BANKING MARKET MAPS 66

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1 BANKING MARKET MAPS

2 67 CONNECTICUT

3 Connecticut Banking Markets SHERMAN NEW FAIRFIELD Salisbury Fairfield DANBURY RIDGEFIELD KENT SALISBURY SHARON NEW MILFORD BRIDGEWATER BROOKFIELD BETHEL REDDING WARREN NORTH CANAAN CANAAN CORNWALL WASHINGTON ROXBURY EASTON TORRINGTON Torrington NEWTOWN GOSHEN BETHLEHEM SOUTHBURY NORFOLK MORRIS LITCHFIELD COLEBROOK WINCHESTER HARWINTON THOMASTON NEW HARTFORD PLYMOUTH PROSPECT CHESHIRE NAUGATUCK BEACON FALLS OXFORD BETHANY HARTLAND BARKHAMSTED CANTON BURLINGTON BRISTOL HAMDEN GRANBY SIMSBURY AVON FARMINGTON WETHERSFIELD NEWINGTON PLAINVILLE NEW BRITAIN ROCKY HILL WALLINGFORD SUFFIELD WINDSOR BLOOMFIELD MIDDLEFIELD DURHAM New Haven SEYMOUR NORTH HAVEN WOODBRIDGE NORTH BRANFORD MONROE ANSONIA DERBY NEW HAVEN GUILFORD SHELTON EAST HAVEN ORANGE BRANFORD TRUMBULL WEST HAVEN ENFIELD EAST GRANBY WINDSOR LOCKS EAST WINDSOR SOUTH WINDSOR HARTFORD MANCHESTER WEST HARTFORD EAST HARTFORD BOLTON Hartford GLASTONBURY HADDAM KILLINGWORTH CHESTER DEEP RIVER EAST HADDAM ESSEX LYME WESTBROOK OLD LYME CLINTON OLD SAYBROOK MADISON SALEM EAST LYME MONTVILLE WATERFORD GROTON NEW LONDON Danielson POMFRET MARLBOROUGH WATERTOWN LEBANON SPRAGUE WOLCOTT SOUTHINGTON BERLIN CROMWELL Waterbury PORTLAND FRANKLIN LISBON EAST HAMPTON WOODBURY WATERBURY GRISWOLD VOLUNTOWN COLCHESTER MIDDLETOWN BOZRAH NORWICH MIDDLEBURY MERIDEN SOMERS ELLINGTON VERNON TOLLAND ANDOVER HEBRON STAFFORD COVENTRY WILLINGTON COLUMBIA MANSFIELD UNION ASHFORD WINDHAM CHAPLIN EASTFORD HAMPTON WOODSTOCK SCOTLAND CANTERBURY New London PRESTON LEDYARD BROOKLYN THOMPSON PUTNAM PLAINFIELD NORTH STONINGTON STONINGTON Connecticut portion of Worcester, MA Market KILLINGLY STERLING HOPKINTON WESTERLY WESTON WILTON FAIRFIELD NEW CANAAN WESTPORT STAMFORD NORWALK BRIDGEPORT MILFORD STRATFORD Old Saybrook Area not assigned to a market Unconcentrated market GREENWICH DARIEN Moderately concentrated market Highly concentrated market

4 Danielson Market WOODSTOCK EASTFORD PUTNAM POMFRET KILLINGLY BROOKLYN Fairfield Market KENT WARREN WASHINGTON NEW MILFORD SHERMAN ROXBURY NEW FAIRFIELD BRIDGEWATER BROOKFIELD OXFORD BEACON FALLS DANBURY NEWTOWN BETHEL SEYMOUR RIDGEFIELD REDDING MONROE ANSONIA DERBY SHELTON EASTON WESTON WILTON FAIRFIELD NEW CANAAN WESTPORT STAMFORD NORWALK TRUMBULL MILFORD STRATFORD BRIDGEPORT GREENWICH DARIEN

5 Hartford Market HARTLAND GRANBY SUFFIELD ENFIELD SOMERS STAFFORD UNION WINCHESTER BARKHAMSTED EAST GRANBY WINDSOR LOCKS EAST WINDSOR ELLINGTON NEW HARTFORD CANTON SIMSBURY WINDSOR BLOOMFIELD SOUTH WINDSOR VERNON TOLLAND WILLINGTON ASHFORD HARWINTON PLYMOUTH BURLINGTON BRISTOL AVON FARMINGTON WETHERSFIELD NEWINGTON PLAINVILLE NEW BRITAIN ROCKY HILL SOUTHINGTON HARTFORD MANCHESTER WEST HARTFORD EAST HARTFORD BOLTON BERLIN CROMWELL PORTLAND EAST HAMPTON MIDDLEFIELD MIDDLETOWN GLASTONBURY MARLBOROUGH ANDOVER HEBRON COVENTRY COLUMBIA COLCHESTER MANSFIELD LEBANON WINDHAM CHAPLIN HAMPTON SCOTLAND DURHAM HADDAM EAST HADDAM New Haven Market New London Market CHESHIRE MERIDEN CANTERBURY PLAINFIELD STERLING WALLINGFORD SPRAGUE BETHANY WOODBRIDGE HAMDEN NORTH HAVEN NORTH BRANFORD KILLINGWORTH FRANKLIN BOZRAH NORWICH LISBON GRISWOLD VOLUNTOWN ORANGE NEW HAVEN EAST HAVEN BRANFORD WEST HAVEN GUILFORD CLINTON MADISON SALEM MONTVILLE PRESTON LEDYARD NORTH STONINGTON HOPKINTON LYME EAST LYME WATERFORD NEW LONDON GROTON STONINGTON WESTERLY OLD LYME

6 Old Saybrook Market Salisbury Market CHESTER DEEP RIVER ESSEX WESTBROOK OLD SAYBROOK SALISBURY NORTH CANAAN CANAAN SHARON CORNWALL Torrington Market Waterbury Market COLEBROOK THOMASTON NORFOLK BETHLEHEM WATERTOWN WOLCOTT WOODBURY WATERBURY GOSHEN TORRINGTON SOUTHBURY MIDDLEBURY NAUGATUCK PROSPECT LITCHFIELD MORRIS

7 72 MAINE

8 Maine Banking Markets Maine portion of Colebrook, NH market Maine portion of Conway, NH market Maine portion of Portsmouth - Dover - Rochester, NH market Rangeley Sandy River Jackman Attean Farmington Byron St. John Valley Cyr Presque- Isle-Caribou T13R16 T13R15 T13R14 T13R13 T13R12 T13R11 T13R10 T13R9 Portage T13R5 T13R8 Wade Washburn Fort T13R7 Lake Fairfield Castle Mapleton T12R17 T12R16 T12R15 T12R14 T12R13 T12R12 T12R11 T12R10 T12R9 T12R8 T12R7 Nashville Hill PresqueIsle Ashland Cty Easton T11R17 T11R16 T11R15 T11R14 T11R13 T11R12 T11R11 T11R10 T11R9 T11R8 Garfield T11R4 Chapman T11R7 Westfield MarsHill BigTen T10R16 T10R15 T10R14 T10R13 T10R12 T10R11 T10R10 T10R9 T10R8 T10R7 T10R6 Masardis Squapan T10R3 E Blaine CoxPatent T9R18 T9R17 T9R16 T9R15 T9R14 T9R13 T9R12 T9R11 T9R10 T9R9 T9R8 T9R7 Oxbow T9R5 T9R4 T9R3 TDR2 Bridgewater Eagle Soper StCroix T8R19 T8R18 T8R17 T8R16 T8R15 T8R14 Lake Mountain T8R11 T8R10 T8R9 T8R8 T8R7 T8R6 T8R5 T8R3 TCR2 Monticello Dudley T7R19 T7R18 T7R17 T7R16 T7R15 T7R14 T7R13 T7R12 T7R11 T7R10 T7R9 T7R8 T7R7 T7R6 T7R5 Webbertown Hammond Littleton Trout StJohn BigSix T6R18 T6R17 T6R15 T6R14 T6R13 T6R12 T6R11 T6R10 Brook T6R8 T6R7 T6R6 Moro Merrill Smyrna Houlton New Limerick Russel T5R20 T5R19 T5R18 T5R17 Pond T5R15 T5R14 Chesuncook T5R12 T5R11 Nesourdnahunk Mount Dyer T5R9 T5R8 T5R7 Hersey Chase Brook Oakfield Linneus Hodgdon Elm T4R9WELS Comstock Cary Dole Stream TAR2 Brook T4R17 T4R15 T4R14 T4R13 T4R12 T4R11 T4R10WELS T4R8 T4R7 Patten Crystal IslandFalls T4R3 Amity T4R5 Seboomook Forkstown Plymouth Pittston T3R13 T3R12 T3R11 T3R10 MtKatahdin T3R8WELS T3R7WELS Stacyville Sherman T3R4 T3R3 Prentiss Hammond Academy LittleW Lobster Haynesville Blake Big Gore West Soldier Hersey Silver Orient Grant NortheastCarry W Bald Alderbrook Middlesex East Sandy Mountain Soldier TXR14 T2R13 T2R12 Rainbow T2R10 T2R9 T2R8WELS Town Town Bene Ridge Glenwood CanalGrant TWp dicta T2R4 Town Middlesex Upper Tomhegan Days Kineo North Thorndick Academy Spencer T1R13 T1R12 T1R11 T1R10 T1R8WELS Grindstone Molunkus twp Weston Bay CanalGrant T1R9 T1R5 T1R6WELS Bancroft Moose Dennstown Indian Yarmouth Acad Forest Brasseau Grant Bay T2R1 EastMillinocket Macwahoc Reed River Purchase City T1R1 French Tauton & Raynham Lily Bay nocket Molunkus Forsyth Danforth Gorham Long Academy Veazie Gore Sandwich SandbarTract Town Shawtown T3 TAR11 TAR10 Hopkins Kingman T11R3 Gore Pond Grant Academy TAR7 Medway T8R4 Drew Forest Jackman LilyBay Vanceboro Grant MiseryGore Academy Grant Mattawamkeag Brookton LongA Lambert Lowelltown Holeb Parlin Misery Beavercove Bowdoin TBR10 Bradstreet Pond TBR11 Woodville Prentiss T8R3 Lake Beattie Big Squaw Bowdain College T2R9NWP Webster Codyville Appleton T5R7 Chase Indian Johnson Hartsfords Point College Stream Grant T3R9NWP Upper Stream T4R9NWP Winn Topsfield Cove Point Merrill Skinner Mountain Grant Katahdin T5R9NWP Enchanted Little Iron Chester Kossuth Dyer Strip Hobbstown Coburn Squaretown Sqaw Greenville T7R9NWP Carrol Wks T2R8NWP Springfield T5R6 West Gore Lower Moxie Elliotsville Seboeis Lee Waite Forks Williamsburg Lakeview Lincoln Fowler Enchanted Gore Talmadge Massachussets Bowerbank Chain Of Kibby Shirley Brownville Mattamiscontis T6R1 King& East Gore Ponds T3R5 Barnard Lakeville T5R1 Indian Bartlett Grand Bowmantown Jim Pierce Bowtown The Forks Moxie Willimantic Maxfield T3R1NWP Seven Alderstream Pond Pond Medford Lake Blanchard Monson Milo Howland Burlington Flagstaff T3R4BKP Bald Ponds TWp Sebec TWP Lowell T6ND Stream Baileyville Parmachenee Mountain T5ND Princeton Guilford Oxbow Carryingplace Caratunk T4ND Ornesville Eustis Dead TownCarryingplace Abbot Dover- Passadumkeag T3ND CalaisCty Edinburg Upper Stetson TimPond Bigelow Kingsbury LaGrange Atkinson Grandfalls NO21 River Foxcroft Baring Cupsuptic Town T43MD T27ED Wyman Pleasant Sangerville T42MD Argyle Coplin Moscow Robinston Highland Ridge Parkman T41MD Bradford Lynchtown Greenbush T40MD Meddybemps Lower Davis Lang Charlestown Carabasset Valley Brighton Wellington T39MD Crawford Garland Alton T37MD Charlotte Parkertown Bingham Cupsuptic Concord Cambridge Dexter Greenfield T36MD T26ED Cooper Perry Redington T35MD Lexington Dallas Ripley Hudson Pembroke Great T34MD Mt Corinth Milford T19ED Dennysville Adamstown Rangeley Harmony Exeter Old Town Cty Pond Abram Kingfield T31MD Solon Athens Corinna T32MD NO14 T30MD Wesley Kenduskeag Devereaux Lincoln Madrid Embden Levant Orono T28MD T18ED Edmunds Salem NewPortland Glenburn Bradley Aurora Richardson Rangeley Hartland Stetson T25MD Freeman Amherst Marion Bangor East Cornville Newport Palmyra Veazie T24MD Northfield Beddington Eddington Machias Anson Hermon Clifton Magalloway Madison City Phillips T22MD TownshipE Carmel Marshfield Whiting Etna Mariaville Osborn T19MD Centerville TownshipD Canaan Plymouth Cty T18MD TownshipC Avon Strong NewVineyard Pittsfield Skowhegan Detroit Holden Hampden Deblois Whitneyville Industry Columbia Eastbrook Starks CSurplus Norridgewock Newburgh Orrington Otis T16MD Falls Machias Cutler Upton Dedham Waltham Jonesboro Burnham Dixmont Cherryfield Columbia Weld Andover Temple Troy Clinton Winterport Harrington Cutler North Surplus Perkins Farmington New Mercer Bucksport T10SD Jonesport Roxbury T8SD T9SD RoqueBluffs Washington Sharon Machiasport Andover Smithfield Fairfield Unity Jackson Monroe Franklin West Benton Thorndick Frankfort Milbridge Addison Andover Carthage Wilton Unity Orland EllsworthCty T7SD Grafton Surplus Prospect Sullivan Mexico Chesterville Rome Oakland Verona Hancock Dixfield Vienna WatervilleCty Stockton Harrington Rumford Winslow Albion Knox Brooks Swanville Steuben Newry Jay Lamoine Freedom Springs Beals Hanover Belgrade Waldo Searsport Penobscot Surry Trenton Riley Peru Canton MtVernon Gouldsboro Milbridge Fayette Sidney Montville Morrill Vassalboro Castine Bluehill BarHarbor Bethel LivermoreFalls China BelfastCty WinterHarbor Livermore Palermo Gilead Woodstock Hartford Sumner Readfield Belmont Liberty Searsmont Brooksville Sedgewick NorthPort MountDesert Mason Greenwood Wayne ManchesterAugustaCty BatcheldersGrant WestParis Winthrop Windsor Appleton Lincolnville IsleBoro Brooklin Tremont CranberryIsles Albany HallowellCty Somerville Buckfield Leeds Turner Farmingdale Chelsea Washington Hope Stoneham SwansIsland Paris Monmouth Randolph Camden WestGardiner Whitefield Union DeerIsle Norway Stowe Hebron NorthHaven Lovell Waterford Greene Rockport SwansIsland Wales Litchfiled GardinerCty Jefferson Pittston Minot RocklandCty Stonington Sweden Oxford Richmond Warren Waldoboro MechanicFalls LewistonCty Thomaston Harrison Otisfield Sabattus Dresden Alna Nobleboro Perkins Fryeburg Newcastle Cushing Bridgton Poland AuburnCty Bowdoin VinalHaven Lisbon Damariscotta Bowdainham Wisscasset SouthThomas Breman NewGloucester Woolwich StGeorge Denmark Naples Casco Edgecomb Durham Topsham Bristol Brownfield BathCty Raymond Westport Pownall Friendship Boothbay Sebago Brunswick Gray WestBath Hiram SebagoLake Freeport NorthYarmouth Arrowsic Porter Baldwin Standish Yarmouth Southport Windham Cumberland Phippsburg Georgetown Monhegan Cornish Standish Falmouth Parsonfield Limington Harpswell Gorham PortlandCty Limerick WestbrookCty Area not assigned to a market Buxton Newfield SouthPortlandCty Hollis Waterboro Scarborough CapeElizabeth Houlton Ludlow Millinocket Milli Guilford Lincoln Enfield Calais Summit Alexander Mayfield Pittsfield StAlbans Bangor Brewer Rumford Belfast Augusta Milton Paris-Norway HibbertsGore Lewiston Bridgton-Auburn Rockland Parsonfield Portland Sanford Acton Shapleigh Lebanon Berwick Sandford NorthBerick SouthBerick Eliot AlfredLyman Kittery York Kennebunk Wells T6NorthofWeld Dayton Arundel Ogunquit SacoCty BiddefordCty OldOrchardBeach Kennebunkport T17R14 T17R13 T19R12 T17R12 BigTwenty T19R11 T18R13 T18R12 T18R11 T18R10 St Francis Wallagrass Allagash T16R14 T16R13 T16R12 T16R9 T16R8 EagleLake T16R6 T16R5 T16R4 Stockholm T15R15 T15R14 T15R13 T15R12 T15R11 T15R10 T15R9 T15R8 Winterville T14R8 T14R6 T14R5 Perham Woodland CaribouCty T14R16 T14R15 T14R14 T14R13 T14R12 T14R11 T14R10 T14R9 T14R7 Damariscotta Boothbay Harbor Brunswick St John FortKent New Canada T15R6 Frenchville T17R5 T15R5 Madawaska StAgatha T17R4 Grand Isle T17R3 Westmanland New Sweden Van Buren Hamlin Conner Caswell Ellsworth Sorrento Limestone Bar Harbor Frenchboro Unconcentrated market Trescott EastportCty Lubec Jonesport Machias Moderately concentrated market Highly concentrated market

9 Augusta Market Bangor Market Bowtown Carryingplace Caratunk TownCarryingplace Highland Lexington Squaretown Moxie Gore The Forks Pleasant Moscow Ridge Concord Embden Anson Starks East Moxie Bald Mountain Bingham Brighton Solon Madison Mayfield Canaan Skowhegan Norridgewock Mercer Smithfield Fairfield Rome Oakland Vienna WatervilleCty Winslow Albion Freedom Belgrade MtVernon Fayette Sidney Vassalboro China Palermo Readfield Wayne Manchester AugustaCty HibbertsGore Winthrop Windsor HallowellCty Somerville Farmingdale Chelsea Washington Monmouth Randolph WestGardiner Whitefield Litchfiled GardinerCty Pittston Jefferson Richmond Athens Cornville Clinton Burnham Benton Unity Unity Troy Thorndick Bradford Charlestown Hudson Corinth Milford Old Town Cty T32MD Kenduskeag Levant Glenburn Orono Bradley Stetson Amherst BangorVeazie City Eddington Hermon Clifton Carmel Brewer Etna Cty Holden Hampden Dixmont Newburgh Orrington Otis Dedham Winterport Bucksport Frankfort Orland Prospect Verona Stockton Springs Penobscot IsleBoro LaGrange Summit Argyle Greenbush Alton Greenfield Bar Harbor Market Belfast Market BarHarbor MountDesert Tremont CranberryIsles SwansIsland SwansIsland Frenchboro Jackson Monroe Knox Brooks Swanville Waldo Searsport Montville Morrill BelfastCty Liberty Searsmont Belmont NorthPort

10 Boothbay Harbor Market Bridgton Market Westport Edgecomb Sweden Harrison Boothbay Bridgton Denmark Georgetown Southport Brunswick Market Calais Market Dresden Alna Perkins Bowdoin Bowdainham Wisscasset Woolwich Topsham BathCty Brunswick WestBath Arrowsic Harpswell Phippsburg T8R4 T11R3 Forest Vanceboro Brookton Lambert T8R3 Lake Codyville Topsfield Kossuth Dyer T6R1 Talmadge Grand Lake Stream Waite Indian Fowler Baileyville Princeton CalaisCty NO21 T27ED Baring Alexander Robinston Crawford Meddybemps Charlotte Cooper Perry Pembroke T19ED NO14 Dennysville EastportCty T18ED Edmunds Trescott Lubec

11 Damariscotta Market Ellsworth Market Aurora T28MD Nobleboro Waldoboro Newcastle Damariscotta SouthThomas Bristol Breman Monhegan Brooksville Sedgewick T8SD T9SD T10SD Franklin EllsworthCty T7SD Sullivan Hancock Lamoine Sorrento Surry Trenton Gouldsboro Bluehill WinterHarbor Brooklin DeerIsle Mariaville Osborn Eastbrook Waltham T22MD T16MD Stonington Farmington Market Guilford Market T6NorthofWeld Carabasset Valley Mt Abram Kingfield Madrid Salem NewPortland Freeman Phillips Avon Strong NewVineyard Industry Weld Temple Perkins Washington Carthage Wilton Farmington Chesterville New Sharon Hartsfords Point Bowdoin Big Squaw Bowdain College College GrantE Little Cove Point GrantW Sqaw Greenville T7R9NWP Elliotsville Shirley Blanchard Kingsbury Willimantic Monson Abbot Williamsburg Lakeview Bowerbank Brownville Barnard Guilford Parkman Sangerville Katahdin Iron Wks Dover- Foxcroft Sebec T4R9NWP T5R9NWP Milo Ornesville Atkinson Medford Jay LivermoreFalls Livermore

12 Houlton Market Danforth Bancroft Weston Haynesville Orient Forkstown Amity TAR2 Cary Linneus Hodgdon Dyer Brook Oakfield New Limerick Ludlow Moro Merrill Hammond T7R5 Littleton Webbertown Dudley TCR2 T8R5 StCroix Monticello T8R3 Smyrna Houlton Jackman Market Attean Jackman Dennstown Moose River Lewiston-Auburn Market Durham NewGloucester Lisbon Poland Sabattus MechanicFalls LewistonCty AuburnCty Wales Minot Hebron Greene Turner Leeds Edinburg Passadumkeag Lowell Howland Burlington Enfield Maxfield T3R1NWP T5R1 Mattamiscontis Lakeville Lee Seboeis Lincoln Springfield T2R8NWP Chester Winn T3R9NWP T2R9NWP Lincoln Market

13 Machias Market Millinocket Market Wesley Northfield Marion East Machias Centerville Marshfield Whiting Whitneyville Columbia Machias Cutler Falls Jonesboro Cherryfield Columbia Harrington Cutler RoqueBluffs Machiasport Milbridge Addison Jonesport Steuben Harrington Beals Milbridge Indian Soldier Town Purchase Milli Veazie Gore T3 nocket TAR7 Hopkins LongA Academy Grant Mount Chase Hersey Silver Town Bene Ridge Glenwood TWp dicta T2R4 Upper Molunkus twp T1R5 North Yarmouth Acad EastMillinocket Macwahoc Reed Grindstone T1R6WELS Hersey Patten Crystal IslandFalls T4R3 Stacyville Sherman T3R4 T3R3 Molunkus Medway KingmanDrew Mattawamkeag Woodville Prentiss Webster Carrol Paris-Norway Market Parsonfield Market Stoneham Greenwood Albany Woodstock Norway Waterford WestParis Paris Sumner Buckfield Porter Hiram Parsonfield Cornish Otisfield Oxford

14 Pittsfield Market Portland Market Wellington Garland Cambridge Dexter Ripley Harmony Exeter Corinna StAlbans Hartland Newport Palmyra Plymouth Pittsfield Detroit Burnham Sebago Baldwin Limington Naples Buxton SouthPortlandCty Hollis Scarborough CapeElizabeth Dayton SacoCty Lyman Casco Raymond Pownall Gray SebagoLake NorthYarmouth Freeport Standish Yarmouth Windham Cumberland Standish Falmouth Arundel Gorham WestbrookCty BiddefordCty OldOrchardBeach PortlandCty Kennebunkport Presque-Isle-Caribou Market Rangeley Market Portage Lake T14R5 Stockholm Westmanland New Sweden Conner Caswell Perham Woodland CaribouCty Limestone T13R5 Wade Washburn Fort Fairfield Easton Castle Mapleton Nashville Hill PresqueIsle Ashland Cty Garfield T11R4 Chapman Westfield MarsHill T10R6 Masardis Squapan T10R3 E Blaine CoxPatent Oxbow T9R5 T9R4 T9R3 TDR2 Bridgewater Lower Cupsuptic Adamstown Richardson Davis Rangeley Rangeley Lang Dallas Sandy River

15 Rockland Market Rumford Market Appleton Lincolnville Union Hope Camden NorthHaven Rockport RocklandCty Warren Thomaston Cushing StGeorge VinalHaven Andover North Surplus Andover West Andover Surplus Newry Hanover Bethel Byron Roxbury Mexico Rumford Milton Peru Dixfield Canton Hartford Friendship Sanford Market St. John Valley Market Madawaska Limerick Newfield Waterboro Acton Shapleigh Alfred St Francis St John FortKent New Canada Wallagrass EagleLake Winterville Frenchville StAgatha T17R5 T17R4 Grand Isle T17R3 Van Buren Cyr Hamlin Sandford

16 81 MASSACHUSETTS

17 Nashua Massachusetts Banking Markets Brentwood Sandown Kingston East Kingston Danville Mont Vernon Lyndeborough Londonderry Derry South Hampton Seabrook Hampstead Newton Amherst AMESBURY SALISBURY Merrimack MERRIMAC Wilton Atkinson Milford Plaistow Litchfield READSBORO Windham NEWBURYPORT STAMFORD WEST NEWBURY HAVERHILL Salem NEWBURY Greenville Hudson Hollis GROVELAND New Ipswich ROWLEY CLARKSBURG Mason Brookline Nashua MONROE Pelham METHUEN GEORGETOWN ROWLEY WILLIAMSTOWN LEYDEN NORTH ADAMS FLORIDA ROWE NORTHFIELD LAWRENCE Greenfield HEATH COLRAIN ASHBY DRACUT BOXFORD BERNARDSTON IPSWICH WARWICK ROYALSTON DUNSTABLE WINCHENDON TOWNSEND PEPPERELL TYNGSBOROUGH NORTH ANDOVER ASHBURNHAM CHARLEMONT ANDOVER ROCKPORT ADAMS GILL LOWELL TOPSFIELD ESSEX NEW ASHFORD HAMILTON GREENFIELD ERVING GLOUCESTER GROTON TEWKSBURY SAVOY BUCKLAND SHELBURNE MIDDLETON HAWLEY ORANGE WENHAM FITCHBURG WESTFORD GARDNER LUNENBURG CHELMSFORD HANCOCK ATHOL NORTH READING MANCHESTER CHESHIRE DANVERS MONTAGUE AYER BEVERLY WENDELL TEMPLETON SHIRLEY Athol WESTMINSTER BILLERICA PHILLIPSTON WILMINGTON LANESBOROUGH LITTLETON CARLISLE READING LYNNFIELD PEABODY WINDSOR PLAINFIELD ASHFIELD CONWAY DEERFIELD LEOMINSTER Pittsfield SALEM BURLINGTON HARVARD WAKEFIELD MARBLEHEAD DALTON LANCASTER BOXBOROUGH BEDFORD HUBBARDSTON CUMMINGTON LEVERETT ACTON LYNN SWAMPSCOTT SUNDERLAND WOBURN STONEHAM PITTSFIELD SAUGUS SHUTESBURY PRINCETON CONCORD MELROSE HINSDALE GOSHEN WHATELY NEW SALEM PETERSHAM LEXINGTON PERU STERLING WINCHESTER BOLTON STOW MAYNARD MALDEN NAHANT Boston BARRE LINCOLN ARLINGTON MEDFORD REVERE WORTHINGTON EVERETT RICHMOND CLINTON WILLIAMSBURG HATFIELD BELMONT CHELSEA BERLIN SUDBURY WALTHAM SOMERVILLE LENOX CHESTERFIELD PELHAM RUTLAND HUDSON WASHINGTON AMHERST WATERTOWN WINTHROP MIDDLEFIELD HARDWICK OAKHAM HOLDEN WEST BOYLSTON WESTON CAMBRIDGE WAYLAND HADLEY BOYLSTON MARLBOROUGH WEST STOCKBRIDGE LEE Springfield NORTHAMPTON NEW BRAINTREE NORTHBOROUGH NEWTON BROOKLINE WESTHAMPTON PAXTON BECKET CHESTER FRAMINGHAM STOCKBRIDGE SOUTHBOROUGH WELLESLEY BOSTON WARE SHREWSBURY NATICK HULL TYRINGHAM BELCHERTOWN NEEDHAM NORTH BROOKFIELD WORCESTER EASTHAMPTON SOUTH HADLEYGRANBY WESTBOROUGH ASHLAND Great ALFORD HUNTINGTON SPENCER DEDHAM QUINCY SOUTHAMPTON WEST BROOKFIELD LEICESTER MILTON SHERBORN DOVER COHASSET HOPKINTON GREAT BARRINGTON MONTEREY MONTGOMERY WESTWOOD HINGHAM OTIS HOLYOKE WARREN EAST BROOKFIELD GRAFTON BRAINTREE BLANDFORD LUDLOW PALMER BROOKFIELD AUBURN HOLLISTON SCITUATE MEDFIELD Barrington EGREMONT MILLBURY NORWOOD CANTON CHICOPEE UPTON RANDOLPH WEYMOUTH RUSSELL MILLIS MILFORD MEDWAY WESTFIELD NORWELL BRIMFIELD HOLBROOK WILBRAHAM CHARLTON OXFORD SUTTON NORTHBRIDGE HOPEDALE WALPOLE ROCKLAND MOUNT WASHINGTON SANDISFIELD AVON NORFOLK STOUGHTON ABINGTON HANOVER NEW MARLBOROUGH WEST SPRINGFIELD SPRINGFIELD STURBRIDGE SHARON MARSHFIELD SHEFFIELD TOLLAND MENDON GRANVILLE MONSON BROCKTON WHITMAN AGAWAM BELLINGHAM FRANKLIN EAST LONGMEADOW WALES SOUTHWICK LONGMEADOW HOLLAND DUDLEY WEBSTER UXBRIDGE PEMBROKE FOXBOROUGH DOUGLAS HANSON HAMPDEN WRENTHAM DUXBURY SOUTHBRIDGE MILLVILLE EASTON EAST BLACKSTONE WEST BRIDGEWATER MANSFIELD PLAINVILLE BRIDGEWATER North Adams/ Williamstown Area not assigned to a market Unconcentrated market Moderately concentrated market Highly concentrated market Worcester THOMPSON Massachusetts portion of Providence, RI Market NORTH ATTLEBOROUGH ATTLEBORO SEEKONK Fall River REHOBOTH SWANSEA NORTON DIGHTON SOMERSET TIVERTON LITTLE COMPTON TAUNTON BERKLEY FALL RIVER WESTPORT RAYNHAM BRIDGEWATER LAKEVILLE New FREETOWN ROCHESTER Bedford ACUSHNET MARION NEW BEDFORD MATTAPOISETT FAIRHAVEN DARTMOUTH HALIFAX MIDDLEBOROUGH GOSNOLD PLYMPTON Martha s Vineyard GAY HEAD CHILMARK KINGSTON CARVER WAREHAM CHILMARK PLYMOUTH BOURNE BOURNE FALMOUTH TISBURY OAK BLUFFS WEST TISBURY EDGARTOWN SANDWICH SANDWICH MASHPEE BARNSTABLE PROVINCETOWN Cape Cod YARMOUTH DENNIS TRURO BREWSTER HARWICH WELLFLEET NANTUCKET EASTHAM ORLEANS CHATHAM Nantucket

18 NEW SALEM PETERSHAM PHILLIPSTON ATHOL ORANGE ROYALSTON WARWICK Athol Market Market Boston Market Market Nashua WESTFORD GROTON TYNGSBOROUGH DUNSTABLE WAREHAM BERKLEY DIGHTON LAKEVILLE CARVER MIDDLEBOROUGH PLYMOUTH RAYNHAM TAUNTON BRIDGEWATER NORTON PLYMPTON KINGSTON HALIFAX WEST BRIDGEWATER MANSFIELD MILLVILLE BLACKSTONE EAST BRIDGEWATER WRENTHAM EASTON HANSON DUXBURY WHITMAN FOXBOROUGH PEMBROKE BROCKTON BELLINGHAM FRANKLIN MENDON NORFOLK ABINGTON AVON HOPEDALE HANOVER STOUGHTON SHARON MARSHFIELD HOLBROOK ROCKLAND MEDWAY MILFORD NORWELL MILLIS WALPOLE RANDOLPH NORWOOD MEDFIELD CANTON UPTON HOLLISTON BRAINTREE SCITUATE WESTWOOD WEYMOUTH COHASSET HOPKINTON SHERBORN HINGHAM MILTON DEDHAM DOVER ASHLAND QUINCY HULL NEEDHAM WELLESLEY SOUTHBOROUGH NATICK BROOKLINE FRAMINGHAM NEWTON MARLBOROUGH WATERTOWN BOSTON WINTHROP WESTON CAMBRIDGE EVERETT HUDSON WAYLAND CHELSEA NAHANT BELMONT BERLIN SOMERVILLE WALTHAM ARLINGTON CLINTON SUDBURY MALDEN MAYNARD REVERE MEDFORD LINCOLN STOW WINCHESTER MELROSE BOLTON LEXINGTON SWAMPSCOTT STONEHAM CONCORD SAUGUS LYNN BOXBOROUGH MARBLEHEAD BEDFORD WOBURN WAKEFIELD ACTON LANCASTER BURLINGTON SALEM HARVARD CARLISLE READING PEABODY LEOMINSTER LYNNFIELD LITTLETON AYER BEVERLY MANCHESTER NORTH READING BILLERICA DANVERS WILMINGTON WENHAM TEMPLETON WESTMINSTER GARDNER SHIRLEY FITCHBURG MIDDLETON LUNENBURG CHELMSFORD TEWKSBURY HAMILTON GLOUCESTER ROCKPORT LOWELL TOPSFIELD ESSEX IPSWICH ANDOVER PEPPERELL TOWNSEND ASHBY ASHBURNHAM WINCHENDON LAWRENCE DRACUT BOXFORD NORTH ANDOVER ROWLEY GEORGETOWN ROWLEY GROVELAND METHUEN NEWBURY WEST NEWBURY HAVERHILL NEWBURYPORT MERRIMAC AMESBURY SALISBURY Plaistow Newton Mont Vernon Derry Pelham New Ipswich Greenville Brookline Mason Hollis Hudson Windham Milford Wilton Litchfield Merrimack Amherst Londonderry Lyndeborough Nashua Salem Atkinson South Hampton Seabrook Hampstead Kingston Brentwood East Kingston Danville Sandown

19 Cape Cod Market Fall River Market PROVINCETOWN TRURO SOMERSET WELLFLEET FALL RIVER EASTHAM WESTPORT TIVERTON BOURNE SANDWICH BREWSTER ORLEANS BOURNE SANDWICH DENNIS HARWICH CHATHAM LITTLE COMPTON BARNSTABLE YARMOUTH MASHPEE FALMOUTH Great Barrington Market Greenfield Market ALFORD ROWE CHARLEMONT HEATH COLRAIN LEYDEN BERNARDSTON GILL NORTHFIELD GREAT BARRINGTON MONTEREY HAWLEY BUCKLAND SHELBURNE GREENFIELD ERVING EGREMONT MONTAGUE WENDELL ASHFIELD CONWAY MOUNT WASHINGTON SHEFFIELD NEW MARLBOROUGH

20 Martha s Vineyard Market Nantucket Market GOSNOLD TISBURY OAK BLUFFS WEST TISBURY GAY HEAD CHILMARK EDGARTOWN NANTUCKET CHILMARK New Bedford Market North Adams- Williamstown Market FREETOWN ROCHESTER ACUSHNET MARION STAMFORD READSBORO NEW BEDFORD MATTAPOISETT FAIRHAVEN CLARKSBURG MONROE DARTMOUTH WILLIAMSTOWN NORTH ADAMS FLORIDA NEW ASHFORD

21 Pittsfield Market Springfield Market ADAMS PLAINFIELD DEERFIELD SAVOY HANCOCK CHESHIRE CUMMINGTON GOSHEN WHATELY SUNDERLAND LEVERETT SHUTESBURY RICHMOND LANESBOROUGH DALTON PITTSFIELD HINSDALE LENOX WASHINGTON WINDSOR PERU MIDDLEFIELD OTIS WORTHINGTON CHESTER BLANDFORD WILLIAMSBURG HATFIELD CHESTERFIELD PELHAM AMHERST HADLEY NORTHAMPTON WESTHAMPTON EASTHAMPTON SOUTH HADLEY HUNTINGTON GRANBY BELCHERTOWN SOUTHAMPTON MONTGOMERY HOLYOKE LUDLOW CHICOPEE RUSSELL WARE PALMER HARDWICK WARREN WEST STOCKBRIDGE LEE WESTFIELD WILBRAHAM STOCKBRIDGE TYRINGHAM BECKET TOLLAND GRANVILLE SOUTHWICK WEST SPRINGFIELD SPRINGFIELD AGAWAM EAST LONGMEADOW LONGMEADOW HAMPDEN MONSON Worcester Market HUBBARDSTON PRINCETON STERLING BARRE CLINTON RUTLAND OAKHAM HOLDEN WEST BOYLSTON BOYLSTON NEW BRAINTREE PAXTON NORTHBOROUGH NORTH BROOKFIELD SPENCER WEST BROOKFIELD LEICESTER WORCESTER SHREWSBURY WESTBOROUGH EAST BROOKFIELD BROOKFIELD AUBURN MILLBURY GRAFTON BRIMFIELD CHARLTON OXFORD SUTTON NORTHBRIDGE STURBRIDGE WALES HOLLAND SOUTHBRIDGE DUDLEY WEBSTER DOUGLAS UXBRIDGE THOMPSON

22 87 NEW HAMPSHIRE

23 New Hampshire Banking Markets Pittsburg Area not assigned to a market Unconcentrated market Moderately concentrated market Highly concentrated market NORTON CANAAN AVERILL LEMINGTON Lancaster Colebrook Wentworths Location Columbia BLOOMFIELD Ervings Location Magalloway Millsfield Errol BRUNSWICK MAIDSTONE Stratford GUILDHALL Northumberland LUNENBURG Lancaster Clarksville Atkinson & Gilmanton Stewartstown Dixs Grant Colebrook Dixville Second College Lincoln Odell Stark Kilkenny Dummer Cambridge Milan Berlin Success New Hampshire portion of Brattleboro, VT market SHARON HARTLAND STRAFFORD Bath Haverhill NEWBURY WEST WINDSOR Springfield Alton Middleton Cornish Wilmot Tilton Belmont WINDSOR Croydon Andover Franklin New Durham Milton New London Northfield Gilmanton Sunapee Lebanon Kennebunk Claremont Salisbury Newport Farmington Claremont London Sutton Canterbury North Berwick Barnstead Boscawen Newbury Wells Loudon Unity Webster Rochester Berwick Goshen Pittsfield Strafford Warner Concord Chichester Portsmouth- Somersworth Ogunquit Charlestown Lempster Bradford SouthBerick Rollinsford Acworth Concord Epsom Northwood Barrington Hopkinton Dover-Rochester Langdon Madbury York Henniker Washington Pembroke Marlow Eliot Hillsborough Bow Deerfield Allenstown Alstead Windsor Nottingham Lee Durham Kittery Dunbarton Newington Stoddard Deering Weare Hooksett Walpole Newmarket New Castle Antrim Candia Gilsum Epping Portsmouth Raymond Newfields Greenland Sullivan Bennington Goffstown Stratham Rye Surry Nelson Francestown Auburn Keene Manchester Fremont Hancock New Boston Chester Brentwood Exeter Manchester North Hampton Westmoreland Keene Roxbury Greenfield Harrisville Bedford Sandown Kensington Hampton Danville East Kingston Hampton Falls Chesterfield Mont Vernon Londonderry Kingston Marlborough Dublin Lyndeborough Derry Hampstead South Hampton Seabrook Swanzey Peterborough Amherst Litchfield Newton Jaffrey Atkinson Troy Wilton Merrimack Hinsdale Sharon Milford Plaistow Temple Windham Winchester Richmond Fitzwilliam Hudson Greenville Salem New Hampshire portion of Rindge Hollis New Ipswich Brookline Pelham Boston, MA market Mason Nashua THETFORD Hanover- Lyme NORWICH Lebanon Hanover HARTFORD (WHITE RIVER JUNCT.) CORINTH VERSHIRE WEST FAIRLEE FAIRLEE Plainfield Lebanon Grantham RYEGATE BRADFORD Enfield Piermont Orford Monroe Canaan Haverhill Wentworth Dorchester Orange Grafton Lyman Landaff Easton Warren Lisbon Benton Littleton Rumney Campton Plymouth Groton Bridgewater Alexandria Bristol Meredith New Hampton Danbury Littleton Sugar Hill Ellsworth Hebron Woodstock Plymouth Hill Dalton Low & Burbanks Martins Location Thompson & Meserve Beans Purchase Carroll Greens Grant Bethlehem Crawfords Purchase Pinkhams Chandlers Purchase Grant Beans Grant Cutts Grant Sargents Franconia Purchase Jackson Lovell Harts Location Stowe Chatham Hadleys Purchase Lincoln Unorg. Terr. Bartlett Fryeburg Thornton Whitefield Holderness Ashland Laconia Gilford Sanbornton Jefferson Waterville Valley Sandwich Center Harbor Randolph Moultonborough Conway Albany Tamworth Effingham Ossipee Wolfeboro Tuftonboro Gorham Hales Location Wolfeboro Madison Shelburne Eaton Freedom Wakefield Brookfield Brownfield

24 Berlin Market Claremont Market Dummer Cornish Croydon Milan Claremont Newport Sunapee Berlin Unity Goshen Charlestown Randolph Gorham Shelburne Acworth Langdon Lempster Colebrook Market Concord Market Hill Pittsburg Andover Franklin Salisbury NORTON AVERILL CANAAN LEMINGTON Clarksville Atkinson & Gilmanton Stewartstown Dixs Grant Colebrook Dixville Second College Lincoln Wentworths Location Columbia Ervings Location Magalloway Millsfield Errol Bradford Warner Henniker Webster Boscawen Hopkinton Canterbury Concord Bow Barnstead Loudon Pittsfield Chichester Epsom Dunbarton

25 Conway Market Hanover-Lebanon Market CORINTH BRADFORD Harts Location Hadleys Purchase Albany Tamworth Bartlett Jackson Hales Location Conway Madison Stowe Chatham Eaton Freedom Fryeburg Lovell Brownfield SHARON WEST WINDSOR HARTFORD (WHITE RIVER JUNCT.) HARTLAND WINDSOR VERSHIRE WEST FAIRLEE FAIRLEE STRAFFORD NORWICH Plainfield THETFORD Lebanon Hanover Grantham Lyme Enfield Piermont Orford Canaan Orange Grafton Haverhill Market Hillsborough Market Monroe RYEGATE Bath Washington Windsor Hillsborough Deering NEWBURY Haverhill Benton

26 Keene Market Laconia Market Westmoreland Chesterfield Walpole Marlow Alstead Stoddard Gilsum Sullivan Surry Nelson Keene Roxbury Harrisville Marlborough Swanzey Sandwich Center Harbor Meredith New Hampton Laconia Moultonborough Troy Sanbornton Gilford Winchester Richmond Fitzwilliam Tilton Belmont Alton Northfield Gilmanton Lancaster Market Littleton Market BLOOMFIELD Dalton Whitefield Odell BRUNSWICK Stratford MAIDSTONE Stark GUILDHALL Northumberland Kilkenny LUNENBURG Lancaster Littleton Lyman Lisbon Sugar Hill Landaff Easton Bethlehem Franconia Carroll Jefferson

27 Manchester Market New London Market Weare New Boston Deerfield Allenstown Hooksett Candia Goffstown Auburn Bedford Londonderry Springfield Wilmot New London Sutton Newbury Peterborough Market Plymouth Market Lincoln Antrim Hancock Bennington Francestown Greenfield Warren Wentworth Ellsworth Thornton Dublin Peterborough Jaffrey Sharon Temple Rindge Dorchester Rumney Campton Holderness Groton Plymouth Ashland Hebron Bridgewater Bristol Danbury

28 Portsmouth-Dover-Rochester Market Brookfield Wakefield Northwood New Durham Strafford Nottingham Middleton Epping Milton Farmington Barrington Brentwood Rochester Lee Madbury Newmarket New Castle Portsmouth Newfields Greenland Stratham Rye Exeter Lebanon Somersworth Rollinsford Dover Durham Berwick Newington North Hampton Kensington Hampton East Kingston Hampton Falls North Berwick SouthBerick Eliot Kittery York Kennebunk Wells Ogunquit Wolfeboro Market Ossipee Effingham Tuftonboro Wolfeboro

29 94 RHODE ISLAND

30 Rhode Island Banking Markets WOONSOCKET BURRILLVILLE NORTH SMITHFIELD CUMBERLAND NORTH ATTLEBOROUGH MA LINCOLN ATTLEBORO MA GLOCESTER SMITHFIELD CENTRAL FALLS FOSTER SCITUATE JOHNSTON NORTH PROVIDENCE PROVIDENCE PAWTUCKET SEEKONK MA EAST PROVIDENCE REHOBOTH MA CRANSTON Providence WARWICK BARRINGTON WARREN COVENTRY WEST WARWICK BRISTOL Rhode Island portion of Fall River, MA Market WEST GREENWICH EAST GREENWICH WARWICK PORTSMOUTH EXETER TIVERTON JAMESTOWN PORTSMOUTH NORTH KINGSTOWN RICHMOND MIDDLETOWN LITTLE COMPTON Rhode Island portion of New London, CT Market HOPKINTON SOUTH KINGSTOWN NARRAGANSETT NEWPORT Newport CHARLESTOWN WESTERLY Area not assigned to a market Unconcentrated market Moderately concentrated market Highly concentrated market NEW SHOREHAM (BLOCK ISLAND)

31 Newport Market PORTSMOUTH PORTSMOUTH NEWPORT MIDDLETOWN Providence Market WOONSOCKET BURRILLVILLE NORTH SMITHFIELD CUMBERLAND NORTH ATTLEBOROUGH MA LINCOLN ATTLEBORO MA GLOCESTER SMITHFIELD CENTRAL FALLS FOSTER SCITUATE JOHNSTON NORTH PROVIDENCE PROVIDENCE PAWTUCKET SEEKONK MA EAST PROVIDENCE REHOBOTH MA CRANSTON WARWICK BARRINGTON WARREN COVENTRY WEST WARWICK BRISTOL WEST GREENWICH EAST GREENWICH WARWICK EXETER JAMESTOWN NORTH KINGSTOWN RICHMOND SOUTH KINGSTOWN NARRAGANSETT CHARLESTOWN NEW SHOREHAM (BLOCK ISLAND)

32 97 VERMONT

33 Vermont Banking Markets VERGENNES Vergennes PANTON WALTHAM ADDISON MIDDLEBURY BRIDPORT Middlebury CORNWALL ORWELL BENSON ALBURG ISLE LA MOTTE NORTH HERO NORTH HERO GRAND ISLE SOUTH HERO FERRISBURG DORSET Bennington POWNAL COLCHESTER BURLINGTON WINOOSKI WEYBRIDGE SUDBURY BRANDON SALISBURY HANCOCK SHOREHAM WHITING LEICESTER ROCHESTER GOSHEN PITTSFORD Rutland HUBBARDTON WEST HAVEN PROCTOR SHERBURNE CASTLETON RUTLAND TOWN FAIR HAVEN RUTLAND CITY WEST RUTLAND MENDON IRA POULTNEY WELLS PAWLET RUPERT ARLINGTON NEW HAVEN SWANTON GEORGIA MILTON SO. BURLINGTON ESSEX WILLISTON HINESBURG CHARLOTTE LAKE CHAMPLAIN BRISTOL MIDDLETOWN SPRINGS SUNDERLAND SHAFTSBURY GLASTENBURY HIGHGATE ST. ALBANS TOWN ST. ALBANS CITY WESTFORD JERICHO SHELBURNE ST. GEORGE RICHMOND MONKTON STARKSBORO BENNINGTON WOODFORD SEARSBURG WILMINGTON ENOSBURG Burlington- BAKERSFIELD FAIRFIELD St. Albans JOHNSON HYDE PARK Stowe- WOLCOTT MORRISTOWN Morristown CALAIS HUNTINGTON MIDDLESEX DUXBURY Barre- EAST MONTPELIER MONTPELIER MORETOWN Montpelier PLAINFIELD FAYSTON BERLIN BUELL'S GORE BARRE CITY WAITSFIELD BARRE TOWN Waitsfield ORANGE LINCOLN RIPTON PITTSFIELD CHITTENDEN STOCKBRIDGE CLARENDON SHREWSBURY PLYMOUTH PERU STRATTON FRANKLIN SHELDON FLETCHER FAIRFAX UNDERHILL BOLTON WARREN LANDGROVE GRANVILLE RANDOLPH Randolph TUNBRIDGE BRIDGEWATER Woodstock WALLINGFORD WINDSOR TINMOUTH MOUNT HOLLY CAVENDISH LUDLOW WEATHERSFIELD DANBY BALTIMORE MOUNT TABOR WESTON JAMAICA WATERBURY ROXBURY ANDOVER CHESTER SPRINGFIELD Springfield LONDONDERRY SANDGATE GRAFTON ROCKINGHAM MANCHESTER WINHALL WINDHAM WARDSBORO BROOKLINE PUTNEY Wilmington NEWFANE SOMERSET DOVER DUMMERSTON Brattleboro MARLBORO READSBORO STAMFORD WHITINGHAM HALIFAX Vermont portion of North Adams-Williamstown, Market CAMBRIDGE BERKSHIRE WATERVILLE STOWE NORTHFIELD BRAINTREE BELVIDERE BETHEL BARNARD TOWNSHEND RICHFORD BROOKFIELD READING ATHENS BRATTLEBORO GUILFORD EDEN WORCESTER WILLIAMSTOWN ROYALTON ELMORE WOODSTOCK WEST WINDSOR WESTMINSTER Hinsdale VERNON JAY WESTFIELD MONTGOMERY MORGAN CHARLESTON BROWNINGTON Barton-Newport IRASBURG LOWELL WASHINGTON CHELSEA WOODBURY SHARON CRAFTSBURY POMFRET HARTFORD (WHITE RIVER JUNCT.) HARTLAND TROY DERBY NEWPORT TOWN ALBANY HARDWICK MARSHFIELD VERSHIRE WEST FAIRLEE FAIRLEE STRAFFORD GREENSBORO CABOT GROTON CORINTH NORWICH NEWPORT CITY COVENTRY GLOVER SUTTON SHEFFIELD WALDEN TOPSHAM PEACHAM THETFORD BARTON STANNARD BURKE St. Johnsbury WHEELOCK DANVILLE RYEGATE NEWBURY BRADFORD BARNET HOLLAND WESTMORE LYNDON NEWARK ST. JOHNSBURY WARNER'S GRANT WARREN'S GORE KIRBY WATERFORD AVERY'S GORE LEWIS BRIGHTON (ISL. POND) NORTON EAST HAVEN VICTORY CONCORD Vermont portion of Haverill, NH Market Vermont portion of Hanover-Lebanon, NH Market BRUNSWICK FERDINAND GRANBY AVERILL LUNENBURG CANAAN BLOOMFIELD MAIDSTONE GUILDHALL LEMINGTON Area not assigned to a market Unconcentrated market Vermont portion of Colebrook, NH Market Vermont portion of Lancaster, NH Market Moderately concentrated market Highly concentrated market

34 Barre-Montpelier Market Barton-Newport STANNARD HARDWICK WALDEN WOODBURY WORCESTER CABOT WATERBURY CALAIS MIDDLESEX DUXBURY MARSHFIELD EAST MONTPELIER MONTPELIER MORETOWN PLAINFIELD GROTON BERLIN BARRE CITY BARRE TOWN NORTHFIELD ORANGE TOPSHAM WILLIAMSTOWN ROXBURY WASHINGTON JAY WESTFIELD LOWELL TROY DERBY NEWPORT TOWN ALBANY IRASBURG NEWPORT CITY COVENTRY GLOVER CHARLESTON BROWNINGTON BARTON HOLLAND MORGAN WESTMORE BRIGHTON (ISL. POND) CHELSEA Bennington Market Brattleboro WELLS PAWLET DANBY TOWNSHEND RUPERT DORSET PERU LANDGROVE NEWFANE BROOKLINE PUTNEY DUMMERSTON SANDGATE MANCHESTER WINHALL MARLBORO BRATTLEBORO ARLINGTON SUNDERLAND HALIFAX GUILFORD Hinsdale SHAFTSBURY GLASTENBURY VERNON BENNINGTON WOODFORD SEARSBURG POWNAL

35 Burlington-St. Albans Market Middlebury Market ALBURG ISLE LA MOTTE ST. ALBANS TOWN NORTH HERO ST. ALBANS CITY FAIRFIELD BAKERSFIELD NORTH HERO GRAND ISLE SOUTH HERO MILTON COLCHESTER BURLINGTON WINOOSKI SWANTON GEORGIA SO. BURLINGTON ESSEX WILLISTON HIGHGATE WESTFORD JERICHO SHELBURNE ST. GEORGE RICHMOND FRANKLIN SHELDON FLETCHER FAIRFAX HINESBURG CHARLOTTE HUNTINGTON LAKE CHAMPLAIN UNDERHILL BOLTON CAMBRIDGE BERKSHIRE ENOSBURG WATERVILLE BELVIDERE RICHFORD MONTGOMERY BRISTOL NEW HAVEN WEYBRIDGE MIDDLEBURY BRIDPORT CORNWALL SALISBURY SHOREHAM WHITING LEICESTER ORWELL LINCOLN RIPTON MONKTON STARKSBORO Randolph Market Rutland Market BROOKFIELD GOSHEN BRAINTREE RANDOLPH TUNBRIDGE BENSON SUDBURY BRANDON HUBBARDTON PITTSFORD CHITTENDEN ROCHESTER BETHEL PITTSFIELD STOCKBRIDGE ROYALTON WEST HAVEN PROCTOR SHERBURNE CASTLETON RUTLAND TOWN FAIR HAVEN RUTLAND CITY WEST RUTLAND MENDON IRA POULTNEY CLARENDON SHREWSBURY MIDDLETOWN SPRINGS TINMOUTH WALLINGFORD MOUNT HOLLY MOUNT TABOR

36 St. Johnsbury Market Springfield Market READING NEWARK SUTTON SHEFFIELD WHEELOCK LYNDON BURKE KIRBY EAST HAVEN VICTORY GRANBY WESTON CAVENDISH LUDLOW WEATHERSFIELD BALTIMORE ANDOVER CHESTER SPRINGFIELD ST. JOHNSBURY DANVILLE CONCORD WATERFORD PEACHAM BARNET LONDONDERRY JAMAICA WINDHAM GRAFTON ROCKINGHAM ATHENS WESTMINSTER Stowe-Morristown Market Vergennes Market EDEN FERRISBURG JOHNSON MORRISTOWN HYDE PARK WOLCOTT ADDISON VERGENNES WALTHAM STOWE ELMORE

37 Waitsfield Market Wilmington Market FAYSTON WAITSFIELD STRATTON SOMERSET WARDSBORO DOVER WARREN WILMINGTON WHITINGHAM Woodstock Market BARNARD POMFRET BRIDGEWATER WOODSTOCK PLYMOUTH