About Todd Claim Service

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About Todd Claim Service Todd Claim Service, Inc. is an independent All Lines Claim Adjuster and Inspection Firm that was founded in 1962 by William D. Todd in Fort Walton Beach, Florida. Serving the Northwest Gulf Coast Region of Florida from Tallahassee through Pensacola and all cities and towns in between. The firm has been a continuous family run operation for the last 55 years. Currently it is being managed by William s sons W. Scott Todd and Charles Todd with the aid of their longtime Office Manager Karen Goudelock and General Claim Adjuster Ted Abbott. Combined we bring 181 years of experience to every claim and Inspection we perform. Our adjusters leverage and utilize the latest technologies to speed up the claims process for each of our clients. All our staff are certified and proficient in Xactimate and Symbility to help maximize efficiency and improve claim performance. From home and auto to mediation and general liabilities claims, we can do it all. Let us show you the Todd Claim Service Advantage.

W. SCOTT TODD 525 Pocahontas Fort Walton Beach, Florida 32547 850 243-9195 (W) 850 685-7170 (Cell) EDUCATION 1978 1987 Lincoln High School, Tallahassee, Florida, Graduated University of West Florida, Pensacola, Florida, B.A. TECHNICAL TRAINING 1981 Southern Farm Bureau Technical Insurance School, Jackson, Michigan PROFESSIONAL EXPERIENCE 1985 - Present Todd Claim Service, Inc., Fort Walton Beach, Florida President/General Manager/Adjuster-in-Charge. Actively working as all-lines adjuster, mediation specialist, property appraiser (appraisal process), umpire (appraisal process); catastrophe experienced (residential and commercial); NFIP & Citizens Certified 1979-1985 Sewell, Todd & Broxton, Inc., Tallahassee, Florida Licensed all-lines adjuster and insurance agent 1988 American International Group, Atlanta, Georgia Temporary catastrophe claims examiner 1992 Sewell, Todd & Broxton, Inc., Jacksonville, Florida Temporary catastrophe field adjuster, Orlando, Florida PROFESSIONAL MEMBERSHIPS NAIIA, Chicago, Illinois PROFESSIONAL LICENSES Florida Independent All -Lines Adjuster License (520) - A266100 Alabama Non-Resident License - 0290515 Georgia Non-Resident License - 841153

CHARLES H. TODD 406 Bristol Cove Road Mary Esther, Florida, 32569 850 499-4754 (Cell) EDUCATION 1979 1985 Lincoln High School, Tallahassee, Florida, Graduated Florida State University, Tallahassee, Florida, B.S., Business Management TECHNICAL TRAINING 1984 1989 Vale Tech, Chambersburg, Pennsylvania ITTI, Dallas, Texas PROFESSIONAL EXPERIENCE 2010 - Present 2004-2010 1992-2004 1989-1992 1988-1989 1987-1988 1979-1987 Todd Claim Service, Inc., Fort Walton Beach, Florida Vice-President. All-lines adjuster and mediation specialist; catastrophe experienced (residential and commercial); NFIP & Citizens Certified Nationwide Insurance Company, Pensacola, Florida Resident Field Adjuster Todd Claim Service, Inc., Fort Walton Beach, Florida Vice-President. All-lines adjuster and mediation specialist. Elliott Claim Service, Inc., Tallahassee, Florida Branch Manager. All-lines adjuster and investigator. Travelers Insurance Company, Tallahassee, Florida Resident senior all-lines adjuster. Florida Dept of Insurance, Division of Rehabilitation & Liquidation, Tallahassee, Florida Insurance specialist handling the seizure of distressed insurance companies under court order. Sewell, Todd & Broxton, Inc., Tallahassee, Florida All-lines adjuster PROFESSIONAL LICENSES Florida All -Lines Adjuster License (5-20) - A266008 Georgia Non-Resident Adjuster License - 2753218

WILLIAM D. TODD 228 Crewilla Drive Fort Walton Beach, Florida 32548 850 243-9195 (W) 850 937-2127 (Cell) EDUCATION Graduate - Auburn University in 1959; B.S. - Business Administration & Economics TECHNICAL TRAINING Casualty Training School; International Institute of Loss Adjusters PROFESSIONAL EXPERIENCE January 2007 to Present: Todd Claim Service, Inc., Fort Walton Beach, Florida Mediation specialist and casualty claim representative 2005 to 2007: Property claims consultant for law firms and property owners in Northwest Florida, Mississippi, and New Orleans. 1994 to May 2005: GEICO, Northwest Florida Mediation specialist and casualty claims representative 1987 to 1994: Todd Claim Service, Inc., Fort Walton Beach, Florida Claims consultant and mediation specialist; and independent of Todd Claim Service, real estate developer and retail furniture entrepreneur 1970 to 1987: Sewell, Todd & Broxton, Inc. Acquired John T. Sewell Co., Inc. (5 offices; 13 field adjusters) across Northwest Florida. Company changed name to Sewell, Todd & Broxton, Inc. and Piersol Service, Inc. (18 offices in Florida, George, and Alabama. Companies were sold in 1987. 1962 to 1970: Todd Claim Service, Inc., Fort Walton Beach, Florida Owner, mediation specialist, and claim representative 1960 to 1962: Miami and Pensacola, Florida Casualty and workers compensation field investigation trainee PROFESSIONAL MEMBERSHIPS NAIIA, Chicago, Illinois PROFESSIONAL LICENSES Florida Independent All -Lines Adjuster License (5-20) - License # A266097

KAREN L. GOUDELOCK 3 Japonica Lane Shalimar, Florida, 32579 850 243-9195 (W) 850 651-4230 (H) EDUCATION 1969 1971-1972 Fair Park High School, Shreveport, Louisiana, Graduated Louisiana State University, Shreveport, Louisiana, Foreign Language Education TECHNICAL TRAINING 1978-1979 1981 1982 1979 & 1983 1993 Life Office Management Association (Life Management Education Parts I, II, III) Dunn & Bradstreet (Supervisory Education) Life Office Management Association (Supervisory Education) Instructor, Life Office Management Association (Part I - Basic Principles) Andy Beverly All-Lines Insurance Adjuster Seminar PROFESSIONAL EXPERIENCE 1991 - Present Todd Claim Service, Inc., Fort Walton Beach, Florida Office Manager; All-Lines Adjuster; Catastrophe Operations Supervisor 1987-1991 Trinity Universal Companies, Regional Office, Alexandria, Louisiana Lead Clerical Supervisor; Inside Casualty Adjuster; Home Office Liason 1982-1984 1977-1982 Hebert-Simon Financial Planning, New Orleans, Louisiana Vice-President, Operations; Office Manager, Marketing Support; Lines - Life, Group, Health, Disability Savings Life Insurance Group, Shreveport, Louisiana Policyholder Service Supervisor - 22 Ordinary Life Companies PROFESSIONAL MEMBERSHIPS NAIIA, Chicago, Illlinois PROFESSIONAL LICENSES Florida Independent All -Lines Adjuster License (5-20) - A101507

Natural Disaster Claims Todd Claim Service wants to be part of the solution not the problem. With over 55 years of experience as independent claims adjusters, we have handled many catastrophe claims. Our adjusters combined 181 years experience have handled every type of natural disaster including: Hurricanes Tornadoes Wind Storms Hail and Ice Storms Floods Todd Claim Service, Inc. prides itself on handling claims professionally, quickly and efficient as possible. We will help your customers in their biggest time of need getting back on their feet. All the time helping you solidify your relationship and retention of these customers. No matter the nature or severity of the event, our staff will meet your Insurance Carrier needs and find solutions to satisfy your requirements. We will leverage the latest technologies to ensure that your agencies claims will be done right the first time. All claims will be completed utilizing Xactimate and will be well documented with photographs of the damage, including contents. Our adjusters understand the distress that your customer is under after a catastrophic event occurs. We will handle each claimant individually and guide them through the coverage and claim process so they have the peace of mind that their needs are being met and they are being well served by their Insurance Carrier. We will even help guide them with relocation needs as necessary. Todd Claim Service, Inc. handles both Residential and Commercial claims, specifically: All-Lines Damage Appraisals Auto Claims General Liabilities Claims Mediation Standard settlement negotiation Total loss settlement negotiation

Field inspections Residential building and personal property Commercial building and personal property Todd Claim Service was instrumental in helping pick up the pieces after Hurricane Ivan devastated our service area in 2004. Let us show you the Todd Claim Service Advantage. Photo Gallery

Fire Claims Todd Claim Service, Inc. has extensive experience investigating fire and smoke claims for Insurance Carriers. With over 55 years of experience as an Independent All Lines Claim Adjuster and Inspection Firm, we have handled every type of claim from a small house fire to a total loss. We understand the distress and frustration this can bring to both the homeowner and Insurance Carrier. We help mitigate this distress by conducting each claim professionally and efficiently as possible. TCS understands the importance of adequate photo documentation of the fire damage, contents, and determining the origin of loss in each claim. Our firm has the resources to conduct a full course of origin study if needed. We will do whatever it takes to make sure that we have fully inspected and assessed each claim correctly the first time. We utilize the latest technology to conduct each claim. We will complete the claim using Xactimate or Symbility depending on your agencies preference. Todd Claim Service has both residential and commercial adjusters on staff to serve your needs. We know how hard fire and smoke damage can be on your customer during this type of loss. We will address the importance of the Homeowners needs, by: documenting the file for advance against fire claim, help the insured with relocation, help the homeowner get back on their feet, and handle each claim in an expedient manner. Our attention to detail during this process will greatly aid in customer satisfaction and ultimately customer retention.

Roof Claims Having a solid roof over your head is one of life s essential necessities. Todd Claim Service, Inc. has over 55 years of experience as an Independent All-lines Claim Adjuster and Inspection Firm. All our experienced adjusters will quickly and efficiently conduct each claim to take immediate corrective measures needed to mitigate further losses. Roof damage can come from many sources, such as: Wind or Storm Damage Hail Damage Water (leak) Damage Hurricane or other Natural Disaster Damage Ice or Snow Damage Other Accidental Damage (falling through roof) Fire Damage Often roof damage will lead to further damage and losses to a home. It is essential that a roof damage claim is handled expeditiously as possible. Todd Claim Service has both experienced residential and commercial adjusters on staff to address your needs. Our claim professionals understand the importance of full photo documentation of the damage and all contents. We will handle each claim with the utmost care to ensure that it is done correctly and efficiently the first time. Our adjusters are proficient in Xactimate and Symbility.

Wind Damage During severe weather storms, wind gusts and the debris it carries can cause serious damage to personal property, commercial property, and automobiles. It is extremely important to address these types of claims immediately to mitigate further losses. At Todd Claim Service, Inc. our team of professional adjusters have a combined 181 years of experience working Independent Insurance Claims. We have the knowledge and skills to accurately inspect and asses each claim effectively and efficiently the first time. Wind Damage can be caused by: Hurricanes Tornadoes Severe Thunderstorms Cyclones Our adjusters understand the importance of photo documentation of all damages to structures and contents. We will conduct each claim utilizing the latest technology, Xactimate or Symbility programs.

RATES FULL, PARTIAL, LIMITED ASSIGNMENTS (ALL LINES) Adjuster (Per Hour) $ 75.00 Mileage (Per Mile) Current Year's IRS Mandate $.54 Clerical 25% of Adjuster Fee Photos - Digital or 35mm (Per Photo) $1.00 Official Report (Time and Mileage) As Incurred Background Report (Time and Mileage) As Incurred Phone Included Postage Certified As Incurred Set-up $ 30.00 *Special Catastrophe Rates Available

P. O. BOX 2124 124 Beal Parkway (32548) Fort Walton Beach, FL 32549 Email: toddclaimservice@aol.com (850) 243-9195 - Fort Walton Beach (*Home Office) (850) 243-9195 - Pensacola Panama City Tallahassee 850) 664-2204 FAX/Home Office Website: toddclaimservice@aol.com SERVICE REGION PLEASE FAX or EMAIL ALL ASSIGNMENTS TO HOME OFFICE HOME OFFICE 124 Beal Parkway SW, Fort Walton Beach, FL 32548 850 243-9195 850 664-2204 (FAX) toddclaimservice@aol.com (Email) http://www.toddclaimservice.com (Website) INCLUDING PENSACOLA PANAMA CITY TALLAHASSEE & Areas in Between

P. O. Box 2124, Fort Walton Beach, FL 32549 850 243-9195 (Office) 850 664-2204 (Fax)Email: toddclaimservice@aol.com County & Zip Codes County/Cities Zip Code ESCAMBIA Cantonment 32533 Century 32535 Gonzalez 32560 Mc David 32568 Molino 32577 Pensacola 32501 Pensacola 32502 Pensacola 32503 Pensacola 32504 Pensacola 32505 Pensacola 32506 Pensacola 32507 Pensacola 32508 Pensacola 32509 Pensacola 32511 Pensacola 32512 Pensacola 32513 Pensacola 32514 Pensacola 32516 Pensacola 32520 Pensacola 32521 Pensacola 32522 Pensacola 32523 Pensacola 32524

SANTA ROSA OKALOOSA Pensacola 32526 Pensacola 32534 Pensacola 32559 Pensacola 32590 Pensacola 32591 Pensacola 32592 Bagdad 32530 Gulf Breeze 32561 Gulf Breeze 32562 Gulf Breeze 32563 Jay 32565 Milton 32570 Milton 32571 Milton 32572 Milton 32583 Navarre 32566 Baker 32531 Crestview 32536 Crestview 32539 Destin 32540 Destin 32541 Eglin AFB 32542 Fort Walton Beach 32547 Fort Walton Beach 32548 Fort Walton Beach 32549 Holt 32564 Hurlburt Field 32544 Laurel Hill 32567 Mary Esther 32569 Milligan 32537 Niceville 32578 Shalimar 32579 Valparaiso 32580

WALTON HOLMES WASHINGTON BAY Argyle 32422 Defuniak Springs 32433 Defuniak Springs 32434 Defuniak Springs 32435 Freeport 32439 Miramar Beach 32550 Mossy Head 32434 Paxton 32538 Point Washington 32454 Ponce de Leon 32455 Santa Rosa Beach 32459 Bonifay 32425 Noma 32452 Westville 32464 Caryville 32427 Chipley 32428 Ebo 32437 Vernon 32462 Wausau 32463 Fountain 32438 Lynn Haven 32444 Mexico Beach 32410 Panama City 32401 Panama City 32402 Panama City 32403 Panama City 32404 Panama City 32405 Panama City 32406 Panama City Beach 32407

Panama City 32408 Panama City 32409 Panama City 32411 Panama City 32412 Panama City 32413 Panama City 32417 Panama City 32461 Rosemary Beach 32461 Youngstown 32466 JACKSON Alford 32420 Bascom 32423 Campbellton 32426 Cottondale 32431 Cypress 32432 CALHOUN Altha 32412 Blountstown 32424 Clarksville 32430 Wewahitchka 32449 GULF Port St. Joe 32456 Wewahitchka 32465 GADSDEN Chattahoochee 32324 Greensboro 32330 Gretna 32332 Havana 32333 Midway 32343 Quincy 32351 Quincy 32352 Quincy 32353

LIBERTY Bristol 32321 Hosford 32334 Sumatra 32335 Telogia 32360 FRANKLIN LEON Apalachicola 32320 Carrabelle 32322 Eastpoint 32328 Lanark Village 32323 Centerville 32308 Centerville 32309 Centerville 32317 FSU 32395 FSU-Student 32313 FSU 32306 FL A&M 32307 Miccosoukee 32309 State of Florida 32399 Tallahassee 32301 Tallahassee 32302 Tallahassee 32303 Tallahassee 32304 Tallahassee 32305 Tallahassee 32306 Tallahassee 32307 Tallahassee 32308 Tallahassee 32309 Tallahassee 32310 Tallahassee 32311 Tallahassee 32312 Tallahassee 32313 Tallahassee 32314

Tallahassee 32315 Tallahassee 32316 Tallahassee 32317 Tallahassee 32318 Tallahassee 32395 Tallahassee 32362 Woodville 32362 WAKULLA JEFFERSON MADISON TAYLOR Alligator Point 32346 Crawfordville 32326 Crawfordville 32327 Ocklocknee 32346 Ocklocknee Bay 32346 Panacea 32346 Saint Marks 32355 Saint Teresa 32358 Sopchoppy 32358 Wakulla Springs 32327 Lamont 32336 Lloyd 32337 Monticello 32344 Monticello 32345 Wacissa 32361 Greenville 32331 Lee 32059 Madison 32340 Madison 32341 Pinetta 32350 Perry 32347