Announcing the Invita Financial. caribbean getaway. Adventure of the Seas. Western Caribbean Cruise Sets Sail: February 24, 2018 March 3, 2018

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1 Announcing the Invita Financial caribbean getaway Adventure of the Seas Western Caribbean Cruise Sets Sail: February 24, 2018 March 3, 2018 Contest Period November 1, 2016 to October 31, 2017

2 Join Invita Financial & Wealth Beyond Wall Street on Royal Caribbean s brilliant Adventure of the Seas Adventure of the Seas is one of Royals Caribbean s elite ships. This amazing Voyager Class ship is loaded with a sea of revolutionary onboard amenities, like ice-skating, multi-level Royal Promenade, and the signature Rock Climbing Wall, plus three large pools and activities for groups of all sizes. It s been recently renovated with the twisting turning dual waterslides, FLOWRIDER surf wave, and aquapark. Plus a two story miniature golf course. Ship Highlights: Flowrider surf wave Dual waterslide Multi-Level Royal Promenade an indoor walk full of shops, food and entertainment 3 large pools and 6 whirlpools, including the Solarium, a tranquil retreat just for adults Complimentary mini-golf and ice skating rink Full-service Vitality Spa featuring 100+ ways to pamper yourself Vitality at Sea Fitness Center work out on the latest weight and cardio equipment or sign up for classes from aerobics to kickboxing. Outdoor poolside movie screen Plus upper deck jogging, in-line skating track, basketball court, and Adventure Beach kids pool From snorkeling and swimming to shopping and golf, the Caribbean is the ultimate outdoor playground. What better way to vacation than to be surrounded by white-sand beaches, turquoise waters and the most beautiful islands on the earth!

3 Ports of Call San Juan, Puerto Rico Puerto Rico is a Caribbean island and unincorporated U.S. territory with a landscape of mountains, waterfalls and the El Yunque tropical rainforest. In San Juan, the capital and largest city, the Isla Verde area is known for its hotel strip, beach bars and casinos. Its Old San Juan neighborhood features colorful Spanish colonial buildings and El Morro and La Fortaleza, massive, centuries-old fortresses. Philipsburg, St. Maarten St. Maarten, part of the Kingdom of the Netherlands, is a country on the southern part of a Caribbean island shared with Saint Martin, a French overseas collectivity. Its natural features span lagoons, beaches and salt pans. The capital, Philipsburg, has cobblestone streets and colorful, colonial-style buildings lining its Front Street shopping area.

4 Ports of Call Basseterre, St. Kitts St. Kitts is the larger of the 2 Caribbean islands that comprise the nation of Saint Kitts and Nevis. It s known for rain forested mountains and beaches of white, gray, and black sands. On its southwestern coast is the capital, Basseterre, and Georgian buildings from the colonial era. Anchoring Basseterre is the Circus, a plaza modeled after London s Piccadilly Circus, complete with Victorian-style clock tower. St. Johns, Antigua Antigua has hundreds of beaches, from the bustling Pigeon Point to the kitesurfing paradise of Jabberwock Beach. It s fun to mix it up a day spent in a secluded cove, another spent people-watching at a tourist magnet. When you re tired of sun and sand you can shoot em up at Reservoir Range, where archery and air pistols are a fun way to work out any lingering pre-vacation stress. A tour of the Antigua Distillery is a spirited way to experience a true taste of the island.

5 Ports of Call Castries, St. Lucia Saint Lucia s west coast is hugged by the warm, calm waters of the Caribbean, and fringed by pristine coral reefs that cling precipitously to the island s volcanic mantle. Zip through the rainforest to secluded Sugar Beach a picturesque stretch of sand between the Pitons and take a deep breath though a Snuba tube as you explore the sea floor at 5, 10, or 20 feet below the surface. Sea turtles, octopus, sharks, rays and hundreds of species of fish ply these waters, which are also fantastic for introductory dive courses and snorkelers with a sense of adventure. Bridgetown, Barbados Barbados is an eastern Caribbean island and an independent British Commonwealth nation. Bridgetown, the capital, is a cruise-ship port with colonial buildings and Nidhe Israel, a synagogue founded in Around the island are beaches, botanical gardens, the Harrison s Cave formation, and 17th-century plantation houses like St. Nicholas Abbey. Local traditions include afternoon tea and cricket, the national sport.

6 how to qualify There are a couple ways to qualify for the Invita Financial trip: Qualify with Issue Paid Target Points... Tier 1 -- Minimum $55,000 earned target points Cruise ticket for agent, Airfare not included Tier 2 -- Minimum $85,000 earned target points Cruise ticket Agent & Guest; Airfare not included Tier 3 -- Minimum $100,000 earned target points Cruise ticket & Airfare for Agent and Guest Contest Details and Rules 1. Contest duration is November 1, 2016 and ends October 31, Only life and annuities count towards the contest 3. Applications must go issued paid to count towards contest, no later than October 31, IUL target premiums that go IP (in the bank) count, annuities 1% of premium that goes IP count. Example, $100,000 annuity premium, times 1% = $1,000 annuity TP 5. Any reversals will count against the target premium that goes issued paid

7 TheatSix-Figure Experience the Puerto Rico Ritz Carlton For 3 days and 2 nights you can indulge in the enchanting rhythms and flavors of the breathtaking San Juan Beach Resort. Let one of the most elegant San Juan luxury resorts, The Ritz-Carlton, San Juan awaken your senses as you fall under the spell of its enchanting rhythms and flavors. This casual yet elegant luxury hotel envelops guests in a timeless Caribbean setting perched on a two-mile stretch of a golden sandy beach. Puerto Rican fritters, mamposteao rice and mofongo introduce adventurous palates to the local cuisine. Enjoy a leisurely stroll down the Avenida Isla Verde as your senses also delight in crashing ocean waves, gentle sea breezes and the welcoming sights of our San Juan beachfront hotel and resort that offers: 416 well-appointed guest rooms; including one Ritz-Carlton Suite, six Executive Suites and four Garden View Suites Five exceptional restaurants including BLT Steak and II Mulino New York 12,000 square-foot Caribbean spa with 11 treatment rooms, incorporating indigenous ingredients Swimming pool overlooking the beach A dazzling casino A luxury resort location just 15 minutes away from the airport and the cosmopolitan culture and night life of Old San Juan

8 how to qualify You qualify by writing $130,000 of Issued Paid Target Points. Contest Details and Rules 1. Contest duration is November 1, 2016 and ends October 31, Actual trip dates: February 21st to February 23rd, Only life and annuities count towards the contest 4. Applications must go issued paid to count towards contest, no later than October 31, IUL target premiums that go IP (in the bank) count, annuities 1% of premium that goes IP count. Example, $100,000 annuity premium, times 1% = $1,000 annuity TP 6. Any reversals will count against the target premium that goes issued paid 7. Must be in good standing with Invita Financial, not on hold, and account is current

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