Press Release 23/05/11
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1 Press Release 23/05/11 Savings balances by postal areas shows residents of Richmond upon Thames and Aberdeen are Streets Ahead of the Nation Just a short stroll from the famous Richmond Park lives some of the nation s biggest savers, according to latest research from the Halifax savings; which identifies UK s postal areas with the largest savings balances. Residents in the TW10 6 area of Richmond Upon Thames have the highest average balance in the UK of 29, % above the average for London. The borough in south west London is followed by residents in the Aberdeen s AB15 4 area with an average balance of 26,130 (350% above average balance for Scotland). See Table 1 There are three other postal areas where average balances are over 20,000; these are in Putney s SW15 6 postal area ( 22,557); EH12 6 in Edinburgh ( 22,158) and HA7 4 in Stanmore ( 20,894). Thirty one of the top 50 postal areas with highest balances are in Greater London (19) and the South East (12). Twelve postal areas are in Scotland, three in the North West, two in Yorkshire and the Humber, and one each in the South West and East Midlands. The GU22 0 area of Woking in Surrey hits the top spot in the South East at 18,384, 176% above the regional average; followed by BN3 6 in Hove in Sussex ( 18,234), BN20 7 in Eastbourne ( 17,897), IG10 4 in Loughton ( 17,882) and HP9 2 in Beaconsfield (( 17,203). In Scotland, nine of the 12 areas are based in Aberdeen, Edinburgh or Glasgow. Residents in Edinburgh's EH12 6 area have the second highest average savings balance north of the Border ( 22,158); followed by AB31 4 in Banchory ( 19,316) and EH3 6 in Edinburgh ( 18,775). Outside Scotland s leading cities the highest balances are in KY16 9 in St. Andrews ( 16,417) and KA7 4 ( 16,171) in Ayr. Outside southern England, the HG2 8 area of Harrogate has the largest balance, to rank tenth at 18,467, 211% above the regional average. Followed by a second Harrogate area (HG1 2, 18,380); SK10 4 in Macclesfield ( 18,134), NN8 5 in Wellingborough ( 17,279), WA15 9 in Altrincham ( 16,525) and L18 3 in Liverpool ( 16,496.) Flavia Palacios Umana, Head of Halifax Savings Products said, The postal areas with the largest savings balances are in London, the South East and Scotland, with the neighbourhoods of Richmond upon Thames and Aberdeen streets ahead of the rest of the UK. However the research also points to postal areas in Harrogate building their savings pots to rival those in the south.
2 REGIONAL KEY FINDINGS South West In the South West, five of the top six balances are located in Christchurch or Bristol. BH23 5 in Christchurch has the highest savings balance at 18,436, 198% above the regional average of 6,188. BH14 8 in Poole falls into second place at 15,115. East Midlands NN7 5 Wellingborough has the highest balance in the East Midlands at 17,279, 182% above the regional average of 6,137 and is ranked 26 th in the UK. Derbyshire tops the polls with eight of the top ten postal areas in the region, including DE4 4 in Matlock the second highest performer in the East Midlands at 14,151. East Anglia Within East Anglia, four of the top ten postal areas with the largest balances are in the coastal town of Lowestoft. This includes NR32 3, which has the highest balance in East Anglia overall at 13,501, 104% above the regional average of 6,634, NR33 9 ( 13,350); NR33 7 ( 12,830) and NR32 4 ( 12,539.) Wales Seven of the top ten balances in Wales are located in coastal towns, including LL28 4 in Colwyn Bay which hits the top spot at 14,433, 144% above the average for Wales at 5,905. The other coastal towns are LL30 3 ( 13,728), LL30 1 ( 13,018) and LL30 2 ( 12,450) in LLandudno, SA3 5 in Swansea ( 13,644), CF36 3 in Porthcawl ( 12,394) and LL65 2 in Holyhead ( 12,374). Northern Ireland In Northern Ireland, Belfast is home to six of the top ten postal areas with the largest savings balances; BT9 5 ( 15,887), BT9 6 ( 13,810), BT4 2 ( 12,775), BT6 0 ( 12,667), BT8 8 ( 12,486) and BT17 9 ( 12,370.) Out of the ten, BT9 5 in Belfast hits the top spot at 15,887, 167% above the regional average of 5,943, followed by BT43 5 in Ballymena ( 14,116.) North Savers in the Darlington postal area of DL3 8 have the North s largest balance at 13,405, 140% above the regional average of 5,581. Darlington is followed by NE20 9 in Newcastle ( 13,122) and DH1 4 in Durham ( 13,044.) West Midlands Savers in the CV22 6 postal area of Rugby have the highest savings balance in West Midlands ( 13,872), 142% above the regional average of 5,732. Rugby is followed by CV32 6 in Leamington Spa ( 13,514) and WR14 3 in Malvern ( 13,138). Ends. Note to editors Data is based on (month end) outstanding savings balances held by Halifax customers. The data in this report are compiled from over 1.78 million UK post codes supplied by the Royal Mail in conjunction with the Halifax savings database. This analysis is based on interrogation of customer data at postcode sector level, e.g. HX1 1, or WC1 1. Where a customer has more than one savings products with the Halifax, the balances are aggregated before deriving an average for the postcode sector. Name: Claire Miller Telephone: / clairemiller@halifax.co.uk Name: Deepa Bose Telephone: / deepa.bose@lloydstsb.co.uk
3 Map 1: The Top 50 Postal Areas With the Largest Savings Balances
4 Table 1: The Top 50 Postal Areas With the Largest Savings Balances Ranking Postal Sector PostTown Region Average Balance postal sector - Average Balance in Region - Balance above Regional average - 1 TW10 6 Richmond Upon Thames Greater London 29,765 6, % 2 AB15 4 Aberdeen Scotland 26,130 5, % 3 SW15 6 London (Putney) Greater London 22,557 6, % 4 EH12 6 Edinburgh Scotland 22,158 5, % 5 HA7 4 Stanmore Greater London 20,894 6, % 6 N2 9 London (East Finchley) Greater London 19,683 6, % 7 AB31 4 Banchory Scotland 19,240 5, % 8 EH3 6 Edinburgh Scotland 18,775 5, % 9 AB15 5 Aberdeen Scotland 18,723 5, % 10 HG2 9 Harrogate Yorkshire and the Humber 18,467 5, % 11 BH23 5 Christchurch South West 18,436 6, % 12 GU22 0 Woking South East 18,384 6, % 13 HG1 2 Harrogate Yorkshire and the Humber 18,380 5, % 14 BN3 6 Hove South East 18,234 6, % 15 EH9 2 Edinburgh Scotland 18,182 5, % 16 SK10 4 Macclesfield North West 18,134 5, % 17 N6 5 London (Highgate) Greater London 17,986 6, % 18 AB15 9 Aberdeen Scotland 17,976 5, % 19 BN20 7 Eastbourne South East 17,897 6, % 20 TW1 1 Twickenham Greater London 17,883 6, % 21 IG10 4 Loughton South East 17,882 6, % 22 G62 8 Glasgow Scotland 17,687 5, % 23 G12 9 Glasgow Scotland 17,651 5, % 24 N3 3 London (Finchley) Greater London 17,435 6, % 25 HA6 2 Northwood Greater London 17,381 6, % 26 NN8 5 Wellingborough East Midlands 17,279 6, % 27 W4 1 London (Chiswick) Greater London 17,206 6, % 28 HP9 2 Beaconsfield South East 17,203 6, % 29 SM2 7 Sutton Greater London 17,023 6, % 30 SW11 6 London (Battersea) Greater London 16,830 6, % 31 N1 1 London (Islington) Greater London 16,824 6, % 32 SO16 7 Southampton South East 16,820 6, % 33 N14 7 London (Southgate) Greater London 16,754 6, % 34 BN16 2 Littlehampton South East 16,721 6, % 35 EN6 4 Potters Bar South East 16,623 6, % 36 W9 1 London (Maida Vale) Greater London 16,565 6, % 37 TN3 0 Tunbridge Wells South East 16,556 6, % 38 WA15 9 Altrincham North West 16,525 5, % 39 L18 3 Liverpool North West 16,496 5, % 40 KY16 9 St Andrews Scotland 16,417 5, % 41 SS1 3 Southend On Sea South East 16,358 6, % 42 W5 2 London (Ealing) Greater London 16,355 6, % 43 RG9 1 Henley On Thames South East 16,330 6, % 44 EH4 6 Edinburgh Scotland 16,250 5, % 45 CR0 5 Croydon Greater London 16,224 6, % 46 KA7 4 Ayr Scotland 16,171 5, % 47 N12 7 London (East Finchley) Greater London 16,169 6, % 48 W4 3 London (Chiswick) Greater London 16,138 6, % 49 HA5 3 Pinner Greater London 16,103 6, % 50 GU7 1 Godalming South East 16,091 6, %
5 Map 2: Average Savings Balance By Region UK 6,074 Scotland 5,764 North West 5,702 Northern Ireland 5,943 North 5,581 Yorkshire and the Humber 5,945 East Midlands 6,137 Wales 5,905 East Anglia 6,634 West Midlands 5,732 South West 6,188 South East 6,653 Greater London 6,211
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To and From Each Reporting Airport for Comparison with London Area Airports GATWICK - ABERDEEN 14013 14013-14114 14114 - -1 - BELFAST INTERNATIONAL 50486 50486-87252 87252 - -42 - BIRMINGHAM - - - 3 1
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London Area Airports GATWICK - ABERDEEN 15366 15366-15652 15652 - -2 - BELFAST INTERNATIONAL 51426 51426-85626 85626 - -40 - EDINBURGH 68133 68133-66659 66659-2 - EXETER - - - 135 135 - -100 - GLASGOW
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London Area Airports GATWICK - ABERDEEN 7719 7719-13372 13372 - -42 - BELFAST CITY (GEORGE BEST) - - - 19715 19715 - -100 - BELFAST INTERNATIONAL 89704 89704-44462 44462-102 - EAST MIDLANDS INTERNATIONAL
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London Area Airports GATWICK - ABERDEEN 15082 15082-15448 15448 - -2 - BELFAST CITY (GEORGE BEST) - - - 18604 18604 - -100 - BELFAST INTERNATIONAL 80868 80868-43827 43827-85 - BRISTOL 1-1 - - - - - DONCASTER
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London Area Airports GATWICK - ABERDEEN 13 185 13 185-13 485 13 485 - -2 - BELFAST INTERNATIONAL 51 331 51 331-90 583 90 582 1-43 - DONCASTER SHEFFIELD - - - 66-66 -100 - EAST MIDLANDS INTERNATIONAL 138-138
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To and From Each Reporting Airport for Comparison with London Area Airports GATWICK - ABERDEEN 13388 13388-13163 13163-2 - BELFAST INTERNATIONAL 53371 53371-86219 86219 - -38 - CARDIFF WALES 86-86 - -
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London Area Airports GATWICK - ABERDEEN 7353 7353-11054 11054 - -33 - BELFAST INTERNATIONAL 48024 48024-77117 77117 - -38 - BIRMINGHAM 69-69 - - - - - DURHAM TEES VALLEY 116-116 - - - - - EDINBURGH 54523
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London Area Airports GATWICK - ABERDEEN 15 652 15 652-15 082 15 082-4 - BELFAST INTERNATIONAL 85 626 85 626-80 868 80 868-6 - BRISTOL - - - 1-1 -100 - DONCASTER SHEFFIELD - - - 37-37 -100 - EDINBURGH 66
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