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A Abu Dhabi (UAE) 6 D Afghanistan 9 A Ajman (UAE) 6 C Albania 9 B Algeria * 6 B American Samoa 6 A Andorra 6 D Angola 9 A Anguilla 6 B Antarctica 6 C Antigua and Barbuda 9 D Argentina 9 D Armenia 9 A Aruba 6 A Australia 6 A Austria 6 C Azerbaijan 9 A Azores 6 A Bahamas 6 A Bahrain 6 C Bangladesh 9 A Barbados 6 A Barbuda 6 D Belarus 9 A Belgium 6 D Belize 9 C Benin 9 A Bermuda 6 B Bhutan 6 C Bolivia 9 C Bonaire, St Eustatius and Saba 9 D Bosnia and Herzegovina 9 A Botswana 6 B Bouvet Island 6 C Brazil 9 B British Virgin Islands 6 A Brunei 6 1/8 * Please see back page

C Bulgaria 9 D Burkina Faso 9 D Burundi 9 C Cambodia 9 C Cameroon 9 A Canada 6 A Canary Island 6 B Cape Verde 6 A Cayman Island 6 Off Risk Central African Republic N/A D Chad 9 A Chile 6 A China 6 B Christmas Island 6 C Cocos (Keeling) Islands 9 A Columbia 6 D Comoros 9 C Congo 9 D Congo (DR) 9 D Congo Brazzaville 9 C Cook Islands 9 A Costa Rica 6 D Cote D'Ivoire 9 B Croatia 6 Off Risk Cuba N/A C Curacao 9 C Cyprus (Turkish sector)* 9 C Cyprus * 9 A Czech Republic 6 A Denmark 6 C Djibouti 9 B Dominica 6 B Dominican Republic 6 A Dubai (UAE) 6 D East Timor 9 C Ecuador 9 D Egypt 9 2/8 * Please see back page

B El Salvador 6 D Equatorial Guinea 9 D Eritrea 9 A Estonia 6 D Ethiopia 9 A Falkland Island 6 A Faroe Islands 6 A Fiji 6 A Finland 6 A France 6 A France Metropolitan 6 B French Guiana 6 B French Polynesia 6 C French Southern Territories 9 A Fujairah (UAE) 6 B Gabon 6 D Gambia 9 D Georgia 9 A Germany 6 C Ghana 9 B Gibraltar 6 C Greece 9 B Greenland 6 B Grenada 6 B Guadeloupe 6 B Guam 6 C Guatemala 9 D Guinea 9 D Guinea-Bissau 9 D Guyana 9 D Haiti 9 B Heard and Mcdonald Islands 6 D Honduras 9 A Hong Kong 6 B Hungary 6 A Iceland 6 A India 6 3/8 * Please see back page

A Indonesia 6 Off Risk Iran N/A Off Risk Iraq N/A A Ireland 6 A Isle of Man 6 C Israel (East Jerusalem)* 9 C Israel (Gaza)* 9 C Israel (Golan Heights)* 9 C Israel (West Bank)* 9 A Israel * 6 B Italy 9 C Ivory Coast 9 C Jamaica 9 A Japan 6 A Jersey 6 B Jordan 6 B Kazakhstan * 6 B Kenya 6 C Kiribati 9 A Kuwait 6 D Kyrgyzstan 9 D Lao (DR) 9 D Laos 9 B Latvia 6 C Lebanon 9 C Lesotho 9 D Liberia 9 Off Risk Libya N/A A Liechtenstein 6 A Lithuania 6 A Luxembourg 6 B Macau 6 D Macedonia 9 C Madagascar 9 A Madeira 6 D Malawi 9 B Malaysia 6 4/8 * Please see back page

D Maldives 9 D Mali 9 A Malta 6 B Marsh Islands 6 B Martinique 6 C Mauritania 9 A Mauritius 6 B Mayotte 6 A Mexico 6 C Micronesia 9 D Moldova 9 A Monaco 6 C Mongolia 9 C Montenegro 9 C Montserrat 9 B Morocco 6 C Mozambique 9 D Myanmar 9 A Namibia 6 D Nauru 9 D Nepal 9 A Netherlands 6 B New Caledonia 6 A New Zealand 6 C Nicaragua 9 D Niger 9 D Nigeria 9 B Niue 6 C Norfolk Island 9 Off Risk North Korea N/A B Northern Mariana Islands 6 A Norway 6 A Oman 6 D Pakistan * 9 C Palau 9 B Panama 6 C Papua New Guinea 9 5/8 * Please see back page

C Paraguay 9 A Peru 6 B Philippines 6 B Pitcairn 6 A Poland 6 A Portugal 6 B Puerto Rico * 6 A Qatar 6 A Ras Al Khaimah (UAE) 6 B Reunion 6 C Romania 9 C Russia 9 C Rwanda 9 C Saint Barthelemy 9 C Saint Kitts and Nevis 9 C Saint Lucia 9 B Saint Pierre and Miquelon 6 B San Marino 6 C Sao Tome and Principe 9 A Saudi Arabia 6 C Senegal 9 C Serbia * 9 C Seychelles 9 A Sharjah (UAE) 6 D Sierra Leone 9 A Singapore 6 C Sint Maarten (Dutch part) 9 C Saint Marten (French part) 9 A Slovakia 6 A Slovenia 6 D Solomon Islands 9 Off Risk Somalia N/A C South Africa 9 A South Korea 6 A Spain 6 C Spanish Morocco 9 B Sri Lanka 6 6/8 * Please see back page

C South Georgia and the South Sandwich Islands 9 Off Risk Sudan N/A C Suriname * 9 B Svalbard and Jan Mayen 6 D Swaziland 9 A Sweden 6 A Switzerland 6 Off Risk Syria N/A A Taiwan 6 D Tajikistan 9 B Tanzania 6 A Thailand 6 C Timor Leste 9 D Togo 9 D Tonga 9 A Trinidad 6 B Trinidad and Tobago 6 B Tunisia 6 C Turkey * 6 D Turkmenistan 9 B Turks and Caicos Islands 6 C Tuvalu 9 D Uganda 9 D Ukraine 9 A Um Al Qaiwan (UAE) 6 A United Kingdom * 3 to 6 * B United States of Minor Outlying Islands 6 A Uruguay 6 A United States of America 6 D Uzbekistan 9 C Vanuatu 9 A Vatican City State 6 D Venezuela 9 B Vietnam 6 A Virgin Islands (British) 6 A Virgin Islands (US) 6 B Wallis and Futuna Islands 9 7/8 * Please see back page

C Western Sahara 9 Off Risk Yemen N/A D Zambia 9 Off Risk Zimbabwe N/A * Notes ALGERIA CYPRUS ISRAEL JAMAICA KAZAKHSTAN PAKISTAN SERBIA SURINAME TURKEY UNITED KINGDOM Only payment terms allowed for Algeria are ILC due to the decision by the Algerian government at the end of July 2009 that ILC is the only payment method allowed for imports. ( Loi de Finances Complémentaire 2009 supplement to Article 69) Declare any contracts with buyers in Turkish Republic of Northern Cyprus as Cyprus Turkish Sector" These can normally be identified by the use of Mersin 10, Cyprus, Turkey or TRNC in their postal address. Any contracts for buyers in Occupied Territories need to be declared and cover requested for via email as East Jerusalem, Gaza, Golan Heights or West Bank. Cover is on a buyer by buyer and no cover is available for Public Buyers in Jamaica It is common to see purchase orders for buyers from Kazakhstan raised in the name of offshore companies, if this is the case please supply the name and location of the third party with all credit limit applications. No cover available for Public Buyers in Pakistan. No cover available for buyers from Kosovo. No cover available for Public Buyers in Suriname See above note for Cyprus for buyers in the Turkish Republic of Northern Cyprus Includes Channel Islands, Guernsey, Isle of Man and Jersey. For 'waiting period' please refer to Policy Conditions for Protracted Default and Claims 8/8 * Please see back page