Operational Performance Data

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1 The tables below provide information regarding the available operational results for the 3 months ended December 31, 2015, as well as the prior four quarterly reporting periods and the 12 months ended December 31, 2015 and 2014, for cards carrying the Visa, Visa Electron and Interlink brands. 1. Branded and The tables present regional total volume, payments volume, and cash volume, and the number of payments transactions, cash transactions, accounts and cards for cards carrying the Visa, Visa Electron and Interlink brands. Card counts include PLUS proprietary cards. Nominal and constant dollar growth rates over prior years are provided for volume-based data. For the 3 Months Ended December 31, 2015 Asia Pacific $ % 10.9% $ % 15.7% 4,894 $ % -0.5% 1,039 Canada % 4.9% % 4.6% % 9.7% 11 CEMEA % 4.8% % 11.5% 2, % 2.7% 1,234 LAC % 10.3% % 14.2% 2, % 8.1% 1,173 US % 8.9% % 9.5% 14, % 5.5% 934 Visa Inc. 1, % 9.0% 1, % 11.5% 24, % 3.9% 4,392 US $ % 9.2% $ % 9.2% 4,393 $14 7.9% 7.9% 17 International % 12.1% % 13.5% 6, % -3.9% 164 Visa Inc % 10.8% % 11.6% 10, % -0.7% 181 US $ % 8.7% $ % 9.8% 9,640 $ % 5.2% 917 International % 6.4% % 15.6% 4, % 4.0% 3,293 Visa Inc. 1, % 7.5% % 11.3% 13, % 4.3% 4,210 For the 3 Months Ended September 30, 2015 Asia Pacific $ % 11.2% $ % 16.6% 4,674 $ % -1.2% 1, Canada % 5.2% % 5.1% % 6.0% CEMEA % 9.4% % 17.1% 1, % 6.9% 1, LAC % 11.2% % 14.0% 2, % 9.6% 1, US % 8.7% % 9.7% 13, % 3.9% Visa Inc. 1, % 9.7% 1, % 12.1% 23, % 4.8% 4,287 2,158 2,459 US $ % 9.9% $ % 10.2% 4,224 $14 2.9% 2.9% International % 14.1% % 15.6% 6, % -2.3% Visa Inc % 12.3% % 13.2% 10, % -0.8% US $ % 7.9% $ % 9.2% 9,434 $ % 4.0% International % 7.2% % 13.1% 3, % 5.7% 3,164 1,029 1,099 Visa Inc. 1, % 7.5% % 10.1% 13, % 5.4% 4,105 1,410 1,572

2 For the 3 Months Ended June 30, 2015 Asia Pacific $ % 10.9% $ % 15.3% 4,394 $ % 1.1% 1, Canada % 6.0% % 5.7% % 8.9% CEMEA % 7.3% % 15.3% 1, % 4.8% 1, LAC % 11.6% % 12.5% 2, % 11.1% 1, US % 8.0% % 8.8% 13, % 3.8% Visa Inc. 1, % 9.1% 1, % 11.0% 22, % 5.1% 4,232 2,145 2,441 US $ % 11.3% $ % 11.7% 4,072 $13 3.5% 3.5% International % 12.9% % 14.5% 5, % -3.8% Visa Inc % 12.2% % 13.3% 9, % -2.0% US $ % 5.6% $ % 6.1% 9,192 $ % 3.8% International % 7.4% % 11.3% 3, % 6.4% 3,121 1,021 1,089 Visa Inc. 1, % 6.6% % 7.4% 12, % 5.9% 4,056 1,404 1,565 For the 3 Months Ended March 31, 2015 Asia Pacific $ % 8.6% $ % 11.6% 4,092 $ % 2.4% Canada % 7.1% % 6.8% % 10.9% CEMEA % 11.8% % 19.9% 1, % 9.3% 1, LAC % 13.4% % 15.7% 2, % 12.1% 1, US % 8.4% % 9.2% 12, % 4.3% Visa Inc. 1, % 9.5% 1, % 10.8% 21, % 7.0% 4,052 2,120 2,420 US $ % 12.3% $ % 12.3% 3,623 $ % 12.1% International % 11.5% % 12.8% 5, % -2.6% Visa Inc % 11.8% % 12.6% 9, % 1.0% US $ % 5.8% $ % 6.5% 8,583 $ % 3.4% International % 9.4% % 11.9% 3, % 8.7% 3,009 1,011 1,085 Visa Inc % 7.7% % 7.9% 11, % 7.6% 3,884 1,390 1,556 For the 3 Months Ended December 31, 2014 Asia Pacific $ % 7.9% $ % 10.8% 4,186 $ % 1.7% Canada % 8.7% % 8.7% % 9.0% CEMEA % 15.5% % 26.1% 1, % 12.4% 1, LAC % 12.9% % 12.6% 2, % 13.0% 1, US % 9.4% % 10.2% 12, % 5.2% Visa Inc. 1, % 10.1% 1, % 11.1% 21, % 8.1% 4,243 2,089 2,401 US $ % 13.7% $ % 13.9% 3,957 $13 9.2% 9.2% International % 10.6% % 11.7% 5, % -1.2% Visa Inc % 11.9% % 12.7% 9, % 1.4% US $ % 6.2% $ % 6.6% 8,638 $ % 4.7% International % 10.8% % 14.4% 3, % 9.9% 3, ,076 Visa Inc. 1, % 8.6% % 8.5% 12, % 8.8% 4,054 1,368 1,545 Page 2

3 For the 12 Months Ended December 31, 2015 Asia Pacific $2, % 10.4% $1, % 14.8% 18,055 $ % 0.5% 4,055 Canada % 5.8% % 5.5% 2, % 8.8% 46 CEMEA % 8.2% % 15.8% 7, % 5.8% 4,746 LAC % 11.6% % 14.1% 10, % 10.2% 4,381 US 3, % 8.5% 2, % 9.3% 53, % 4.4% 3,734 Visa Inc. 7, % 9.3% 4, % 11.3% 92,064 2, % 5.2% 16,962 US $1, % 10.6% $1, % 10.8% 16,312 $55 6.4% 6.4% 66 International 1, % 12.6% 1, % 14.1% 24, % -3.2% 641 Visa Inc. 3, % 11.8% 3, % 12.7% 40, % -0.7% 707 US $1, % 7.0% $1, % 7.9% 36,850 $ % 4.1% 3,668 International 2, % 7.6% % 13.0% 14,753 1, % 6.2% 12,588 Visa Inc. 3, % 7.3% 1, % 9.2% 51,602 2, % 5.8% 16,255 For the 12 Months Ended December 31, 2014 Asia Pacific $1, % 9.5% $1, % 12.6% 15,581 $ % 3.3% 3, Canada % 8.4% % 8.5% 2, % 8.1% CEMEA 1, % 14.6% % 25.9% 5, % 11.4% 4, LAC 1, % 11.6% % 12.8% 9, % 10.9% 4, US 2, % 9.0% 2, % 9.7% 48, % 5.5% 3, Visa Inc. 7, % 10.1% 4, % 11.3% 82,036 2, % 7.8% 16,308 2,089 2,401 US $1, % 12.3% $1, % 12.5% 14,412 $52 7.8% 7.8% International 1, % 10.6% 1, % 11.7% 21, % -0.1% Visa Inc. 3, % 11.3% 2, % 12.0% 36, % 1.8% US $1, % 6.7% $1, % 7.2% 33,861 $ % 5.3% 3, International 2, % 11.4% % 20.4% 12,013 1, % 9.3% 11, ,076 Visa Inc. 4, % 9.2% 1, % 10.1% 45,874 2, % 8.4% 15,535 1,368 1,545 Page 3

4 2. Cross-Border The table below represents cross-border volume growth for cards carrying the Visa, Visa Electron, Interlink and PLUS brands. Cross-border volume refers to payments and cash volume where the issuing country is different from the merchant country. Period 3 Months Ended Dec 31, % 4% Sep 30, % 5% Jun 30, % 8% Mar 31, % 8% Dec 31, % 8% 12 Months Ended Dec 31, % 6% Dec 31, % 8% 3. Visa Processed The table below represents transactions involving Visa, Visa Electron, Interlink and PLUS cards processed on Visa s networks. Period Processed 3 Months Ended Dec 31, ,986 8% Sep 30, ,365 8% Jun 30, ,024 8% Mar 31, ,980 11% Dec 31, ,599 10% 12 Months Ended Dec 31, ,355 9% Dec 31, ,607 10% Page 4

5 Footnote volume represents the aggregate dollar amount of purchases made with cards carrying the Visa, Visa Electron and Interlink brands for the relevant period; and cash volume represents the aggregate dollar amount of cash disbursements obtained with these cards for the relevant period and includes the impact of balance transfers and convenience checks; but excludes proprietary PLUS volume. volume represents payments volume plus cash volume. Visa payment products are comprised of credit and debit programs, and data relating to each program is included in the tables. Debit programs include Visa s signature based and Interlink (PIN) debit programs. The data presented is based on results reported quarterly by Visa s financial institution clients on their operating certificates. Estimates may be utilized if data is unavailable. On occasion, previously presented information may be updated. Prior period updates, if any, are not material. Visa s CEMEA region is comprised of countries in Central Europe, the Middle East and Africa. Effective with the 3 months ended September 2013, Croatia moved from the CEMEA region to Visa Europe. Several European Union countries in Central Europe, Israel and Turkey are not included in CEMEA. LAC is comprised of countries in Central and South America and the Caribbean. International includes Asia Pacific, Canada, CEMEA and LAC. Information denominated in U.S. dollars is calculated by applying an established U.S. dollar/local currency exchange rate for each local currency in which Visa Inc. volumes are reported ( Nominal USD ). These exchange rates are calculated on a quarterly basis using the established exchange rate for each quarter. To eliminate the impact of foreign currency fluctuations against the U.S. dollar in measuring performance, Visa Inc. also reports year-over-year growth in total volume, payments volume and cash volume on the basis of local currency information ( Constant USD ). This presentation represents Visa s historical methodology which may be subject to review and refinement. Page 5

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