JULY 21-31, 2018 July 21, 2018 New York or Boston or Chicago or Newark or Washington Dulles or Seattle Helsinki, FINLAND

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1 Naresh Parikh, MD President- AAPI July 21, 2018 New York or Boston or Chicago or Newark or Washington Dulles or Seattle Helsinki, FINLAND Fly this morning to Helsinki, Finland from New York or Boston or Chicago or Newark or Washington Dulles or Seattle aboard our selected scheduled airline with one transit in European city. July 22 Helsinki Arrive in Helsinki and transfer to hotel. In the evening enjoy canal cruise over the Helsinki harbor taking you along Helsinki s most scenic shorelines. July 23 Helsinki- Tallinn, ESTONIA Helsinki After breakfast embark on ferry across the Baltic Sea for a day return trip to picturesque Medieval town of Tallinn in Estonia. Alexander Nevsky Cathedral as you hear about the city s history and culture. Tallinn Old Town still boasts of its historical and beautifully preserved medieval architecture. Visit the fortified town wall and its 25 towers, one of the world s oldest pharmacies, Catherine s Passage and the Viru Gates home to a large car-free area that s perfect for your afternoon stroll and shopping in this medieval charm European city. Return to your hotel in Helsinki port by ferry. Arrive and transfer to hotel. July 24 Helsinki- Stockholm, SWEDEN After breakfast, check out and proceed on, a guided city sightseeing tour learn more about Helsinki, also called the "Daughter of the Baltic". Himanshu Pandya, MD Vice President-AAPIQLI Arrive in Tallinn and visit Tallinn s sights the cobbled stone Old Town, Toompea Hill and Visible from afar is the Lutheran Cathedral, the majestic symbol of the city and a welcoming landmark for approaching ships. The City Hall, Parliament House and the Presidential Palace watch over the bustling

2 and colorful Market Square, where stands groan under the weight of interesting wares, fruit, vegetables, flowers, Finnish specialties and art handicrafts. Monumental railroad station. Right beside the Market Square is the Market Hall, a treasure trove of Finnish culinary delicacies. The Sibelius Monument, a huge steel structure resembling a set of organ pipes, symbolizes the music of the greatest Finnish composer. An absolute must on a tour of Helsinki is a visit to the "Rock Church". After the tour, transfer to airport for flight to Stockholm, Sweden. Arrive in Stockholm and transfer to hotel. July 25 Stockholm Morning tour of Stockholm Vasa Ship Museum. with hundreds of carved sculptures. The 69- meter-long warship Vasa sank on its maiden voyage in the middle of Stockholm in 1628, and was salvaged 333 years later in For nearly half a century the ship has been slowly, deliberately and painstakingly restored to a state approaching its original glory. The three masts on the roof outside the specially built museum show the height of the ship's original masts. Today the Vasa Museum is the most visited museum in Scandinavia, with over one million visitors a year. Also visit the The Royal Palace, Riddarholm Church, and the blue and gold chambers in the City Hall where the annual Nobel Prize banquet is held. afternoon an orientation drive around Bergen city. July 27 Bergen Oslo After breakfast, transfer by coach to Gudvangen. On arrival board, your boat for tour of Gudvangen fjord. Later transfer to Flam train for ride for scenic train journey to Myrdal. Flåmsbana is one of the world's most spectacular railways, and one of the biggest attractions in Norway. The train runs from the end of Aurlandsfjorden, a side arm of the Sognefjord, and up to the high mountain at Myrdal station. Arrive in Myrdal and change train to Oslo. Arrive in Oslo and transfer to hotel. The Vasa is the only preserved seventeenth-century ship in the world, and a unique art treasure. More than 95 percent of the ship is original, and it is decorated July 26 Stockholm Bergen, NORWAY After breakfast, transfer to airport for flight to Bergen, Norway via Oslo. Arrive in Bergen and transfer to hotel. Later in the July 28 Oslo After breakfast, enjoy the tour of Oslo. City tour of Oslo to include drive past with photoop to National Theater, Parliament, and the

3 Royal Palace. Visit Frogner Park with Gustav Vigeland s famous stark sculptures and the ornate City Hall. Visit the Viking museum. July 30 Reykjavik After breakfast, enjoy a full Aug tour of Reykjavik s golden circle. A full Aug tour of The "Golden Circle" takes you to the impressive Geyser area, home of the original boiling water spout, the double waterfalls at Gull Foss, the National Park at Thingvellir, where Europe's first parliament started meeting in the ninth century, the old volcano Kerid and the greenhouse village of Hveragerdi. have drifted apart. Huge canyons are the clearest manifestation of that, one of which ( Peningagjá canyon ) is thought to make wishes come true when you throw a coin into it. From Thingvellir we will continue to the geothermal area around the Geysir hot spring and Gullfoss waterfall ( the Golden waterfall ). These attractions are two of the most popular ones in Iceland and for a reason! Everybody is blown away by the natural power that is reflected in the spouting geysers and huge waterfalls. July 29 Oslo Reykajvik, ICELAND Transfer to airport for flight to Reykjavik, Iceland. Arrive and transfer directly to Blue Lagoon a dip in the world famous Blue Lagoon, a unique geothermal spa situated in the lava field south of Reykjavik. Once there you have many recreational options such as walking around the Blue Lagoon s spectacular surroundings or bathing in the milky blue-green water, famous for its skin healing properties. After refreshing in the Blue Lagoon, transfer to your hotel in downtown Reykjavik. Later, enjoy the tour of Reykjavik. Reykjavík, the small European capital visiting its harbor, the world s oldest parliament, the towering church Hallgrímskirkja the Tjorn - the pond in the middle of town, town of Hafnafjordur This UNESCO site is where the oldest existing parliament in the world was formed. It s not only one of the most historic place in Iceland, but also a natural wonder because of its location literally ON one of only two tectonic rift valleys in the worlds. At Thingvellir, you can actually see how the continental plates of America and Europe The jeep will continue towards Langjokull glacier, Iceland s second largest glacier, where you will take one-hour ride around the glacier. This drive is only available for monster jeeps and you will be experiencing something absolutely unique. Driving on a glacier will get you magnificent views of the surrounding landscape.

4 July 31 Reykjavik - New York or Boston or Chicago or Newark or Washington Dulles or Seattle Transfer to airport for flight to New York or Boston or Chicago or Newark or Washington Dulles or Seattle aboard Iceland Airline. TOUR ENDS HOTELS BOOKED Hilton Strand & Crowne Plaza Elite Marina & Radisson Blu Scandic Ørnen Scandic Holmenkollen Grand & Radisson CITY Helsinki Stockholm Bergen Oslo Reykjavik FIRST COME FIRST SERVED DUE TO LIMITED SPACE ON AIRLINE AND HOTELS DURING THIS HIGH SEASON, ALL BOOKING WILL BE ACCEPTED ON FIRST COME FIRST SERVED BASIS. The LAND COST only cost is US $ 4590* per person sharing a twin/double room. NOTE: * Land Tour package Cost does not include the international airfare from your outbound city to Helsinki, Oslo to Reykjavik and departure out of Reykjavik to your final destination. If you are buying only Land Tour Package, please ensure when buying directly your international flight segments, you must include international flight segments mentioned above. The Land Cost only includes the Helsinki to Stockholm and Stockholm to Bergen coach class flight segments Our cost to operate this MAIN TOUR including Air and Land cost is US $ 5350 per person sharing a twin/double room Our Air and Land rates includes: - International airfare from New York or Boston or Chicago or Newark or Washington Dulles or Seattle in coach class on Iceland Airline to Helsinki via Reykjavik; Oslo to Reykjavik & Reykjavik to New York or Boston or Chicago or Newark or Washington Dulles or Seattle. - Internal European Airline coach class for segment Helsinki to Stockholm and Stockholm to Bergen as per program. - All ground transportation as per program - All train / ferry ticket as per program. - All transfers, sightseeing and excursion tours by air-conditioned motor coach. - Comprehensive city tours as per program. - Services of local English speaking guide. - Entrance fees to all the places of visit. - First class 4-star hotel at all place as per the hotels mentioned in the program or similar category. - Buffet breakfast daily at the hotel. - Daily three course/buffet dinner at hotel or restaurant. - All airport taxes and surcharges. TRAVEL INSURANCE: Pollina Tours do not do Travel Insurance. We strongly recommend that you obtain a comprehensive Travel Insurance coverage, including but not limited to trip cancellation, delay, loss of deposit, medical expenses, personal accidents and death, loss of baggage, personal belongings. Cancel for Any Reason travel insurance policy is one option that you must discuss with your Travel Insurance Company, as it offers a wider range of coverage if you cancel for any reason. Most Travel Insurance companies want you to buy insurance at the time of making your initial tour deposit to obtain the best coverage. Please contact and discuss all options available to you from the Travel Insurance companies of your choice before signing up on the tour. TOUR PAYMENT: Due to overwhelming demand of the space and limited space, we require 50% payment ON FIRST COME FIRST BASIS. The final payment will be due 120 days before departure. Please make check payable to POLLINA TOURS AND TRAVEL, INC.

5 CANCELLATION AND REFUND: Once booked, the Tour involves a cancellation penalty if it is cancelled by you for any reason or for any circumstances beyond the control of Pollina Tours & Travel, Inc, its agents, and its service providers. We highly recommend purchasing Travel Insurance policy from the travel insurance company of your choice, covering all eventualities including, but not limited to, trip delay, trip cancellation, medical evacuation, illness, disease, death, accident etc that can protect yourself from cancellation penalties, in case the tour is cancelled by you or due to circumstances beyond the control of Pollina Tours, its agents, or service providers. An administrative fee of US $ per person will be charged for any cancellation once the tour is booked. A 25% cancellation fee on total tour cost will be charged if the bookings are cancelled between days prior to departure. A 50% cancellation fee on total tour cost will be charged if the bookings are cancelled between days prior to departure. A 75% cancellation fee on total tour cost will be charged if the bookings are cancelled between days prior to departure. For a later cancellation, or for any unutilized services, no refund will be permissible. It is mandatory for passenger to make all cancellations in writing, stating the reason for cancellation and same must be received in our office promptly. Most refunds generally take 6-8 weeks to process. TRAVEL DOCUMENTS:: It is the sole responsibility of each passenger/tourist to obtain and verify that all of their travel documents, such as passport, visa, and airline tickets, vaccination requirements etc are in order and meets the guidelines to embark on the trip. HEALTH: You must consult with your physician every important aspect of your health-related issues, including vaccinations such as Yellow Fever, Hepatitis, malaria prophylaxis etc. to ensure that you are in good health to engage in overseas travel. Please note: all our overseas tours require considerable walking and driving, sometimes on uneven, dusty and bumpy road conditions. You may also need to take stairs and inclines during the tour. No individual assistance to passengers requiring wheelchair can be provided, as many places may not be wheelchair accessible and may be challenging for the physically handicapped. For Information on vaccinations and other health precautions, such as safe food and water precautions and insect bite protection, may be obtained from the Centers for Disease Control and Prevention s hotline for international travelers at 800-CDC-INFO ( ) or via the CDC s Internet site, at For information about outbreaks of infectious diseases abroad, please consult the World Health Organization s (WHO) web site. All passengers are personally responsible to ensure that they are medically fit to travel. AIRLINE GROUP BOOKING AND SEAT ASSIGNMENTS: POLLINA TOURS makes the booking with the Group Department of the airline, which means all the group members must travel together to and from a common gateway, as one Group. The Group tickets are lower fare tickets and carry restrictions. The tickets are nonrefundable, non-transferrable, non reroutable, and non-endorsable. Policies governing seat assignments for groups vary greatly by airline. Most airlines currently offer preferred seating, a system which allows them to charge additional fees for preferable seats. As a result, many seats displayed on airline seat maps are set aside for clients willing to pay additional fees for them. Some seats may only be accessible at airport check-in. Specific Seat assignments preferences are not guaranteed by Pollina Tours. Loss of assignments may occur, at any time, due to airline schedule changes, or even as a result of individual passengers making changes directly with airlines on their group seat assignments. In many cases, airlines will not assign seats for groups until the group booking is closed for ticketing usually 30 days prior to departure. At this time, Pollina Tours will do all possible to seat passengers together and in the best available seats. However, it may not be possible for Pollina Tours to assign seats of

6 each passenger's personal choice. Once assigned, typically seats may only be changed at airport check-in. Domestic US flights, as well as flights within Europe, do not permit group seat assignments. Airline reservation agents are often prohibited from assisting with seat requests for Group Reservations from individual passengers. GROUP HOTEL BOOKING: POLLINA TOURS makes the booking of the hotel in the specified hotel in Standard twin-bedded (two single beds) rooms or Standard double bedded (one double bed) room with private facilities, unless you have specifically requested and paid for an upgraded room category. Special requests, such as bed types, smoking preference and connecting rooms are subject to availability. Room selection in all cases, unless otherwise reserved, is strictly at the discretion of the hotel's management on a run-of-house basis. GROUP DINNER BOOKING: POLLINA TOURS make the reservation for the Group Dinner arrangements at the hotel or local restaurants based on the hotel or restaurant s Buffet or Set dinner menu basis policy. All efforts are made to offer Vegetarian and Non- Vegetarian menu choice to the Group members. However, Pollina Tours cannot make multiple dinner menu request based on each group members individual request, likings and disliking. RESPONSIBILITY: Pollina Tours & Travel, Inc. and/or their agents give notice that all tickets, vouchers and the coupons issued by them and all arrangements for transportation or for conveyance/hotel accommodation, sightseeing, excursions, etc, made by them, as AGENTS of the passenger upon the express condition that they shall not be held liable for any injury, damage, loss, accident, death, delay or irregularity which may be occasioned either by reason or defect of any vehicle, or through the act or default of any person or company engaged in conveying or housing the passengers or in connection therewith, or of any hotel proprietor or employee. Pollina Tour and/ or their agents can accept no responsibility for cancellation penalties or losses or incidental expenses due to delay or change in schedules of airline, rail, motor coach, cruise or any transportation companies etc, hotel overbooking or default, sickness, injury, death, weather, strike, political or social unrest, disease, epidemic, pandemic, terrorism, natural calamities, quarantine or any other causes beyond the control of Pollina Tours & Travel, its agents and suppliers of services. All such losses or incidental expenses will have to be borne by the passengers. Baggage is at owner s risk throughout the tour. Obtaining a suitable travel insurance policy to cover the medical and nonmedical eventualities from any Travel Insurance company of your choice is solely the responsibility of each passenger/tourist booked on our tour. Pollina Tours & Travel reserves the right to accept or reject any person as tour participants, to expel any tour participants from the tour, to make changes in the itinerary whenever the company deems it is necessary for the comfort, safety and convenience of the participants or their agents/service providers. Although, all safety measures are taken by our suppliers to ensure you have an enjoyable and safe tour. However, our Service provider will require you to sign their responsibility form to not hold them responsible for any injury, accident, death, etc, caused to you during any adventure tourism activities, jungle safari, etc. which is beyond their control. All prices are quoted in US Dollars. The transportation, airlines, rail, cruise, ferry companies, etc, concerned are not to be held responsible for any act, omission, or events during the time passengers are not on board their carriers and conveyance. The passenger s contract in use by the airline carrier, when issued, shall constitute the sole contract between the transportation company and the purchaser of the Tour(s) and/or passengers. Typically, check- in time at the hotels is 3:00 PM and check out time is 12 noon. Sequence of the itinerary is subject to change, due to circumstances beyond our control. FOR INFORMATION AND RESERVATION PLEASE CONTACT: POLLINA TOURS & TRAVEL, INC 95 Broadway Suite 5 Hicksville, New York Tele: pollin@earthlink.net Web: