Everyday Plus Account Qantas Rewards Program

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Everyday Plus Account Qantas Rewards Program Terms and Conditions Effective 1 April 2018

Terms and Conditions 1. Important 1.1 Please read these Terms and Conditions carefully. They set out the circumstances in which your Qantas Points will accrue, be credited to your Account or be cancelled. 1.2 The BOQ Specialist Everyday Plus Account Qantas Rewards Program that is described in these Terms and Conditions applies only to Account holders that hold a BOQ Specialist Everyday Plus Account. 1.3 To earn Qantas Points in the BOQ Specialist Everyday Plus Account Qantas Rewards Program, you must be a member of the Qantas Frequent Flyer Program and have supplied to BOQ Specialist your valid Qantas Frequent Flyer Membership Number. See section 5 for more information. You cannot supply a Qantas Frequent Flyer Program membership number of any other third party. You will only be credited with Qantas Points you have earned after you have advised us of your Qantas Frequent Flyer Membership Number. Qantas Points cannot be credited to your Qantas Frequent Flyer Membership Account unless you provide us with your Qantas Frequent Flyer Membership Number. 2. General 2.1 These Terms and Conditions govern your participation in the BOQ Specialist Everyday Plus Account Qantas Rewards Program. 2.2 The depositing of funds into your Everyday Plus Account will be taken to signify your understanding and acceptance of these Terms and Conditions. 2.3 Words that are capitalised in these Terms and Conditions are defined in section 3 of this Terms and Conditions document. 3. Definitions BOQ Specialist means BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian credit licence No. 244616. Qantas Rewards Program means the rewards program that is administered by BOQ Specialist in partnership with Qantas and is described in these Terms Calendar Month means each month or part thereof where you accrue Qantas Points in accordance with these Terms Monthly Rewards Balance means the total number of Qantas Points that you have earned during a calendar month. Everyday Plus Account means the points earning transactional deposit account held with BOQ Specialist. Qantas means Qantas Airways Limited ABN 16 009 661 901 (or such other company that operates the Qantas Frequent Flyer Program from time to time). Account means the Qantas Frequent Flyer Membership Account of the account holder. 2

Number means the Qantas Frequent Flyer Program Membership Number assigned by Qantas to the account holder. Qantas Points means reward points in. Qantas Frequent Flyer Program means the loyalty frequent flyer program of that name that is operated by Qantas. Qantas Frequent Flyer Terms and Conditions means the terms and conditions entered into between Qantas and a member that wishes to participate in the Qantas Frequent Flyer Program (as amended or substituted from time to time by Qantas). For details visit qantas.com/terms. Terms and Conditions means this document and includes any other version of this document that replaces an earlier version. 4. Qantas Frequent Flyer Program 4.1 To be credited with Qantas Points earned through the BOQ Specialist Everyday Plus Account Qantas Rewards Program, you (as the account holder) must be a member of the Qantas Frequent Flyer Program and have supplied to BOQ Specialist your valid Qantas Frequent Flyer Membership Number. The name on your Qantas Frequent Flyer Membership Account and your Everyday Plus account must be identical for us to credit Qantas Points earned to your Qantas Frequent Flyer Membership Account. The Qantas Frequent Flyer Program is available only to individuals. Membership of and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer Program. For your complimentary membership, please visit qantas.com/joinffboqspecialist. 4.2 Qantas Points earned through the Qantas Rewards Program are offered in accordance with these Terms and Conditions and do not constitute your property. Qantas Points you accrue have no cash or monetary value. You cannot transfer your Qantas Points to any other person or entity other than in limited circumstances in accordance with the Qantas Frequent Flyer Terms 4.3 Any air travel undertaken as a result of participation in the Qantas Frequent Flyer Program is subject to the Terms and Conditions of the Qantas Frequent Flyer Program and the Qantas Conditions of Carriage as amended from time to time. For details visit qantas.com/frequentflyer. 4.4 You acknowledge and authorise BOQ Specialist and Qantas to exchange your personal information (including your name, address, email address, date of birth and Qantas Frequent Flyer Program membership details). You acknowledge that the exchange of this information is necessary and will be limited to the extent required to ensure that you can earn Qantas Points under and subject to these Terms and Conditions and Terms and Conditions (available at qantas.com/frequentflyer) and that you can be provided with the benefits of including information on it and available rewards. 3

5. How Qantas Points are transferred to your Qantas Frequent Flyer Membership Account 5.1 If the account holder/s supplies to BOQ Specialist his/her Qantas Frequent Flyer Membership Number, at the end of each Calendar Month, BOQ Specialist will calculate your Monthly Rewards Balance. BOQ Specialist will then arrange for your Monthly Rewards Balance to be sent to Qantas and the Qantas Points earned will be credited to your Qantas Frequent Flyer Membership Account. This may take up to approximately 21 days. 5.2 Qantas Points that you have accrued during a calendar month will be automatically transferred to your Account in accordance with these Terms 5.3 Subject to section 5.1, once your Qantas Points are successfully transferred to your Qantas Frequent Flyer Membership Account, the Qantas Points are governed by the Qantas Frequent Flyer Terms 5.4 If you have a query in relation to Qantas Points (earned through the Qantas Rewards Program) either not showing up on your Monthly Rewards Balance or not being credited to your Account, please contact us on 1300 160 160. 5.5 Any questions or queries in relation to generally, must be referred to Qantas. 6. Tracking your Qantas Points You will be able to track the number of Qantas Points you earn by referring to your Everyday Plus Account statement or by logging on to qantas.com and following the instructions for Qantas Frequent Flyer member log in. 7. Liability BOQ Specialist does not warrant the performance by Qantas of the Qantas Frequent Flyer Program Terms and Conditions or the provision of any benefits which may be available under that program. All travel undertaken by you as a member of the Qantas Frequent Flyer Program will be at your own risk. Qantas Frequent Flyer Program members are liable for any taxation implications relating to their participation in. It is recommended that you consult a taxation adviser in relation to any taxation implications related to membership of the Qantas Frequent Flyer Program. 4

Client service centre T 1300 160 160 boqspecialist.com.au Adelaide Suite 5 121 129 Hutt Street Adelaide SA 5000 T +61 8 8203 9100 F +61 8 8227 0066 Brisbane Level 8 Riverside Centre 123 Eagle Street Brisbane QLD 4000 T +61 7 3018 8100 F +61 7 3018 8108 Melbourne Level 49 120 Collins Street Melbourne VIC 3000 T +61 3 8660 1000 F +61 3 8660 1010 Perth Level 3, Suite 31 22 Railway Road Subiaco WA 6008 T +61 8 9214 4500 F +61 8 9214 4545 Sydney Level 22 The Chifley Tower 2 Chifley Square Sydney NSW 2000 T +61 2 9293 2000 F +61 2 9293 2166 56608 EPA QFF - BOQS01781 V1 160518