Kaligo.com Earn up to 10,000 miles per night plus 30% extra miles with Visa Infinite Card

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VISA Infinite Hotel: Kaligo.com Earn up to 10,000 miles per night plus 30% extra miles with Visa Infinite Card Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online redeem at: www.kaligo.com/visa-infinite-offer Earn up to 10,000 miles per night on every hotel stay year round, plus 30% extra miles with Visa Infinite Card. More Info at Page 5 Starwood Hotels Enjoy complimentary upgrades and more at Starwood Hotels Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Call US: 1-773-4519481 No one brings you more of the world s most desirable destinations, and more exceptional ways to enjoy them, than Starwood s luxury hotels and resorts. Representing the world s largest and most diverse collection of iconic luxury brands, Starwood makes traveling in the lap of luxury something that s as far away from ordinary as you want it to be. We invite you to step into the bespoke world of St. Regis, explore an indigenous experience with The Luxury Collection or escape to where iconic design and contemporary luxury set the stage for exclusive and extraordinary experiences at W Hotels Worldwide. More Info at Page 8 Mandarin Oriental Hotel Group Get complimentary upgrades and more at Mandarin Oriental Hotel Group Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Call US: 1-773-4519481 Mandarin Oriental s acclaimed collection of luxury hotels awaits you. Perfectly located in the world s most prestigious destinations, our hotels welcome you with legendary service and exquisite facilities, steeped in the values of the orient. Whether you re longing for the indulgence of the of a poolside retreat, the bustle of a major metropolis, or the relaxation of a world-class spa, Mandarin Oriental hotels offer the perfect retreat. More Info at Page 10 1

VISA Infinite Hotel: The Ritz-Carlton Receive complimentary upgrades and more at The Ritz-Carlton Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Call US at 1-773-4519481 The Ritz-Carlton is a place where the genuine care and comfort of our guests is of highest mission. With your stay, you will be assured of having the finest personal service and facilities while enjoying a warm, relaxed, yet refined ambience. The Ritz-Carlton experience enlivens the senses, instills well-being, and fulfills even the unexpressed wishes and needs of our guests. More Info at Page 12 Visa Luxury Hotel Collection Enjoy upgrades and VIP privileges at participating luxury hotels and resorts Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online at www.visaluxuryhotels.com Enjoy unsurpassed value at over 900 intriguing and prestigious properties around the world for a range of tastes and budgets from boutique gems to celebrated hotels and resorts. This hand-selected portfolio, which includes hotel brands like Mandarin Oriental, Park Hyatt, Aman Resorts and Six Senses Resorts, was developed exclusively for select Visa cardholders and is appraised regularly. More Info at Page 14 Hilton Hhonors Instant Hilton HHonors Gold status with 4-nights stay Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online redeem at: https://www.visa-promotions.com/promotions/hiltonhhonour/tnc.jsp From 1 January to 31 December 2017, join Hilton HHonors and be on the fast track to earning HHonors Gold status by simply completing 2 stays or 4 nights at any participating hotels and resorts within the Hilton Portfolio within 90 days of registration for this offer. More Info at Page19 2

VISA Infinite Hotel: Preferred Hotels & Resorts 10% Off the Best Available Rate and Complimentary Daily Breakfast for Two Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online redeem at www.preferredhotels.com/offers/visa-worlds-offer, Call US at : 866-990-9491 Save 10% off the best available rate and enjoy complimentary daily breakfast for two at over 275 participating Preferred Hotels & Resorts properties around the globe when you book and pay with your Visa card. More Info at Page 21 Best Western Hotels & Resorts Up to 20% Off Flexible Rate at Participating Best Western Hotels & Resorts in Asia! Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online at http://www.bestwesternhotelasia.com/, Call Non-U.S. and non-canadian Visa cardholders who stay at participating Best Western Hotels & Resorts in Asia may receive up to 20% off rates, room upgrade and late check-out (upon availability). More Info at Page 23 The Chesterfield Mayfair Save 10% on Best Available Rates and enjoy complimentary breakfast Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online redeem at http://www.chesterfieldmayfair.com/corporate/2017, Call US at +44-207-491-2622 Receive a 10% discount on Best Available Rates and complimentary breakfast for each day of stay when you pay with your Visa card. More Info at Page 25 3

VISA Infinite Hotel: The Rubens at the Palace Save 10% on Best Available Rates and enjoy complimentary breakfast Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online redeem at: http://www.rubenshotel.com/corporate/visa2017, Call US: +44-207-834-6600 Receive a 10% discount on Best Available Rates and complimentary breakfast for each day of stay when you pay with your Visa card. More Info at Page 27 4

Kaligo.com Earn up to 10,000 miles per night plus 30% extra miles with Visa Infinite Card Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online redeem at: www.kaligo.com/visa-infinite-offer Earn up to 10,000 miles per night on every hotel stay year round, plus 30% extra miles with Visa Infinite Card. Terms and Conditions: 1. To qualify for this promotion, members must register for a free account with Kaligo using their email address at www.kaligo.com/visa-infinite-offer, use the registered email address and place the booking with a valid Visa Infinite credit card when making a hotel booking with Kaligo during the Promotion Period. 2. The offer is applicable to hotel bookings made from 1 January 2017 to 31 December 2017 inclusive (Promotional Period) with no restriction on check-in and check-out dates. All hotels and rates offered by Kaligo are eligible. 3. The offer applies to any valid Visa Infinite card issued in Bangladesh; Bhutan; Brunei; Cambodia; China; India; Indonesia; Japan; Laos; Macau; Malaysia; Maldives; Mongolia; Myanmar; Nepal; New Zealand; Philippines; South Korea; Sri Lanka; Taiwan; Vietnam. 4. Qualifying bookings will earn 30% more miles or points than the everyday earn rate with the partner loyalty program selected. You can choose from any one of our partner loyalty programs available at www.kaligo.com/visa-infinite-offer. 5

6

5. Your membership number for the loyalty program selected must be entered on Kaligo.com prior to check-out. All bookings are pre-paid. 6. Miles or points will be credited within 4 to 6 weeks after the completion of the corresponding hotel stay. 7..Kaligo Pte. Ltd. reserves the right to retract a bonus if we suspect fraud, stacking of bonuses, technical errors, cancel/rebooking activity (defined by identical search criteria), or any other deceptive behaviour attempted to circumvent the limits expressed in these terms and conditions. 8. The offer cannot be used in conjunction with any other promotional offers or applied to existing bookings or retroactively applied to hotel stays completed prior to registration. 9. Kaligo reserves the right to terminate this bonus offer at any time and without notice. 10. General Kaligo Terms and Conditions apply. 11. Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa that the information is correct. Please check directly with Merchant to confirm availability and validity of the Offer. For the avoidance of doubt, while Visa has facilitated this offer for the benefit of Visa cardholders, the merchant is the sole provider of all goods and/or services under this offer. Accordingly, cardholder understands, acknowledges and agrees that the procurement by cardholder of any goods and/or services under this offer shall constitute a contract solely between the merchant and the cardholder, and neither Visa nor the Visa issuer is or will become a party thereto. By utilizing or attempting to utilize any of the goods and services under this offer, cardholder understands, acknowledges and agrees that: (a) Any claim, complaint or dispute of any nature arising out of or in relation to the procurement, or attempted procurement by the cardholder of any goods and/or services under this offer (each a Claim ) shall be settled by the cardholder directly with the merchant, and cardholder shall not make any Claim against Visa or the Visa issuer. (b) Without prejudice to the foregoing, Visa shall not be liable to any person for any loss, damage, expenses or claim (whether direct, indirect or otherwise) in relation to any personal injury, death, false representation, damage or omission arising from or in connection with the usage or attempted usage of the offer or goods and/or services provided under the offer. 7

Starwood Hotels Enjoy complimentary upgrades and more at Starwood Hotels Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Call US:1-773-4519481 No one brings you more of the world s most desirable destinations, and more exceptional ways to enjoy them, than Starwood s luxury hotels and resorts. Representing the world s largest and most diverse collection of iconic luxury brands, Starwood makes traveling in the lap of luxury something that s as far away from ordinary as you want it to be. We invite you to step into the bespoke world of St. Regis, explore an indigenous experience with The Luxury Collection or escape to where iconic design and contemporary luxury set the stage for exclusive and extraordinary experiences at W Hotels Worldwide. Privileges: - Complimentary upgrades and VIP amenities with minimum 3 nights stay, subject to availability at individual property. - Personal greeting on arrival by a Senior Manager or similar. - Daily continental or full breakfast for two each morning of the stay. - Early check-in and 4pm late check-out, subject to availability. Click here for full list of participating hotels. Booking Channel: - Advance booking can be made via Visa Concierge. - Bookings strictly subject to availability. Terms and Conditions: - Offer is valid for Visa Infinite cardholders only. - Booking must be made via Visa Concierge. - Payment must be settled with a Visa Infinite card issued in Asia Pacific Region. 8

- Offer is not to be used in conjunction with other promotions. - Offer is not valid for group bookings. (10 rooms and above is defined as group bookings) - Offer is available at participating properties of select Starwood brands: St. Regis, The Luxury Collection, W Hotels and select iconic Westin hotels and resorts. - Other terms and conditions apply. Please contact Visa concierge for details. - Cancellation and amendments subject to each property s rules and restrictions upon booking. - Visa will use best efforts to ensure the offers are provided as described, but cardholders shall not make any claim or seek compensation against Visa, even in the event that any of the offers are not provided or provided as described (whether or not such non provision is due to fault, negligence on the part of Visa). - Visa shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of (a) usage or attempted usage of any of the offers, or of any services provided by the properties, or (b) any refusal or failure on the part of the properties to provide or honour any of the offers, or benefits or privileges given under the offers, for any reason whatsoever. - Visa reserves the absolute right to withdraw and / or alter any of the terms and conditions of any of the offers at any time without giving any notice. 9

Mandarin Oriental Hotel Group Get complimentary upgrades and more at Mandarin Oriental Hotel Group Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Call US: 1-773-4519481 Mandarin Oriental s acclaimed collection of luxury hotels awaits you. Perfectly located in the world s most prestigious destinations, our hotels welcome you with legendary service and exquisite facilities, steeped in the values of the orient. Whether you re longing for the indulgence of the of a poolside retreat, the bustle of a major metropolis, or the relaxation of a world-class spa, Mandarin Oriental hotels offer the perfect retreat. Privileges: - Complimentary upgrades and VIP amenities with minimum 3 nights stay, subject to availability at individual property. - Personal greeting on arrival by a Senior Manager or similar. - Complimentary daily continental or full breakfast for up to two guests per stay. - Early check-in and late check-out, subject to availability. Click here for full list of participating hotels. Booking Channel: - Bookings to be made via Visa Concierge. - Bookings are subject to availability. Terms and Conditions: - Offer is valid from now till 31 December 2017. - Offer is valid for Visa Infinite cardholders only. - Booking must be made via Visa Concierge and is subject to availability. - Payment must be settled with a valid Visa Infinite card issued in Asia Pacific Region. - Offer not to be used in conjunction with other promotions. - Offer is not valid for group bookings (10 rooms and above are defined as group bookings). 10

- Offer is valid only at participating properties. - Other terms and conditions apply. Please contact Visa concierge for details. - Cancellation and amendment policy applies and is subject to each property s rules and restrictions. - Visa will use best efforts to ensure the offers are provided as described, but cardholders shall not make any claim or seek compensation against Visa, even in the event that any of the offers are not provided or provided as described (whether or not such non provision is due to fault, negligence on the part of Visa). - Visa shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of (a) usage or attempted usage of any of the offers, or of any services provided by the properties, or (b) any refusal or failure on the part of the properties to provide or honour any of the offers, or benefits or privileges given under the offers, for any reason whatsoever. - Visa reserves the absolute right to withdraw and / or alter any of the terms and conditions of any of the offers at any time without giving any notice. 11

The Ritz-Carlton Receive complimentary upgrades and more at The Ritz-Carlton Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Call US at 1-773-4519481 The Ritz-Carlton is a place where the genuine care and comfort of our guests is of highest mission. With your stay, you will be assured of having the finest personal service and facilities while enjoying a warm, relaxed, yet refined ambience. The Ritz-Carlton experience enlivens the senses, instills well-being, and fulfills even the unexpressed wishes and needs of our guests. An exclusive offer awaits Visa Infinite cardholders: - Complimentary upgrades and VIP amenities with minimum 3 nights stay, subject to individual property. - Personal greeting on arrival by a Senior Manager or similar. - Daily continental or full breakfast for two each morning of the stay. - Early check-in and 4pm late check-out, subject to availability. Click here for full list of participating hotels. Booking Channel: - Advance booking can be made via Visa Concierge. - Bookings strictly subject to availability. Terms and Conditions: - Offer is valid from now till 31 December 2017. - Offer is valid for Visa Infinite cardholders only. - Booking must be made via Visa Concierge. - Payment must be settled with a Visa Infinite card issued in Asia Pacific Region. - Offer not to be used in conjunction with other promotions. - Offer is not valid for group bookings (10 rooms and above are defined as group bookings). - Offer is available at participating properties within the Ritz-Carlton group of properties. 12

- Other terms and conditions apply. Please contact Visa concierge for details. - Cancellation and amendment subject to each property s rules and restrictions upon booking. - Visa will use best efforts to ensure the offers are provided as described, but cardholders shall not make any claim or seek compensation against Visa, even in the event that any of the offers are not provided or provided as described (whether or not such non provision is due to fault, negligence on the part of Visa). - Visa shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of (a) usage or attempted usage of any of the offers, or of any services provided by the properties, or (b) any refusal or failure on the part of the properties to provide or honour any of the offers, or benefits or privileges given under the offers, for any reason whatsoever. - Visa reserves the absolute right to withdraw and / or alter any of the terms and conditions of any of the offers at any time without giving any notice. 13

Visa Luxury Hotel Collection Enjoy upgrades and VIP privileges at participating luxury hotels and resorts Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online at www.visaluxuryhotels.com Enjoy unsurpassed value at over 900 intriguing and prestigious properties around the world for a range of tastes and budgets from boutique gems to celebrated hotels and resorts. This hand-selected portfolio, which includes hotel brands like Mandarin Oriental, Park Hyatt, Aman Resorts and Six Senses Resorts, was developed exclusively for select Visa cardholders and is appraised regularly. The Visa Luxury Hotel Collection s 7 Premium Benefits: - Best available rate guarantee - Automatic room upgrade upon arrival, when available - Complimentary in-room Wi-Fi, when available - Complimentary continental breakfast daily - US$25 food or beverage credit - VIP Guest status - 3PM check-out upon request, when available Booking Channels: Book a participating hotel online at www.visaluxuryhotels.com or call Visa Concierge. Terms and Conditions: Best Available Rate Guarantee: We guarantee the best publicly available rates whenever you book with the Visa Luxury Hotel Collection. If you find a lower room rate* on another website within 24 hours of making a booking with us, we will match the rate. * The lower rate found must: - Have identical booking requirements and policies for payment and cancellation as your Visa Luxury Hotel Collection booking. 14

- Be for the same hotel, room type, stay dates/length, and number of guests. - Be publically viewable and verifiable on the other website. - Be for room only, exclusive of other benefits or perks. Full terms & conditions are below: - To make a claim, simply complete our Best Available Rate Guarantee online claim form within 24 hours of making a booking with us. We will review your claim and contact you within 48 hours. - Please note: hotel cancellation policies vary greatly. Many of our hotels are flexible and allow cancellation up to 24 hours in advance of your stay. The Visa Luxury Hotel Collection understands that sometimes travel plans change, and therefore does not charge additional change or cancel fees. Best Available Rate Guarantee Terms & Conditions: The Visa Luxury Hotel Collection guarantees the best publicly available rates for all of our hotels, subject to the following terms and conditions: - The Best Available Rate Guarantee online claim form must be completed in full within 24 hours of making your Visa Luxury Hotel Collection booking. - Claim must include the lower rate and exact link (URL) where it can be confirmed. - The following rates do not qualify: (a) Pre-paid, non-cancellable, and/or non-refundable rates. (b) Rates available on auction or flash sale websites like (but not limited to) Priceline or Hotwire. (c) Reward program rates, corporate/group rates, government rates and/or other rates not available to the general public. (d) Packaged rates that include the room with other travel and/or entertainment goods and services such as (but not limited to) airline tickets, car rentals, or show tickets. - If we verify the lower rate, your nightly rate will be adjusted to reflect it. - The rate and/or benefits cannot be combined with hotel specific special offers or packaged promotions or other rates not publically viewable. - The Visa Luxury Hotel Collection has the sole right to determine the validity of any claim. - The Visa Luxury Hotel Collection has the discretion to determine if a competing rate is genuinely available. - In the case of a dispute, the Visa Luxury Hotel Collection s decision is final. - The Visa Luxury Hotel Collection reserves the right to modify this Best Available Rate Guarantee at any time. 15

Automatic Room Upgrade Upon Arrival: Upon availability at check-in, you will be upgraded to the next highest room class for the duration of your stay. Complimentary In-Room Wi-Fi: Upon check-in you will be provided with complimentary internet access, if available, for the duration of your stay. Complimentary Continental Breakfast Daily: For the length of your stay, you and one guest will receive complimentary continental breakfast daily. If the hotel does not offer continental breakfast, they will offer another dining or other benefit of equal value based on local market rate. US$25 Food or Beverage Voucher: During your hotel stay you will receive either a US$25 voucher at check-in good for food/beverage within the hotel or a US$25 credit at check-out. Limit of one US$25 credit per room, per stay. A stay is defined as consecutive nights spent at the same hotel, regardless of check-in/check-out activity. Any charges over and above the credit described above will be applied directly to your account to settle upon departure. Credit has no cash value and is not valid on room rate or third party services. VIP Guest Status: As a guest through the Visa Luxury Hotel Collection, you will be recognized within the hotel as a VIP Guest. VIP Guest services and amenities differ by property. 3PM Check-out Upon Request: Late checkout is available upon request, upon availability by the hotel. At the time of check-in, or during the course of your stay, you may contact the front desk and request late checkout up to 3 p.m. 16

* In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases, the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Some properties may require a minimum night stay or require the booking of certain room categories to receive the additional complimentary benefits. Please consult the terms and conditions for each property. - Offer is valid from 1 January 31 December 2017. - Offer is subject to availability at time of booking. - Offer is valid at participating properties. - Offer is valid for all Visa Infinite and Visa Signature cardholders, and Visa Platinum cardholders in China, Australia and New Zealand. - Offer is valid only when guest pays with a valid and eligible Visa card. - The Best Available Rate Guarantee is not applicable on discounted rates and cannot be combined with any other offers. - Complimentary breakfast daily is based on double occupancy for two people. - Food or beverage credit has no cash value and is per room, per stay. - Cardholder is responsible for all applicable taxes, service fees, gratuities and other charges including incidental spend at the hotel. - Void where prohibited, taxed or restricted by law. - Visa will use best efforts to ensure the offer is provided as described, but cardholders shall not make any claim or seek compensation against Visa, even in the event that any of the offers are not provided or not provided as described (whether or not such non provision is due to fault or negligence on the part of the hotel or Visa). - Visa shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of (a) usage or attempted usage of any of the offers, or of any services provided by the hotels, or (b) any refusal or failure on the part of the hotels to provide or honour any of the offers, or benefits or privileges given under the offers, for any reason whatsoever. - Visa reserves the absolute right to withdraw and / or alter any of the terms and conditions of any of the offers at any time without giving any notice. - Participating hotels reserve the right to opt out of the program and corresponding benefits at any time without prior notice. 17

- Visa and participating properties reserve the right to vary the terms and conditions of this offer. - For the most updated list of participating properties, please visit www.visaluxuryhotels.com or call Visa Concierge for details. 18

Hilton Hhonors Instant Hilton HHonors Gold status with 4-nights stay Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online redeem at: https://www.visa-promotions.com/promotions/hiltonhhonour/tnc.jsp From 1 January to 31 December 2017, join Hilton HHonors and be on the fast track to earning HHonors Gold status by simply completing 2 stays or 4 nights at any participating hotels and resorts within the Hilton Portfolio within 90 days of registration for this offer. Some of the benefits of Hilton HHonors Gold status include [1] : - Space-available room upgrades to preferred rooms at: 1. Waldorf Astoria Hotels & Resorts 2. Conrad Hotels & Resorts 3. Hilton Hotels & Resorts 4. Curio - A Collection by Hilton 5. DoubleTree by Hilton - Free in-room and lobby standard internet access when booking direct. [2] - 25% Bonus Points on all the Hilton HHonors Base Points you earn. - Digital Check-In: choose your room and customize your stay from your mobile device up to 24 hours in advance. - Late check-out and express check-out. [3] For your fast-track to Gold, simply follow these steps: 1. Enroll now in HHonors, if you are not already member. Join online at https://hhonors.com/join 2. Register for the fast-track offer now. Visit Visa Infinite website. [1] Eligibility for all on-property HHonors benefits subject to full HHonors Terms and Conditions at hhonors.com/terms. [2] Complimentary in-room and lobby standard internet access during stays at select properties. 19

[3] Late check-out must be requested and is subject to availability. Terms and Conditions: Offer is valid for Visa Infinite cards issued in Asia Pacific (except Japan and Taiwan), Middle East and Africa. Sign up as an HHonors Member (if you are not one already) and register at https://www.visapromotions.com/promotions/hiltonhhonour/tnc.jsp between 1 January 2017 and 31 December 2017 ( Promotion Period ). To be eligible for a status upgrade to HHonors Gold member, applicable Visa Infinite Cardholders must complete two (2) Qualifying Stays or four (4) nights at any participating properties within the Hilton Worldwide portfolio within 90 days of registration or enrolment. Offer is available only to Visa Infinite cardholders who enrol during the Promotion Period and is not transferable. Offer is only limited to one registration per cardholder. Cardholder is not allowed to register again if he/she fails to qualify after first registration. Once a member reaches Gold status, the member may keep such status only for the calendar year in which the Gold status was earned and the subsequent calendar year. To retain their status after this initial complimentary period, a member has to satisfy certain qualifications found and to be completed on HHonors.com/Gold. If a member fails to satisfy those qualifications, their Gold status shall be revoked and member shall retain whatever status they were holding before the complimentary Gold status upgrade. This offer may be terminated without notice. HHonors Gold status (even if granted) may be revoked at any time should Hilton HHonors Worldwide have reason to believe, or subsequently discover any instances of fraud, irregularity or attempted abuse. A "Qualifying Stay" is defined as a 1 night spent at the hotel. Certain negotiated and group rates are ineligible for participation. For a full listing of excluded rates, please click here. Full details of member status will be emailed to the member upon attaining the tier level. HHonors members can access their HHonors Card by downloading the HHonors apps for iphone and Android. Click here to download the app. Once in the app, select Account and then HHonors Card to view your Card; or log into your HHonors account online at HHonors.com and select My HHonors Card from the left-hand navigation panel. You can either print or download a soft copy of your HHonors Card. All Hilton HHonors terms and conditions apply. Hilton HHonors membership, earning of Points & Miles and redemption of Points are subject to HHonors Terms and Conditions. All status benefits are subject to availability and vary by brand. For more information, please visit HHonors.com. 20

Preferred Hotels & Resorts 10% Off the Best Available Rate and Complimentary Daily Breakfast for Two Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel Online redeem at www.preferredhotels.com/offers/visa-worlds-offer, Call US at : 866-990-9491 Save 10% off the best available rate and enjoy complimentary daily breakfast for two at over 275 participating Preferred Hotels & Resorts properties around the globe when you book and pay with your Visa card. A collection of the finest independent hotels and resorts across 85 countries awaits you. Whether your destination is New York, Tokyo, the Caribbean or an African Safari, our curated collection of awardwinning properties will offer individuality and an exceptional VIP experience. Preferred Hotels & Resorts also offers iprefer Hotel Rewards, an exclusive global loyalty program for our collection of independent hotels that offers points redeemable for free nights, spa, dining and more, along with complimentary wireless internet and upgrades. Enrollment is complimentary. To redeem this offer or to view the list of participating hotels, go to www.preferredhotels.com/offers/visa-worlds-offer. Or, you can book your Visa offer by calling one of the Preferred Hotels & Resorts toll-free reservation centers and mentioning offer code MKTVWO. Tollfree in the US: 1-866-990-9491; Worldwide Toll: 00800 7123 1030. Terms and Conditions: This offer is exclusive to Visa cardholders and includes 10% off best available rates plus complimentary breakfast for two. All rates are per room, per night and not combinable with any other promotions or programs; some restrictions, such as minimum stays and blackout dates may apply. Rates are valid at participating hotels only, subject to availability and may change without notice. Room rate must be booked and paid for with your Visa card. Cardholder must book rate code MKTVWO to receive this special offer. 21

For full terms and conditions, please visit www.preferredhotels.com/offers/visa-worlds-offer. Offer subject to change, and is based on individual merchant's terms and conditions. Void where prohibited or restricted by law. Offer valid only when you pay with a valid Visa card. Any taxes are the sole responsibility of the purchaser. 22

Best Western Hotels & Resorts Up to 20% Off Flexible Rate at Participating Best Western Hotels & Resorts in Asia! Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online at http://www.bestwesternhotelasia.com/, Call Non-U.S. and non-canadian Visa cardholders who stay at participating Best Western Hotels & Resorts in Asia may receive up to 20% off rates, room upgrade and late check-out (upon availability). Best Western Hotels & Resorts is the world's largest hotel brand with more than 4,000 hotels in over 100 countries and territories worldwide. Our uniqueness is found in each warm and welcoming hotel's charm and local appeal while maintaining a commitment to quality, service and value. For a complete directory of all Best Western Hotels & Resorts, all over the world, please visit www.bestwestern.com/reservations/hotels/directory.asp. To redeem this offer, book at www.bestwesternhotelasia.com, using the Promotional Code Visa. To make your reservation by phone from outside of the U.S. and Canada, find your phone number at www.bestwestern.com/reservations/telephonenumbers.asp and quote promotion code 9V. Discounts may vary from individual hotels. Terms and Conditions: Offer is valid until December 31, 2017 and only for non-u.s. and non-canadian Visa cardholders who stay at participating Best Western branded hotels in Indonesia, Japan, Laos, Bnagladesh, Sri Lanka, Malaysia, Myanmar, Pakistan, Philippines, Thailand or Vietnam. 24-hour advanced reservation is required. Best Western Rewards Points or Miles are applicable. Room upgrade and late check-out are subject to availability (Asia only). Best Western International reserves the right to modify or cancel any or all of these offers at any time and without notice. Hotel locations are subject to change. 23

Discounts may vary from individual hotels; please confirm before booking. Offer subject to change, and is based on individual merchant's terms and conditions. Void where prohibited or restricted by law. Offer valid only when you pay with a valid Visa card. Any taxes are the sole responsibility of the purchaser. 24

The Chesterfield Mayfair Save 10% on Best Available Rates and enjoy complimentary breakfast Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online redeem at http://www.chesterfieldmayfair.com/corporate/2017, Call US at +44-207-491-2622 Receive a 10% discount on Best Available Rates and complimentary breakfast for each day of stay when you pay with your Visa card. Eviably located in exclusive Mayfair, near designer shopping and many of the city's most iconic attractions, the Regency style hotel seels lilke a traditional private club. Guest rooms and deluxe suites combine superb facilities with relaxing surroundings. The Library, Butlers Restaurant, Conservatory and intimate bat cater for every culinary whim or inclination. To redeem this offer, visit http://www.chesterfieldmayfair.com/corporate/2017 and enter promo code VISA2017, or mention promo code VISA2017 when booking by phone at +44-207-491-2622. Location(s): 35 Charles Street London England United Kingdom W1J5EB Terms and Conditions: Valid at The Chesterfield Mayfair, 35 Charles Street, London W1J5EB. Valid only on Best Available Rates. Not valid in combination with any other offer or promotion. 25

Offer subject to change, and is based on individual merchant's terms and conditions. Void where prohibited or restricted by law. Offer valid only when you pay with a valid Visa card. Any taxes are the sole responsibility of the purchaser. 26

The Rubens at the Palace Save 10% on Best Available Rates and enjoy complimentary breakfast Redemption Period: 01 Jan 2017-31 Dec 2017 Redemption Channel: Online redeem at: http://www.rubenshotel.com/corporate/visa2017, Call US: +44-207-834-6600 Receive a 10% discount on Best Available Rates and complimentary breakfast for each day of stay when you pay with your Visa card. Situated in a prime location, The Rubens at the Palace is opposite the Royal Mews of Buckingham Palace and moments from Victoria Station and some of London s best shops and restaurants. Attentive staff will make you feel like royalty, anticipating your every need. Find aristocratic grandeur, serene comfort and traditional hospitality, combined with the latest technology. Enjoy a traditional afternoon tea in the Palace Lounge facing the Royal Mews. To redeem this offer, visit http://www.rubenshotel.com/corporate/visa2017 and enter promo code VISA2017, or mention promo code VISA2017 when booking by phone at +44-207-834-6600. Location(s): 39 Buckingham Palace Road London England United Kingdom SW1W 0PS Terms and Conditions: Valid at The Rubens at the Palace, 39 Buckingham Palace Road, London, SW1W 0PS. Valid only on Best Available Rates. Not valid in combination with any other offer or promotion. 27

Offer subject to change, and is based on individual merchant's terms and conditions. Void where prohibited or restricted by law. Offer valid only when you pay with a valid Visa card. Any taxes are the sole responsibility of the purchaser. 28