Independence Bank presents. Discover Croatia. September 19 30, 2015

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Independence Bank presents Discover Croatia September 19 30, 2015 Book Now & Save $ 200 Per Person For more information contact Laurie Thacker, Independence Bank (270) 686-1776 lthacker@1776bank.com

12 Days 15 Meals: 10 Breakfasts, 5 Dinners HIGHLIGHTS Opatija, Plitvice Lakes National Park, Dubrovnik, Family-Style Dinner in Cilipi, Split, Diocletian's Palace, Ljubljana, Lake Bled, Pletna Boat Ride, Wine Tasting ITINERARY AT A GLANCE Day 1 Overnight Flight Days 2, 3 Hotel Bristol, Opatija, Opatija Day 4 Jezero Hotel, Plitvice Days 5 7 Valamar Lacroma Resort, Dubrovnik Day 8 Atrium Hotel, Split Days 9, 10 Hotel Lev, Ljubljana Day 11 Crowne Plaza Quarto d'altino, Venice On some dates alternate hotels may be used. Day 1: Saturday, September 19, 2015 Overnight Flight Join us and explore Croatia and the countries of the Adriatic. This is a must see region filled with ancient cities, medieval architecture, unique cultures, rolling hills and stunning coastal scenery. Day 2: Sunday, September 20, 2015 Opatija, Croatia - Tour Begins Your tour begins in the seaside resort of Opatija. This evening, get to know your fellow travelers during a special welcome dinner. (D) Day 3: Monday, September 21, 2015 Opatija Opatija, known as Croatia s Riviera, was once the summer retreat for Roman Caesars and Hapsburg Monarchs. Spend the day exploring the town on your own or you may choose to join your fellow travelers on an optional trip to Pula to visit the second-largest Roman coliseum in the world. (B) Day 4: Tuesday, September 22, 2015 Opatija - Plitvice Lakes After breakfast, travel to Croatia s most beautiful national park, Plitvice Lakes. This UNESCO World Heritage site promises inspiring scenery as you travel among its sixteen terraced lakes and dense forests. A series of waterfalls and free flowing cascades connects each lake to the other. Complete the experience with a short cruise that takes you into the heart of this natural wonder. (B, D) Day 5: Wednesday, September 23, 2015 Plitvice Lakes - Dubrovnik This morning we continue south through the heart of Croatia, towards the medieval city of Dubrovnik. Along the way, enjoy magnificent views of the sparkling blue waters of the Adriatic Sea. (B, D) Day 6: Thursday, September 24, 2015 Dubrovnik Join an expert local guide on a tour of Old Dubrovnik, a UNESCO World Heritage site. Visit the Franciscan Monastery, where Europe s oldest pharmacy lies; Rector s Palace, the City Walls, and many more historical sites. The remainder of the day is at leisure to explore this fascinating city on your own or join us for an optional excursion. (B) Day 7: Friday, September 25, 2015 Dubrovnik The day is at leisure to relax, independently explore Dubrovnik, marvel at the rocky coastline and crystal blue waters, or join your fellow companions on an optional Montenegro excursion. This evening, travel to the culturally rich Konavle region to Cilipi for a family-style dinner in a locallyowned restaurant. While visiting with the local family you ll learn about life in the Croatian heartland and sample regional wines. At dinner, servers introduce you to a culinary feast, prepared in the way of their ancestors. (B, D) Day 8: Saturday, September 26, 2015 Dubrovnik - Split Today, savor stunning sea views as you travel up the winding coastal road, hugging the sheer cliffs that drop into the aquamarine Adriatic Sea. Enjoy a stop in a quaint village in the Croatian countryside. You will have time to taste the local specialties and perhaps walk through the village square. Upon arrival in Split, set out on a walking tour featuring the impressive Diocletian's Palace, one of the most significant late- Roman historical monuments and a UNESCO World Heritage site. In addition, see the peristyle of the palace and the Temple of Jupiter. Then, continue to your hotel located in the center of Split. (B) Day 9: Sunday, September 27, 2015 Split - Ljubljana, Slovenia Your adventure continues up the coast and into Slovenia where your destination is the quaint capital of Ljubljana. Upon arrival you will be met by a local expert who will introduce you to this lovely town nestled along the banks of the river. A tour includes the impressive City Hall and a visit to magnificent St. Nicholas s cathedral. After a short stroll through the city center we arrive at our hotel. (B) Day 10: Monday, September 28, 2015 Ljubljana Today is yours to relax in this lovely town where you can browse the many shops, visit Tivoli Park or walk along the canal. You may also choose to join an optional excursion outside the city. (B)

DON T MISS OUT! BOOK NOW Double $4,149 *; Single $4,899; Triple $4,119 Regular rates: Double $4,349; Single $5,099; Triple $4,319 Included in Price: Round Trip Air from Nashville Metro Airport, Air Taxes and Fees/Surcharges, Hotel Transfers Not included in price: Cancellation Waiver and Insurance of $260 per person * All Rates are Per Person and are subject to change IMPORTANT CONDITIONS: Your price is subject to increase prior to the time you make full payment. Your price is not subject to increase after you make full payment, except for charges resulting from increases in government-imposed taxes or fees. Once deposited, you have 7 days to send us written consumer consent or withdraw consent and receive a full refund. (See registration form for consent.) Day 11: Tuesday, September 29, 2015 Ljubljana - Lake Bled - Koper - Venice, Italy Region Today will surely be a highlight as you travel to Bled. Experience the old-world charm that comes with taking a pletna boat to the island in the center of Lake Bled. There we visit the 17th-century cathedral, St. Mary s Church, and the wishing bell. You will have some free time to stroll the paths of this lakeside community. Next, make a stop in Koper where you will have a chance to taste some of the local vintages at a winery. From there you travel to your hotel on the outskirts of Venice where you can easily take the train into the city or just relax before joining your fellow travelers for a farewell dinner to celebrate the end of a marvelous journey around the Adriatic. (B, D) Day 12: Wednesday, September 30, 2015 Venice - Tour Ends Your tour comes to a close in Venice this morning. (B) Book Now & Save $ 200 Per Person Experience It! Dubrovnik A group of refugees from Epidaurum (today s Cavtat) founded Dubrovnik in the first half of the 7th century. The city was under the protection of the Byzantine Empire through the 12th century. From 1205-1358, Dubrovnik fell under the sovereignty of Venice. Dubrovnik ruled itself as a free state between the 14th century and 1808 as the Republic of Dubrovnik. It flourished in the 15th and 16th centuries and became the chief shipping rival to Venice. A devastating earthquake in 1667 killed over 5,000 citizens and marked the beginning of the decline for the Republic. The Republic officially met its final demise in 1808 after Napoleon s armies conquered it and Marshal Marmont abolished the Republic and integrated it into the Illyrian provinces. Since 1808, Dubrovnik has fallen under attack, been occupied and annexed several times, most recently as part of the second Yugoslavia (1945-1991); however, it continues to be one of the most beautiful and fascinating cities on the entire Adriatic. With its medieval walls that surround the old city, and the ancient buildings contained within, Dubrovnik is a UNESCO World Heritage site unlike any other. For more information visit https://gateway.gocollette.com/link/584825

Discover Croatia PLEASE NOTE: Book Now rates valid until Mar 30, 2015, valid on air inclusive packages only. To complete your tour, we include roundtrip airport-to-hotel transfers when purchasing Collette airfare with your tour. If you have arranged for your own air, we are pleased to provide you the option of purchasing these transfers. Please note that all transfers will leave at pre-scheduled times. Single accommodations are limited and are available on a first come, first served basis. Based on return flight options, an early morning departure from the hotel may be required on the last day. This tour requires average physical activity. You should be in good health, able to climb stairs and walk reasonable distances, possibly over uneven grounds and cobblestone streets. Due to itinerary scheduling, arrival flights must arrive into Venice, Italy airport by 2:30PM in order to transfer across the border to your overnight accommodations in Croatia. Air rate and schedule are applicable for groups of 10 or more traveling on the same flights and dates. A deposit of $250 per person due upon reservation. Reservations are made on a first come, first served basis. Reservations made after the seat reduction date of March 30, 2015 are based upon availability. Final payment due by July 19, 2015. Please note: deposits are fully refundable up until March 30, 2015, after that date certain charges apply. CST#2006766-20 UBN#601220855 Nevada Sellers of Travel Registration No. 2003-0279 RES#: 584825 TRAVEL DATE: 9/19/2015 TERRITORY: MC For Reservations Contact: Laurie Thacker (270) 686-1776 email: lthacker@1776bank.com Independence Bank, 2425 Frederica St, Owensboro, KY 42301-5437 A deposit of $250 per person due upon reservation. Reservations are made on a first come, first served basis. Reservations made after the seat reduction date of March 30, 2015 are based upon availability. Final payment due by July 19, 2015. Please note: deposits are fully refundable up until March 30, 2015, after that date certain charges apply. YOUR INFORMATION: Clearly print your full name (first/middle/last) as it appears on your government issued travel documentation. IMPORTANT: In order to avoid any unnecessary change fees, it is imperative that all guest names are entered correctly from the start. The information below must be the legal name and be 100% identical to the ID being used to travel <passport/driver s license> including middle names or suffixes <Jr, Sr>. First: Middle: Last: Suffix: Address: City: State: Zip Code: Phone: ( ) Cell: ( ) Email: Nickname: Gender: ( ) Male ( ) Female Date of Birth: (month/day/year) / / Passport Number: Date of Issuance: City, State, Country of Issuance: Citizenship: Expiration Date: Emergency Contact: Phone: ( ) ROOMING WITH: First: Middle: Last: Suffix: AIR GATEWAY: Departure airport for this tour: Air Seat Request: ( ) Aisle ( ) Window ( ) Next To Traveling Companion Collette cannot guarantee your seat preference. If you have not purchased air through Collette and wish to purchase transfers, you must transfer at our pre-scheduled times. AIR UPGRADE: I am interested in purchasing an air upgrade to business or first class ( ) Yes ( ) No Are you willing to separate from the group air schedule to accommodate your upgrade request? ( ) Yes ( ) No TRAVEL PROTECTION: ( ) Yes, I wish to purchase travel protection $260 ( ) No, I decline If you choose not to purchase Collette's Waiver Insurance Plan, you will incur penalties for changes and cancellations. Travel Protection Payment is due with first deposit. The Waiver Fee does not cover any single supplement charges which arise from an individual s traveling companion electing to cancel for any reason prior to departure. The single supplement will be deducted from the refund of the person who cancels. (There is coverage under Part B which includes a single supplement benefit of $1,000 for certain covered reasons. See Part B for details.) PLEASE MAKE CHECKS PAYABLE TO: Independence Bank ( ) Check ( ) Credit Card Waiver/Insurance Amount: $ Deposit Amount: $ Total amount enclosed: $ Cardholder Name: Cardholder Address: Cardholder Phone: Credit Card Number: Expiration Date: Amount charged: $ Important Conditions: Your price is subject to increase prior to the time you make full payment. Your price is not subject to increase after you make full payment, except for charges resulting from increases in government-imposed taxes or fees. SIGNATURE REQUIRED for acceptance of the above conditions and agreement to credit card use: Date: I understand and accept Collette cancellation policy, terms and conditions. If paying by credit card, I agree to pay according to the card issuer agreement. For important reservation information visit https://gateway.gocollette.com/link/584825. You can also find this information on your tour documents.

162 Middle Street Pawtucket, RI 02860 Phone: 1-800-752-2655 Fax: 1-401-727-9014 If paying by credit card, please complete this form and return to Independence Bank. We can only charge your credit card for the amount noted if the signature, address and phone number are listed below. Thank you! CREDIT CARD AUTHORIZATION FORM BOOKING NUMBER: 584825 DEPARTURE DATE: September 19, 2015 TOUR: Discover Croatia featuring Lake Bled, the Dalmatian Coast and Dubrovnik GROUP NAME: Independence Bank Name of Passenger: Salutation: First Name: Middle Initial: Last Name: Suffix: (Mr., Mrs., Rev.) (Please print as it appears on Passport) (Jr., Sr.) Cardholder Name: (Please print as it appears on your Credit Card) Cardholder Address: (as it appears on your credit card statement) Cardholder Phone: Credit Card Type: American Express Discover MasterCard Visa Credit Card Number: Expiration Date: Amount to be charged: $ Cardholder s Signature: Date: I agree to pay according to the card issuer agreement. I understand and accept Collette cancellation policy, terms and conditions. Participating credit card companies are now requiring a billing address and phone number for FRAUD PREVENTION. All information MUST be provided. Thank you for your cooperation! If using your credit card for payment, please return this Authorization Form by mail to: Independence Bank Attn: Laurie Thacker 2425 Frederica St Owensboro, KY 42301-5437 Or by Fax to: (270) 684-3917 Above credit card information has been called in to Collette.

162 Middle Street Pawtucket, RI 02860 Phone: 1-800-752-2655 Fax: 1-401-727-9014 BOOKING NUMBER: 584825 DEPARTURE DATE: September 19, 2015 TOUR: Discover Croatia featuring Lake Bled, the Dalmatian Coast and Dubrovnik GROUP NAME: Independence Bank Available Options Personalize your tour by adding an optional activity below. Our recommended options have been carefully chosen to help enhance your individual experience. Complete the provided Prepaid Options Form to reserve your options. Availability is limited and reservations are on a first come, first serve basis. Payment must be received no later than 15 days prior to departure. Prices are subject to change. Children under the age of 18 MUST be accompanied by an adult. Dubrovnik Twilight Dinner & Cruise $110 USD This evening, experience the charm of Dubrovnik by sea when you dine at a local restaurant in the heart of the city. The menu features sumptuous local delicacies and this favorite Dubrovnik location will give you a taste of the exciting flavors of this region including a taste of the region's beer and wine. Following dinner, embark on a relaxing harbor cruise that winds you along some of Dubrovnik s beautiful coastline. Your experience comes to life as a local guide delights you with history and stories about the scenery surrounding you. Duration: Approximately 3.5 hours. Please note a minimum of 15 passengers is required. Transportation is included. Undiscovered Montenegro and its Mediterranean Fjord $145 USD Today, cross into the unspoiled and rarely travelled country of Montenegro. Located less than a one-hour drive from Dubrovnik, Montenegro offers an unforgettable mixture of stunning natural and unspoiled historical treasures, and Mediterranean culture largely untouched by outside influences. This is a land where mountains descend directly into the sea creating a surreal landscape unlike anywhere else in the world. Gaze upon the only temperate or Mediterranean Fjord in the world. Enjoy the drive around the Kotor Bay, passing quaint villages along the way, to medieval Kotor, an ancient walled city where history comes alive. Soak up the typical Mediterranean lifestyle before continuing to Budva where you will have time to stroll around in the ancient town that is today a lovely tourist resort. Relax in an old town restaurant while enjoying a table set with local specialties, cooked in a home-style kitchen. Next, cross the stunning Kotor Bay by ferry enroute to the border crossing back into Croatia. Note: Passport is required. Duration: Approximately 6 hours. Please note a minimum of 20 passengers is required. Transportation is included. Opatija Adventures in Istria $75 USD Continue your explorations of the beautiful culturally-rich Istrian Peninsula. Travel south to the beautiful coastal city of Pula, at the very tip of the Istrian peninsula. The city dates to the 10th century B.C. and has been the home of Romans, Greeks, Venetians and many more! A walking tour highlights the imposing and well-preserved first-century amphitheater and the city s many artifacts from its time as a Roman colony. Next, visit a charming local restaurant for lunch including a presentation of the local produce and specialties of the region followed by a multi-course meal including wine. Duration: Approximately 6 hours. Please note a minimum of 20 passengers is required. Transportation is included. Ljubljana Castle, Caves and Stallions $140 USD Today you visit some of the highlights of the region on an excursion outside Ljubljana and into the green rolling hills of the Slovenian countryside. First, stop at the world-famous Postojna Caves, a wondrous web of tunnels, passages and halls plus a stunning array of Karst structures which has attracted visitors for 200 years. A short train ride begins the subterranean exploration, followed by a walk through the perfectly lit caverns. Next, make a picture stop at Predjama Castle, a 15th-century structure built right into the mouth of a cave, and once home to an infamous robber baron. It is one of the most photographed castles in the world. Afterwards, you continue on to discover Lipica, home to the famous stud farm, the oldest continuously working stud farm in the world. Upon arrival enjoy lunch, including unlimited wine, while in these peaceful surroundings. The history of this magical place is closely intertwined with the Hapsburgs monarchs. Here you will enjoy a tour of the grounds where you will see the world-famous Lipizzaner stallions, one of the oldest breed of horses still in existence. After the tour, you return to Ljubljana to enjoy the remainder of your day. Duration: Approximately 7 hours. Please note a minimum of 10 passengers is required. Transportation is included.

RES#: 584825 Discover Croatia featuring Lake Bled, the TRAVEL DATE: 9/19/2015 TERRITORY: MC Dalmatian Coast and Dubrovnik For Reservations Contact: Laurie Thacker (270) 686-1776 email: lthacker@1776bank.com Independence Bank, 2425 Frederica St, Owensboro, KY 42301-5437 A deposit of $250 per person due upon reservation. Reservations are made on a first come, first served basis. Reservations made after the seat reduction date of March 30, 2015 are based upon availability. Final payment due by July 19, 2015. Please note: deposits are fully refundable up until March 30, 2015, after that date certain charges apply. YOUR INFORMATION: Clearly print your full name (first/middle/last) as it appears on your government issued travel documentation. IMPORTANT: In order to avoid any unnecessary change fees, it is imperative that all guest names are entered correctly from the start. The information below must be the legal name and be 100% identical to the ID being used to travel <passport/driver s license> including middle names or suffixes <Jr, Sr>. First: Middle: Last: Suffix: Nickname: Gender: ( ) Male ( ) Female Date of Birth: (month/day/year) Address: City: State: Zip Code: Phone: ( ) Cell: ( ) Email Address: Passport Number: Expiration Date: (month/day/year) Date of Issuance: (month/day/year) City, State, Country of Issuance: Citizenship: Emergency Contact: Phone: ( ) ROOMING WITH: Check if address is the same as Passenger #1 First: Middle: Last: Suffix: AIR GATEWAY: Departure airport for this tour: Air Seat Request: ( ) Aisle ( ) Window ( ) Next To Traveling Companion Collette cannot guarantee your seat preference. If you have not purchased air through Collette and wish to purchase transfers, you must transfer at our pre-scheduled times. AIR UPGRADE: I am interested in purchasing an air upgrade to: Premium Economy Business Class First Class Service is limited and not available on all flights or carriers. Other restrictions may apply. Are you willing to separate from the group air schedule to accommodate your upgrade request? ( ) Yes ( ) No TRAVEL PROTECTION: ( ) Yes, I wish to purchase travel protection $260 ( ) No, I decline If you choose not to purchase Collette's Waiver Insurance Plan, you will incur penalties for changes and cancellations. Travel Protection Payment is due with first deposit. The Waiver Fee does not cover any single supplement charges which arise from an individual s traveling companion electing to cancel for any reason prior to departure. The single supplement will be deducted from the refund of the person who cancels. (There is coverage under Part B which includes a single supplement benefit of $1,000 for certain covered reasons. See Part B for details.) PLEASE MAKE CHECKS PAYABLE TO: Independence Bank ( ) Check ( ) Credit Card Waiver/Insurance Amount: $ Deposit Amount: $ Total amount enclosed: $ Cardholder Name (if paying by Credit Card): Cardholder Billing Address: Check if address is the same as above Cardholder Phone: Amount: $ Credit Card Number: Expiration Date: M M Y Y SIGNATURE REQUIRED for acceptance of the below conditions and agreement to credit card use: Date: I agree to pay according to the card issuer agreement. I understand and accept the cancellation policy, terms and conditions. See http://www.gocollette.com/aboutcollette/terms-and-conditions for full terms and conditions of your purchase. Important Conditions: Your price is subject to increase prior to the time you make full payment. Your price is not subject to increase after you make full payment, except for charges resulting from increases in government-imposed taxes or fees.

162 Middle Street Pawtucket RI 02860 Phone: 1-800-752-2655, Fax: 1-401-727-9014 TOUR: Discover Croatia featuring Lake Bled, the Dalmatian Coast and DEPARTURE DATE: Sep 19, 2015 Dubrovnik GROUP NAME: Independence Bank BOOKING NUMBER: 584825 AVAILABLE PREPAID OPTIONS Personalize your tour by adding an optional activity below. Our recommended options have been carefully chosen to help enhance your individual experience. Complete the provided Prepaid Options Form to reserve your options. Availability is limited and reservations are on a first come, first served basis. Payment must be received no later than 15 days prior to departure. Prices are subject to change. Children under the age of 18 MUST be accompanied by an adult. PASSENGERS NAME: (Please submit a separate form for each passenger) Salutation: First: Middle: Last: Suffix: Nickname: (Mr., Mrs., Rev.) ( Please print EXACTLY as it appears on Passport) (Jr., Sr.) Option Price Per Person (USD) Twilight Dinner & Cruise 110.00 Undiscovered Montenegro and its Mediterranean Fjord 145.00 Note: Passport is required. Adventures in Istria 75.00 Castle, Caves and Stallions 140.00 Please make checks payable to Independence Bank and send to: Independence Bank Attn: Laurie Thacker 2425 Frederica St Owensboro, KY 42301-5437 Fax: (270) 684-3917