Your Drone Off the Ground: An Insider's Look at the New FAA Regs

Getting Your Drone Off the Ground: An Insider's Look at the New FAA Regs

Asking Questions

Anti-Trust Policy Before we begin our meeting, please keep in mind that numerous state and Federal laws absolutely prohibit the exchange of information among competitors regarding price, refusals to deal, or agreements to proceed in certain anticompetitive respects, and that no such exchange of this information is either sanctioned by NAMIC or will be permitted during our meeting. This is a very serious matter and your cooperation will be appreciated. Although The McCarren-Ferguson Act has given a limited exemption to the insurance industry from certain otherwise prohibited activities, board members should realize that the exemption provided companies has definite limits and that NAMIC itself, as a trade association, has no such exemption. Activities, both in and out of the meeting room, are exempt only if they: a) involve the business of insurance; b) are regulated by state law; and c) do not constitute an agreement to boycott, coerce and/or intimidate or an act to further any of the three. Please note that legislative activities are protected by the 1 st Amendment and are generally not subject to anti-trust laws. Conviction upon violation of the anti-trust laws (Sherman Act, Clayton Act, FTC Act and Robinson-Patman Act) will result in mandatory jail sentences, fines or both, even for first offenders who are otherwise leaders in their communities. Beside discussions involving any possible insurance market boycott, coercion and/or intimidation, which are never protected under any circumstances, here are some practices which you should not initiate nor participate in as they may expose you, your company, and NAMIC to possible anti-trust investigation and/or prosecution by the FTC or Justice Department. Discussing any of the following: Price, profits, commission, reinsurance or any other cost components and elements. Rates or the stabilizing of rates or other terms or conditions of any products to be offered for sale. Underwriting criteria with an eye toward standardizing. A market division plan without a state law covering the plan, including discussions of type or products to be offered, customers to whom insurance products may be sold or the territories in which they may be sold. Matters that would adversely affect availability of insurance or services to the public. Future rate plans including actuarial projections. Fair profit levels. Keeping access to NAMIC membership unduly restrictive or denying unique services of NAMIC to nonmembers. Developing standards for company operations. Trading information on bidding for office equipment and supplies or agreeing to collectively refrain from purchasing any equipment, services or supplies from any supplier. Suggesting a certain credit policy. Referring to any company or agency by specific name in any example you may give as an illustration during our discussions. If any of the above occurs, you should object, have your objection noted in the minutes of any meeting and, if the discussion or practice continues, leave the room. Further, the prohibitions apply to discussions in an informal or social setting, not just regularly scheduled meetings. If you see any prohibited practices occurring in any NAMIC meeting or social event, please mention your concern to an officer of the Association.

Tom Karol General Counsel, Federal Affairs National Association of Mutual Insurance Companies tkarol@namic.org

Unmanned Aircraft Systems (UAS) 101 Presented to: NAMIC Presented by: Danielle Corbett Date: August 29, 2016

Overview What is a UAS FAA Authority UAS Registration Small UAS Rule (Part 107) Next Steps in Integration Research, Security, & Enforcement Outreach Efforts 2

What is a UAS? A UAS is a system: 1. Unmanned Aircraft 2. Ground Control Station 3. Command & Control Link(s) Also known as: Unmanned Aerial Vehicle (UAV) Remotely Piloted Aircraft System (RPAS) RC Model Aircraft Drone Communication 3

Why Use a UAS UAS operations are particularly effective for missions that are dangerous or dull Humans are not put at risk Continuous operations are possible Operations with UAS often cost less than using manned aircraft 4

FAA Authority U.S. airspace is public space 49 U.S.C. 40103(a)(1) UAS are aircraft subject to regulation 49 U.S.C. 40102(a)(6); 14 CFR 1.1; PL 112-95 331, 336 An aircraft is any device used, or intended to be used, for flight UAS must comply with FAA regulations 5

Online UAS Registration Applies to small UAS 0.55-55 lbs. flown outside Owner must provide name, address, email Non-recreational owners must provide make, model, and serial number (if available) of each suas 6

Hobby/Recreational Aircraft Do not need FAA authorization to fly, but they must fly safely at all times: Avoid manned aircraft Maintain visual line-of-sight Strictly hobby/recreation Require registration UAS greater than 0.55 pounds Operated outdoors 7

The Small UAS Rule (Part 107) Rules for routine commercial use for small UAS (less than 55 pounds) In effect August 29, 2016 No change for hobby / recreation operations 8

Becoming a Pilot under Part 107 Remote Pilot Certificate with suas rating Must be 16 years old or older Must read, write, speak, understand English TSA security screening Pass knowledge exam at FAA-approved Knowledge Testing Center Airman Certification Standards Study Guide Online Training Course https://www.faasafety.gov 9

Aeronautical Knowledge Exam Topics Applicable regulations relating to small unmanned aircraft system rating privileges, limitations, and flight operation Airspace classification and operating requirements, and flight restrictions affecting small unmanned aircraft operation Aviation weather sources and effects of weather on small unmanned aircraft performance Small unmanned aircraft loading and performance Emergency procedures Crew resource management Radio communication procedures Determining the performance of small unmanned aircraft Physiological effects of drugs and alcohol Aeronautical decision-making and judgment Airport operations Maintenance and preflight inspection procedures 10

Part 107 Operating Rules Remote Pilot Certificate Visual line-of-sight Daylight or civil twilight Not directly over people Must yield right-of-way to manned aircraft One UAS per pilot in command Max groundspeed of 100 mph Altitude 400 or 400 radius Airspace authorization for class B, C, D, and E surface areas 11

Waivable Rules under Part 107 Operation from a moving vehicle or aircraft ( 107.25) Daylight operation ( 107.29) Visual line of sight aircraft operation ( 107.31) Visual observer ( 107.33) Operation of multiple small unmanned aircraft systems ( 107.35) Yielding the right of way ( 107.37(a)) Operation over people ( 107.39) Operation in certain airspace ( 107.41) Operating limitations for small unmanned aircraft ( 107.51) 12

Part 107 Airspace Requirements Operations in Class G are allowed without air traffic control authorization Operations in Class B, C, D airspaces, and Class E airspace designated for airports require authorization from ATC 13

Operations Over People Rulemaking Stakeholder committee recommended regulatory framework for UAS operations over people to FAA on April 1, 2016 Report outlines four categories of small UAS operations Defined primarily by level of risk of injury posed The FAA is considering these recommendations and developing a performance-based rule that would allow operations over people under part 107 14

Reporting Unsafe UAS Activity While flying or at the airport: Report the sighting to Air Traffic Control Anywhere else: Call local law enforcement Be as detailed & specific as possible Location, altitude, direction, pictures, videos, etc. 15

UAS Outreach and Education 16

Questions? Danielle Corbett danielle.corbett@faa.gov 17