10th Annual Allstate Canada Safe Driving Study Results

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10th Annual Allstate Canada Safe Driving Study Results 10-Year Combined Ranking (2008-2018) (Per 100 Cars During 2008-2018) Increase or Decrease in Hanmer ON 1 3.8% -17% Brockville ON 2 3.9% -5% La Salle ON 3 4.0% 30% Belle River ON 4 4.3% 10% Lethbridge AB 5 4.3% -18% Sarnia ON 6 4.4% 2% Spruce Grove AB 7 4.4% -27% Sault Ste. Marie ON 8 4.4% 15% Kingston ON 9 4.6% 52% Peterborough ON 10 4.6% 14% Thunder Bay ON 11 4.8% 43% St. Catharines ON 12 4.9% 43% Sherwood Park AB 13 5.0% -9% Sudbury ON 14 5.0% 40% Riverview NB 15 5.0% 11% Windsor ON 16 5.0% 47% Niagara Falls ON 17 5.1% 33% Brantford ON 18 5.1% 67% Waterloo ON 19 5.1% 32% Cornwall ON 20 5.2% 29% Bowmanville ON 21 5.3% 24% Burlington ON 22 5.3% 10% Kitchener ON 23 5.4% 67% Newmarket ON 24 5.4% 19% Bedford NS 25 5.5% 12% Fredericton NB 26 5.5% 6% Dartmouth NS 27 5.5% 56% Stouffville ON 28 5.5% 38% Cambridge ON 29 5.6% 27% Aurora ON 30 5.6% 10% Guelph ON 31 5.7% 28% Oakville ON 32 5.7% -1% Saint John NB 33 5.7% 0% 1

10-Year Combined Ranking (2008-2018) (Per 100 Cars During 2008-2018) Increase or Decrease in Stoney Creek ON 34 5.7% 35% Etobicoke ON 35 5.8% 45% Kanata ON 36 5.9% 52% Moncton NB 37 5.9% 13% Dieppe NB 38 5.9% 8% Oshawa ON 39 6.0% 28% Red Deer AB 40 6.0% 6% London ON 41 6.1% 13% Hamilton ON 42 6.1% 35% Barrie ON 43 6.1% 2% Calgary AB 44 6.1% 19% Woodbridge ON 45 6.2% 9% Mississauga ON 46 6.4% 23% Nepean ON 47 6.4% 37% Orleans ON 48 6.4% 2% Markham ON 49 6.4% 32% Edmonton AB 50 6.5% 9% Whitby ON 51 6.6% 1% Richmond Hill ON 52 6.6% 9% Toronto ON 53 6.6% 34% Pickering ON 54 6.6% 23% Ottawa ON 55 6.6% 22% Milton ON 56 6.7% 11% Thornhill ON 57 6.8% -1% Halifax NS 58 6.9% 53% Ajax ON 59 6.9% 42% Maple ON 60 7.0% 2% Gloucester ON 61 7.0% 64% Brampton ON 62 7.1% 36% Scarborough ON 63 7.1% 36% North York ON 64 7.1% 37% 2

Communities with the Greatest Decrease in Decrease in (2008 vs. 2018) Spruce Grove AB -27% Lethbridge AB -18% Hanmer ON -17% Sherwood Park AB -9% Brockville ON -5% Communities with the Greatest Increase in Increase in (2008 vs. 2018) Kitchener ON 67% Brantford ON 67% Gloucester ON 64% Dartmouth NS 56% Halifax NS 53% Top 10 Safest Communities to Drive in Past 10 years 10-Year Average Hanmer ON 3.8% Brockville ON 3.9% La Salle ON 4.0% Belle River ON 4.3% Lethbridge AB 4.3% Sarnia ON 4.4% Spruce Grove AB 4.4% Sault Ste. Marie ON 4.4% Kingston ON 4.6% Peterborough ON 4.6% 3

Top 10 Least Safe Communities to Drive in the Past 10 years 10-Year Average North York ON 7.1% Scarborough ON 7.1% Brampton ON 7.1% Gloucester ON 7.0% Maple ON 7.0% Ajax ON 6.9% Halifax NS 6.9% Thornhill ON 6.8% Milton ON 6.7% Ottawa ON 6.6% by : 2008 vs. 2018 2018 Ranking (Per 100 Cars in 2018) 2008 Ranking (Per 100 Cars in 2008) Increase or Decrease in New Brunswick 1 5.1% 1 4.5% 14.2% Alberta 2 6.2% 4 5.7% 9.4% Ontario 3 6.4% 3 4.9% 30.4% Nova Scotia 4 6.4% 2 4.7% 38.1% Ranking based on of Claim (1=Least frequent; 4=Most frequent) Date with the Most and Fewest by Date with Most (2008-2018) Date with Fewest (2008-2018) Alberta December 23 December 25 New Brunswick December 23 December 25 Nova Scotia February 13 January 1 Ontario December 21 December 25 4

National* by Day of the Week Lowest to Highest (%) Day of the Week 2018 Ranking 2008 Ranking Sunday 1 10.59% 1 10.09% Saturday 2 13.15% 2 13.54% Monday 3 13.85% 3 13.59% Tuesday 4 14.66% 4 14.91% Thursday 5 15.35% 5 15.07% Wednesday 6 15.40% 7 16.46% Friday 7 17.01% 6 16.33% Ranking based on of Claim (1=Least frequent; 7=Most frequent) Cause of Loss National* (%) Type of Loss Cause % of occurrence (2018) % of occurrence (2008) Rear Ended 26% 25% Turning & Intersections 21% 22% Parked Vehicle 19% 16% Lane Change 10% 9% Stationary Object Or Ditch 9% 10% Backing Up Into Vehicle 7% 8% Chain Reaction Multi 5% 4% Pedestrian Or Cyclist 2% 2% Other 2% 2% Head On 1% 1% Ranking of Cause of Loss Based on Severity of Claim National* Type of Loss Cause 2018 Ranking 2008 Ranking Head On 5 4 Pedestrian Or Cyclist 4 5 Turning & Intersections 3 3 Chain Reaction Multi 2 2 Stationary Object Or Ditch 1 1 Ranking based on Severity of Claim (1=Least severe; 5=Most severe) *Please note: National in the 10th Annual Allstate Canada Safe Driving Study refers to the four provinces studied: Alberta, Ontario New Brunswick and Nova Scotia Trademark used under licence by Allstate Insurance Company of Canada 2018 Allstate Insurance Company of Canada 5