GOLDEN VISA portugal www.propertoyou.com
WHY PORTUGAL? The Portuguese golden visa programme is currently one of the most attractive and also one of the most sought after in Europe, due to its flexibility and benefits. An investment of 500,000 or more offers access to a residence permit, also known as a golden visa, for the investor and for their family (spouse, dependent children and ascendants) with the advantage of not needing to permanently reside in Portugal. Bank loans may be obtained for the payment of the property above 500,000 and the property acquired may be rented or leased for commercial, agricultural or tourism purposes. ATLANTIC OCEAN 500,000 or more offers access to a residence permit, 5 years after the investment, the applicant may choose between two options. Maintain the investment, in which case the temporary permit residence may be renewed; or apply for Permanent Residence under the Portuguese law. After 6 years, with either temporary or permanent residence permit, the investor is eligible for Portuguese Citizenship. For this, the investor must be at least 18 (or 16, if married or legally responsible), prove that they have no conviction for test showing they can mantain a conversation. Another important factor to be considered is the fact that Portugal is recognised by the international community as a country capable of attracting foreign investment, due to factors ranging from security and quality of life to property market trends. This is demonstrated by the country s indicators and awards received every year since 2013.
PORTUGAL PORTUGAL Investment 500,000 Type Timescale Europe Capital Population Residency 4/6 months EU & Schengen Lisbon 10.3 M Currency Euro GDP per Capita USD $ 21,378 GDP World Rank 34/50
Security Portugal is the 4th safest country in the world according to the 2018 Global Peace Index, which analysed a total of 163 countries. Education Despite their size in comparison with counterparts in other countries, some Portuguese universities are regularly present in international rankings, notably business schools. There are now 3 Portuguese universities among the best in the world: Católica Lisbon School of Business and Economics, Nova School of Business and Economics and the Faculty of Economics of Universidade do Porto, according to the Financial Times ranking. Average Life Expectancy According to an OECD report, Portugal ranks 14th in average life expectancy at birth, above the average in the European Union. The average life expectancy of the Portuguese is 84.30 years for women and 78.10 years for men. are regularly present in international rankings, notably business schools. There are now 3 Portuguese universities
Rental Yield U.K. 2,71% France 2,79% Germany 2,95% Switzerland 3,33% Malta 3,37% Greece 3,97% Spain 4,00% Cyprus 4,74% PORTUGAL 5,45% 0,00% 3,00% 5,00% 6,00% The gross annual rental income, expressed as a percentage of property purchase price. This is what a landlord can expect as a return on his investment before taxes, maintenance fees and other costs. The properties are 120m2 apartments located in premier city centres. Source: Global Property Guide.
Doing Business Portugal rose to 29th in the ranking of Doing Business 2018, which assesses standards and regulations that enhance or not the development of business activity. International Tourism Awards Portugal was voted for a second consecutive year as the Best European Destination by the World Travel Awards, as well as the World s Best Golf Destination. Lisbon, the Capital of Portugal, won Best City Destination in Europe and also Best European Cruise Port. Due to the fantastic beaches of Algarve, Portugal counts with the title of Best Beach Destination in Europe. Portugal was voted for a consecutive year as Best European Destination by the World Travel Awards, as well as the World s Best Golf Destination (...) Parque das Nações \\ Lisbon
Price / Income Ratio U.K. 74.10 France 41.56 Greece 24.87 PORTUGAL 23.96 Spain 23.24 Malta 22.40 Switzerland 17.71 Germany 17.37 Cyprus 8.91 0.00 22.5 45 67.5 90 The house price to income ratio is the ratio of the cost of a typical upscale housing unit of 100m2 compared to the country s GDP per capita. Source: Global Property Guide.
PORTUGAL Portugal offers a privileged access to European (500 million consumers) and Portuguese Speaking (250 millions of consumers) markets and is therefore a strategic starting-point for those seeking access to those markets. Its ports guarantee access to the main maritime routes between the Suez Canal and the Panama Canal, while Lisbon International Airport is one of the main stopovers between Europe, Africa and South America. Operating costs in Portugal are among the lowest in Europe without affecting the quality. The average salary is below - petitive. In terms of human resources, the Portuguese value education - tilingual labour force that embraces change and innovation. and live in, with a wide variety of landscapes within short distances, numerous leisure activities and a unique Portugal is a fantastic country to visit and live in, with a wide variety of landscapes within short distances, numerous leisure activities and a unique cultural heritage that harmoniously combines tradition and contemporary life. The mild climate 3000 hours of sunshine a year and 850 km of splendid beaches bathed by the Atlantic make Portugal a perfect destination in every season, just a few hours from European capitals. The food, excellent wines and friendliness of the people complete a high-quality offer of services.
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Lisbon Situated in the heart of Portugal is the Capital Lisbon, the largest and most central Portuguese city. Known worldwide for its light and mild climate all year round, Lisbon is also a city full of monuments. In 2013 and 2014 Lisbon was named the World s Best Holiday Destination while in 2017 it was voted the Best City Destination in Europe. Discover a wide variety of distinguished world-class restaurants and shops. Lisbon is situated where the river Tagus meets the Atlantic Ocean, which means that we can find white-sand beaches nearby, where you can also find all sorts of leisure activities. In 2013 and 2014 Lisbon was named the World s Best Holiday Destination (...) Parque das Nações (Also known as our EXPO) Parque das Nações is the most modern neighbourhood in Lis- - ble for its contemporary architecture and numerous green spaces where we can watch cultural events, walk along the river bank, do some sports, go shopping, work and live. It is where Expo 98 was held and was subsequently transformed - tion with access to trains, buses, the metro and taxis. As it was built on the banks of the Tagus, Parque das Nações also has a marina with bars and restaurants with terraces. Cultural activities are extensive and varied. The Oceanário, one of the largest aquariums in Europe, is one of the main attractions, among many others. The Casino Lisboa is also located in the Parque das Nações, with its 3 spacious floors, more than 1000 slot machines, 22 gaming tables and a auditorium seating 600 people. Next to the Casino, find the Vasco da Gama shopping centre with 170 stores, 33 restaurants, cinema and health club.
Lisbon
Cascais Buying real estate in Portugal attracts certain taxes, stamp duty and fees. We recommend investors budget for 9%-10% in total, the main element being Property Cascais Transfer is Tax a town (IMT). situated on the west coast of Portugal, where the Tagus meets the Atlantic Ocean. When visiting Cascais, it is Family in the 19th century, when the nobility began to build holiday mansions here. Nowadays, its beautiful beaches with attractive water Qualifying sports, family night-life members and include the spouse proximity and to alllisbon make Cascais children one under of the 18. most Children appealing 18 and holiday over can destinations. qualify if dependent. Dependent parents may also qualify Taxes Estoril Casino Investors will only be taxed on their worldwide income - if ment they and are leisure resident complex in Portugal in Portugal. for over This 183 casino days in located any in the Investors Portuguese will Riviera only be is taxed one of on the their biggest worldwide in all of income Europe. if Located they are 18 resident km away in from Portugal Lisbon, for the over Estoril 183 Casino days in is any considered year. by many However, as an ex Portugal libris has of tourism a very favourable in Portugal tax and regime the world. True for anyone to its considering tradition as living the oldest in the country. casino in No Portugal, taxes areestoril - those tertainment non-resident and leisure individuals centre, tax with is charged the exceptional at 28% onquality in taste income and derived outstanding the service country. that This is can its trademark. be reduced with expenses for rental income. Capital gains tax is 28% and '-&$&.7$&.722%!74*&1.8%$.*%1'1.743.3&#$&*67'6%4".,-&$& is no inheritance tax in Portugal. Annual property taxes (IMI) can vary between 0.3% and 0.8% of the property valuation, but there are a range of exemptions. Living and Work ing Applicants deciding to live full time in Portugal will require medical insurance. However families will have access to all public services including state medical care and schooling. State schooling follows the and Portuguese leisure curriculum complex but in there Portugal. are many English international schools also. Applicants also have the right to work in Portugal and set up a business there. Travel Gaining visitor visas to travel to Europe and the Schengen zone has become problematic from many countries in the Middle East, Asia and Africa. Once granted, the /%$')0)&1&.$&163&4*&.#&$+6'.722%!1.8$&&3%+.%8.'$75&2 throughout the EU Schengen zone. Applicants need to 16+#2(.$&4&!.'-&.0%23&4.5617.'%.+764'764.'-61"
Santa Marta and House of Santa Maria \\ Cascais
Sintra Heritage List since 1995, Sintra has inspired artists and poets throughout its history. Its fresh, rich and verdant landscape is enhanced by the exuberant architecture of its mansions and palaces, enveloping Sintra in mystery and romanticism. Just 25 km from Lisbon, it is an enchanting town full of personality and history, with the Palácio da Vila, in the centre, welcoming visitors. At the top of the Sintra Hills is Pena Palace, the epitome of 19th-century Romanticism, a monument with an atmosphere that words can barely describe. The Moorish Castle and its walls show another side of Sintra, a warrior side in memory of the battles of the past. Equally fascinating and worth visiting is Cabo da Roca, the westernmost point of mainland Portugal and the European continent. is enhanced by the exuberant architecture of its mansions and palaces, enveloping
Pena Palace \\ Sintra
Beaches a long summer and many hours of sunshine throughout the year make Portugal a natural holiday destination. The quality and beauty of Portuguese beaches are frequently mentioned in international media. Portugal is the European country with most Blue Flag beaches, counting with 320. Algarve It was from here that the Portuguese set sail to other lands in the 15th century and it s in the Algarve that we warmly welcome most of those who visit us. Even the mild and sunny climate is warm all year round. With 320 Blue Flag beaches, among the best in the world, backed by golden cliffs, almost deserted islands that separate Ria Formosa from the ocean, and small bays, sheltered by rocks. The ocean, with its turquoise water, is almost always calm and warm, ideal for long dips and water sports. The Town of Silves still preserves traces of its Arab past while Lagos keeps hints of the age of discovery. With a more cosmopolitan night-life, we have Portimão and Albufeira. Faro is the gateway to the region, and Tavira a treasure of traditional architecture. To relax, find the numerous internationally acclaimed golf courses, or treatments at spas and massagetherapy centres, not forgetting the spa town of Monchique. Hotels, villages, resorts, from the simplest to the most sophisticated ones. A varied panoply, all offering a genuine welcome. Walking or cycling paths allow you to discover the region, such as the inland Via Algarviana or the Rota Vicentina along one of the most well preserved coastlines in Europe. Boat trips are another ecological way of watching fauna and fora. At the table you can count on fresh fish and shellfish, grilled or cooked in a cataplana, as well as almond and fig sweets, bitter almond and arbutus liqueurs. A bit of the Algarve sun that visitors can take home.
almost deserted islands that separate Ria Formosa Vale do Lobo \\ Algarve
Our team awaits your contact to help you selecting the best investment. We are available to support your decision and to provide our services. Our clients are VIP, and we know it. Contact us for an appointment. Av. Dom João II 35D, 1990-083 Lisboa // Portugal +351 211 926 016 +351 969 638 904 +351 918 788 007