County Missouri Resource & Relocation Guide

Transcription

1 St. Louis County Missouri Resource & Relocation Guide

2 Table Of Contents 4-5 Newcomer Information St. Louis City Map 6 Help Hotlines 7 Health & Hospitals 8 Local Education 11 Things To Do 12 State Information 13 County History St. Louis County Map 18 Home Buyer Information 21 Buyer Mistakes 23 How Much Can You Afford 25 Tips to Selling Your Home 26 Packing Tips 27 Moving Checklist 28 Homefinder Notepad Skyline Publishing Project Coordinator: Devri Colver Ad & Book Designer: Linda Swindler 1

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4 Newcomer Information Post Offices US Post Office Manchester Rd. Ballwin, MO (636) US Post Office 8764 Rosalie Ave. (314) Courthouse Utilities Missouri American Water Co. (866) Ameren (800) Cuivre River Electric (800) US Post Office 343 S. Kirkwood Rd. Kirkwood, MO (314) US Post Office 55 Grasso Plaza (314) Kirkwood Utilities (314) Laclede Gas (314) US Post Office 7217 Watson Rd. (314) US Post Office 2800 Marshall Ave. (314) St. Louis County Courthouse 7900 Carondelet Clayton, MO (314) AT&T (314) Sprint (314) Verizon (314) St. Louis County Sheriff Carondelet Ave. Clayton, MO - (314) Police Affton Police...(314) Bellefontaine Police...(314) Bridgeton Police...(314) Crestwood Police...(314) Creve Coeur Police...(314) Dellwood Police...(314) Ferguson Police...(314) Glendale Police...(314) Hazelwood Police...(314) Kinloch Police...(314) Ladue Police...(314) Lakeshire Police...(314) Maplewood Police...(314) Metropolitan Police...(314) Normandy City Police...(314) Northwoods Police...(314) Olivette Police...(314) Overland Police...(314) Pine Lawn Police...(314) Richmond Heights Police...(314) Shrewsbury Police...(314) St. Ann Police...(314) St. Louis Police...(314) Sunset Hills Police...(314) University City Police...(314) Vinita Park Police...(314) Webster Grove Police...(314) Woodson Terrace Police...(314) Fire Affton Fire...(314) Berkeley Fire...(314) Brentwood Fire...(314) Clayton Fire...(314) Creve Coeur Fire...(314) Ferguson Fire...(314) Florissant Valley Fire...(314) Glendale City Fire...(314) Hazelwood Fire...(314) Jennings Fire...(314) Kinloch Fire...(314) Ladue Fire...(314) Lemay Fire...(314) Maplewood Fire...(314) Maryland Heights Fire...(314) Mehlville Fire...(314) Metro North Fire...(314) Mid County Fire...(314) Normandy Fire...(314) Olivette Fire...(314) Richmond Heights Fire...(314) Riverview Fire...(314) Shrewsbury Fire...(314) Spanish Lake Fire...(314) St. Ann Fire...(314) St. Louis Fire...(314) University City Fire...(314) Webster Grove Fire...(314)

5 6 7 Health & Hospitals St. Louis County Health Department 6121 N. Hanley Rd. Berkeley, MO (314) Dial 911for Emergencies Barnes Jewish Hospital 1 Barnes-Jewish Hospital Pl. (314) Mercy Hospital St. Louis 615 S New Ballas Rd. (314) St. Anthony's Medical Center Kennerly Rd. (314) Christian Hospital Northeast Dunn Rd. (314) Des Peres Hospital 2345 Dougherty Ferry Rd. (314) Kindred Hospital St. Louis 4930 Lindell Blvd. (314) Missouri Baptist Medical 3015 N. Ballas Rd. (314) SSM Health St. Clare Hospital 1015 Bowles Ave. Fenton, MO (636) St. Alexius Hospital 3933 S. Broadway (314) Mercy Medical 615 New Ballas Rd. (314) St. Louis University Hospital 3635 Vista Ave. (314)

6 Local School Districts Affton (314) Ladue (314) Rockwood R-VI (636) Bayless (314) Brentwood (314) Clayton (314) Ferguson-Florissant R-II (314) Hancock Place (314) Hazelwood (314) Jennings (314) Kirkwood R-VII (314) Lindbergh R-VIII (314) Maplewood-Richmond Heights (314) Mehlville R-IX (314) Normandy (314) Parkway C-2 (314) Pattonville R-III (314) Ritenour (314) Riverview Gardens (314) Special School District (314) St. Louis Public Schools (314) University City (314) Valley Park (636) Webster Groves (314) Wellston (314) When Registering Your Children For School, Please Remember To Bring: Current Immunization Record & Birth Certificate Name & Address Of Last School Attended Last Report Card & Any Scores Obtained From Standardized Tests Colleges & Universities Concordia Seminary 801 Seminary Pl. (314) Missouri Baptist University 1 College Park Dr. (314) Washington University 1 Brookings Dr. (314) Fontbonne University 6800 Wydown Blvd. Clayton, MO (314) Harris-Stowe State University 3026 Laclede Ave. (314) Maryville University-St. Louis 650 Maryville University Dr. (314) St. Louis Community College 300 S. Broadway (314) St. Louis University 1 N. Grand Blvd. (800) University of Missouri 1 University Blvd. (314) Webster University 470 E. Lockwood Ave. Webster Groves, MO (314)

7 St. Louis County Anheuser-Busch Brewery Tours 12th & Lynch St. (314) Busch Stadium 700 Clark Ave. (314) Cahokia State Mounds East St Louis Collinsville, IL (618) City Garden 801 Market St. (314) City Museum 750 N. 16th St. (314) Gateway Arch 11 N. 4th St. (877) Grant's Farm Gravois Rd. (314) Landmark Theatre Tivoli 6350 Delmar Blvd. (314) Laumeier Sculpture Park Rott Rd. (314) Missouri Botanical Garden 4344 Shaw Ave. (314) Missouri History Museum 5700 Lindell Blvd. (314) Museum of Transportation 3015 Barrett Station Rd. (314) Schlafly Bottleworks 7260 Southwest Ave. (314) Six Flags St. Louis Flags Rd. Eureka, MO (636) St. Louis Art Museum 1 Fine Arts Dr. (314) St. Louis Science Center 5050 Oakland Ave. (314) St. Louis Symphony 718 N. Grand Blvd. (314) St. Louis Walk of Fame 6504 Delmar Blvd. (314) St. Louis Zoo 1 Government Dr. (314) The Magic House 516 S. Kirkwood Rd. (314) The MOTO Museum 3441 Olive St. (314) The Muny - Oldest & Largest Outdoor Musical Theater #1 Theatre Drive (314) World Bird Sanctuary 125 Bald Eagle Ridge Rd. Valley Park, MO (636) and so much more! 10 11

8 Missouri The Show Me State The 24th state to be admitted into the Union, Missouri is named after an Algonquian word that means river of the big canoes, and the state motto is "Salus Populi Suprema Lex Esto (The Welfare Of The People Shall Be The Supreme Law) Acquired as part of the Louisiana Purchase in 1803, Missouri has earned the nickname Gateway to the West as it was a jumping-off point for settlers going westward. The invention of the steamboat, and both the Mississippi and Missouri rivers made the state a large business hub. Today, Missouri is a large producer of aircraft, spacecraft, automobiles, leather goods, beer, chemicals, corn, soybeans, wheat, zinc, lead, and many other things. Capital: Jefferson City Population: 5,842,713 State Bird: Bluebird State Flower: Hawthorn State Tree: Flowering Dogwood State Song: Missouri Waltz - State Facts - State Insect: Honeybee Highest Point: Taum Sauk Mountain 1,772 ft Area: 69,704 sq mi Largest City: St. Louis Entered the Union: August 10th, 1821 Top Industries: Agriculture, Mining, Manufacturing St. Louis County History The first European settlement in St. Louis dates back to the 1700 s, following the transfer of French territories west of the Mississippi River to Spain. Even with the Spanish influence, the population remained predominantly French. St. Louis was founded by Pierre Laclede in 1764, and Carondelet three years later by Clement Delor. Florissant (originally called St. Ferdinand) was laid out about 1788, and Bridgeton ("Marais des Liards") followed in Settlers from the United States, mostly from Kentucky, Maryland and Virginia, began to appear in the 1790 s in Upper Louisiana, as this territory was known. Concentrations were found in the Bonhomme Settlement (now Chesterfield) and the Gravois Settlement (now Crestwood). Following the Louisiana Purchase, this immigration increased rapidly, and the first protestant churches were founded, including Cold Water Methodist in 1806 and Fee Fee Baptist in Lewis and Clark noted Charbonier Bluff along the Missouri River at the beginning of their "Corps of Discovery" journey to the northwest in May, Fort Bellefontaine (which is now partially a St. Louis County park) was established in 1805 on the south bank of the Missouri River as the first U.S. military installation west of the Mississippi. St. Louis County was one of the first five in the Missouri Territory, organized in Missouri's second governor after statehood in 1820 was Frederick Bates, whose home, "Thornhill," is now within Faust Park. Subsequent governors from St. Louis County have included Henry S. Caulfield and Forrest C. Donnell. The county remained largely rural until the advent of the railroad in the 1850 s, with German immigrants gradually replacing the French and English settlers from the 1840 s onward. The construction of the Missouri Pacific Railroad in 1853 spurred the development of suburban communities, including Kirkwood, Webster Groves, Valley Park, Eureka and Pacific. The North Missouri (later Wabash) Railroad opened Jennings and Ferguson, while the Hodiamont Narrow Gauge Railroad created a corridor of suburban estates from Pine Lawn through Normandy and Kinloch to Florissant. The present boundaries of St. Louis County date from 1876, when the City and County were separated into two distinct governmental entities by a vote of the citizens

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13 How much House Can You Afford? How much you can afford is determined by a relatively simple formula. Lenders generally figure that no more than 28 percent of your income should be for total housing costs. In addition, they require that your total monthly debt be less than 36 percent of your income. (Note: These are general numbers. Other loan programs may allow higher percentages.) For example, if you make $48,000 a year, divided by 12 months, your monthly income is $4,000. (Remember, that s $48,000 in gross pay, before federal and state taxes are removed.) Twenty-eight percent of $4,000 is $1,120. That is the most you can make in a monthly mortgage, taxes, and insurance payments. Generally, to qualify, the self-employed buyer must have been self-employed in the same line of work for at least 24 months before applying for a loan. Lenders use your net income, the figure at the bottom of schedule C of your federal income tax form, to decide how large a mortgage you can carry. But they don t look at what you earn now or what you made last year. Rather lenders figure the monthly average of your income over the past 24 months. Also, overtime pay & bonuses sometimes may not be figured into your average income. Don t forget that points, closing costs & other out-of-the-pocket expenses probably will come out to about one percent of the mortgage amount

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15 Packing Strategies Supplies: Preparing to move: A strategy for packing: Packing for efficiency:

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