IT S TIME TO MEET YOUR MATCH.

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1 A WHAT S YOUR DESTINATION? 50% Match on Vacation Savings THE ADESTINN VACATION SAVINGS MATCH PROGRAM INTRODUCING THE ADESTINN VACATION SAVINGS MATCH PROGRAM W H AT? IT S TIME TO MEET YOUR MATCH. The Adestinn Vacation Savings Match Program is a unique new offering exclusively for fully insured BCBSNC members that promotes the advantages of taking a vacation. For every dollar you save towards your next vacation (after the first $100 annually) in an Adestinn Vacation Savings Account, you ll receive a 50% match. It s time to visit a place you love or travel somewhere you ve never been. It s time to go on vacation. It s time to meet your match. 1

2 HOW DOES IT WORK? Let s say you save $50 per month in your Adestinn Vacation Savings Account. You ll actually be accumulating $75 each month to spend on vacation. HOW? SAVING FOR VACATION MADE EASY. It s simple. All you have to do is open a Vacation Savings Account at set up a savings schedule, and start saving. You can save between $20 $400 each month and add a lump sum contribution at any point during the year. The first $100 in your account covers the annual deposit required for the Adestinn Vacation Savings Account, but after that, every contribution receives a 50% match. So what does that add up to? 50% more spending power at hundreds of hotels and resorts Best available rate* No black-out dates 100% year-end carryover Flexibility to withdraw 100% of contributions anytime without penalty** Easy online enrollment Member support from the Adestinn team *See the FAQ at adestinn.com for full details. **Member contributions do not include the match. 2

3 PUT THE MATCH TO WORK INSTEAD OF YOUR CREDIT CARD. Save before you go and reduce stress even more. NOW? MORE SAVINGS. MORE FUN. For the cost of what you can probably find in your car change tray, your couch, or your pocket each day, you can save a significant amount over the course of a year with the Adestinn Vacation Savings Account. Obviously the more you save, the more the match. But how do you know how much to save? Turn to the PerfectSaver tool, available at adestinn.com/nc. PerfectSaver calculates how much a vacation is going to cost and how much your scheduled savings will need to be to pay for it. Simply select your hotel, dates and number of travelers and let PerfectSaver adjust your savings schedule to make it happen. 3

4 HAPPY, MEET HEALTHY. Let the Adestinn Vacation Savings Match Program help you find a great vacation destination. REST. VACATIONS ARE AN ESSENTIAL PART OF YOUR WORK/LIFE BALANCE. Having a lot of fun, seeing things you ve never seen before, bonding with your family and friends, not thinking about work vacations can have an effect on your overall health. Research shows that consistently working long hours and not taking respite away from work can have a damaging effect on health and can negatively affect family life 1 The results of being vacation-deprived include: burnout, reduced productivity, diminished creativity, failed relationships, stress, or stress-related ailments such as depression, heart disease or stomach ulcers 2 So, Where in the World are You Going This Year? 1 Marcia Pennington Shannon, 2008, Americanbar.org. 2 The Power of Vacations, 2014, Purchasing Power, LLC. 4

5 The Adestinn Vacation Savings Match Program can be used at nearly 200 desirable brand name hotels in virtually 100 destinations. Adestinn has established best-available rate partnerships with well-known brands such as Hilton, Hyatt, Viceroy, Elite Island Resorts, and more. All so you can choose and enjoy an incredible vacation experience.. DESTINATIONS Find your peak vacation experience. Visit adestinn.com/nc to discover all of the possibilities at your fingertips. W HER E? WHERE IN THE WORLD ARE YOU GOING THIS YEAR? Albuquerque, NM Alexandria, VA Anaheim/Orange County, CA Anguilla Antigua Aruba Atlanta, GA Atlantic City, NJ Barbados Bend, OR Boca Raton, FL Boston, MA Branson, MO British Virgin Islands Charleston, SC Charlotte/Concord, NC Chicago, IL Clearwater, FL Cleveland, OH Colorado Springs, CO Crested Butte, CO Curacao Dallas/Fort Worth, TX Denver, CO Dominican Republic Durango, CO Eugene, OR Fairfield Glade, TN Florida Keys, FL Fort Lauderdale, FL Fort Myers Beach, FL Gatlinburg, TN Greenville, SC Hawaii (the Big Island), HI Hot Springs, AR Houston, TX Ixtapa/Zihuatanejo Jacksonville, FL Jamaica Kauai, HI Knoxville, TN La Jolla, CA Lake Tahoe, NV Las Vegas, NV Los Angeles, CA Los Cabos Maldives, Island Male, MVO Maui, HI Memphis, TN Miami/Miami Beach, FL Minneapolis/St Paul, MN Monterey, CA Myrtle Beach, SC Mystic, CT Napa Valley, CA Naples, FL Nashville, TN New Orleans, LA New York, NY Oahu, HI Ocean City, MD Oceanside/Carlsbad, CA Orlando, FL Palm Springs, CA Park City, UT Pasadena/Glendale, CA Phoenix/Scottsdale, AZ Providence, RI Puerto Rico Riviera Maya Salt Lake City, UT San Antonio, TX San Diego, CA San Francisco, CA Santa Barbara, CA Santa Fe, NM Santa Monica, CA Sarasota/Bradenton, FL Savannah, GA Sedona, AZ Snowmass (Aspen), CO Sonoma, CA St. Augustine, FL St. Louis, MO St. Vincent and the Grenadines Steamboat Springs, CO Tampa, FL Texas Hill Country, TX Tucson, AZ Virginia Beach/Hampton Roads, VA Washington DC Williamsburg, VA BRANDS Conrad Hotels DoubleTree Hotels Embassy Suites, Inc. Hilton Hotels Hyatt Hotels and Resorts Summit Hotels and Resorts Elite Island Resorts Viceroy Hotels Independent Boutique Hotels and Resorts Adestinn continually expands the number of hotel and resort accommodations available to members. Visit adestinn.com/nc to stay up-to-date on recent additions. 5

6 WHAT S YOUR DESTINATION? IT S TIME TO TAKE TIME OFF. To start getting the 50% match on your vacation savings, take five minutes to open your account. Here s how: Visit Adestinn.com/nc Enter your name and , then click Get Started Determine how much and how frequently you ll contribute Follow the prompts to set up your automatic bank transfer Start planning your next vacation WHAT S NOT TO LOVE? The Adestinn Savings Match Program makes it easy to sign up, easy to use, and easy to save. G E T S TA R T ED! That s all there is to it. Questions? Check out the Frequently Asked Questions at adestinn.com/nc or get in touch with Adestinn Member Support at , or To access your member account, find vacation destinations, and book your hotel, visit The Adestinn Vacation Savings Match Program. Isn t it time you met your match? Blue Cross and Blue Shield of North Carolina (BCBSNC) is not affiliated with Adestinn. Adestinn does not provide BCBSNC products or services and is solely responsible for the products or services it provides. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. A04 (7/15) 2015 Adestinn, LLC. Adestinn is an independent company providing vacation savings opportunities. US patent pending. Adestinn is a trademark owned by Adestinn, LLC. 6

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