YOUR JOURNEY STARTS HERE

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2 YOUR JOURNEY STARTS HERE Program Rule No. BENEFITS Up to 19,999 ELITE 20,000 to 34,999 DIAMOND 35,000 to 62,999 PLATINUM 63,000 to 99,999 PLATINUM 100 CLUB 100,000 Plus PLATINUM 100 CLUB 100 Club Welcome Pack Club Member Events 30 Airport Lounge Membership 29 Urban Escapes PLATINUM AND ABOVE 28 Platinum Unit Upgrades 27 Complimentary Car Parking *** 26 Reserve Guarantee 25 LesConcierge Service 24 Registry Collection by RCI 1 per 1 per 23 Platinum Pamper Pack DIAMOND AND ABOVE 22 Personal Choice 21 Complimentary Housekeeping 20 Complimentary Resort Activities *** Once every other Once per Three Personal Choice holidays every two years 19 Complimentary Wi-Fi 18 CLUB WYNDHAM ASIA Access ELITE AND ABOVE 17 Wyndham Rewards Exchange Program 16 RCI Elite Benefits 15 Golfers Plus Membership Exchange 20,000 for Wyndham Rewards Points per Exchange 35,000 for Wyndham Rewards Points per Exchange 63,000 for Wyndham Rewards Points per Exchange 63,000 for Wyndham Rewards Points per 14 Travel Insurance Discount 15% 20% 25% 25% 13 Complimentary Movies ** (1 per stay) (3 per stay) (unlimited) (unlimited) 12 Reservation Reminders 11 Grocery Service Priority Service Reservation Team WELCOME Imagine embarking on unforgettable journeys of discovery, exploring the world s most sought-after destinations and indulging in the life of luxury you deserve. At Wyndham, we believe travel is all about unlocking a new world of spectacular experiences and fulfilling lifelong dreams. The by Wyndham program gives you all the benefits of WorldMark Ownership plus so much more by providing extra luxury, exclusivity and flexibility. The program is an exclusive benefits program by Wyndham Vacation Resor ts Asia Pacific, the Developer of the WorldMark South Pacific Club by Wyndham. It provides more holidays, destinations and travel options and, most importantly, more of life s little luxuries for unmatched holiday experiences. Now is the time to take your travels to the next level and discover the endless possibilities offered through membership. AND ABOVE SMS Reservation Service 10 Wyndham Rewards Membership 9 Wyndham Hotels International Preferred Rates 8 Loyalty & Discounts 7 Holiday Extras 6 ICE Cruise Exchange Membership 5 RCI Exchange Membership 4 Discounted One-Time 5% discount 10% discount 15% discount 21% discount 21% discount 3 Fun Time 2 CLUB WYNDHAM Plus Resorts (Selected resorts an rooms) 21-day window 4 nights maximum (one weekend only booking per 6,000 per calendar quarter) 28-day window 5 nights maximum (one weekend only booking per 6,000 per calendar quarter) 35-day window 6 nights maximum (unlimited weekend only bookings) 42-day window 7 nights maximum (unlimited weekend only bookings) 42-day window 7 nights maximum (unlimited weekend only bookings) 8-month window 8-month window 8-month window 9-month window 9-month window 2 WorldMark, The Club Resorts 11-month window 11-month window 11-month window 11-month window 11-month window 1 Associate Resorts Up to 13-month window (minimum 7-night stay*) Up to 14-month window (no minimum 7-night stay*) Up to 14-month window (no minimum 7-night stay*) Up to 14-month window (no minimum 7-night stay*) Up to 14-month window (no minimum 7-night stay*) 2 *A minimum seven-night stay applies for members in Red, Red 1 and Red 2 seasons (outside 9-month booking window). For Elite members and above a minimum two-night stay applies for weekend only bookings and a minimum three-night stay may apply at selected resorts. **Maximum two movies at any one time and only available in rooms that include provision of either a Lifestyle Panel or DVD player. ***Available at selected resorts. 3

3 UP TO 19,999 QUALIFIED CREDITS is the first step towards enhancing Ownership in the WorldMark South Pacific Club by Wyndham, providing members with extra advantages and benefits. ASSOCIATE RESORTS 1 Extra resorts carefully selected for their comfort, quality and popular locations. members can make reservations using at Associate Resorts up to 13 months in advance (subject to availability). A minimum seven-night stay applies for bookings more than 9 months from the date of arrival^. AFFILIATE RESORTS 2 Provides access to more than 70 quality WorldMark, The Club resorts located across North America - from Mexico s Coral Baja to Orlando, the home of Walt Disney World and selected CLUB WYNDHAM Plus resorts and rooms. members can make reservations using at WorldMark, The Club Resorts up to 11 months in advance (subject to availability) and at selected CLUB WYNDHAM Plus resorts and rooms up to eight months in advance. FUN TIME 3 members can make Fun Time reservations up to 21 days from the date of travel at any WorldMark South Pacific Club or Associate Resort (subject to availability) for a maximum of four nights at these very attractive cash rates: Australian and New Zealand Resorts: AUD6.5 cents per Credit Fiji Resorts: AUD7.5 cents per Credit members are also eligible for one weekend only Fun Time booking per 6,000 Qualified, per calendar quarter. DISCOUNTED ONE-TIME CREDITS 4 5% off the published rate. ICE CRUISE EXCHANGE MEMBERSHIP 6 members can explore the seven seas and put towards an amazing range of cruising options, as well as special cruise pricing without having to use Qualified. HOLIDAY EXTRAS 7 members can exchange at a variety of international holiday hot spots supplied by Holiday Extras partners. These bookings are exclusive to members only, *** so the only decision to make is where to go! LOYALTY & DISCOUNTS 8 members can enjoy life for less thanks to partnership with leading suppliers, including: Online shopping discounts on home appliances, TV and audio, furniture, tours and attractions Gift ideas for all occasions Visit privilegesbywyndham.com for more options. WYNDHAM HOTELS INTERNATIONAL PREFERRED RATES 9 Allowing members to use their to secure selected great Wyndham Hotel properties PLUS enjoy up to 20% off the best cash rate at selected Wyndham hotels and resorts. SMS RESERVATION SERVICE members can simply send a message detailing where and when they want to go on a WorldMark holiday with their contact details and Owner Services will make contact to confirm the reservation. It s that easy! RCI EXCHANGE MEMBERSHIP 5 Allows members to exchange Qualified for a week at more than 4,000 RCI affiliated resorts in over 100 countries around the world, or enjoy the flexibility of Split Weeks and Nightly Stays at more than 600 selected resorts. For a last-minute getaway, RCI Instant Exchange * gives members access to seven-night stays in any available unit size, in any location, in any season for just 3,000 within 30 days of travel. Full Week. Up to 24-Month Booking Window ** Full Week. Up to 24-Month Booking Window ** 3-Bedroom 2-Bedroom 1-Bedroom Studio Season BLUE 4,000 WHITE 6,000 RED 4 8,000 BLUE 5,000 WHITE 7,000 RED 4 9,000 BLUE 6,000 WHITE 8,000 RED 4 10,000 BLUE 7,000 WHITE 9,000 RED 4 12,000 Instant Exchange* 3,000 WYNDHAM REWARDS MEMBERSHIP 10 by Wyndham is linked to Wyndham Rewards Membership, enabling members to earn Wyndham Rewards Points and redeem them for Wyndham Rewards benefits, including some WorldMark-specific benefits such as using Wyndham Rewards points towards full or part payment of levies levies and more. ^Note: Access to a limited number of Associate Resorts has been temporarily extended to all WorldMark South Pacific Club Premier Owners who do not have, subject to specific rules and limitations that may be modified or cancelled by the Developer without notice. * Available at selected resorts and subject to availability. ** Taxes and housekeeping fees may apply, however Diamond members and above may receive complimentary housekeeping per reservation made. Resort fees are non-refundable and subject to change without prior notice. All Credit values are per week. *** member-only benefit. Fees may apply for guest bookings. 4 5

4 ELITE 20,000 TO 34,999 QUALIFIED CREDITS A Elite membership is a step up to the next level of, entitling Elite members to all the benefits, plus a range of additional perks. Benefits EXCLUSIVE to Elite members and above include: PRIORITY SERVICE RESERVATION TEAM An exclusive priority service dedicated to looking after Elite, Diamond and Platinum member s holidaying needs. RESERVATION REMINDERS 12 notification sent on request seven days before the 13-month or 9-month booking window opens at a desired resort. GROCERY SERVICE 11* Allowing Elite members and above to place an order for necessities at specified resorts and have them waiting in their room on arrival. COMPLIMENTARY MOVIES 13* One movie rental per stay at selected resorts. Plus, Elite members also receive the following benefit enhancements: ASSOCIATE RESORTS 1^ Extended booking window of up to 14 months (subject to availability) and no minimum seven night stay apply.^ FUN TIME 3 Elite members can make Fun Time reservations up to 28 days from the date of travel at any WorldMark South Pacific Club or Associate Resort (subject to availability) for a maximum of five nights. DISCOUNTED ONE-TIME CREDITS 4 10% off the published rate. WYNDHAM REWARDS EXCHANGE PROGRAM 17 by Wyndham membership is linked to Wyndham Rewards Membership. PLUS Elite members can exchange up to 20,000 per Anniversary year for Wyndham Rewards Points (see page 13 for more details). CLUB WYNDHAM ASIA ACCESS 18 Elite members and above have access to selected CLUB WYNDHAM ASIA Resorts, opening up a world of luxurious travel options in sought-after destinations across Asia. ^Note: Access to a limited number of Associate Resorts has been temporarily extended to all WorldMark South Pacific Club Premier Owners who do not have Qualified subject to specific rules and limitations that may be modified or cancelled by the Developer without notice. For Elite members and above a minimum two-night stay applies for weekend only bookings and a minimum three-night stay may apply at selected resorts. * Fees may apply for grocery delivery. Movies only available in rooms that include provision of either a Lifestyle Panel or DVD player. ** Not available when exchanging online. May only be redeemed by contacting RCI by phone. *** One-time use per calendar year. TRAVEL INSURANCE DISCOUNT 14 15% discount on Cover-More Travel Insurance policies arranged through Travel by Wyndham when booking associated international travel (Australian and New Zealand Residents only). GOLFERS PLUS MEMBERSHIP 15 Providing discounted green fees at over 200 Australian golf courses. RCI ELITE BENEFITS 16 Additional RCI benefits, ** including: An ongoing $10 discount on exchanges with RCI Free Guest Certificate *** RCI Cancellation Protection *** A free three-month SPACEBANK Extension *** COMPLIMENTARY WI-FI 19 To keep connected with family and friends when on holidays. 6 7

5 DIAMOND 35,000 TO 62,999 QUALIFIED CREDITS FUN TIME 3 Diamond members receive even more value for their dollar. Not only are Diamond members entitled to all the benefits of lower membership levels, but they enjoy more of life s little luxuries and greater peace of mind. Benefits EXCLUSIVE to Diamond members and above include: PERSONAL CHOICE 22 Once every other, Diamond members may use their Qualified to book a wide range of travel options through Travel by Wyndham, including flights, accommodation, tours, travel packages, cruises and transfers. Plus, Diamond members also receive the following benefit enhancements: Diamond members can make Fun Time reservations up to 35 days from the date of travel at any WorldMark South Pacific Club or Associate Resort (subject to availability) for a maximum of six nights and an unlimited number of weekend only Fun Time bookings. DISCOUNTED ONE-TIME CREDITS 4 15% off the published rate. COMPLIMENTARY MOVIES 13** Three movie rentals per stay at selected resorts. TRAVEL INSURANCE DISCOUNT 14 20% discount on Cover-More Travel Insurance policies arranged through Travel by Wyndham when booking associated international travel (Australian and New Zealand Residents only). COMPLIMENTARY HOUSEKEEPING 21 Never pay housekeeping again as a Diamond or Platinum member with complimentary housekeeping per reservation made at WorldMark South Pacific Club resorts, Associate Resorts, Affiliate Resorts and exchanges. COMPLIMENTARY WI-FI 19 To keep connected with family and friends when on holidays. COMPLIMENTARY RESORT ACTIVITIES 20* Includes such things as the hire of bikes, kayaks, tennis rackets and access to Kids Club at selected resorts. Activities may differ from resort to resort. RCI ELITE BENEFITS 16 All the RCI Elite Benefits plus an ongoing $20 discount on exchanges with RCI. *** WYNDHAM REWARDS EXCHANGE PROGRAM 17 by Wyndham membership is linked to Wyndham Rewards Membership. PLUS Diamond members can exchange up to 35,000 per Anniversary year for Wyndham Rewards Points (see page 13 for more details). *Activities may differ from resort to resort and change from time to time. Activities offered exclude motorised equipment, catamarans, coin-operated machines, activities supplied by a third party and any other activity exclusions that may be advised by the resort of redemption. Use of activities and equipment may not be redeemed for consecutive time slots and are subject to availability. **Limit of two movies at any one time and only available in rooms that include provision of either a Lifestyle Panel or DVD player. ***Not available when exchanging online. Discount may only be redeemed by contacting RCI by phone. 8 9

6 PLATINUM 63,000 TO 99,999 QUALIFIED CREDITS Platinum membership is reserved for members who want to maximise their, and like to enjoy some of life s unique luxuries too! Platinum members receive all the benefits of other membership levels, as well as a host of special extras and VIP treatment. Benefits EXCLUSIVE to Platinum members and above include: COMPLIMENTARY CAR PARKING 27* At applicable resorts, Platinum members will receive complimentary car parking, allowing them to spend more on the fun things that make holidays, holidays. PLATINUM UNIT UPGRADES 28* What better way to start a holiday than with a pleasant surprise? Platinum members will be upgraded to the next room classification type, when available, on the day of arrival at selected resorts, for the duration of the total stay. PLATINUM PAMPER PACK 23 Ensure a good night s sleep with a feather pillow and enjoy the luxury of slipping into a robe and matching slippers on arrival. REGISTRY COLLECTION BY RCI 24 Registry Collection by RCI has been introduced for Platinum members. The program represents luxury leuisure travel at its finest - supurbly-appointed accommodation and all the most desirable resort destinations. Membership with Registry Collection by RCI entitles Elite Platinum members to one exchange per annum at some of the finest leisure properties and destinations around the world. LESCONCIERGE SERVICE 25 Platinum members can enjoy unprecedented five-star concierge service 24 hours a day, seven days a week. Whether it is tickets to a popular show, a reservation at an exclusive restaurant or front row seats to a sporting event of choice, no request is too much to ask. Plus, Platinum members also receive the following benefit enhancements: AFFILIATE RESORTS 2 Platinum members can make reservations using at selected CLUB WYNDHAM Plus resorts and rooms up to nine months in advance. MORE FUN TIME 3 Platinum members can make Fun Time reservations up to 42 days from the date of travel at any WorldMark South Pacific Club or Associate Resort (subject to availability) for a maximum of seven nights and an unlimited number of weekend only Fun Time bookings. TRAVEL INSURANCE DISCOUNT 14 25% discount on Cover-More Travel Insurance policies arranged through Travel by Wyndham when booking associated international travel (Australian & New Zealand Residents only). RCI ELITE BENEFITS 16 All the RCI Elite Benefits plus an ongoing $30 discount on exchanges with RCI. *** DISCOUNTED ONE-TIME CREDITS 4 21% off the published rate. COMPLIMENTARY MOVIES 13** Unlimited * movie rentals per stay at selected resorts. PERSONAL CHOICE 22 Once every. WYNDHAM REWARDS EXCHANGE PROGRAM 17 by Wyndham membership is linked to Wyndham Rewards Membership. PLUS Platinum members can exchange up to 63,000 per Anniversary year for Wyndham Rewards Points. (See page 13 for more details) *Subject to availability. **Limit of two movies at any one time and only available in rooms that include provision of either a Lifestyle Panel or DVD player. ***Not available when exchanging online. Discount may only be redeemed by contacting RCI by phone. RESERVE GUARANTEE 26 Platinum members will receive an exclusive notification by of new Club Associate Resorts 14 days before the Associate Resort is annouced to all other members

7 EXCLUSIVE TO THE 100 CLUB THE 100 CLUB IS EXCLUSIVELY FOR THOSE PLATINUM MEMBERS WITH 100,000 ANNUAL QUALIFIED CREDITS^ OR MORE. Not only does the 100 Club afford all the benefits of being a WorldMark South Pacific Club Owner and Platinum member, but it also offers: 100 Club Welcome Pack Invitations to exclusive 100 Club Events 31 A complimentary Airport Lounge Membership 30 An additional opportunity to make use of the Personal Choice benefit, for a total of three Personal Choice holidays every 2-year period 22 Urban Escapes, 29 where can be used up to three times per ^^ at resorts in Australian and New Zealand capital cities that do not have Club or Associate Resorts when booked through Travel by Wyndham. ^Annual excludes Bonus, Award and One-Time, as well as borrowed or saved Vacation. ^^Must be booked through Travel by Wyndham and not exceed 5,000 per night and valid for a maximum of three nights per stay. Difference in Credit value per night and longer stays may be topped up with cash

8 GET MORE FROM YOUR MEMBERSHIP WITH WYNDHAM REWARDS Offered exclusively by Wyndham Hotel Group, Wyndham Rewards is the world s largest hotel rewards program based on the number of participating hotels. The program allows by Wyndham members to earn Wyndham Rewards points which can be redeemed for a range of fantastic holiday extras! You can earn Wyndham Rewards points by Attending an Owner Update during your stay at selected Club resorts Staying, at a cash rate, at participating Wyndham Hotel Group properties Referring family and friends You can redeem Wyndham Rewards points for Accommodation at participating properties Gift certificates, gift cards and stored value cards from more than 40 providers Merchandise such as electronics, jewellery, luggage and sports gear Elite members Diamond members Platinum members PLUS as a Elite, Diamond or Platinum member, you can exchange your for Wyndham Rewards points once every Anniversary Year, allowing you to choose from a wide range of rewards! Exchange* up to 20,000 every Exchange* up to 35,000 every Exchange* up to 63,000 every 1,000 (with minimum 45 days validity) = 5,000 Wyndham Rewards Points 1,000 (with minimum 45 days validity) = 7,500 Wyndham Rewards Points 1,000 (with minimum 45 days validity) = 7,500 Wyndham Rewards Points Participating in selected promotions and events Full or part payment of WorldMark South Pacific Club annual levies *Exchange rate is subject to change from time to time which will be communcated to members. An AUD$49 exchange free payable at time of the exchange. For additional information about Wyndham Rewards, contact your friendly Wyndham Rewards team: T: AU NZ Check the balance of your points, redeem points and save time with the Wyndham Rewards mobile app

9 PROGRAM RULES * by Wyndham ( ) is provided by Wyndham Vacation Resorts Asia Pacific Pty Ltd ACN ( Developer ), which is the developer of the WorldMark South Pacific Club. The benefits bestowed under the program are provided at the complete discretion of the Developer, which may revoke, modify or add benefits at any time at its discretion without prior notice. comprises various membership tiers and the benefits obtained through will vary depending on the tier of membership. The current tiers of membership are: : 6,000-19,999 Elite: 20,000-34,999 Diamond: 35,000-62,999 Qualified Platinum: 63,000 or 99,999 Qualified Additionally, the below is only available to eligible Platinum members: 100 Club: For Platinum members who have a minimum of 100,000 annual Vacation that are also ( ). The Developer has established the program whereby a WorldMark South Pacific Club Premier Owner ( Premier Owner ) who is a qualified member and is in good standing can redeem certain WorldMark South Pacific Club Vacation for holiday and travel opportunities outside of the Club; or who is in good standing but not a qualified member or above who, at the sole discretion of the Developer, has been extended certain benefits described in the program herein and at privilegesbywyndham.com The Developer has further established these program rules, which may be amended from time to time at its discretion, in connection with the use of the benefits described herein. Benefits are also subject to the separate Terms and Conditions of their individual providers and are subject to change from time to time. All resort based benefits are available only at selected resorts managed by the Developer or Resort Management by Wyndham Pty Ltd, and as set out below (at time of printing): 1. Wyndham Vacation Resorts Asia Pacific Denarau Island 2. Wyndham Vacation Resorts Asia Pacific at Ramada Marcoola Beach 3. WorldMark South Pacific Club by Wyndham Golden Beach 4. Wyndham Vacation Resorts Asia Pacific Kirra Beach 5. Wyndham Vacation Resorts Asia Pacific Flynns Beach 6. Wyndham Vacation Resorts Asia Pacific Sydney 7. WorldMark South Pacific Club by Wyndham Ballarat 8. Wyndham Vacation Resorts Asia Pacific Seven Mile Beach 9. Wyndham Vacation Resorts Asia Pacific Perth 10. Wyndham Vacation Resorts Asia Pacific Dunsborough 11. WorldMark South Pacific Club by Wyndham Rotorua 12. Wyndham Vacation Resorts Asia Pacific Wanaka 13. Wyndham Vacation Resorts Asia Pacific Coffs Harbour - Treetops 14. Wyndham Vacation Resorts Asia Pacific at Ramada Port Douglas 15. Wyndham Vacation Resorts Asia Pacific Torquay 16. Wyndham Vacation Resorts Asia Pacific Surfers Paradise 17. WorldMark South Pacific Club by Wyndham at Ramada Phillip Island 18. Wyndham Vacation Resorts Asia Pacific at Ramada Resort Shoal Bay 19. Wyndham Vacation Resorts Asia Pacific Melbourne These resorts are subject to change. The Developer has also developed a discount program in conjunction with various business partners and, at its sole discretion, will make the program available to both Owners and non-owners of the WorldMark South Pacific Club on the basis they opt in to receive the benefit as part of the program. * is a benefit offered to persons who meet certain criteria set by the Developer. WorldMark South Pacific Club by Wyndham Standard Owners are not eligible to become by Wyndham members. Use of or participation in the program is voluntary and members can opt out of the program at any time. A membership fee or cost may be payable to participate in the program and this fee or cost must be paid in full for membership in the program to remain current. The program and/or specific benefits available under the program may be terminated by the Developer at its sole discretion. The program is not, and is not intended to be, a product or service offered or provided under the Australian financial services licence No held by Wyndham Vacation Resorts South Pacific Limited ACN Participation in the program is not necessary to become or continue to be an Owner in the WorldMark South Pacific Club and has no effect on the use and enjoyment of accommodation and benefits provided by the WorldMark South Pacific Club to its Owners. Owners should not purchase Vacation in reliance on the continued availability, renewal or extension of the program. 1 Associate Resorts: Entitles qualified members and above to redeem and use the Fun Time benefit for reservations at certain resorts associated with the Developer. The Developer, at its sole discretion, has extended the use of various Associate Resorts to all Premier Owners who are in good standing as a benefit that enables them to use a limited booking window for Associate Resorts. A Premier Owner s access is for a limited duration, subject to additional restrictions and may be removed or modified by the Developer without notice. members and Premier Owners will be subject to rules and guidelines of operation that may be applicable at each Associate Resort. Reservations are subject to availability and are made available through the Developer. The time period to make a reservation at an Associate Resort may vary by location or tier. The following table outlines the booking windows for members and Premier Owners. Membership Level WorldMark South Pacific Club Premier Owners Elite, Diamond and Platinum Booking Window Up to 3 months (limited resorts) Up to 13 months Up to 14 months The member or Premier Owner is responsible for any taxes payable in connection with a reservation at an Associate Resort. The cancellation provisions set out below shall apply for the cancellation of a reservation at an Associate Resort. members or Premier Owners may cancel reservations at Associate Resorts without penalty by giving , written, or telephone notice, which must be received within the following time periods: For Reservations Made 61 days to 14 months in advance 15 days to 60 days in advance 48 hours to 14 days in advance No Later Than 30 days before 10 days before 48 hours before 0 hours to 48 hours No cancellation If less than the required number of days notice is given, the member or Premier Owner will be charged the applicable number of Vacation. After checkin, there is no refund of the Vacation in the event of an early check-out. Cancellations by telephone must be received by contacting the Owner Services Team on the contact details and during business hours noted on the back of this program guide. These hours are subject to change. Vacation used towards this feature require a minimum of three-months (3-months) validity to be accepted. 2 Affiliate Resorts: Available to qualified members whereby access to WorldMark, The Club (US) resorts and selected CLUB WYNDHAM Plus resorts and rooms is offered as a benefit by the Developer and as such is subject to change or termination without notice. members may only use for reservations at Affiliate resorts. Fun Time, Bonus Time, Bonus, and One-Time are not accepted. The parent company, Wyndham Resort Development Corporation, has the right to terminate or suspend a member s reservation if that member s WorldMark South Pacific Club Premier Ownership and/or membership has been terminated or suspended by the Developer and/or WorldMark South Pacific Club. There is no guarantee that the Developer will remain affiliated with Wyndham Resort Development Corporation after the expiration or termination of the Exchange Network Agreements, which allow for these benefits to be offered, or whether the same or similar programs will continue to be available to members in the future. WorldMark, The Club North American and CLUB WYNDHAM Plus Owners can book their respective resorts 13 months in advance while qualified members (and eligible Premier Owners) can book WorldMark, The Club resorts 11 months in advance and selected CLUB WYNDHAM Plus resorts and rooms either up to eight months (qualified, Elite and Diamond members) or nine months ( Platinum members). Therefore, there is a risk that qualified members and above will not be able to reserve WorldMark, The Club resorts and selected CLUB WYNDHAM Plus resorts and rooms as desired since North American Owners have a longer booking window. When exchanging into a WorldMark, The Club resort or selected CLUB WYNDHAM Plus resort and rooms, members must abide by the rules and guidelines of that club and resort and will be responsible for any usage fees or taxes incurred as a result of your stay. Additional occupancy taxes, fees or charges imposed by some local councils ranging from approximately US$1 to US$15 per night may also be incurred. Only a limited number of rooms in selected CLUB WYNDHAM Plus resorts are available under this agreement and may change from time to time. They currently include: Grand Desert - Las Vegas, Nevada; Royal Garden - Waikiki, Hawaii; Bali Hai - Kauai, Hawaii; Towers on the Grove - Myrtle Beach, South Carolina; Sky Line - Atlantic City, New Jersey; Kingsgate - Williamsburg, Virginia; Bonnet Creek - Orlando, Florida; Nashville - Nashville, Tennessee. 3 Fun Time: Entitles qualified members to reserve WorldMark South Pacific Club Apartments and Associate Resorts prior to arrival as follows (subject to availability): Membership Level Premier 3 4 Elite Diamond Platinum Max. Max. No. Weekend Only Consecutive Bookings Nights 5 1 per 6,000 per calendar quarter 1 per 6,000 per calendar quarter 1 per 6,000 per calendar quarter 6 Unlimited 7 Unlimited Booking Window 0-14 Days 0-21 Days 0-28 Days 0-35 Days 0-42 Days The Developer, at its sole discretion, has extended Fun Time to all Premier Owners in good standing, as a benefit that enables a WorldMark South Pacific Club Premier Owner to reserve WorldMark South Pacific Club Apartments and Associate Resorts from 0 to 14 days prior to arrival. members and Premier Owners will access Fun Time via the purchase of One-Time from the Developer subject to the prepayment of a fee as determined by the Developer. This fee is subject to change and is currently AUD6.5 cents per Credit for Australian resorts and New Zealand and AUD7.5 cents per Credit for Fiji resorts. Stays in Fiji resorts may also incur a Service Turnover Tax. The member or Premier Owner agrees to use One-Time within the WorldMark South Pacific Club s Guidelines and Regulations for making Vacation Credit reservations, therefore a Fun Time reservation made while the Owner still has free housekeeping tokens in his/her account for the will utilise an existing token. If no such tokens are available, the housekeeping fee prescribed for a similar size WorldMark South Pacific Club Apartment will apply. Fun Time is subject to availability and the length of a Fun Time reservation is subject to the restrictions set out in the previous table. Reservations can be made for more than one resort, provided that the Fun Time portions of these reservations are not for more than the following specified maximum number of consecutive nights. Except as provided herein, there is no limit to the number of Fun Time reservations. Consult the latest Product Disclosure Statement for full Terms and Conditions and how to use Fun Time in conjunction with One-Time. members or Premier Owners may cancel Fun Time reservations without penalty by giving , written, or telephone notice, which must be received within the following time periods: For Reservations Made No Later Than 61 days to 14 months in advance 30 days before 15 days to 60 days in advance 10 days before 48 hours to 14 days in advance 48 hours before 0 hours to 48 hours No cancellations After, there is no refund of fees in the event of an early check-out. There will be a 48-hour waiting period between a cancellation and a new reservation. Cancellations by telephone must be received by contacting the Owner Services Team on the contact details and during business hours noted on the back of this program guide. These hours are subject to change. 4 Discounted One-Time : Qualified members are eligible to purchase One-Time at the discount specified in each level of the program on the terms set out in the WorldMark South Pacific Club Guidelines and Regulations. Eligible members may use One-Time up to thirteen (13) months prior to arrival following the same guidelines set forth in the WorldMark South Pacific Club Guidelines and Regulations. The purchase of One-Time is subject to availability. A reservation must be made at the time the One-Time are purchased. The fee for purchasing One-Time is payable at the time of the reservation. The cost to purchase One-Time is determined by and at the discretion of the Developer and is subject to change. Reservations may include weekend only reservations. members may cancel reservations made with One-Time without penalty by giving , written or telephone notice, which must be received within the following time periods: For Reservations Made No Later Than 61 days to 14 months in advance 30 days before 15 days to 60 days in advance 10 days before 48 hours to 14 days in advance 48 hours before 0 hours to 48 hours No cancellations After, there is no refund of fees in the event of an early check-out. If there is only one unit left, there will be a 48-hour waiting period between a cancellation and a new reservation. Cancellations by phone must be received by contacting the Owner Services Team on the contact details during the business hours noted on the back of this booklet. These hours are subject to change. Cancellations made within the specified time periods will result in a refund of the cost of One-Time. If cancellation occurs in less than the required time frame, the cost of One-Time will not be refunded, nor will the One-Time be reimbursed. After, there is no refund of the cost of One-Time in the event of an early check-out, nor will the One-Time be reimbursed. 5 RCI Exchange Membership: Qualified members also receive complimentary membership in the RCI Pacific Pty Ltd accommodation exchange programs. Qualified members may exchange their for a full week or nightly stays at participating RCI Affiliated Resorts. Credit Costs associated with nightly stays/split weeks are outlined below in Table 1. Annual membership in RCI is provided at no additional cost subject to the member being in good standing. Exchanging through RCI requires specific exchange fees and may require additional housekeeping fees and taxes. Fees and charges relating to exchanging through RCI are outlined below in Table 2. Exchanging through RCI Affiliated Resorts is subject to RCI Terms and Conditions. Fees are subject to change without notice and at the discretion of RCI. Table 1: Nightly Stays/Split Weeks. 10-Month Booking Window * Room Type Studio One-Bedroom Two-Bedroom Three-Bedroom Table 2: Fees * Fee Type Resort Exchange Fees Cruise Exchange Fees Guest Certificate Cancellation Fees Season Mon-Thu Fri-Sun Red 960 1,600 White 720 1,200 Blue Red 1,080 1,800 White 840 1,400 Blue 600 1,000 Red 1,200 2,000 White 960 1,600 Blue 720 1,200 Red 1,440 2,400 White 1,080 1,800 Blue 840 1,400 Australian members 4 nights or more - Pacific: AUD$119 (per booking) 4 nights or more - International: AUD$119 - $229 (per booking) Less than 4 nights: AUD$25 (per night)* AUD$229 AUD$30 Over 22 days: AUD$75 Within 21 days: entire booking fee New Zealand members 4 nights or more - Pacific: NZD$119 - $130 (per booking) 4 nights or more - International: NZD$130 - $229 (per booking) Less than 4 nights: NZD$27 (per night)* NZD$229 NZD$30 Over 22 days: NZD$75 Within 21 days: entire booking fee *Taxes and housekeeping fees may apply. Resort fees are non-refundable and subject to change without prior notice. All Credit values are per week. 6 ICE Cruise Exchange Membership: Qualified members also receive membership with the cruise exchange program provided by International Cruise & Excursions, Inc. ( ICE ). members may exchange for various cruise options and/or fly/cruise packages as offered from time to time by the provider. Qualified used towards this feature require a minimum of six-months (180 days) validity to be accepted. Access to cruise options in ICE is provided at no additional cost subject to the member being in good standing. Exchanging through ICE may provide options with additional fees but does not require specific exchange fees. Taxes, port charges, surcharges, etc. as determined by the nature of the specific options taken by the member, may also be required. Exchanging through ICE is subject to ICE Terms and Conditions. Fees are subject to change without notice from ICE. 7 Holiday Extras: Qualified members will gain access to additional resort inventory provided by external suppliers 121 days from desired arrival date. If a Holiday Extras booking is cancelled, the member may be charged the applicable number of as follows: Holiday Extras Cancellation Period 22 Days or more prior to arrival date 21 Days or less prior to arrival date Qualified Full returned to member No returned to member Access to Holiday Extras is subject to availability. Holiday Extras inventory is not provided by the Developer and therefore the member makes the bookings subject to the external suppliers Terms and Conditions. This product will not be offered for bookings within 31 days of arrival. This is a member only benefit and fees may apply for booking on behalf of guests. 8 Loyalty and Discount Benefits: Wyndham has developed a discount program in conjunction with various business partners and, at its sole discretion, will make offers available to both Owners and non-owners of the WorldMark South Pacific Club on the basis they opt in to receive the benefit as part of the program and pay the applicable fee. However, for qualified members and above, who are in good standing, access to this benefit is included in their membership. For full Terms and Conditions, please go to privilegesbywyndham.com 9 Wyndham International Preferred Rates: Qualified members have access to Wyndham International Preferred Rates, which are subject to availability and may change or can be substituted without notice. There are currently four (4) properties available for members when using their. Bookings may require up to 72 hours to confirm due to time differences between Australia and the United States. Cancellation policies vary based on specific locations selected. Cancellation terms and policies will be provided at time of booking. The current hotels are: Wyndham Orange County CA Wyndham Rio Mar Beach Resort Wyndham Peach Tree Conf Centre GA Wyndham Galvez TX Hotel Galvez - A Wyndham Historic Hotel 10 Wyndham Rewards Membership All Members will automatically be enrolled in the Wyndham Rewards loyalty program for the life of their Membership unless this benefit is withdrawn by the Developer or the program sponsor. Wyndham Rewards is the Wyndham Hotel Group s loyalty program where loyalty points (Rewards Points) can be earned by staying at participating hotels which are owned, franchised or managed by the Wyndham Hotel Group throughout the world. Additional methods of earning Rewards Points will be communicated by the Developer to Members from time to time and these will be subject to change. Rewards Points can be redeemed for hotel stays, gift cards and other benefits made available by Wyndham Rewards from time to time and participation is subject to the terms and conditions of use issued by Wyndham Rewards. See for details. 11 Grocery Service: Elite members and above will be provided an electronic mail ( ) reminder and grocery list fourteen (14) days prior to their date. When they have indicated his/her choices from the list of items no less than 72 hours prior to arrival, the specified goods will be delivered to the apartment by 4pm on arrival date. Wyndham Vacation Resorts Asia Pacific is not responsible for undeliverable messages or recipient s equipment malfunctions. A delivery fee (if applicable) needs to be paid by the member upon checkout along with the cost of groceries. This benefit is only available at selected resorts managed by the Developer or Resort Management by Wyndham Pty Ltd as noted 16 17

10 PROGRAM RULES in this guide. Grocery reminders will not be sent for new bookings made within 96 hours of arrival. 12 Reservation Reminders: Elite members and above may request an electronic mail ( ) reminder seven (7) days prior to the beginning of a 13-month reservation window and seven (7) days prior to the 9-month reservation window at selected resorts managed by the Developer or Resort Management by Wyndham Pty Ltd as noted previously. The Developer is not responsible for undeliverable messages or recipient s equipment malfunctions. This benefit does not guarantee that any specific reservation will be available. 13 Complimentary Movies: Elite members may receive one, Diamond members may receive three and Platinum members may receive unlimited complimentary Movie Rentals per reservation. Choice of movie rentals is limited to those that are available at the resort. This benefit is only available at selected resorts managed by the Developer or Resort Management by Wyndham Pty Ltd in rooms that include provision of either a Lifestyle Panel or a DVD player. Limits apply on the number of movies rented at any time. See individal level benefits in this guide. 14 Travel Insurance Discount: Available to Australian and New Zealand Residents only. Elite members may receive 15% discount, Diamond members 20% discount and Platinum members 25% discount off Cover-More Travel Insurance policies arranged through Travel by Wyndham and only when members complete an international travel booking with Travel by Wyndham. members should consider the Product Disclosure Statement before deciding about the insurance. Insurance administered by Cover-More, issued by Great Lakes Reinsurance (UK) PLC ARBN , ABN , AFSL No , trading as Great Lakes Australia Cover-More Insurance Services Pty Ltd ABN AFSL Benefit is available to Australian and New Zealand Residents only, while Travel by Wyndham maintains a commercial agreement with Cover-More insurance and contract and commission levels remain as they are currently. Discount levels subject to change should any part of the commercial agreement with Cover-More Insurance change. 15 Golfers Plus Membership: Elite members and above, who are in good standing, may opt in to obtain a maximum of two Golfers Plus memberships to enjoy the savings and discounts offered as part of the Golfers Plus program. The Golfers Plus membership is activated 10 days from receiving an eligible membership enrolment form which is provided to members on enrolment in. For further Terms and Conditions on the Golfers Plus membership, please refer to the website at golfersplus.com.au. 16 RCI Elite Benefits: These benefits are issued to all qualified Elite, Diamond and Platinum members by RCI Pacific Pty Ltd. 17 Wyndham Rewards Exchange All members will automatically be enrolled in the Wyndham Rewards loyalty program for the life of their membership unless this benefit is withdrawn by the Developer or the program sponsor. Wyndham Rewards is the Wyndham Hotel Group s loyalty program where loyalty points (Wyndham Rewards Points) can be earned by staying at participating hotels which are owned, franchised or managed by the Wyndham Hotel Group throughout the world. Additional methods of earning Wyndham Rewards Points will be communicated by the Developer to members from time to time and these will be subject to change. Wyndham Rewards Points can be redeemed for hotel stays, gift cards and other benefits made available by Wyndham Rewards from time to time and participation is subject to the terms and conditions of use issued by Wyndham Rewards. See www. wyndhamrewards.com for details. Members can also, subject to the tier of membership and these conditions, exchange for Wyndham Rewards Points.. In addition, Wyndham Rewards Points can be exchanged toward a member s WorldMark South Pacific Club annual levies (including part payment of annual levies) but only in increments of 10,000, at the conversion rate set by the Developer from time to time and which will be displayed in the Wyndham Rewards Program Guide. exchanged to Wyndham Rewards Points expire four years after the date they are posted to the Wyndham Rewards account unless they are forfeited due to inactivity (usually 18 months) as defined by Wyndham Rewards program terms and conditions on wyndhamrewards. com. The exchange rate of to Wyndham Rewards Points is set out in the table below and is based on the member s tier of at the time of exchange (including Trial Tiers). Neither Bonus Points or Points borrowed from a subsequent year will be exchanged to Wyndham Rewards Points. Members must contact Owner Services by telephone or complete the online exchange form on to arrange an exchange of to Wyndham Rewards Points. A minimum of 7 business days processing time is required for the exchange process following which members will be to redeem their Wyndham Rewards Points online at www. wyndhamrewards.com. Once have been exchanged to Wyndham Rewards Points the transaction cannot be reversed or returned to. Members will not be able to exchange any for Wyndham Rewards Points if they have arrears of annual levies; or if the expiration date of the is less than 45 days from the date of exchange. A fee of AUD$49 is also payable on each and every exchange. Membership Level Elite Diamond Platinum Exchange Rate* 1 Credit can be exchanged for 5 Wyndham Rewards Points 1 Credit can be exchanged for 7.5 Wyndham Rewards Points 1 Credit can be exchanged for 7.5 Wyndham Rewards Points Maximum exchange per Anniversary Year 1 exchange of up to 20,000 Qualified 1 exchange of up to 35,000 Qualified 1 exchange of up to 63,000 Qualified *Exchange rate is subject to change from time to time which will be communicated to members 18 CLUB WYNDHAM ASIA Access Elite members and above have access to selected CLUB WYNDHAM ASIA resorts (CWA Resorts) which are made available to the Developer for use by members from time to time. The selected CWA Resorts are subject to change from time to time without notice and booking requests are subject to availability. The following table outlines the booking windows for members. Membership Level Elite Diamond Platinum Booking Window Up to 14-months Up to 14-months Up to 14-months The member is responsible for any taxes payable in connection with a reservation at CWA Resorts. The cancellation provisions set out below shall apply for the cancellation of a reservation at CWA Resorts. members may cancel reservations at CWA Resorts without penalty by giving , written, or telephone notice, which must be received within the following time periods: For Reservations Made 61 days to 14-months in advance 15 days to 60 days in advance 48 hours to 14 days in advance No Later Than 30 days before 10 days before 48 hours before 0 hours to 48 hours No Cancellation 19 Complimentary Wi-Fi: Available to Elite members and above. To prevent unauthorised use, the Wi-Fi provider may impose a daily download limit on all accounts and fees may occur if download limits are exceeded. This benefit is only available at selected resorts managed by the Developer or Resort Management by Wyndham Pty Ltd. 20 Complimentary Resort Activities: Available to Diamond members and above, this benefit is only available at selected resorts managed by the Developer or Resort Management by Wyndham Pty Ltd. Activities may differ from resort to resort and change from time to time. Activities offered exclude motorised equipment, catamarans, coin-operated machines, activities supplied by a third party and any other activity exclusions that may be advised by the resort on redemption. Use of activities and equipment may not be redeemed for consecutive time slots and are subject to availability. members participate in any activity at their own risk and release, discharge and indemnify the Developer, its subsidiaries and all other associated entities and personnel from and against all liability and negligence in relation to any loss or injury that may be suffered by the member, whether caused by an activity or any Service Provider s negligence or otherwise. The recipient agrees and accepts all Terms and Conditions, including those applicable to any Service Provider, by redeeming the voucher. 21 Complimentary housekeeping: Diamond members and above are eligible for one (1) Complimentary housekeeping service at the end of each stay at WorldMark South Pacific Club resorts, Associate Resorts, Affiliate Resorts and exchanges. This benefit does not apply when utilising the Personal Choice benefit. 22 Personal Choice: Members may convert their toward the purchase of various travel related services (Qualified Travel Options) as made available through Travel by Wyndham Pty Ltd ACN (Travel by Wyndham). The benefit terms and limits on use are set out in the below table and as follows: Qualified Travel Options are subject to availability and additional transaction fees, taxes and incidental charges may apply. Cancellation of Personal Choice may be available but cancellation policies vary based on the Qualified Travel Option selected and these will be provided at the time of booking. used for this benefit must be valid for a period no less than forty-five (45) days from the date of booking and can only be sourced from Qualified allocated to the member s Owner account in the first instance (and not transferred from other members or Club Owners). Membership Level Limits on Use * Diamond Platinum Platinum 100 Club Every other Year (i.e. once every two years) Once every Year Three times in every 2 year period with a maximum of two bookings per Year * For the purposes of this benefit, Year means a Club Owner s. The dates of use and limitations apply to the travel date and not the booking date. 23 Platinum Pamper Package: Platinum members will be provided with two feather pillows to the master bed. Embroidered robes and slippers are also provided (two robes and two sets of slippers only per arrival). Slippers may be taken home but the robes remain the property of the Developer. This benefit is only available at selected resorts managed by the Developer or Resort Management by Wyndham Pty Ltd. 24 Registry Collection by RCI: Platinum members and above will have access to RCI s best properties which are available for exchange and defined as Registry Collection by RCI. This benefit is available once each Year (based on the date of stay) and is subject to availability and the RCI Registry Collection s full Terms and Conditions available on 25 LesConcierge Service: All Platinum members can enjoy the benefits offered by LesConcierge, an international company providing a large range of services. Transactions are subject to LesConcierge Terms and Conditions. LesConcierge service is complimentary, however applicable fees apply for products or services redeemed. LesConcierge services provided by RCI Pacific Pty Ltd. 26 Reserve Guarantee Platinum members will receive an exclusive notification by of new Club Associate Resorts 14 days before the Associate Resort is promoted to all other members. All Owners will be able to view the new Associate Resorts online, but we will only notify Platinum members of the resort. Fourteen days later, all WorldMark South Pacific Owners will be notified of new Associate Resorts. This benefit applies only to those properties within the South Pacific region that are new to the Associate program and bookings are subject to availability. This benefit does not apply to any new Club Resort or Club Apartment. 27 Complimentary Car Parking: Available to Platinum members, this benefit is subject to availability and only available at applicable resorts management by the Developer or Resort Management by Wyndham Pty Ltd where parking is payable and may change from time to time. Car parking is limited to one vehicle per Platinum membership per night. 28 Platinum Unit Upgrades: Complimentary unit upgrades are offered to Platinum members if available on the day of for the duration of their stay. Unit upgrades are eligible to the next room classification. A room classification may be in the form of an upgrade of an additional bedroom, e.g. one-bedroom to two-bedroom, or standard to deluxe room. A room upgrade shall not occur if there is a split in the available nights on the next room classification. All upgrades are subject to availability. This benefit is only available at selected resorts managed by the Developer or Resort Management by Wyndham Pty Ltd. Unit upgrades are not applicable to last-minute bookings made within 48 hours. 29 Urban Escapes: Allows Platinum members with 100,000 Annual ( 100 Club ) to use for accommodation in Australian and New Zealand capital cities where Club and Associate Resorts are not located. Urban Escapes are available for up to three (3) bookings per (over and above the Personal Choice benefit) per membership. A maximum stay of three (3) nights per stay is permitted at resorts offered by third party suppliers, subject to availability. Longer stays may be topped up with cash. Eligible locations may change from time to time depending on additions and/or changes to Club and/or Associate Resorts. Housekeeping fees may apply. Credit value must not exceed 5,000 per night or it must be topped up with cash. used towards the Urban Escapes benefit require a minimum of forty-five (45) days validity to be accepted, may only be sourced from Vacation allocated to the member s Owner account in the first instance (not transferred from other members or WorldMark Owners) and must be transacted and booked through Travel by Wyndham. For the purposes of this benefit, year means a WorldMark South Pacific Club Owner s. 30 Airport Lounge Membership: Platinum members with 100,000 Qualified ( 100 Club ), in good standing, may be eligible to receive one complimentary annual membership to the Virgin Lounge per Ownership, which is provided by a third party supplier. To be eligible for the Virgin Lounge membership, a Velocity membership is required. If applicable, eligible Platinum members will be required to register for the Velocity membership online (currently free of charge) of their own accord due to privacy reasons before receiving the membership. In the event eligible Platinum members already have or receive complimentary access to the nominated third party s airport lounge, a Virgin economy domestic ticket from their nearest capital city will be issued in lieu. If applicable, flights in lieu are limited to one ticket per annum, per membership. Virgin flights will be based on a Saver airfare and do not include baggage. These flights are strictly limited and will be subject to availability at the time of booking. Value of the Virgin ticket is up to AUD$275 and, if airfare is secured at a lesser rate, there will be no refund of funds for the difference and the balance cannot be used towards an additional airfare. Flight must be taken within 12 months of offer and it cannot be accrued to the following year. Flights must be transacted and booked through Travel by Wyndham. Ticket may be one way or return, as long as the AUD$275 value is not exceeded. Only access to the nominated airport lounge or flight in lieu of that benefit will be issued per, not both Club Events: 100 Club Events will be offered from time to time to Platinum members with 100,000 Annual ( 100 Club ) by invitation only, which may be delivered by , mail or phone. the Developer is not responsible for undeliverable messages or recipient s equipment malfunctions. Inclusions, Terms and Conditions of each event will be advised at the time of invitation. Definitions means the year commencing from the date of issue of Vacation and ends one calendar year later Club means WorldMark South Pacific Club Developer means Wyndham Vacation Resorts Asia Pacific Pty Ltd ACN Owner or Club Owner means a person who owns Vacation in the Club means the by Wyndham benefit program operated and offered by the Developer from time to time means Vacation purchased by members directly from the Developer or other Vacation which have, at the sole discretion of the Developer, been extended the benefits. This excludes Bonus, Award and One-Time, as well as borrowed and saved Vacation member or member means a member of by Wyndham who own RCI means RCI Pacific Pty Ltd and its accommodation exchange programs Trial Tier means the temporary tier level which a member may hold if awarded with Bonus WorldMark from the Developer Year is a reference to an 18 19

11 Embark on your journey today. For more information: Go to: privilegesbywyndham.com Book an Owner Education Session at: worldmarksp.com/education Attend an In-house Owner Update Phone the Owner Services team on AU NZ FJ Office Hours: Monday to Friday from 7am to 8pm AEST Saturday and Sunday from 8:30am to 4:30pm AEST Wyndham Vacation Resorts Asia Pacific Pty Ltd ACN PRI