HAZARDOUS PURSUITS. Exclusions List

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1 Please note This is only an indication of the likely underwriting terms available from British Friendly and is not guaranteed. It is subject to change upon receipt of the application form and any underwriting evidence. Assumes participation on a recreational/amateur basis only. *IC (Individual Consideration) - Please telephone the Underwriting Team on to discuss this matter further. Abseiling Adventure Racing American Football Archery Australian Rules Football Badminton Ball Sports - other Ballooning - < 50 Ballooning - > 50 Baseball Basketball Body Building/ Weight Lifting Amateur status or participates in competitions - exclude from day Bowls/Ten Pin Bowling Boxing - Amateur Boxing - Recreational Bungee Jumping - Occasional, < 5 jumps in total > 5 jumps in total, more active participation, competitions or instructor Cricket

2 Cycling - Recreational only Cycling - Mountain Biking Cycling - Participation in competitions, racing or time trials Diving Sports/Scuba Diving Equestrian Sports Fencing Football/Soccer Gliding Golf Gymnastics Hang Gliding Hockey Hunting/Fishing - Big Game Hunting & Fishing Sports Regular hunting/trophy seekers - exclude from day Jogging/Running More active participation, competitions or taking part in races - exclude from day Lacrosse Martial Arts Standard terms can be offered from 4 weeks deferred upwards for participation in Aikido, Hapkido and Judo Microlighting Motor Car Sport Motor Car Sport - Formula, Sports & Saloon Circuit Racing Motor Cycle Sport Mountaineering/ Climbing Netball

3 Orienteering Paintballing Paragliding/ Parascending/ Paramotor - < 100 Paragliding/ Parascending/ Paramotor- > 100 Participation in competitions, record attemps or test flying - exclude from day Potholing & Caving Powerboat Racing Aerobatics Private Aviation - Aircraft Record Attempts Fixed Wing Aircraft Rotary Wing Aircraft Other Rugby Shooting Skateboarding Skydiving/ Parachuting Snooker/Billiards/ Pool Squash Table Tennis Tennis Track & Field Sports Volleyball Walking/Hiking War Gaming

4 Canoeing/Kayaking Jet Kite Surfing Parasailing Rowing Surfing Swimming Synchronised Swimming Wakeboarding Water White or Black water rafting Windsurfing More active participation, Other Bobsleigh Ice Hockey

5 Ice Skating Luge Tobogganing Other Ski Bob Snow Boarding Snow Mobiling Wrestling - for fitness and training purposes only Yachting/Sailingpleasure only, inshore or coastal Yachting/Sailing - other Zorbing/ Hydrozorbing/ Snowzorbing - recreational; one off activity Off-Piste skiing - exclude from day Off-Piste Snowboarding or participation in competitions - exclude from day Participation in competitive racing - decline If amateur status- exclude from day Pleasure only; Standard otherwise Exclude all Agree instructor or over 10 times per year - exclude from day British Friendly Society Limited Registered Office: 45 Bromham Road, Bedford MK40 2AA Telephone: Web: britishfriendly.com Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Reg no Incorporated under the Friendly Societies Act Registered no 392F. Member of the Association of Financial Mutuals. v_2.6.16

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