PRODUCER INCENTIVE TRIP May 2-7, 2017 May 2-9, (for the Top 25 Qualifiers)

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PRODUCER INCENTIVE TRIP May 2-7, 2017 May 2-9, 2017 (for the Top 25 Qualifiers)

welcome to Paradise

Opulence: Revel. Relax. Rejuvenate. Reward yourself for working hard during 2016, and join us for CreativeOne s 2017 producer incentive trip in the luxurious beach mecca of Los Cabos. Experience true opulence firsthand on the Baja Peninsula at the luxurious Hyatt Ziva Los Cabos. Situated along the west coast of Mexico, white beaches and sunshine abound in this picturesque beach town. Our top 25 qualifiers will then journey on with us to the Esperanza resort for two additional nights in personal beach casitas, where true relaxation occurs. Alluring ocean views, happening night life and endless adventures make Los Cabos a true Mexican paradise. Each day in Los Cabos offers you opportunities to revel, relax and rejuvenate. Indulge in private spa treatments overlooking the blue waters, swim and surf in the Sea of Cortez or simply bask in the sun by one the resort s sparkling pools the options are endless. Use your imagination and experience all Los Cabos has to offer. Dine when you want, play when the mood strikes, but most of all, take time to celebrate your success. 3

Breathtaking scenery abounds

Perched on the tip of the Baja California peninsula, Hyatt Ziva Los Cabos is a luxurious, all-inclusive oasis for all ages. Just up the Pacific coast, between desert dunes and ocean rock formations, this magnificent beachfront resort offers spectacular views of the Sea of Cortez and is only minutes from San José del Cabo. At the Hyatt Ziva, you and a guest will enjoy beautiful accomodations with sleek décor and private balconies. Enjoy delectable cuisine at numerous unique restaurants and savor authentic local and international dishes from tapas to sushi-as well as creative cocktails. Experience everything this all-inclusive resort has to offer for an unforgettable vacation in Los Cabos! 5

awaken your Senses

Esperanza Cabo San Lucas offers a vacation for your body and a holiday for your soul. Top 25 qualifiers will experience pure luxury at one of Trip Advisor s top-ranked Travelers Choice Award resorts. This sophisticated resort will awaken your senses and revive your spirit at a place where nature and architecture meet in perfect harmony. Indulge yourself in a rare tropical oasis at the newly renovated resort. Your personal casista is just the private retreat of pure relaxation you've been searching for. Your qualifying stay at the enchanting and exclusive Esperanza will give you access to: Personal casitas with indoor/outdoor living space. Plush daybeds, handcrafted furniture and authentic accessories created by Mexican artisans. An outdoor terrace with a wraparound padded banco, including a hammock for maximum relaxation. Esperanza s signature bath products. World-class dining created with local, "sea-to-table fare. The award-winning Cabo Spa and Fitness Program. Complimentary workout classes at the state-of-the-art fitness center. 7

time to get Qualified

All qualifiers and their guests will receive round-trip air transportation from a major U.S. airport to Los Cabos, ground transportation for arrival and departure in and out of Los Cabos, luxury, all-inclusive accommodations for five nights at the Hyatt Ziva Los Cabos, admittance to all CreativeOne-hosted events and activities, a variety of amenity packages based on your level of qualification, and all taxes and gratuities covered. Your Hyatt Ziva all-inclusive experience allows you access to the following: All pools including adult-only pool and kid-friendly play area. Beach and pool butlers. State-of-the-art fitness center. 24-hour room service. Fine dining at numerous à la carte and gourmet buffet restaurants. Unlimited alcoholic cocktails, beer, wine, soft drinks and snacks at lounges and bars. Adventure opportunities such as fishing, scuba diving and golf (extra fees). Nightly Cirque-du-Soleil-style shows, live music and entertainment. Zen Spa with 16 indoor treatment rooms, wet area with sauna, steam room and hydrotherapy area (treatment costs may be included depending on level). Full-service beauty salon and product shop. Wi-Fi access. 9

rejuvenate with a Dip

Producers who earn a minimum of three million convention credits (see page 15 for credit calculations) will have the opportunity to join us for five nights at the Hyatt Ziva. In addition to the amenities offered to all qualifiers, producers have the opportunity to earn enhanced amenity packages by being one of CreativeOne s top qualifiers. The higher the production, the more enhancements the producer and their guest will receive, with the top 25 qualifiers earning two additional nights in Los Cabos at the exclusive, topranked Esperanza Resort. See below for more details. El Mar Club (#41 and up) Qualifiers will experience a five-night stay at Hyatt Ziva and receive $250 in spending money. El Sol Club (15 qualifying producers ranked from #26-40) Qualifiers will experience a five-night stay at Hyatt Ziva, a spa treatment for two and $500 in spending money. La Arena Club (15 qualifying producers ranked from #11-25) Qualifiers will experience upgraded accommodations for their five-night stay at Hyatt Ziva, a spa treatment for two at Hyatt Ziva, two additional nights in personal casitas at Esperanza and $750 in spending money. 11

truly serene Living

La Duna Club (Seven qualifying producers ranked #4-10) Qualifiers will experience upgraded accommodations for their five-night stay at Hyatt Ziva, two additional nights in personal casitas at Esperanza, a spa treatment for two at Esperanza, a private dinner at Cocina del Mar at Esperanza and $1,000 in spending money. La Baja Club (Three qualifying producers ranked #1-3) Qualifiers will experience upgraded accommodations for their five-night stay at Hyatt Ziva, two additional nights in personal casitas at Esperanza, a spa treatment for two at Esperanza, a private dinner at Cocina del Mar at Esperanza and $1,250 in spending money. 13

experience relaxation at Land's End

Credits will be calculated after all commissions have been received by CreativeOne/Client One as follows: Annuities Life Client One Securities* Fixed Products Indexed Products 100% of premium 100% of premium Single Life Premium Excess Premium 100% of premium 100% of premium Net Revenue x 70 Immediate Products 25% of premium MYG Products 25% of premium Target Premium 1,000% of premium = Convention Trip Credits *For representatives registered with Client One, at least 1 million of the 3 million in premium must come from annuity and/or life production with CreativeOne. Producers with special contract levels will receive a reduction in the above calculations. Chargeback of commission will result in chargeback of credits for all producers. In the case of premiums paid monthly, credit will accumulate on a monthly basis as commissions are paid. New producers contracting with CreativeOne for the first time on or after January 1, 2016, are eligible to earn double incentive trip credits on paid annuity and life premium within the first 120 days of approved contracting. Securities business written through Client One is not eligible for the double credit promotion. Business must go paid to CreativeOne by December 31, 2016, and all other rules apply. 15

www.creativeone.com 800.992.2642 11460 Tomahawk Creek Parkway, Suite 100 Leawood, KS 66211 FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC. Registered representative participation is subject to broker/ dealer approval. New York production as well as some products/carriers may be excluded. CreativeOne does not offer any other compensation in lieu of the trip. The amenity packages may not be altered and there is no buy-in available for extra amenity packages. Incentive trip is by invitation and is open to qualifying producers and their guest only. There is no single qualification. Qualification levels are based on final production ranking as of 12/31/2016 and not final attendees. Business must go paid to CreativeOne by December 31, 2016. Trip is not transferable. Deviations from the planned program are at the qualifier s own expense. Producers with a Broker-Dealer arrangement are subject to qualification restrictions. CreativeOne reserves the right to terminate, amend or modify the incentive trip and qualification at any time. A producer must be contracted and in good standing at the time of trip to attend. You are considered ineligible for this incentive trip if you have a letter of intent to transfer from CreativeOne. Producer is responsible for applicable income taxes. Broker-Dealer and Investment Advisor services provided by Client One Securities LLC, Member FINRA/SIPC. Client One Securities is a wholly owned subsidiary of CreativeOne. 2016 Creative One Marketing Corporation. General Version - EM-0161-2015/12/30