FINLAND, ESTONIA & LATVIA

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CONFIRMATION OF ARRANGEMENTS LABYRINTH CHOIR CONCERT TOUR FINLAND, ESTONIA & LATVIA JULY 2016 www.kiconcerts.com Your World of Music

CONFIRMATION OF ARRANGEMENTS Group Director Labyrinth Choir Dr. Anita Kupriss Departure Date July 4, 2016 Itinerary Monday, July 4: Depart Boston for Finland Tuesday, July 5: Arrive in Helsinki Thursday, July 7: Transfer to Tallinn by ferry Saturday, July 9: Transfer to Riga Wednesday, July 13: Depart Latvia for US Tour Price Tour price: $4,510 Discount for payment by check or direct debit:$4,295 Performances July 6 Concert in Helsinki July 8 Concert in Tallinn July 11 Concert in Riga July 12 Concert own arrangements Inclusions in Tour Price Round-trip airfare from Boston, economy class Air taxes and fuel surcharges Private motor coach throughout with driver 3.5 star accommodations, based on double occupancy Breakfast and dinner daily Professional tour escort throughout tour All scheduled sightseeing and entrance fees Concert organization and promotion listed in itinerary Core travel insurance benefits Group tips Concert Arrangements and promotion including venue, provision of digital piano if no acoustic piano at venue, conductor s music stand.

Additional to Tour Price: Optional Payment Travel Insurance Options: Option 1 $259 Option 2 $390 Single Room Supplement: $610 Additional musical instruments or equipment required for performances Meals other than specified in the itinerary Personal expenses, e.g. laundry, drinks, porterage Prior to payment date, an invoice will be submitted to Anita Kupriss. Payment will be by one check. It is the group s responsibility to pay by the due date irrespective of whether an invoice is received. Payment Schedule Payment To be received by KI before $1000 August 25, 2015 $600 October 25, 2015 $600 November 25, 2015 $600 January 25, 2016 Full and final payment February 25, 2016 The total of the amounts due at the time of joining must be paid by those joining after the first payment date. Exchange Rate All prices are projected for 2016 and are subject to change. They are based on an exchange rate of $1USD = 0.87EUR. Adjustments may be made when the exchange rate varies more than 5% at 120 days prior to departure. Group Numbers The services specified are based on a minimum of 20 paying passengers. If this quota is not reached, the price of the tour may be increased proportionately. 2

Airline Tickets KI will issue airline tickets after the final payment is received and no later than 30 days prior to departure. Individuals showing a balance due on their account will not be issued an airline ticket therefore will be subject to flight availability and airfare increases.. KI reserves the right to increase the tour price if there are significant changes in fuel surcharges/air travel taxes. Group Air Space KI has reserved 30 seats for your group. On April 1, 2016, if your group numbers do not match the number of reserved seats, then KI will release the unused space to avoid airline cancellation penalties. Deviations Lufthansa permits a maximum of 20% of air travelers to deviate on either the outbound or return journey. Travel must be from the same airport as the group and must be completed within ten months of the date the tour started. Deviation Request forms must be submitted no later than 120 days prior to departure. The deviation fee is $350 per identical deviation plus any additional airfare above the group fare. Free Positions 1 free position for every 20 passengers purchasing the full package, including air, is achieved (i.e. the 21st, 42nd, 63rd, etc.). Land Only $3,565/$3,395 Please note that land only travelers or those purchasing less than a full-tour package, do not count towards free positions. Group Tips Basic group tips are included; however please feel free to give additional tips for exceptional service. 3

Cancellation Substitution Terms and Conditions The following cancellation charges will apply if anyone cancels their tour: 50% of funds paid by the passenger will be refunded from receipt of the first payment until the date prior to the due date for the final payment No funds will be refunded to the passenger after the due date for the final payment or if any payments are in arrears at the date of cancellation. Substitutions are encouraged so that cancellation fees can be avoided. The only additional cost for a substitute is the insurance premium, when an insurance package has been purchased, as these payments cannot be transferred. Substitution payments must be received by KI before a refund to the original passenger is made. They must be made no later than 90 days prior to travel or charges will apply. The full terms and conditions for the tour program which govern the relationship between Kingsway International, LLC and the group, except as amended above, are appended. Receipt of the initial deposit constitutes full acceptance of the terms and conditions. The parties confirm that this document accurately sets out the arrangements for the agreed tour. Note that the agreement applies unless KI is advised to the contrary in writing, even if a signed copy is not received. KIconcerts GROUP Michael A Clohesy Chief Executive December 23, 2015 Name Signature Title Date 4

TERMS & CONDITIONS Kingsway International, LLC, a Colorado limited liability company, doing business as KIconcerts and hereinafter referred to as KI, accepts reservations subject to the details outlined in this brochure and these additional conditions. The first payment constitutes acceptance of all conditions set out in this brochure. PAYMENT CONDITIONS No order will be processed without a first payment and reservation is not guaranteed if payments are not made by the due date. Should any payment be in arrears more than one payment period and no payment arrangement entered into, KI reserves the right to cancel a passenger s participation in the tour and to hold all payments made to date. Should a final payment not be received on time, KI reserves the right to not issue an airline ticket, to cancel a passenger s participation in the tour and to hold all payments made to date. LATE APPLICATIONS Applications may be submitted after the due date for the first payment and, subject to flight, coach and hotel availability, will be accepted. Such applications must be accompanied by a payment equal to the amount due by the date of the application. Should that amount not be received, the passenger will be deemed to be in arrears and the above conditions will apply. ITINERARY VARIATION KI is committed to continually improving itinerary features whenever realistic improvements are possible. If unforeseen circumstances beyond our control necessitate, we reserve the right to vary itineraries and/or destinations and to substitute hotels if circumstances warrant. Venues, repertoire and performances may be adjusted or modified, with final arrangements contingent upon the number of performance participants. AIR TRANSPORTATION Air Transportation is in Economy Class on airlines determined by KI that are IATA (International Air Transportation Association) and ARC (Airlines Reporting Corporation) member carriers. DISCOVER NORTHERN EUROPE - YOUR WORLD OF MUSIC 8

TERMS & CONDITIONS AIR DEVIATION Those wishing to deviate from the air arrangements made for the group have two options: 1. To make their own flight arrangements ( Land Only ): those wishing to take this option will need to make all their own flight arrangements, including sectors by air within the tour. Any person choosing the land only option must arrange their own ground transportation to and from the airports. They are able to utilize the group transport from and to the airport provided there is no delay or change required to the group arrangements. KI is not in a position to offer assistance regarding ground or air transport to land only travelers. If the land only option is selected after the initial full-tour reservation has been made, a $175 change fee up to 120 days prior to departure will apply. Anyone changing to a land only option less than 120 days prior to departure will be subject to a $1,000 change fee. Those choosing a land only package will not count towards the group s complimentary positions. 2. To start the tour earlier than or return later than the group. Most airlines will permit some members of the group to deviate from the group s schedule. You need to fly into the group s arrival city or depart from the same city. Only the date can change. The specific conditions applicable to the group s tour will be advised once the flights are confirmed. A deviation fee of $350 per identical booking plus any applicable additional airfare will be charged. No applications will be received after 120 days prior to departure. CANCELLATIONS The following cancellation charges will apply if any passenger cancels their tour (the insurance premium, whether included in the tour price or paid separately, is not refundable). 50% of funds paid by the passenger will be refunded from receipt of the first payment until the date prior to the due date for the final payment No funds will be refunded to the passenger after the due date for the final payment or if any payments are in arrears at the date of cancellation Should world conditions affect the staging of the tour, the U.S. State Department bans travel to the countries included in the itinerary or should KI determine that the safety of its clients is otherwise better served, KI reserves the right to offer a comparable program at an alternate destination. Should this offer not be accepted by each passenger within 10 days of the offering, the cancellation penalties outlined above will apply. All cancellations must be made in writing and sent by mail, fax or e-mail to KI. LABYRINTH CHOIR 9

TERMS & CONDITIONS SUBSTITUTIONS KI recognizes that circumstances occur where it may be necessary to cancel participation in this program. Substitutions are encouraged so that cancellation fees can be avoided. The only additional cost for a substitute is the insurance premium, where an insurance package has been purchased, as these payments cannot be transferred. KI must be notified of substitution at the time of cancellation. Substitution deposits/payments must be received by KI before a refund to the original passenger is made. Substitutions must be made no later than 90 days prior to travel or charges will apply. This clause does not apply if KI has canceled a person s participation in accordance with the provisions of these terms and conditions. PASSPORTS Every tour member must have a valid passport that will be in effect for at least six (6) months after the date of conclusion of the tour. KI must receive a copy of the passport no later than 120 days prior to departure. VISAS: U.S. CITIZENS U.S. citizens do not require a visa to enter most countries in Europe provided their stay is no longer than 90 days. It is your responsibility to consult with the Embassy or Consulate of each country to be visited to determine what form of visa is needed. It is your responsibility to obtain the visa if needed VISAS: NON-U.S. CITIZENS Citizens of all other countries must consult with the Embassy or Consulate of each country to be visited to determine what form of visa is needed. It is your responsibility to obtain the visa if needed. A minimum of six (6) weeks should be allowed for this process. U.S. HEALTH REQUIREMENTS KI refers you to the U.S. Centers for Disease Control and Prevention (the CDC ) in Atlanta for the latest health and vaccination requirements. The Travelers Health Hotline is (877) 394 8747 and the website is: www.cdc.gov/travel. FREQUENT FLYER PROGRAM MEMBERS KI will pass frequent flyer program information to the airlines if such information is received no later than 60 days prior to travel. It is the individual traveler s responsibility to ensure the airline inserts this information into their booking. Many airlines do not provide mileage accrual for group travel. Travelers should check with their frequent flyer carrier to determine if they qualify for any mileage accrual. KI is unable to provide ticket copies after departure. DISCOVER NORTHERN EUROPE - YOUR WORLD OF MUSIC 10

TERMS & CONDITIONS ARBITRATION Any disputes shall be resolved by binding arbitration in the County of El Paso, Colorado through the American Arbitration Association. RESPONSIBILITY The responsibility of KI is strictly limited. KI acts only as agents for transportation companies, hotels, and other public services and it is the express condition that we shall not become liable for delays, losses, or accidents incurred by said persons or operators to passengers and baggage from whatsoever cause. KI also reserves the right to change the routing, hotels, and/or sightseeing and any service offered, should local conditions in our opinion warrant; the extra cost, if any, must be paid by the passengers. The right is reserved to refuse any person on this tour. The airlines and other transportation companies concerned are not to be held responsible for any act or omission or event during the time passengers are not on board their planes or conveyances. This passage contract in use by the carriers concerned when issued shall constitute the sole contract between the airlines or other carriers and the purchasers of the tour and/or passengers. All additional expenses caused by war, landslides, strikes, weather delays, illness or accidents are the responsibility of the passengers. By utilizing the services of KI, the tour member agrees that the maximum liability for KI is the price of the tour and that the exclusive venue for all claims, actions or proceedings against KI of whatsoever nature arising out of this contract shall be the County of El Paso, Colorado, and such claims, actions, or proceedings shall be determined according to laws and jurisdiction of the State of Colorado. VARIATIONS TO TOUR CONDITIONS Any variations or additions to the conditions governing this tour will only be valid if provided in writing by an Officer of KI. LABYRINTH CHOIR 11