HIGHLY PROTECTED COMMUNITY CLASSIFICATION LIST 2000 Underwriters Rating Board All Rights Reserved. 8/01
INDEX CLASSIFICATION PAGE NO. Suburban 7-15 Upstate 1-6 8/01
HIGHLY PROTECTED COMMUNITIES CLASSIFICATION LIST The eligible risk must be within 1,000 feet of an approved fire hydrant, within 5 road miles of a responding fire department and included on the Highly Protected Community Classification List. City or Town Akron Alden (Tn.) Alfred Alplaus Amherst (Tn.) Amsterdam Auburn Baldwinsville Ballston (Tn.) Ballston Lake Batavia Beacon Beekman Bethlehem (Tn.) Binghamton Binghamton (Tn.) Blasdell Boston (Tn.) Branchport Brighton (Tn.) Broadalbin Brunswick Buffalo Burnt Hills Canandaigua Canton (Tn.) Cassadaga Cayuga Heights Cazenovia Charlton (Tn.) Chatham Cheektowaga (Tn.) Chester Chili (Tn.) Churchville (Tn.) Cicero (Tn.) Clarence (Tn.) Claverack Clay (Tn.) Clayton Cleveland(Tn.) Clifton Park Cohoes Colonie (Tn.) UPSTATE Allegany Schenectady Montgomery Cayuga Genesee Dutchess Dutchess Yates Fulton Rensselaer Ontario St. Lawrence Tompkins Madison Columbia Columbia Jefferson Oswego 8/01 Page 1
UPSTATE Corning Cornwall (Tn.) Cornwall on Hudson Cortland Cortlandville (Tn.) Deerpark (Tn.) Delmar Depew Dewitt (Tn.) Dundee Dunkirk (Tn.) East Greenbush (Tn.) East Rochester Elbridge (Tn.) Ellenville Ellicott Elma (Tn.) Elmira Elmira (Tn.) Elmira Heights Elsmere Endicott Endwell Fairport Falconer Fayetteville Floyd (Tn.) Fort Edward Frankfort Fredonia Fulton (Tn.) Gates (Tn.) Geddes (Tn.) Geneva Glens Falls Glenville (Tn.) Gloversville Grand Island (Tn.) Granville Greenfield Greece (Tn.) Greenfield Greenport (Tn.) Guilderland (Tn.) Steuben Cortland Cortland Yates Rensselaer Ulster Chemung Chemung Chemung Washington Herkimer Oswego Ontario Warren Schenectady Fulton Washington Columbia 8/01 Page 2
Halfmoon (Tn.) Hamburg (Tn.) Hamilton Henrietta (Tn.) Herkimer (Tn.) Hornell Homer Honeoye Falls Horseheads (Tn.) Hudson Hudson Falls Hyde Park (Tn.) Ilion Irondequoit (Tn.) Ithaca Jamestown Jamesville Jerusalem (Tn.) Johnson City Johnstown (Tn.) Kenmore Kirkwood (Tn.) Kiryas Joel Kingston Lackawana LaGrange (Tn.) Lake George (Tn.) Lakewood Lancaster (Tn.) Latham Leroy (Tn.) Liberty Little Falls (Tn.) Liverpool Lockport UPSTATE Madison Herkimer Steuben Cortland Chemung Columbia Washington Dutchess Herkimer Tompkins Yates Fulton Ulster Dutchess Warren Genesee Sullivan Herkimer Niagara 8/01 Page 3
Malone (Tn.) Malta (Tn.) Manchester Manlius (Tn.) Marcy (Tn.) Marilla (Tn.) Marlborough Mechanicville Middletown Minoa Monticello UPSTATE Franklin Ontario Ulster Sullivan Newark Newburgh (Tn.) New Hartford (Tn.) New Hartford New Scotland New Windsor (Tn.) New York Mills Niagara (Tn.) Niagara Falls Niskayuna (Tn.) Northampton Northville North Greenbush North Hornell North Syracuse North Tonawanda Norwich (Tn.) Ogdensburg Olean (Tn.) (Tn.) Oneonta (Tn.) Orchard Park (Tn.) Orwell Oswego Ovid (Tn.) Owego (Tn.) Wayne Niagara Niagara Schenectady Fulton Fulton Rensselaer Steuben Niagara Chenango St. Lawrence Cattaraugus Madison Madison Otsego Oswego Oswego Seneca Tioga 8/01 Page 4
UPSTATE Painted Post Parma (Tn.) Penfield (Tn.) Penn Yan Perinton (Tn.) Phoenix Pittsford (Tn.) Plattsburgh Poland Pomfret (Tn.) Pompey (Tn.) Port Dickinson Port Jervis Poughkeepsie Poughkeepsie (Tn.) Queensbury Remsen Rochester Rome Rotterdam (Tn.) Rush (Tn.) Salina (Tn.) Springs Schaghticoke (Tn.) Schenectady Schenevus Schodack (Tn.) Schroeppel Schuylerville Scotia Scottsville Sheridan (Tn.) Sidney (Tn) Skaneateles (Tn.) Solvay South Glens Falls Southport (Tn.) Spencerport Springville Stamford Stillwater (Tn.) Stockport Syracuse Steuben Yates Oswego Clinton Herkimer Dutchess Dutchess Warren Schenectady Rensselaer Schenectady Otsego Rensselaer Oswego Schenectady Delaware Chemung Delaware Columbia 8/01 Page 5
Taghkanic (Tn.) Tonawanda Tonawanda (Tn.) Troy Tupper Lake Ulster (Tn.) Union (Tn.) Utica Van Buren (Tn.) Vestal (Tn.) Victor (Tn.) Victory Vienna (Tn.) Voorheesville Walden Wallkill (Tn.) Walton (Tn.) Walworth Wappinger (Tn.) Wappingers Falls Warrensburg Warsaw (Tn.) Warwick (Tn.) Warwick Waterford (Tn.) Watertown (Tn.) Watervliet Webster (Tn.) Wellsville (Tn.) West Seneca (Tn.) Wheatfield (Tn.) Whitehall Whitesboro Whitestown (Tn.) Williamsville Wurtsboro Yorkville UPSTATE Columbia Rensselaer Franklin Ulster Ontario Delaware Wayne Dutchess Dutchess Warren Wyoming Jefferson Allegany Niagara Washington Sullivan 8/01 Page 6
Albertson Alden Manor Amagansett Amityville Annsville Asharoken Atlantic Beach SUBURBAN Babylon (Tn.) Baldwin Barns Hole Baxter Estates Bay Park Bayport Bayshore Bayville Beach Hampton Bear Mountain Bedford Hills Bellmore Bellrose Terrace Bellport Bethpage Blauvelt Blue Point Bohemia Brentwood Briarcliff Manor Brightwaters Bronxville Brookhaven (Tn.) Buchanan Carle Place Carmel (Tn.) Cedarhurst Center Moriches Centereach Centerport Central Islip Central Nyack Centre Island Clarkstown (Tn.) Cold Spring Harbor Commack Congers Copiague Coram Cortlandt Cove Neck Putnam 8/01 Page 7
Davis Park Deer Park Dix Hills SUBURBAN East Brentwood East Commack East Farmingdale East Garden City East Hampton East Hills East Islip East Lawrence East Marion East Meadow East Moriches East Northport East Norwich East Patchogue East Quoque East Rockaway East Setauket East View East White Plains East Williston Eastchester Eastport Eatons Neck Elmont Elmsford Elwood Fair Harbor Fairview Farmingdale Farmingville Fire Island Pines Flanders Floral Park Floral Park Centre Flower Hill Fort Salonga Franklin Square Freeport 8/01 Page 8
SUBURBAN Garden City Garden City Park Garnerville Glen Cove Glen Head Glenwood Glenwood Landing Gordon Heights Grandview On Hudson Great Neck Great Neck Estates Great Neck Gardens Great Neck Plaza Great Neck Station Great River Green Acres Greenburgh (Tn.) Greenlawn Greenvale Greenville Half Hollow Hills Hagerman Halesite Hampton Bays Harbor Hills Harbor Isle Harrison Hartsdale Hauppauge Haverstraw Hawthorne Hempstead (Tn.) Hewlett Hewlett Bay Park Hewlett Harbor Hewlett Neck Hicks Beach Hicksville Hillburn Hillcrest Hillcrest Moleston Holbrook Holtsville Huntington (Tn.) Huntington Bay Huntington Manor Huntington Station 8/01 Page 9
SUBURBAN City or Town Inwood Irvington Island Park Islandia Islip (Tn.) Islip Terrace Jericho Jones Beach Kensington Kings Park Kings Point Kismet Knollwood Lake Grove Lake Secor Lake Success Lakeland Lakeview Lakeville Larchmont Laurel Hollow Lawrence Letchworth Village Levittown Lido Point Lookout Lindenhurst Lloyd Harbor Lloyd Neck Locust Valley Long Beach Lynbrook Putnam 8/01 Page 10
SUBURBAN City or Town Mahopac Falls Malverne Mamaroneck (Tn.) Manhasset Manorhaven Manorville Massapequa Mastic Mastic Beach Mattituck Meadowmere Park Medford Melville Merrick Middle Island Mill Neck Miller Place Millwood Mineola Monsey Montauk Montrose Mount Kisko Mount Pleasant (Tn.) Mount Sinai Mount Vernon (Tn.) Munsey Park Muttontown Putnam 8/01 Page 11
SUBURBAN Nanuet Nesconset New Cassel New City New Hyde Park New Rochelle Nissequogue North Amityville North Babylon North Bayshore North Bellmore North Centereach North Great River North Hempstead (Tn.) North Hills North Lindenhurst North Lynbrook North Massapequa North Merrick North Hyde Park North Patchogue North Sea North Valley Stream Northport Nyack Oak Neck Oakdale Ocean Bay Park Ocean Beach Oceanside Old Bethpage Old Brookville Old Field Old Westbury burg town (Tn.) Orient Ossining Oyster Bay (Tn.) Oyster Bay Cove 8/01 Page 12
SUBURBAN Palisades Patchogue Pearl River Peekskill Pelham Pelham Manor Plandome Plandome Heights Plandome Manor Pleasantville Point O Woods Pomona Poquott Port Chester Port Jefferson Port Washington Purchase Quogue Ramapo (Tn.) Ridge Riverhead (Tn.) Rockville Centre Rocky Point Ronkonkoma Roosevelt Roslyn Roslyn Estates Roslyn Harbor Roslyn Heights Russell Gardens Rye Rye (Tn.) Rye Brook 8/01 Page 13
SUBURBAN City or Town Saddle Rock Estates Sag Harbor Sailors Haven Saltaire San Remo Sands Point Sayville Scarborough Scarsdale (Tn.) Seaford Selden Setauket Shinnecock Hills Shirley Silver Lake Park Silver Point Park Sleepy Hollow Sloatsburg Smith Point Smithtown South Centereach South Commack South Floral Park South Haven South Hempstead South Huntington South Nyack South Spring Valley South Yaphank Southampton Sparkill Palisades Speonk Spring Valley St. James Stewart Manor Stony Brook Strathmore Suffern Syosset Tappan Terryville Theills Thiells Roseville Thomaston Thornwood Tobay Beach Tuckahoe 8/01 Page 14
SUBURBAN City or Town Uniondale University Gardens Upper Brookville Upper Nyack Valhalla Valley Cottage Valley Stream Verplanck Village of the Branch Wading River Wantagh Watermill West Amityville West Babylon West Bayshore West Harrison West Haverstraw West Hempstead West Hills West Island West Islip West Neck West Nyack West Sayville Westbury Wheatley Heights White Plains White Plains (Tn.) Williston Park Woodbury Woodsburgh Woodmere Wyandanch Yaphank Yonkers 8/01 Page 15