Terms and Conditions for Participants

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Terms and Conditions for Participants 1. Al Rajhi Bank Flights Offer is promoted by ARBM (The Client). All bookings, customer service and customer communication are provided by Inspire Ltd. (The Organiser). 2. This campaign is only open to persons who are residents of Malaysia aged eighteen (18) and above. The Participant needs to be in possession of a passport that is valid for at least six (6) months from the return date of any flight. 3. Only the successful eligible Customers of the Eligible Products who successfully passed the verification procedure on www.banknfly.com, can take part and are entitled for participation in this campaign (The Participants). 4. Subject to these Terms and Conditions, the Client is giving complimentary Return Flight Vouchers to Participants who purchase an Eligible Product during the promotion period from 31.10.2017 to 31.08.2018. 5. The Return Flight Vouchers will be offered to Participants, via redemption of this campaign only, of the flight carrier base fare, taxes, passenger duty, fuel surcharges, service charge and airport fee. All other costs associated with the flight will be borne by the Participant. Such other costs include, but are not limited to (i) any baggage or other charges made in connection with the flight or in addition to the fare (ii) any insurance/takaful protection (iii) any additional fees for card payments (iv) any fees for hotel, car hire, airport transfers, taxis, car park, seat upgrade, food and drink, visas, immigration documents or any other additional fees and services. 6. Within thirty (30) days after service activation/purchase or receiving of the voucher code, the Participant shall log onto the campaign website (www.banknfly.com), using their free flight voucher code as a login code. The Participant shall complete the online application form with their full name and e-mail address as well as select their departure airport and three (3) possible destinations and three (3) possible travel dates (inbound and outbound). The proposed travel dates shall be in different months and thirty (30) days apart from each other. The earliest travel date the Participant can choose is forty-five (45) calendar days from the date of their service activation. The Participant shall receive a personalized confirmation email within a maximum period of seven (7) days from the Organiser. 7. The e-mail sent by the Organiser to the Participant in accordance with point 6 above will contain a personalized direct link. The Participants, by following their personalized direct link received from the Organiser, shall log back in on the landing page and upload the scan or picture of the received Flight voucher (as provided at the Point of Sale), within forty-eight (48) hours of receiving the personalised direct link and submit their application online including personal details such as,

address, phone number and upload their international passport images and details of all other passengers flying along with the Participant. 8. After receiving all qualifying documents, the qualified Participant will receive a flight offer by e-mail within fourteen (14) days from the Organiser. Once the Participant has received a specific flight offer, they must notify the Organiser within forty-eight (48) hours, as to whether they wish to accept the offer or not. 9. Upon acceptance of the offer by the Participant, the Organiser shall issue the free flight ticket to the Participant. All these arrangements are between the Organiser and the Participant. 10. The Participant may add up to three (3) companion passengers to the application and enter their personal details. All costs for additional passengers shall be borne by the Participant. 11. By accepting the flight offer the Participant may also accept the price offer in respect of any of the companion passengers included in the same application and listed in the flight offer. The Participant shall pay for the companion ticket(s) with a credit card. 12. Availability of the flights is not guaranteed until the offer is booked. The offer cannot be booked if not confirmed within forty-eight (48) hours. 13. Subject to receiving confirmation from the Participant, the Organiser will contact the Participant to finalise the booking and send the e-ticket to the Participant. It is the Participant s responsibility to check the ticket details immediately and inform the Organiser within twelve (12) hours of receipt should the ticket details be incorrect. No cancellations or changes will be accepted thereafter. The flight ticket is not transferable. 14. The airport destinations are dependent on the departure airport, and not all destinations are available from all listed points of departures. The availability of flights may be limited depending on the chosen destination or travel time. The choice of carrier is at the sole discretion of the Organiser. The Participant is not entitled to demand a particular carrier, route or travel date. 15. The following airports of departure and destination are available: Domestic Free Flight (Investment Tier A) Kuala Lumpur Penang Alor Setar Johor Baru Kota Bharu Alor Setar Alor Setar Johor Baru Alor Setar Alor Setar Johor Baru Johor Baru Kota Bharu Kota Bharu Johor Baru Kota Bharu Kota Bharu Kota Kinabalu Kota Kinabalu Kota Kinabalu Kota Kinabalu Kota Kinabalu Kuala Kuala Kuala Kuala Kuala Kuala Lumpur Kuala Lumpur Kuala Lumpur

Trengganu Kuching Kuala Lumpur Kuching Kuching Kuching Langkawi Kuching Langkawi Langkawi Langkawi Miri Langkawi Miri Miri Miri Penang Miri Penang Penang Penang Pulau Pinang Kota Kinabalu Kuala Terengganu Kuching Langkawi Miri Alor Setar Alor Setar Alor Setar Alor Setar Alor Setar Johor Baru Johor Baru Johor Baru Johor Baru Johor Baru Kota Bharu Kota Bharu Kota Bharu Kota Bharu Kota Bharu Kuala Kota Kinabalu Kota Kinabalu Kota Kinabalu Kota Kinabalu Kuala Lumpur Kuala Lumpur Kuala Kuala Kuala Kuching Kuching Kuala Lumpur Kuala Lumpur Kuala Lumpur Langkawi Langkawi Langkawi Kuching Kuching Miri Miri Miri Miri Langkawi Penang Penang Penang Penang Penang International Free Flight (Investment Tier B) Kuala Lumpur Bangkok Brunei Chang mai Denpasar Hanoi Ho chi minh city Hong Kong Jakarta Krabi Lombok Macau Mactan Cebu Manila Penang Phnom Penh Phuket Singapore Vientiane Singapore Bangkok Brunei Denpasar Hanoi Ho chi minh city Hong Kong Jakarta Krabi Kuala Lumpur Mactan Cebu Manila Penang Phnom Penh Phuket Surabaya Taipeh 16. All flights are subject to booking availability. This promotional offer is not valid for journeys over Eid, on Christmas Day and New Year s Day. Some periods (e.g. religious and school holidays) and dates may be restricted depending on the chosen

destination and travel time. The availability of flights may also be restricted by special events, trade fairs or local holidays. 17. Each Flight Voucher application is limited for a single use. The right to a Flight Voucher is valid per person, booking and flight. Only one (1) Flight Voucher can be redeemed per person and household. Flight Vouchers cannot be used in combination with each other. 18. This promotional offer does not entitle the Participant to travel via a particular route, on a particular carrier or on a particular date and the Participant may be offered an alternative destination or travel date to the one requested. 19. All travel (departure and return) must be completed by 31.10.2019. All flights must be booked by the 30.11.2018. The minimum stay is three (3) calendar days. The maximum stay is thirty (30) calendar days. 20. The Client and Organiser do not accept liability for changes to flight schedules, routes or destinations and reserve the right to use other service providers as an alternative. In the event of war, earthquake, disaster or similar acts where there are circumstances wholly outside the reasonable control of the Client and only where circumstances make this unavoidable, the Client reserves the right to withdraw this promotion without notice and without offering compensation. 21. In no circumstances shall the Client be liable in any manner whatsoever for any of the above arrangements between the Participant and the Organizer. 22. The right of the Participant and any person travelling with the Participant to claim compensation is subject to carrier regulatory provisions. The Client and the Organiser are not liable for compensation related to failures by the carrier. 23. No cash alternative will be offered in exchange for the promotional offer. Each promotion offer is limited for a single use and only one (1) free flight may be redeemed per person, booking and flight. 24. Code and confirmations received during the Participant application processing are personal and non-transferable. Bookings cannot be requested or made for by third parties and flights may not be booked by third parties using the name of the Participant. 25. The Organiser reserves the right to request a proof of purchase/sales receipt from the Participant. Furthermore, the Organiser reserves the right to verify all claims, check the content of all applications and registrations to ensure the Participant s compliance with these Terms & Conditions and to refuse to award a flight or withdraw flight entitlement where there are reasonable grounds to believe there has been a breach of these Terms & Conditions or any instructions forming part of this promotion

entry requirements or otherwise where the Participant has gained unfair advantage in participating in the offer or claimed using fraudulent means. 26. Personal data captured during the course of the promotion shall be processed in accordance with applicable data protection laws and regulations. The personal data shall be processed for the purpose of execution of this promotion. No personal data shall be passed to third parties except where these are required for booking and other promotion fulfilment purposes. 27. The Client and the Organiser shall not accept any responsibility for claims lost and delayed or for those claims not received by the application cut-off. It is the Participant s responsibility to ensure that correct details are provided for claims to be processed. The Client and the Organiser will not be liable for any traffic congestion or internet inaccessibility. 28. By participating in this Campaign, the Participant shall be deemed to have accepted these Terms and Conditions. 29. All written correspondence shall be sent to the addresses as shown on the campaign website www.banknfly.com. Participants who have queries or complaints about the free flight redemption may contact the Organiser at the corresponding address, or alternatively call the Organiser by phone or email using the contact details on the campaign website www.banknfly.com. 30. The Participant acknowledges and accepts that failure to comply with the provision of the documentation and information in accordance with the terms and conditions of this agreement will cause the Participant to lose their right to receive the free flight ticket without liability incurred by the Client and the Organiser. 31. Time whenever mentioned in the Agreement shall be of the essence of the contract.